Emirates NBD Dnata World Credit Card
About Emirates NBD Dnata World Credit Card
With this Emirates NBD Dnata World Credit Card, the card members can avail unparalleled benefits and rewards. They can travel the world with the privilege of having access to 130+ airlines and various luxury cruises and hotels. The cardholders can also avail a lot of other services related to banking in order to satisfy their needs.
Features of Emirates NBD Dnata World Credit Card
The eminent features of this Emirates NBD Credit Card are as follows:
DoubleSecure Facility on Emirates NBD
In order to maintain an additional safety on the card for transactions online, the bank has done a partnership with Visa on VBV (Verified by Visa) and MasterCard over MasterCard SecureCode so as to offer the cardholders this DoubleSecure facility. With this facility, they can shop online safely through the password protection available at participating merchants online. The card members just have to enroll this credit card in the DoubleSecure facility at zero cost. They can call on 600540000 for further information.
Emirates Installment Scheme
Through this installment plan by ENBD Credit Cards, the cardholders can make payments conveniently on the purchases they have made in installments (per month) at a low rate of interest monthly. This facility makes bulky and unexpected payments simple. This facility needs no faxes, no forms, all the card members are required to do is make a call post purchasing this NBD credit card. This is a flexible option in which the cardholders can select their preferred term of installment (six, twelve, twenty-four and thirty-six months). This scheme is economical as it levies a low rate of interest. In order to convert the purchases of the cardholders into this installment plan, the cardholder just has to log into their mobile or online banking and select the plan that is the most suitable for them.
Protect Plus Coverage
The cardholder can avail the insurance called Protect Plus with this ENBD Credit Card under which they can spend on their credit card with an assurance of getting covered in case of any unforeseen event. In such cases, the balance outstanding on their credit card gets waived off. This insurance covers the following unfortunate events-
- Critical Illness
- Loss of job (involuntary)
- Cash benefit at hospitals
- Total Disability (permanent)
The card members automatically get enrolled in this insurance scheme at the time of application. The initial 2 months are complimentary, that is, they can avail this insurance for free. Subsequently, they will have to pay a nominal fee on the outstanding balance of their credit card.
Flexi Payment Options
This Emirates Credit Card offers the cardholders the facility to pay as small as five percent of the balance outstanding monthly, & carrying over the remaining balance in the following statement. The card members can pay 5, 10, 25, 50 or 100 percent of the outstanding balance on their card every month.
Protection from Fraud
- This credit card offers the cardholders a cover against identity and card fraud through the Fraud Protection coverage.
- In case the credit card is lost, the cardholders get a maximum cover of 2000 US dollars on one incident (4000 US dollars maximum in one year). The unauthorized payments are reimbursed in 24 hours before they report the activity.
- If the credit card is not lost, the cardholders get a maximum cover of 2000 US dollars on one incident (4000 US dollars maximum in one year). The unauthorized payments are reimbursed in two months before they report the activity.
The cardholders can buy household appliances on their credit card and avail a free extended warranty duration of twelve months, beyond retailer or manufacturer warranty. They get a maximum value of 500 US dollars on each incident (maximum 2000 US dollars every year).
This Emirates NBD Credit Card offers the cardholders free travel insurance that gives coverage for their trips for a maximum of 180 days for each trip. This insurance offers them comprehensive protection for various situations.
This NBD Credit Card offers the cardholders interest-free duration of up to 55 days, only when the cardholders keep paying their balance outstanding in full on or before the due date.
The cardholders can also avail the facility of instant cash in which they can avail an immediate access to fifty percent (at most) of the credit limit determined by the bank on their card, in the form of cash using this Emirates NBD Credit Card at any of the branches of the bank or 1.9+ million ATMs with symbols of MasterCard or Visa throughout the globe. A fee on cash advance (or the equivalent of foreign currency wherever it is applicable) is levied on such transactions.
Security and Emergency Services
This Emirates NBD Credit Card Offers the cardholders various security and emergency services which include customer assistance 24/7, SMS alerts, complimentary roadside assistance round the clock and various online banking services.
