Emirates NBD Emirates Skywards Credit Card in UAE

By Krunal Gandhi
  | Published: 26 October 2021

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Emirates National Bank of Dubai (NBD) is one of the leading and most profitable financial solutions providers in the UAE. The bank offers unique banking products and services such as bank accounts, credit cards, wealth and insurance solutions, foreign exchange services, loans, mortgages and much more for both individuals and businesses. 

Emirates NBD Credit Cards offer exciting deals on lifestyle, travel, dining, entertainment and more. Emirates NBD Skyward Credit Cards enable cardholders to earn miles on their local and international spending. Moreover, these credit cards offer various beneficial facilities like easy payment plans, purchase protection, cash in advance, balance transfer, etc. 

Let us go ahead and learn about how Emirates NBD Skyward Credit Cards work, along with the numerous deals and discounts they offer. 

Best Emirates NBD Skywards Credit Cards in UAE

Here are the different types of Emirates NBD Skywards Credit Cards in the UAE.

Emirates NBD Skywards Infinite Credit Card

Emirates NBD Skywards Infinite Credit Card comes with a minimum salary requirement of AED 30,000 and an annual membership fee of AED 1,500 for the cardholders. 

Emirates NBD Skywards Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1500
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits

Features & Benefits of Emirates NBD Skywards Infinite Credit Card

  • Rotana Rewards Exclusive Membership: Emirates NBD Skywards Infinite Credit Card members can enjoy a free first year Rotana Rewards Exclusive membership.
  • Airport Lounge Access: Emirates NBD Skywards Infinite Credit Card offers complimentary access to more than 1,000 airport lounges through LoungeKey. The best part about this deal is that the cardholders can enjoy these benefits with one guest per visit.
  • Complimentary Airport Transfers: Emirates NBD Skywards Infinite Credit Card offers discounted airport transfers within the UAE. The cardholders get a 50 percent discount when booking pick up and drop service with Careem.
  • Monthly Fee: Emirates NBD Skywards Infinite Credit Card members need to pay a monthly fee of 0.99 percent per month calculated on the credit card outstanding amount.
  • Late Payment Charges: Emirates NBD Skywards Infinite Credit Card members need to pay a late payment charge of AED 230 in case they make any delay in paying credit card bills.
  • Interest Rate: Emirates NBD Skywards Infinite Credit Card charges a 3.09 percent interest rate on the credit card outstanding amount.
  • Decease Cover: Emirates NBD Skywards Infinite Credit Card offers decease cover of up to AED 300,000 for each cardholder in the event of their unfortunate demise.
  • Medical Expenses: Emirates NBD Skywards Infinite Credit Card offers a medical payout of AED 100 per day in case the policyholder gets hospitalised.
  • Job Loss Cover: Emirates NBD Skywards Infinite Credit Card offers a job loss cover of up to AED 60,000 for the cardholders in the event of loss of employment. The bank provides this benefit for the duration of 12 months or until the cardholder’s re-employment. 
  • Concierge Desk: With Emirates NBD Skywards Infinite Credit Card, the cardholders are enrolled for the bank’s concierge services. This facility helps cardholders manage time-consuming tasks by providing services like four airport drops per year within the UAE, six times submission of visit visa at the Dubai and Abu Dhabi airport, and much more.
  • Golf Privileges: Emirates NBD Skywards Infinite Credit Card offers exclusive golf deals and discounts for cardholders. The cardholders can enjoy free golf rounds at five of the best golf courses in the UAE. The list of golf clubs includes Trump Golf Club, Sharjah Golf & Shooting Club, Yas Links Golf Club, The Track Meydan Golf Club and Arabian Ranches Golf Club.
  • Valet Parking: Emirates NBD Skywards Infinite Credit Card members can enjoy four free valet parking services based on an hourly basis at some selective shopping malls, such as Yas Mall, Khalidiya Mall, Ferrari World and Yas Waterworld. The cardholders need to pay AED 30 per hour if they use an additional valet parking service. The offer applies to standard parking and not the VIP ones.
  • Medical and Travel Insurance: Emirates NBD Skywards Infinite Credit Card offers medical and travel insurance benefits to help cardholders manage unexpected expenses incurred while travelling. With this facility, the cardholders get various services, such as interpreter referral, medical service provider referral, legal referral, medical evaluation and repatriation, monitoring medical condition, delivery of medicines and other essential equipment, and much more. 
