Get Cashback up to AED 2000
Get Cashback up to AED 2000
The Emirates NBD Diners Club Credit Card is an exclusive credit card that lets its cardholders to enjoy a host of benefits and privileges while travelling outside. This Emirates NBD credit card is accepted at millions of merchants across the globe. This card is designed to offer amazing benefits, greater flexibility, modified services, and round the clock convenience to its card members. In addition to this, they also receive attractive rewards in terms of Plus Points.
Here are some key features & benefits of the Emirates NBD Diners Club Credit Card:
Members of the Emirates NBD Diners Club credit card can get unlimited free access to premium airport lounges across the world irrespective of travel class & airline. To enjoy this privilege, they are simply required to present the credit card at the entrance of the airport lounge. The list of the participating lounges can be found on the official website of the Emirates NBD.
The Emirates NBD Diners Club credit card allows its card members to save on dining, travel, and entertainment, and much more across the globe.
The Emirates NBD Diners Club credit card provides a maximum of 55 days no-interest period to its card members, provided they have continued to pay their full outstanding amount by the due date of payment.
Members of this Emirates NBD credit card can enjoy the flexibility of paying as minimum as 5% of the outstanding amount every month, and then they can carry forward the remaining balance to the next month’s billing statement. However, card members can choose the option to pay 5%, 10%, 25%, 50%, or 100% of their card outstanding amount every month.
Card members can withdraw cash up to 50% of their totaling credit limit as instant cash with the Emirates NBD Diners Club credit card. They can withdraw cash at more than 1.9 million ATMs across the globe that displays the Pulse or Diner Club symbols.
Members of the Emirates NBD Diners Club credit card are eligible for complimentary travel insurance which offers coverage for less than 180 days. They will be covered automatically under this travel insurance when their ticket or a minimum of $500 of the travel expenditure is charged to this Emirates credit card. It provides the following coverage:
Note: AIG Travel Assist Services are included in this travel insurance.
Card members can enjoy the following offers and rewards:
The Emirates NBD Diners Club credit card helps its cardholder to earn impressive rewards for all their retail spends (both domestically and internationally) through the Plus points. These Plus Points can easily be redeemed further for Frequent Flyer Miles of one of the best airlines, participating partners, cash back or annual fee waivers. Following is the number of “Plus Points” that the card member can earn in different categories:
It is an exclusive dining program that allows the members of the Emirates NBD Diners Club credit card get up to 30% discount at more than 2,000 restaurants all over UAE, Europe, and the Middle East. The list of the participating restaurants can be found on the official website of the Emirates NBD.
The applicant must have a minimum monthly income of AED 10,000 in order to be eligible for this credit card offered by the Emirates NBD.
An applicant is required to submit the list of documents to complete the Emirates NBD Diners Club credit card application. Following are the necessary documents:
*Please note that additional documents may be required as per the Bank’s sole discretion.
Following are the Diners Club Emirates NBD credit card fees & charges:
|Description||Emirates NBD Diners Club Credit Card|
|An annual charge of the primary card||AED 400|
|Finance charges on retail purchase||3.3% per month|
|Finance charges on cash advance||3.3% per month|
|Cash advance charges||4% (min 100 AED)|
|Over limit charges||AED 189|
|Late Payment Charges||AED 189|
|Foreign currency transaction charges||3 percent|
|Charges of card replacement||AED 50|
|Cheque & direct debit return charges||AED 100|
|Charges for procuring a copy of sales voucher||AED 25|
|Duplicate statement charges (for each copy)
Up to last three months
Over three months
AED 15 p.m.
AED 50 p.m.
|Cash advance limit||50% of the total credit limit|
|Minimum payment due||AED 100 or 5 percent (whichever is greater)|
|Due date of payment||25 days|
(Updated as on September 8, 2020)
Q1: Do I need to maintain an average monthly spend to enjoy complimentary access to airport lounges?
Ans: Members of this card will enjoy complimentary and unlimited access to premium airport lounges on maintaining a three-month average monthly spend of AED 2,500. Card members whose average spends in the last three months are below, a flat airport lounge usage charge of AED 125 per visit will be charged to the credit card in the subsequent month. Please note that the accompanying guests will be charged the normal airport lounge access charges.
Q2: What exactly is Bon Appetit?
Ans: Bon Appetit is basically an exclusive dining program that enables card members of the Emirates NBD Diners Club credit card to avail exclusive discounted offers across dining & restaurants all over the UAE, Europe, and the Middle East.
Q3: Can I apply for a Visa or MasterCard with the Diners Club Emirates NBD credit card?
Ans: Please note that this card is only issued as a ‘Diners Club Card’. Therefore, this Emirates credit card has no link with Visa or MasterCard.
Q4: Can I change the payment due date for my Emirates NBD Diners Club credit card?
Ans: Well, yes! You can easily change a payment due date. All you are required to contact ENBD call Centre on 600 54 0000 in order to submit a request to change the due date of payment.
Q5: How much of the credit limit can I withdraw using this card as instant cash?
Ans: You can withdraw instant cash up to 50% of the total credit card.