Emirates NBD Credit Card

The merger of UAE’s second largest bank- Emirates Bank International (EBI) and fourth largest bank - National Bank of Dubai (NBD) lead to the formation of Emirates NBD in 2007. Emirates NBD shares got listed in Dubai’s stock exchange, the Dubai Financial Market (DFM) in the same year as DFM: EMIRATES. With assets worth over $134 billion in its possession (as of September 2018), Emirates NBD is one of the largest and most profitable banking institutes in the UAE that offers a different kinds of financial products. One such product is credit card.

Emirates NBD offers a wide range of credit cards such as lifestyle, travel, and rewards credit cards to meet the diversified needs of its customers.  The Emirates NBD credit cards offer incredible benefits ranging from discounted fares on tickets of the world-renowned Emirates airline to promotions on dining, luxury shopping and much more. In short, the Emirates credit card owner can truly enjoy a rewarding experience.

Emirates NBD Credit Card Types

The Emirates NBD credit cards are classified into three different categories based on the type of benefits they offer. These are Lifestyle, Travel and Rewards range of Emirates NBD credit cards.

Lifestyle Emirates NBD credit cards

Travel Emirates NBD Credit Cards

Reward Emirates NBD Credit Cards

Emirates NBD Credit Card Minimum Salary, Annual Fees & Interest Rates

Given below is a comprehensive list of all the currently available Emirates NBD credit cards.

Category Credit Card Name Minimum Monthly Salary (in AED) Annual Fee (in AED) Monthly Retail Interest (in %)

Lifestyle   

Emirates NBD Go4it Gold Credit Card

6,000

99

3.25

Lifestyle   

Emirates NBD Go4it Platinum Credit Card

12,000

199

3.25

Lifestyle   

Emirates NBD Webshopper Credit Card

5,000

NA

NA

Lifestyle   

Emirates NBD Manchester United Credit Card

5,000

250

3.25

Travel    

Emirates NBD dnata Platinum Credit Card

8,000

500

3.25

Travel    

Emirates NBD Skywards Signature Credit Card

15,000

700

3.25

Travel    

Emirates NBD dnata World Credit Card

25,000

999

3.09

Travel    

Emirates NBD Marriott Bonvoy World MastercardCredit Card

25,000

1,500

3.09

Travel    

Emirates NBD Skywards Infinite Credit Card

30,000

1,500

3.09

Reward     

Emirates NBD Diners Club Credit Card

10,000

400

3.25

Reward     

Emirates NBD Mastercard Titanium Credit Card

5,000

400

3.25

Reward     

Emirates NBD MasterCard Platinum Credit Card

12,000

700

3.25

Reward     

Emirates NBD Visa Platinum Credit Card

12,000

700

3.25

Reward     

Emirates NBD Duo Credit Cards

10,000

800

3.25

Reward     

Emirates NBD Visa Infinite Credit Card

50,000

1,500

2.99

Reward     

Emirates NBD U By Emaar Infinite Credit Card

30,000

1500

3.09

Reward     

Emirates NBD LuLu 247 Mastercard Platinum Credit Card

15,000

250

3.25

Reward     

Emirates NBD U By Emaar Signature Credit Card

15,000

250

3.25

Reward     

Emirates NBD U By Emaar Family Credit Card

5,000

0

3.25

Reward     

Emirates NBD LuLu 247 Mastercard Titanium Credit Card

5,000

0

3.25

(Updated as of May 2020)

Lifestyle Emirates NBD Credit Cards

The Lifestyle line of Emirates NBD credit card offers its cardholder a wide range of benefits on daily spending’s such as transportation and grocery purchases. Reasonably priced and filled to the brim with benefits, these Emirates NBD credit cards are ideal for day to day use. Here are the  Lifestyle credit cards offered by the Emirates NBD:

1. Emirates NBD WebShopper Credit CardEmirates NBD WebShopper Credit Card

  • Minimum Monthly Salary Required: AED 5000

Features & Benefits of the Emirates NBD Credit Card:

  • Internet Use: The WebShopperEmirates NBD credit card is designed for online transactions only. In order to prevent any misuse of the card on ATMs and in-store purchases, the card comes with a magnetic strip.
  • 0% Easy Installment Plan: The cardholder can make large purchases at participating merchants and then convert it into 6-12 equated monthly installments at 0% interest rate.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the due date of the payment.
  • Complimentary 24x7 Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes battery boosting, fuel delivery, recovery service, and towing services thrice a year.
  • Plus Points Reward Program: This Emirates NBD credit card offers automatic enrollment of the cardholder into the Plus Pointsrewards program The cardholder can earn Plus Points on all online spends. And then, Plus Points can be further redeemed for cash back and Frequent flyer miles from all the leading airline. Moreover, the member of the Emirates NBD WebShopper credit card can earn 1 Plus Point for each AED 200 spent on online transactions. 