  • Global Customer Support: Emirates NBD Skywards Infinite Credit Card provide cardholders with global customer assistance services such as emergency payment authorisation, emergency replacement of a card, emergency cash, etc.
  • Easy Instalment Plans: Emirates NBD Skywards Infinite Credit Card allows cardholders to make easy payments using their preferred payment plans. With this service, the cardholders can convert their huge purchases into easy monthly installments of 6 or 12 months at a zero percent interest rate.
  • Contactless Payments: With Emirates NBD Skywards Infinite Credit Card, cardholders can make easy contactless payments by using their mobile phone or smartwatch.
  • Utility Bill Payments: Emirates NBD Skywards Infinite Credit Card members can make utility bill payments including Etisalat, DEWA, Emirates Post and more through convenient online methods.
  • Auto Salik Top-Up: Emirates NBD Skywards Infinite Credit Card members can easily set up automatic Salik recharge options by simply logging into their internet and mobile banking portals. With this service, the cardholders can make automatic recharge as soon as the balance reduces. 
  • Flexi Payment Options: Emirates NBD Skywards Infinite Credit Card allows cardholders to make a minimum bill payment of 5 percent of the outstanding balance every month and carry forward the remaining one to the next billing cycle. The cardholders have the flexibility of paying 5, 10, 25, 50, or 100 percent of the total outstanding amount based on their financial preferences.
  • Interest-Free Period: Emirates NBD Skywards Infinite Credit Card offers an interest-free period of 55 days where cardholders need not pay any interest on the outstanding balance. The cardholders can avail of this offer only when they pay their credit cards bills in full every month.
  • SMS Notifications: Emirates NBD Skywards Infinite Credit Card enables cardholders to get notifications for every transaction they make using this credit card. With this service, they can keep close track of their finances and avoid making unnecessary spending.
  • Online Banking: Emirates NBD Skywards Infinite Credit Card offers online and mobile banking services to help cardholders easily access credit card services and manage their finances.
  • Instant Cash Withdrawal: Emirates NBD Skywards Infinite Credit Card allows cardholders to make instant cash withdrawals if they are in need of funds. The cardholders can withdraw up to 50 per cent of their available credit limit by visiting any of the bank’s ATMs or branches.
  • Roadside Assistance: Emirates NBD Skywards Infinite Credit Card offers full-time roadside assistance services such as fuel delivery, battery boost, towing, and recovery service for the cardholders. 
  • Full-time Help and Support: Emirates NBD Skywards Infinite Credit Card offers 24/7 help and support services for cardholders to contact the helpdesk anytime and find resolutions to their queries with great ease.
  • Protect Plus Insurance: Emirates NBD Skywards Infinite Credit Card offers protect plus insurance coverage for the cardholders to help them deal with unfortunate events such as permanent or total disability, loss of employment, critical illness or death. If any of such events take place, the insurance partner pays the credit card outstanding balance on behalf of the cardholder.
  • DoubleSecure: Emirates NBD Skywards Infinite Credit Card offers advanced security features for cardholders. With this service, the cardholders get an additional authentication code on their registered email address or mobile number while making any transaction using this credit card. This helps them prevent any fraudulent transactions and keep their credit card safe and secure.
  • Extended Warranty: Emirates NBD Skywards Infinite Credit Card provides cardholders with an extended warranty of up to 1 year for the products bought using this credit card. Sometimes, the warranty doubles the original warranty provided by the manufacturer.
  • Purchase Protection: Emirates NBD Skywards Infinite Credit Card offers purchase protection cover against the loss or damage caused to products bought using this credit card up to one year from the date of purchase.
  • Card Misuse Protection: Emirates NBD Skywards Infinite Credit Card offers card misuse protection cover against unauthorised or fraudulent transactions made using this credit card.
  • Multi-Trip Travel Insurance: Emirates NBD Skywards Infinite Credit Card offers multi-trip insurance coverage for cardmembers. The service includes benefits such as personal accident cover, hospitalization expenses cover, trip cancellation cover, personal belongings cover, evacuation or repatriation expenses cover, delayed baggage cover and much more.

Skywards Miles Benefits for Emirates NBD Skywards Infinite Credit Card

  • Skyward Miles: Emirates NBD Skywards Infinite Credit Card allows cardholders to earn up to 2 Skyward Miles on every USD spent using this credit card. Here is how the miles are calculated.

