Emirates NBD Dnata World Credit Card

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Established in 1963, Emirates NBD is one of the oldest and best-performing banks in the UAE. It offers banking solutions such as account opening, credit cards, loans, fixed deposit account facility, and more for both individual and corporate clients.

Emirates NBD Dnata World Credit Card is one of the credit cards offered by the bank. With this Emirates NBD Dnata World Credit Card, cardmembers can avail unparalleled benefits and rewards. They can travel the world with the privilege of having access to 130 plus airlines and various luxury cruises and hotels. The cardholders can also benefit from a variety of other services that satisfy their banking needs.

Emirates NBD dnata World Credit Card

Airport Lounge Access
  • Minimum Salary AED 25,000
  • Annual Fee AED 999
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits

Features of Emirates NBD Dnata World Credit Card

  • Concierge Services- Emirates NBD Dnata World Credit Cardholders are automatically enrolled into the bank's concierge services. The concierge desk takes care of the following:
  1. Transfer from airports - Up to 4 drops in the UAE in 1 year.
  2. Visit visa submission at the Abu Dhabi and Dubai airports -  6 times in a year.
  3. Picking up and delivering the car in Abu Dhabi and Dubai for servicing and registration of the car once in a year.
  4. Courier services (local) within the UAE - 12 times (maximum) in 1 year.
  • Contactless Payments- Emirates NBD Dnata World Credit Cardholders can enjoy the perks of quick, easy and secure payments. You can use your phone or Smartwatch to make payments instantly. 
  • Easy Instalment Scheme - Using the easy installment scheme, the Emirates NBD Dnata World Credit Card holders can make large purchases with the participating vendors and pay conveniently through monthly installments at 0% interest.
  • Flexi Payment Options - Emirates NBD Dnata World Credit Card allows the cardholders to pay as small as 5% of the outstanding amount monthly & carry forward the remaining balance in the following statement. The cardholders can choose to pay 5, 10, 25, 50 or 100% of the outstanding balance on their card every month.
  • Interest-Free Duration - Emirates NBD Dnata World Credit Card offers the cardholders interest-free duration of up to 55 days, only when the cardholders keep paying their outstanding balance in full, on or before the payment due date.
  • SMS Alerts - Emirates NBD Dnata World Credit Card members receive alerts via SMS on every single transaction that they make using their card. This is perfect for instantly detecting unauthorized use and taking the necessary steps.
  • Roadside Assistance -Emirates NBD Dnata World Credit Card offers round the clock, complimentary roadside assistance to its cardholders including recovery service, battery boost, towing, and fuel delivery. You can use this service three times in a year.          
  • DoubleSecure Facility on Emirates NBD - The bank offers DoubleSecure facility in partnership with Visa on VBV (Verified by Visa) and MasterCard over MasterCard SecureCode. With this cardholders, can shop online safely through password protection available for participating merchants. The card members can enrol this credit card in the DoubleSecure facility for zero cost.
  • Protect Plus Coverage - With an ENBD Credit Card, cardholders can avail of a protective insurance called Protect Plus. This is to address demise or inability to pay off loans due to an unfortunate event. In such cases, the outstanding balance on the credit card is waived off. With this, the cardholders are covered for:
  1. Death
  2. Critical Illness
  3. Loss of job (involuntary)
  4. Cash benefit at hospitals
  5. Total Disability (permanent)

The initial 2 months for Protective Plus are complimentary, after that, you are expected to pay a nominal fee to continue the service.

Benefits of Using an Emirates NBD Dnata World Credit Card

  • Instant Cash- Emirates NBD Dnata World Credit Card members can get up to 50% cash from the permissible credit limit. You can get this cash from any of the bank branches or 810,000+ ATMs across the globe. A fee on cash advance (or equivalent of foreign currency whatever applicable) is levied on such transactions.
  • 24x7 Customer Assistance- Emirates NBD Dnata offers round the clock assistance to help its beloved customers.
  • Online Banking- Emirates NBD Dnata World Credit Card have complete access to a smooth, online transaction that is safe and seamless.
  • Salik Auto Top-up - Emirates NBD Dnata World Credit Card offers the card members an option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
  • Amazon Prime Membership - Emirates NBD Dnata World Credit Card members can enjoy a full-year of Amazon Prime membership. With this, cardholders can enjoy free & next-day delivery along with access to a wide range of Prime benefits such as Prime Video, Prime Deals, etc.
  • Free Valet Parking- Emirates NBD Dnata World Credit Card members can avail up to four free valet parking services for one hour at various renowned shopping malls in the UAE:
  1. Yas Mall
  2. Ferrari World
  3. YasWaterworld
  4. Khalidiya Mall