2. Emirates NBD Manchester United Credit CardEmirates NBD Manchester United Credit Card

  • Minimum Monthly Salary Required: AED 5000
  • Annual Membership Fee: AED 250
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Welcome Gift: Manchester United Emirates NBD credit card member will get a Manchester United home jersey upon spending AED 2,000 within the first month.
  • Free Gift: This Emirates NBD credit card offers the card member a chance to win a RED box, full of official merchandise of Manchester United upon spending AED 6,000 in a period of 3 months.
  • Red Points Reward Program: The member of the Manchester United Emirates NBD credit card gets enrolled into the membership of the RED loyalty program and earns RED Points. They can earn RED Points on using this card for retail spends (local as well as international). The accumulated RED Points can be redeemed for purchasing official Manchester United merchandise and cash back, where 125,000 Red Points earn AED 500. Moreover, RED Points can be earned in the following ways:
    • 10 RED Points for every AED 1 spent on sports good stores across the UAE.
    • RED Points for every AED 1 spent on dining.
    • RED Points for every AED 1 spent on international transactions.
    • RED Point for every AED 1 spent on local retail purchases.
  • RED Deals: Diehard Manchester United fans can use this ENBD credit card for availing:
    • A 10% off at the Red Café in Old Trafford.
    • A 20% off at the Manchester United Stadium and on the museum tour.
    • A 10% off on official membership.
  • Priceless Experiences: The card member who spends the highest amount using the card can earn amazing rewards such as team signed jerseys, fully paid trips to watch a live match, and an exclusive lifetime gift.
  • Complimentary Airport Lounge Access: The card member can avail free airport lounge access to more than 10 VIP lounges in UAE, Jordan, Egypt, KSA, and Kuwait.
  • Golf Benefits: The cardholder can avail a maximum of 40% discount on 100+ golf courses across the globe.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Bon Appetite Dining Program: The cardholder can enjoy as high as 30% discount on 2,000+ Bon Appétit restaurants in UAEMiddle East, and Europe.
  • Mastercard Experiences & Offers: The card member can enjoy hundreds of free offers all over the Middle East & Africa on premium spas, fine dining, or activities.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the due date of the payment.
  • Financial Benefits: This card comes with a wide range of other financial benefits such as Easy Installment Plan, Instant Cash, and Lifestyle Protect Insurance.
  • Emergency and Security Benefits: SMS alerts and ENBD DoubleSecure are the most security features of this card.

3. Emirates NBD Go4it Gold Credit CardEmirates NBD Go4it Gold Credit Card

  • Minimum Monthly Salary Required: AED 6,000.
  • Annual Membership Fee: AED 99
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Plus Points Reward Program: This Emirates NBD credit card offers automatic enrollment of the card member into the Plus Points rewards program. The accumulated Plus Points can be redeemed for cash back and Frequent Flyer Miles. Moreover, the member of the Go4it Gold Emirates NBD credit card can earn:
    • Plus Point on every AED 400 spent on weekdays.
    • Plus Points on every AED 400 spent on weekends (Fridays and Saturdays).
    • Plus Points on every AED 400 spent on RTA services (Dubai metro, taxis, and Tram service).
  • Exclusive Benefits: The Go4it Gold Emirates NBD credit card offers many Roads & Transport Authority (RTA) benefits such as:
    • It can be used to make fare payments for RTA Bus & Water Bus.
    • It can be used to make fare payments for RTA parking meters.
    • It offers access to regular class & fare payments of regular class from NoI Tag ID.
  • Movie Benefits: The card member can get the exclusive price of AED 47.25 for 2 regular 2D Standard movie tickets instead of the original rate of AED 70 upon booking a ticket through the mobile app or official website of VOX Cinemas using this ENBD credit card.
  • Free Dubai Ferry Rides: This Emirates NBD credit card entitles the primary cardholder and one guest to enjoy a complimentary Economy class Dubai Ferry ride.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any large purchase into a monthly installment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • Other benefits:
    • International medical & travel assistance for a maximum of 90 days.
    • A maximum of US $5000 as emergency cash advance can be availed by cardholders during an emergency. Also, they can request for emergency card replacement if they lose their card while travelling.
    • Card members can avail exceptional gifts, privileges, savings and opportunities.
    • Cardholders can enjoy 2-for-1 deals on shopping, food, and entertainment along with 500 travel discounted offers through Visa Offers MENA mobile app.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Withdrawal: The cardholder can instantly avail up to 50% of their Go4it Gold Emirates NBD credit card limit as instant cash.
  • Free Life Insurance: The cardholder can avail complimentary life insurance that provides coverage up to AED 75,000 in case of death.