Category

Number of Miles

Emirates and flydubai spends

2 Miles

Duty-free, online food delivery and car booking apps spend

2 Miles

International spends

1.5 Miles

Domestic spends

1 Mile

  • Welcome Bonus Miles: Emirates NBD Skywards Infinite Credit Card offers up to 100,000 Skywards Miles as a welcome bonus for the cardholders.
  • Emirates Skywards Silver Membership: Emirates NBD Skywards Infinite Credit Card members are already enrolled for Emirates Skywards Silver Membership. With this membership, the cardholders can enjoy benefits like excess checked baggage allowance, business class check-in, 25 percent bonus Skywards Miles, and much more.
  • Skyward Miles Redemption: Emirates NBD Skywards Infinite Credit Card members can redeem and use their Skyward Miles for flight bookings with flydubai, Emirates and other partner airlines. The miles can also be redeemed to avail of benefits like Emirates hotel accommodation, flight upgrades, shopping, and excursions.

Emirates NBD Skywards Signature Credit Card

Emirates NBD Skywards Signature Credit Card comes with a minimum salary requirement of AED 15,000 and an annual membership fee of AED 700 for the cardholders. 

Emirates NBD Skywards Signature Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 700
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits

Features & Benefits of Emirates NBD Skywards Signature Credit Card

  • Contactless Payments: With Emirates NBD Skywards Signature Credit Card, cardholders can make easy contactless payments by using their mobile phone or smartwatch.
  • Global Customer Support: Emirates NBD Skywards Signature Credit Card provide cardholders with global customer assistance services such as emergency payment authorisation, emergency replacement of a card, emergency cash, and much more.
  • Easy Instalment Plans: Emirates NBD Skywards Signature Credit Card allows cardholders to make easy payments using their preferred payment plans. With this service, the cardholders can convert their huge purchases into easy monthly installments of 6 or 12 months at a zero percent interest rate.
  • Utility Bill Payments: Emirates NBD Skywards Infinite Credit Card members can make utility bill payments including Etisalat, DEWA, Emirates Post, and more through convenient online methods.
  • Auto Salik Top-Up: Emirates NBD Skywards Signature Credit Card members can easily set up automatic Salik recharge options by simply logging into their internet and mobile banking portals. With this service, the cardholders can make automatic recharge as soon as the balance reduces. 
  • Interest-Free Period: Emirates NBD Skywards Signature Credit Card offers an interest-free period of 55 days where cardholders need not pay any interest on the outstanding balance. The cardholders can avail of this offer only when they pay their credit cards bills in full every month.
  • Medical and Travel Insurance: Emirates NBD Skywards Signature Credit Card offers medical and travels insurance benefits to help cardholders manage unexpected expenses incurred while traveling. With this facility, the cardholders get various services, such as interpreter referral, monitoring medical condition, legal referral, medical evaluation & repatriation, medical service provider referral, delivery of medicines and other essential equipment and much more. 
  • Roadside Assistance: Emirates NBD Skywards Signature Credit Card offers full-time roadside assistance services such as fuel delivery, battery boost, towing, and recovery service for the cardholders. 
  • SMS Notifications: Emirates NBD Skywards Signature Credit Card enables cardholders to get notifications for every transaction they make using this credit card. With this service, they can keep close track of their finances and avoid making unnecessary spending.
  • Flexi Payment Options: Emirates NBD Skywards Signature Credit Card allows cardholders to make a minimum bill payment of 5 percent of the outstanding balance every month and carry forward the remaining one to the next billing cycle. The cardholders have the flexibility of paying 5, 10, 25, 50 or 100 percent of the total outstanding amount based on their financial preferences.
  • Online Banking: Emirates NBD Skywards Signature Credit Card offers online and mobile banking services to help cardholders easily access credit card services and manage their finances.
  • Instant Cash Withdrawal: Emirates NBD Skywards Signature Credit Card allows cardholders to make instant cash withdrawals if they are in need of funds. The cardholders can withdraw up to 50 percent of their available credit limit by visiting any of the bank’s ATMs or branches.
  • Full-time Help and Support: Emirates NBD Skywards Signature Credit Card offers 24/7 help and support services for cardholders to contact the helpdesk anytime and find resolutions to their queries with great ease.
  • Card Misuse Protection: Emirates NBD Skywards Signature Credit Card offers card misuse protection cover against unauthorised or fraudulent transactions made using this credit card.
  • DoubleSecure: Emirates NBD Skywards Signature Credit Card offers advanced security features for cardholders. With this service, the cardholders get an additional authentication code on their registered email address or mobile number while making any transaction using this credit card. This helps them prevent any fraudulent transactions and keep their credit card safe and secure.
  • Multi-Trip Travel Insurance: Emirates NBD Skywards Signature Credit Card offers multi-trip insurance coverage for cardmembers. The service includes benefits such as personal accident cover, hospitalisation expenses cover, trip cancellation cover, personal belongings cover, evacuation or repatriation expenses cover, delayed baggage cover, and much more.
  • Extended Warranty: Emirates NBD Skywards Signature Credit Card provides cardholders with an extended warranty of up to 1 year for the products bought using this credit card. Sometimes, the warranty doubles the original warranty provided by the manufacturer.
  • Purchase Protection: Emirates NBD Skywards Signature Credit Card offers purchase protection cover against the loss or damage caused to products bought using this credit card up to one year from the date of purchase.
  • Protect Plus Insurance: Emirates NBD Skywards Signature Credit Card offers protect plus insurance coverage for the cardholders to help them deal with unfortunate events such as permanent or total disability, loss of employment, critical illness or death. If any of such events take place, the insurance partner pays the credit card outstanding balance on behalf of the cardholder.

