Bank Accounts in the UAE
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Emirates NBD offers conventional as well as Islamic current accounts to match the diversified banking needs of its customers. The Standard Current Account, Special Current Account, Call Deposit Account, and Islamic Current Accounts are the current accounts offered by the Emirates NBD. Each one of the Emirates NBD Current Account offers a number of attractive features and easy access for utmost flexibility & convenience.
Here are the eminent features & benefits of the current accounts offered by the Emirates NBD:
|Product||Interest Rate (per annum)||Interest calculation based on||Interest pay-out (Credit to Account)|
|Emirates NBD Special Current Account||
Daily closing balances
To be eligible to open an Emirates NBD Current Account, customers need to meet certain criteria. Listed in the table are some eligibility requirements for opening currents accounts with the bank:
|Emirates NBD Current Accounts||Eligibility Criteria|
|Standard Current Account||Minimum Monthly Average Balance Required:
|Special Current Account||Availability:
|Call Deposit Account||Availability:
|Islamic Current Account||
Minimum Relationship Balance Required:
To open an Emirates NBD Current Account, the applicant needs to submit the following documents:
|Emirates NBD Current Accounts||Required Documents|
|Standard Current Account||For Individuals:
|Special Current Account||For Identification:
|Call Deposit Account||For Identification:
|Islamic Current Account||For Individuals:
*Note: The applicant may need to submit some additional documents as per the sole discretion of the bank
The applicant can open a current account with Emirates NBD through any of the below-mentioned ways:
For account closure, the account holder can visit the nearest Emirates NBD branch to close their account.
Q1: Can I open Emirates NBD Current Account in other currencies other than AED?
Ans: Yes, you can open all three of the Emirates NBD current accounts in AED as well as other currency.
Q2: Do I need to transfer salary in a Standard Current Account?
Ans: This Emirates NBD Current Account can be opened either as a Savings variant or a Salary variant. Hence, the salary transfer is required if this bank account is opened as a salary variant.
Q3: How long will it take to open an Emirates NBD Special Current Account?
Ans: Your Emirates NBD Special Current Account will be opened in only two working days.
Q4: Do I need to maintain a minimum balance in Emirates NBD Current Account?
Ans: Yes, you need to maintain a minimum monthly average balance of AED 3,000 in Emirates NBD Standard Current Account.
Q5: Will I get a complimentary debit card with any of the Emirates NBD Current Accounts?
Ans: Yes, you will get a complimentary International UAE Dirham debit/ATM card with most of the current accounts offered by the Emirates NBD.
Q6: Am I eligible to request for a cheque book?
Ans: The cheque book facility with most of the Emirates NBD Current Accounts is available. The first cheque book on account opening is provided free of cost, thereafter charges are levied as per the schedule of charges.
Q7: How many Islamic Current Accounts are offered by the Emirates NBD?
Ans: The bank offers only one Shariah Compliant Islamic Current Account.
Q8: How can I get access to my Emirates NBD Current Account?
Ans: You can get round-the-clock access to your bank account through ATMs, Online banking, and Phone Banking.