4. Emirates NBD Go4it Platinum Credit CardEmirates NBD Go4it Platinum Credit Card

  • Minimum Monthly Salary Required: AED 12,000.
  • Annual Membership Fee: AED 199
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Plus Points Reward Program: This Emirates NBD credit card offers automatic enrollment of the card member into the Plus Pointsrewards program. The accumulated Plus Points can be redeemed for cash back and Frequent Flyer Miles. Moreover, the member of the Go4it Gold Emirates NBD credit card can earn:
    • Plus Point on every AED 200 spent on weekdays.
    • Plus Points on every AED 200 spent on weekends (Fridays and Saturdays).
    • Plus Points on every AED 200 spent on RTA services (Dubai metro, taxis, and Tram service).
  • Exclusive Benefits: The Go4it Platinum Emirates NBD credit card offers the following Roads & Transport Authority (RTA) benefits:
    • If offers access to Gold Class and enable its card members to make payments of gold class from NoI Tag ID.
    • It can be used to make fare payments for RTA parking meters.
    • It can be used to make fare payments for the RTA bus & water bus.
  • Movie Benefits: The card member can get the exclusive price of AED 47.25 for 2 regular 2D Standard movie tickets (original rate of AED 70) or 2D VIP movie tickets (original rate of AED 90) upon booking a ticket through the mobile app or official website of VOX Cinemas using this ENBD credit card.
  • Free Dubai Ferry Rides: This Emirates NBD credit card entitles the primary cardholder and one guest to a complimentary Business class Dubai Ferry
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any large purchase into a monthly installment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.

Other benefits:

  • The cardholder can avail 1 movie ticket free for each ticket purchased online through VOX Cinemas in the UAE and KSA.
  • International medical & travel assistance for a maximum of 90 days.
  • A maximum of US $5000 as emergency cash advance can be availed by cardholders during an emergency. Also, they can request for emergency card replacement if they lose their card while travelling.
  • Card members can avail exceptional gifts, privileges, savings and opportunities.
  • Cardholders can enjoy 2-for-1 deals on shopping, food, and entertainment along with 500 travel discounted offers through Visa Offers MENA mobile app.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Withdrawal: The cardholder can instantly avail up to 50% of their Go4it Gold Emirates NBD credit card limit as instant cash.
  • Free Life Insurance: The cardholder can avail complimentary life insurance that provides coverage up to AED 75,000 in case of natural or accidental death.

Travel Emirates NBD Credit Cards

From hotel reservations to flight tickets, the Travel category of ENDB credit cards enables the cardholder to enjoy huge savings on travel expenses. Here are the  Travel credit cards offered by the Emirates NBD:

1. Emirates NBD dnata Platinum Credit CardEmirates NBD dnata Platinum Credit Card

  • Minimum Monthly Salary Required: AED 8,000.
  • Annual Membership Fee: AED 500
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Dnata Points Reward Program: The member of the dnata Platinum ENBD credit card can avail access to the dnata loyalty programand earn dnata Points on purchase made with the card. The accumulated dnata Points can be redeemed at any of the partner store which includes dnata Travel. Card members can earn points on the following categories:
    • 1.5% dnata points can be earned on all domestic and international retail purchases (it excludes retail spends at participating stores).
    • 10% dnata points can be earned at participating travel bookings partners such as Emirates Holidays, Arabian Adventures, MMI, and dnata Travel.
    • 15% dnata points can be earned on tourism services offered by Costa, City Sightseeing, and Imagine Cruising.
    • 5% dnata points can be earned at any duty-free store globally.
    • 0.38% dnata points can be earned on insurance, grocery & supermarket, car dealership related expenses, quick service restaurants as well as spends made in European Union Countries.
    • 0.15% dnata points can be earned on real estate, fuel, transit, government services, and utility bills, telecom bills, and education bills.
  • Welcome Offer: Card members can avail a maximum of AED 500 Travel vouchers on the joining fee payments and AED 500 travel vouchers after making retail spends of AED 10,000 in the initial three billing statements.
  • Free Airport Lounge Access: The primary member of this Emirates credit card can avail unlimited free access to more than 25 regional as well as international airport lounges across UAE, Jordan, Kuwait, KSA, Egypt, and more.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • 0% Easy Installment Plans: Cardholders can convert their large purchases into a monthly installment plan at 0% interest rate in participating merchants.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • Cleartrip Travel Discount: Cardholders can avail up to 30% discount on hotel reservations made through Cleartrip Travel.
  • MasterCard BOGO Offers: Card members can avail a wide variety of MasterCard buy one get one free offer on premium dining and spas across the Middle East, and Africa thrice a month.
  • Other Benefits: Cardholders can avail other benefits such as purchase protection, card fraud protection, and bicester village shopping (up to 60% off from leading brands).
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their dnata Platinum Emirates NBD credit card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.

2. Emirates NBD dnata World Credit CardEmirates NBD dnata World Credit Card

  • Minimum Monthly Salary Required: AED 25,000.
  • Annual Membership Fee: AED 999
  • Monthly Interest (Retail): 3.09%

Features & Benefits of this Emirates NBD Credit Card:

  • Dnata Points Reward Program: The member of the dnata Platinum ENBD credit card can avail access to the dnata loyalty programand earn dnata Points on purchase made with the card. The accumulated dnata Points can be redeemed at any of the partner store which includes dnata Travel. Card members can earn points on the following categories:
    • 2% dnata points can be earned on all domestic and international retail purchases (it excludes retail spends at participating stores).
    • 10% dnata points can be earned at participating travel bookings partners such as Emirates Holidays, Arabian Adventures, MMI, etc.
    • 15% dnata points can be earned on tourism services offered by dnata Travel, Costa, City Sightseeing, and Imagine Cruising.
    • 10% dnata points can be earned at any duty-free store globally.
    • 0.50% dnata points can be earned on insurance, grocery & supermarket, car dealership related expenses, quick service restaurants as well as spends made in European Union Countries.
    • 0.20% dnata points can be earned on real estate, fuel, transit, government services, and utility bills, telecom bills, and education bills.
  • Welcome Offer: Card members can avail a maximum of AED 1000 Travel vouchers on the joining fee payments and AED 1000 travel vouchers after making retail spends of AED 25,000 in the initial three billing statements.
  • Free Airport Lounge Access: The cardholder can avail unlimited lounge access at 900+ premium airport lounges in 450+ cities globally.
  • Concierge Desk Services: The cardholder can avail concierge services that offer the ENDB credit card member with:
    • Up to 4 airport drops per year in the UAE.
    • Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
    • Pick-up and delivery for car registrations in Dubai, & Abu Dhabi once a year.
    • Local courier facilities within the UAE a maximum of 12 times a year.
  • Free Valet Parking: Cardholders can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
  • Golf Benefits: Card members can avail free round of golf at The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Club, Trump Golf Club, and Yas Links Golf Club.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • 0% Easy Installment Plans: Cardholders can convert their large purchases into a monthly installment plan at 0% interest rate in participating merchants.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their dnata Platinum Emirates NBD credit card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • European shopping village offers: Card members can earn a maximum of 60% discount and sometimes more at top-class brands throughout the year.
  • Discount on Careem Rides: Card members can avail 20% off on three Careem rides each month on travelling across countries throughout the Middle East.
  • Mastercard BOGO Offers: The cardholder can avail over 900 MasterCardbuy one get one free offer across more than 90 destinations and over 600 merchants.
  • Travel Inconvenience & Medical Insurance: The cardholder can avail complimentary travel inconvenience and medical insurance.
  • Marriott Bonvoy Hotel Free Nights: Card members can avail free nights at 200+ partnered Marriott Bonvoy hotels throughout the Middle East & Africa.
  • Hotels.com: Cardholders can avail a maximum of 10% off on hotel bookings when made through hotels.com.
  • Other Benefits: As a member of this card, one can avail other benefits such as MYUS Premium Shopping, travel insurance confirmation letter, Mastercard Global emergency services, farfetch discount etc.