Skywards Miles Benefits for Emirates NBD Skywards Signature Credit Card

  • Skyward Miles: Emirates NBD Skywards Signature Credit Card allows cardholders to earn up to 1.5 Skyward Miles on every USD spent using this credit card. Here is how the miles are calculated.

Category

Number of Miles

Emirates and flydubai spends

1.5 Miles

Duty-free, online food delivery and car booking apps spends

1.5 Miles

International spends

1 Mile

Domestic spends

0.75 Miles

  • Welcome Bonus Miles: Emirates NBD Skywards Signature Credit Card offers up to 40,000 Skywards Miles as a welcome bonus for the cardholders.
  • Skyward Miles Redemption: Emirates NBD Skywards Signature Credit Card members can redeem and use their Skyward Miles for flight bookings with flydubai, Emirates and other partner airlines. The miles can also be redeemed to avail of benefits like Emirates hotel accommodation, flight upgrades, shopping and excursions.
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Eligibility Criteria to Apply for Emirates NBD Skywards Credit Cards

Here are the eligibility criteria the applicants need to meet when applying for Emirates NBD Skywards Credit Cards.

  • The applicants must meet the minimum salary requirement of their preferred Emirates NBD Skywards Credit Cards.
  • All UAE nationals and residents are eligible for Emirates NBD Skywards Credit Cards.
  • The applicants must have a good credit score. 

Documents Required to Apply for Emirates NBD Skywards Credit Cards

Here are the documents required to apply for Emirates NBD Skywards Credit Cards.

  • Passport with Residency Visa
  • Emirates ID 
  • Last three months bank statement 
  • A working UAE mobile number
  • Utility Bills copy for address verification 
  • Trade License for self-employed employees
  • Appointment Letter or Salary Transfer Letter 

How to Apply for Emirates NBD Skywards Credit Cards?

Here are the simple ways to apply for Emirates NBD Skywards Credit Cards.

  • Visit a Branch: The applicants can go to any of the Emirates NBD bank branches to apply for their preferred Emirates NBD Skywards Credit Cards. They need to fill up and submit the application form with all the essential documents. 
  • Online Banking: The applicants can also log in to their online or mobile banking portals to apply for their preferred Emirates NBD Skywards Credit Cards. They need to download, fill and submit the application form with all the necessary documents. 
  • Mobile Banking: The applicants can also download Emirates NBD mobile app on their smartphones and apply for their preferred Emirates NBD Skywards Credit Card using mobile banking services.
  • Call the Customer Support: Emirates NBD Bank offers 24/7 available help and support line to answer their customers’ queries as and when they require. The applicants can call on this number and raise a request to apply for their chosen Emirates NBD Skywards Credit Card. 

Our Website: The applicants can also visit our website and go to the credit cards section to find a suitable Emirates NBD Skywards Credit Card. They can go through the features and benefits of all the credit cards on our website. This helps them make an informed decision based on their financial preferences.

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Krunal Gandhi
Krunal Gandhi0 Post

Hi there, myself Krunal Gandhi. I have five years of experience in the content industry and have worked in diverse fields such as sports, technology and education. I'm a sports enthusiast who loves watching Cricket and Tennis. I also like to watch web series and movies having good content – after all, 'Content is King' and it's applicable everywhere.