Benefits of Emirates NBD Dnata World Credit Card
The amazing benefits of this Emirates NBD Credit Card are as follows:
The cardholders can avail concierge desk service on this credit card in Sharjah, Dubai & Abu Dhabi airports, and services for courier and car maintenance within UAE. With this Emirates Credit Card UAE, they will get enrolled in the Emirates' concierge services automatically. They can then relax and allow the bank's concierge team to take care of complicated and time-taking tasks for them within the UAE. The team also offers them a wide range of free services, which include-
Free Lounge Access
This Emirates NBD Dnata World Credit Card offers unlimited free access to airport lounges at 850+ premium lounges in 300+ cities throughout the globe without any consideration on the class of travel or airline. The cardholder just needs to present this credit card at the entrance of the lounge saying “Lounge Key”.
Free Valet Parking
The cardholders can avail a maximum of four free valet parking for one hour at various renowned shopping malls in the UAE. However, they will have to pay 30 AED on any extra valet service every hour.
With this ENBD Credit Card, the cardholders can enjoy free golf at five golf courses in the UAE. They can access various golf courses including Yas Links, Sharjah Club, Arabian Ranches, Address Montgomerie and Track Meydan.
Salik Auto Top-up
This Emirates Credit Card offers the card members an option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The cardholder’s account gets recharged automatically when the balance reaches the threshold of 30 AED.
The cardholders get a discount up to three percent on booking air tickets & a maximum of seven percent on their holiday packages when the bookings are done through the bank’s travel desk.
The card members can also avail a discount of 30 percent (maximum) at 2000+ restaurants in the Middle East, Europe, and the UAE. To avail these exclusive discounts and a fantastic dining experience, all they need to do is use their Emirates NBD Dnata World Credit Card.
Top Reasons to Get this Emirates NBD Dnata World Credit Card
This Emirates NBD Credit Card is an ideal option for various applicants due to the following reasons:
1. Online Banking
The cardholders can access the safe and convenient net banking portal of the Emirates NBD for availing various banking services offered to them.
The cardholders can avail discount on traveling and dining at various partner outlets when the booking or payment is done using this ENBD Credit Card.
3. MasterCard Benefits
The card members have an option of availing various MasterCard benefits on this card which include hotel stays, dining, air tickets, spas, shipping discounts, insurance cover, shopping benefits and more at renowned partner outlets.
4. Customer Assistance
This Emirates Credit Card offers assistance to its cardholders round the clock so as to help them in solving their issues, if any.
Fees & Charges on Emirates NBD Dnata World Credit Card
Mentioned below are the Emirates NBD Credit Card Fees & charges-
|Annual Fees on Supplementary Cards||Nil|
|Monthly Interest on Retail Purchase||3.09 percent|
|Monthly Cash Advance Interest||3.09 percent|
|Cash Withdrawal/Advance Fee||99 AED or 3 percent of the total (whatever higher)|
|Over-Limit Charge||279 AED|
|Late Payment Charge||230 AED|
|Processing Fee on Foreign Currency||Non- AED purchases- 1.99 percentAED purchases- 1.99 percent|
|Card Replacement Charge||20 AED|
|Fee on Return on Direct Debit and Cheque||100 AED|
|Sales Voucher Copy Fee||10 AED|
|Fee on Paper Statement||5 AED (monthly)|
|Fee on Duplicate Statement (each copy)||15 AED monthly for previous 3 months and 45 AED subsequently|
|Insurance Fee||0.99 percent on the current balance in the billing cycle (first two months free)|
|0 percent Installment Plan Charge||49 AED (per transaction)|
|Cancellation Fee on Installment Plans or Balance Transfer or Conversion of Balance or Dial-A-Cheque||3 percent on the outstanding principal or 250 AED (whatever higher)|
|Fee on Delivery Charges Abroad||150 AED|
|Minimum Due Payment||100 AED or 5 percent (whatever higher)|
(These charges are applicable with effect from April 1st, 2019)
Emirates NBD Dnata World Credit Card Rewards
This ENBD Credit Card offers the following rewards to the card members-
Travel Vouchers: This credit card offers the cardholders a travel voucher of at most 2500 AED-
- Travel voucher worth 1000 AED on paying the registration fee
- Travel voucher worth 1500 AED on spends (retail) of 25,000 AED during the initial three billing statements.
Instant Rewards: On each spend done using this Emirates NBD Credit Card the card members can earn rewards in the form of dnata points at partner outlets in dining, leisure, travel, and entertainment. The cardholders can visit the official website of the bank for further information.
Powerful Rewards: The cardholders can keep enjoying powerful rewards of fifteen percent (maximum) on this NBD credit card.