Card members just need to show this ENBD Credit Card on the valet service location. Please note that these free services are only valid for standard valet parking and not for the VIP one.

  • Easy Utility Bill Payments- Card members can also use this credit card to make the payment of their Etisalat, DEWA, and Emirates Post (Empost) bills online in a hassle-free manner.
  • Golf Privileges - With this ENBD Credit Card, cardholders can enjoy free golf at five golf courses in the UAE. They can access various golf courses including Yas Links, Sharjah Club & Shooting Club, Arabian Ranches, Trump Golf Club and The Track Meydan. Please note that card members can enjoy this free golf service two times in a month only.
  • Free Airport Lounge Access- This Emirates NBD Dnata World Credit Card offers unlimited free access to more than 900 premium airport lounges in over 450 cities globally. The cardholder just needs to present this credit card at the entrance of the lounge called “Lounge Key”.
  • Travel Discounts- Emirates NBD Dnata World Credit Card members get a discount of 3% on booking air tickets & a maximum of 7% on their holiday packages when the bookings are done through the bank’s travel desk.
  • MasterCard Benefits- Emirates NBD Dnata World MasterCard Credit Card members can avail the below-mentioned Mastercard benefits:
  1. Hertz Gold Plus Rewards 5-Star Membership on a complimentary basis.
  2. Benefits of MYUS premium shipping.
  3. Travel Insurance confirmation letter
  4. Complimentary travel inconvenience insurance
  5. Complimentary travel medical insurance
  6. Mastercard global emergency services
  7. Farfetch benefits.
  • Bon Appetit- Dining Program - Card members can avail a discount of 30% (maximum) at 2000+ restaurants in the UAE. To avail these exclusive discounts and a fantastic dining experience, all they need to do is use their Emirates NBD Dnata World Credit Card at the partner Bon Appetit restaurants. 
  • Other Lifestyle Offers -The bank offers the GoodTimes & LiveWell facilities that enable the cardholder to enjoy an array of entertainment & lifestyle experiences and various fitness activities.

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Emirates NBD Dnata World Credit Card Rewards & Offers

Emirates NBD Dnata World Credit Card members can enjoy the following rewards and benefits:

Welcome Offer

This credit card offers the cardholders a travel voucher of AED 2500-

  • Travel voucher worth AED 1000 on paying the joining fee.
  • Travel voucher worth AED 1500 on spends (retail) of AED 25,000 during the initial three billing statements.

Instant Rewards- dnata Points

On each spend done using this Emirates NBD dnata World MasterCard Credit Card, card members can earn rewards in the form of dnata points at partner outlets in dining, leisure, travel, and entertainment. The cardholders can earn 15% rewards points (maximum) on this ENBD credit card and they can redeem their accumulated points at the partner outlets by following these simple steps-

  • Make the purchase at any of the participating stores after presenting this credit card for paying.
  • The points balance of the cardholder displays on the payment machine.
  • The cardholder can ask the cashier to confirm the redemption of the points.
  • A transaction slip is given to the cardholder that contains the transaction details and rewards redemption summary.

Following is the number of dnata Points that the cardholder can earn in different categories:

Spends Category

dnata Points Accrual Rate

Spends at participating partners:

Image Cruising, Costa, Giraffe, and City Sightseeing.

15%

dnata Travel

15%

MMI, Emirates Holidays, Arabian Adventures, Le Clos, AI Hamra Cellar.

10%

Duty Free shopping globally

10%

Local & International retail spends

2%

 

MasterCard Offers

Being a member of this Emirates NBD credit card, one can enjoy the following Mastercard Offers:

  • Avis Car Rental & Chauffeur Discounted Offers: Cardholders can enjoy the exclusive offers with Avis and they are as follows:
  • A discount of 25% (maximum) on next car rental.
  • A free upgrade with every rental globally.
  • A discount of 10% on premium chauffeurs drive services.
  • Luxury Service Apartments Discounted Offers: ENBD credit card holders can avail preferred discounts at Onefinestay. They can enjoy a discount of 10% on booking at 2500+ properties in several countries. Also, they can get exclusive access to collections in the Edinburgh, French Riviera, Southern California, and the Hamptons.
  • European Shopping Village Exciting Offers: The Bicester Village Shopping Collection is where all the leading brands offer savings of up to 60% and sometimes more on the recommended retail price in their appointed boutiques throughout the year. Well, cardholders can get access to:
  • A discount of 15% on shopping express.
  • A discount of 15% on shopping packages
  • A discount of 15% on chauffeur drive experience at participating villages.
  • VIP lounges access (subject to availability).
  • VIP invitation (to be exchanged for a VIP card with extra discount of 10% on purchases on partnered boutiques).
  • Discounted Rides with Careem: Cardholders can enjoy a discount of 20% on 3 careem rides (maximum) each month when they travel across countries in the Middle East. They just need to use the promo code “MASTERCARD” at the time of booking a Careem ride to enjoy this discounted offer.
  • MasterCard BOGO Offers: Card members can enjoy more than 900 offers across 90+ destinations with over 600 merchants. All they need to download the MasterCard buy one get one mobile app and register the first 8 digits of their card to avail these exclusive offers.
  • Hotels.com: Being a member of this Emirates NBD credit card, one can enjoy a discount of 8% on hotel booking via the Hotels.com. All they need to use the promo code “VISA8” to enjoy this discounted offer.

Travel Discounts

Cardholders get a discount of 3% on booking air tickets & a maximum of 7% on their holiday packages when the bookings are done through the bank’s travel desk.

Bon Appetit- Dining Program

Card members can avail a discount of 30% (maximum) at 2000+ restaurants in the UAE. To avail these exclusive discounts and a fantastic dining experience, all they need to do is use their Emirates NBD Dnata World Credit Card at the partner restaurants of Bon Appetit. 

Eligibility Criteria to apply for Emirates NBD Dnata World Credit Card

Here is a list of the eligibility criteria to apply for Emirates NBD Dnata World Credit Card.

  • The applicant must be 21 years at least.
  • The applicants need to meet the minimum monthly income requirement of AED 25,000
  • All UAE nationals and residents are eligible for Emirates NBD Dnata World Credit Card.
  • The applicants must have a good credit score to get their credit card application approved.

Documents Required to Apply for Emirates NBD Dnata World Credit Card

The following documents are required to apply for this Emirates NBD Credit Card-

  • Emirates identity card in original along with a copy.
  • Copy of Password for Identification purpose.
  • Recent salary certificate (for salaried individuals)
  • Trade License (only for non-individuals)
  • Bank statements for the last three months (if the bank statements are not original, the mini statement from ATM is to be submitted)
  • Security Cheque

Fees & Charges on Emirates NBD Dnata World Credit Card

Fees & Charges

Amount

Annual Membership Fees

AED 999

Monthly Finance Charges

3.09%

Cash Withdrawal or Advance Fee

AED 99 or 3% of the total amount (whatever higher)

Late Payment Charge

AED 230

Over-Limit Charge

AED 279

Foreign Currency Transaction Charges

Non- AED purchases- 1.99%

AED purchases- 1.99%

Card Replacement Fees

AED 20

Charges on Return on Direct Debit or Cheque

AED 100

Insurance Fee

0.99% on the present balance within the billing period (initial 2 months free)

International Delivery Charge

AED 150/Per credit card

0% Instalment Plan Fees

AED 49 (on each transaction)

Cancellation Fees

3% on principal outstanding or AED 250 (whichever is higher)

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How to Apply for an Emirates NBD Dnata World Credit Card?