How to Redeem the Reward Points Earned on Emirates NBD Dnata World Credit Card?
The cardholders can redeem their accumulated points at the partner outlets by following these simple steps-
- Make the purchase at any of the participating stores after presenting this credit card for paying.
- The points balance of the cardholder displays on the payment machine.
- The cardholder can ask the cashier to confirm the redemption of the points.
- A transaction slip is given to the cardholder which contains the transaction details and rewards redemption summary.
Frequently Asked Questions Related to Emirates NBD Dnata World Credit Card
Q.1. What is the new points program by dnata?
This improved points program by dnata on this Emirates NBD Credit Card includes the following-
- You can earn dnata points immediately and redeem them at the participating partners
- You can avail an accelerated earning of dnata points at twenty premium partners in more than 400 locations.
You can earn these points and use them immediately to make payment for holidays, meals travel and even for your coffee at the concerned store directly.
For example, you can buy your travel tickets for 10,000 AED at dnata through this Emirates NBD Card and earn dnata points worth 1,500. You can then spend these points directly at Costa, hence paying for your cup of coffee using these dnata points.
Q.2. How can I enroll for this dnata points facility?
You do not need to enroll for this program of dnata points. This enrollment is free and automatic. Only selected customers are invited to experience this facility and the cardholders of Emirates NBD Dnata World Credit Card are amongst these selected ones.
Q.3. Am I eligible to earn these dnata points for all my transactions?
You can earn these points for all the retail purchases made by you through your Emirates NBD Dnata World Credit Card wherever you are. You will not earn any rewards on your card on cash advance, interest charges or fees. Go through the terms and conditions on dnata points thoroughly to learn about all the eligible transactions in detail. The spending on primary as well as supplementary cards both are eligible for earning dnata points.
Q.4. How will I be able to track the dnata points I have earned?
- You can view the balance of your points earned by inserting your credit card inside the paying terminal when you are at the outlet of the partners participating.
- When any transaction ends at the participating partner’s outlet, a transaction slip is available which displays the summary of rewards including the following:
- Points you have earned on that particular transaction
- Opening Balance
- Redeemed points (if any)
- Closing Balance
- The balance of dnata points in your credit card account is displayed in the monthly statement of your card.
- You can also contact the bank on 600540000 to know the balance of your dnata points.
Q.5. What are concierge services under my Emirates NBD Dnata World Credit Card?
You can avail concierge desk service on this credit card in Sharjah, Dubai & Abu Dhabi airports, and services for courier and car maintenance within UAE. With this Emirates Credit Card UAE, you will get enrolled in the Emirates' concierge services automatically. You can then relax and allow the bank's concierge team to take care of complicated and time-taking tasks for you within the UAE. The team also offers you a wide range of free services, which include-
- Airport Transfers-
- Free airport transfers- four drops in a calendar year (maximum)
- Transfers within UAE (transfers that are inter-Emirate are not allowed)
- Transfers at Mumbai, Kolkata, Delhi, Chennai, and Bangalore in India (within the limits of the city)
- Visiting Abu Dhabi and Dubai Airports for Visa Submission- maximum six times in a calendar year
- Services on Car Maintenance: Free picking up and delivering the documents of your car in Abu Dhabi and Dubai just for servicing of your car (once a year) and registration of your car (once in a year).
- Domestic Courier Services inside UAE- maximum of 12 times in a calendar year.
You can avail all the above services only on making the payment with this Emirates NBD Dnata World Credit Card. Any request is to be made two working days before the date of service. You can contact the concierge desk on +97047047110 from 8:30 am to 5:30 pm (Saturday-Thursday).
Q.6. What is Protect Plus Scheme on my Emirates NBD Dnata World Credit Card?
You can avail the insurance called Protect Plus with this ENBD Credit Card under which you can spend on your credit card with an assurance of getting covered in case of any unforeseen event. In such cases, the balance outstanding on your credit card gets waived off. This insurance covers the following unfortunate events-
- Critical Illness
- Loss of job (involuntary)
- Cash benefit at hospitals
- Total Disability (permanent)
You automatically get enrolled in this insurance scheme at the time of application. The initial 2 months are complimentary, that is, you can avail this insurance for free. Subsequently, you will have to pay a nominal fee on the outstanding balance of your credit card.
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