Follow these simple steps to apply for an Emirates NBD World Credit Card:

  • Online Banking: Emirates NBD offers online banking services for its customers to help them get easy and instant access to their funds. The applicants can login to this portal and use it to apply for an Emirates NBD Dnata World Credit Card. They need to fill up the online application form and upload all the required documents while submitting it. 
  • Mobile Banking: Emirates NBD also has a unique mobile banking app for its customers. The applicants can download this app from Google Play Store or Apple App Store and register themselves on the same. In the app, they need to visit the credit cards section and apply for an Emirates NBD Dnata World Credit Card in just a few clicks.
  • Bank’s Website: The applicants who do not have access to Online Banking or Mobile banking services can visit the bank’s website and fill out the application form to apply for Emirates NBD Dnata World Credit Card. They can submit the required documents on the website or go to one of the bank’s branch for the same.
  • Visit a Branch: The applicants can visit an Emirates NBD bank branch to apply for an Emirates NBD Dnata World Credit Card. They need to fill up the application form at the branch and submit the same with all the essential documents. 
  • Call the Customer Support: With Emirates NBD, interested applicants can call the 24x7 customer support line to apply for their chosen Emirates NBD credit card. On the helpline, the bank representatives take the request and help the applicants complete the remaining application process. 
  • Our Website: The applicants can also visit our website and go to the credit cards section to find an Emirates NBD credit card that meets their financial requirements. On the website, the applicants can go through the detailed features and benefits of all the Emirates NBD credit cards and make an informed decision. They can also call our helpline number if they need assistance. Our experts will guide them through the application process.  

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Frequently Asked Questions Related to Emirates NBD Dnata World Credit Card

Q1: What is the power points program by dnata?

Ans: This power points program by dnata on this Emirates NBD Credit Card includes the following-

  • You can earn dnata points immediately and redeem them at the participating partners.
  • You can avail an accelerated earning of dnata points at twenty premium partners in more than 400 locations.

You can earn these points and use them immediately to make payment for holidays, meals travel and even for your coffee at the concerned store directly.

For example, you can buy your travel tickets for AED 10,000 at dnata through this Emirates NBD Card and earn dnata points worth 1,500. You can then spend these points directly at Costa, hence paying for your cup of coffee using these dnata points.

Q2: How can I enroll for this dnata points facility?

Ans: You do not need to enroll for this program of dnata points. This enrollment is free and automatic. Only selected customers are invited to experience this facility and the cardholders of Emirates NBD Dnata World Credit Card are amongst these selected ones.

Q3: Am I eligible to earn these dnata points for all my transactions?

Ans: You can earn dnata points for all the retail purchases made by you through your Emirates NBD Dnata World Credit Card wherever you are. You will not earn any rewards on your card on cash advance, interest charges or fees. Go through the terms and conditions on dnata points thoroughly to learn about all the eligible transactions in detail. The spending on primary as well as supplementary cards both are eligible for earning dnata points.

Q4: How will I be able to track the dnata points I have earned?

Ans: You can view the balance of your points earned by inserting your credit card inside the paying terminal when you are at the outlet of the partners participating.

When any transaction ends at the participating partner’s outlet, a transaction slip is available which displays the summary of rewards including the following:

  • Points you have earned on that particular transaction
  • Opening Balance
  • Redeemed points (if any)
  • Closing Balance

The balance of dnata points in your credit card account is displayed in the monthly statement of your card.

You can also contact the bank on 600540000 to know the balance of your dnata points.

Q5: What is Protect Plus Scheme on my Emirates NBD Dnata World Credit Card?

Ans: You can avail the insurance called Protect Plus with this ENBD Credit Card under which you can spend on your credit card with an assurance of getting covered in case of any unforeseen event. In such cases, the balance outstanding on your credit card gets waived off. This insurance covers the following unfortunate events-

  • Death
  • Critical Illness
  • Loss of job (involuntary)
  • Cash benefit at hospitals
  • Total Disability (permanent)

You automatically get enrolled in this insurance scheme at the time of application. The initial 2 months are complimentary, that is, you can avail this insurance for free. Subsequently, you will have to pay a nominal fee on the outstanding balance of your credit card.