3. Emirates NBD Skywards Signature Credit CardEmirates NBD Skywards Signature Credit Card

  • Minimum Monthly Salary Required: AED 15,000.
  • Annual Membership Fee: AED 700
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Skywards Miles Reward Program: The primary Emirates NBD Skywards credit card member can earn an incredible amount of Skywards Miles on their everyday spends. The accumulated Skywards Miles can further be redeemed for availing wide range of rewards including flights with flydubai, Emirates, and other partnered airlines, upgrades on all Emirates domestic and international flights, shopping, hotel accommodation, and excursions. Moreover, the Emirates Skywards credit card members can earn:
    • 0.75 Skywards Miles per USD 1 spent on domestic retail purchases.
    • Skywards Mile per USD 1 spent on international retail purchases.
    • 1.5 Skywards Miles per USD 1 spent on the Flydubai and Emirates spends.
    • 1.5 Skywards Miles per USD 1 spent on car booking apps, duty free, and online food delivery spends.
  • Welcome Offer: The cardholder can earn 15000 Skywards Miles on joining fee payment, 15000 Skywards Miles upon spending minimum US $ 10,000 within the initial 3 billing statements, and 10000 Skywards Miles upon making a minimum spending of US $ 3750 on Emirates or at any Emirates Sales office across the UAE within the initial 12 billing statements.
  • Free Airport Lounge Access: The primary Emirates Skywards credit card member can avail unlimited free access to 1000+ airports lounges via LoungeKey around the globe.
  • Free 2-for-1 Deals with Entertainer: Cardholders can enjoy 2-for-1 deals on shopping, food, and entertainment along with 500 travel discounted offers through Visa Offers MENA mobile app.
  • Concierge Desk Services: The cardholder can avail the following concierge services:
    • Up to 2 airport drops per year in the UAE.
    • Visit visa submissions at Dubai and Abu Dhabi airports 4 times a year.
    • Pick-up and delivery for car registrations in Dubai, & Abu Dhabi once a year.
    • Local courier facilities within the UAE up to 6 times a year.
  • Free Valet Parking: The cardholder can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
  • Golf Benefits: The Emirates NBD card member can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Club and more. This service can be availed twice a month.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • Easy Monthly Installments: The cardholder can use Emirates NBD credit card to convert any purchase into a monthly installment plan at low-interest rates and tenors of 6, 12, 24, or 36 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their dnata Platinum Emirates NBD credit card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
  • Other Benefits: Cardholders can avail extra complimentary privileges such as purchase protection, extended warranty, international medical and travel assistance. 

4. Emirates NBD Skywards Infinite Credit CardEmirates NBD Skywards Infinite Credit Card

  • Minimum Monthly Salary Required: AED 30,000.
  • Annual Membership Fee: AED 1,500
  • Monthly Interest (Retail): 3.09%

Features & Benefits of this Emirates NBD Credit Card:

  • Skywards Miles Reward Program: The primary Emirates NBD Skywards credit card member can earn an incredible amount of Skywards Miles on their everyday spends. The accumulated Skywards Miles can further be redeemed for availing wide range of rewards including flights with flydubai, Emirates, and other partnered airlines, upgrades on all Emirates domestic and international flights, shopping, hotel accommodation, and excursions. Moreover, the Emirates Skywards credit card members can earn:
    • Skywards Mile per USD 1 spent on domestic retail purchases.
    • 1.5 Skywards Miles per USD 1 spent on international retail purchases.
    • Skywards Miles per USD 1 spent on the Flydubai and Emirates spends.
    • Skywards Miles per USD 1 spent on car booking apps, duty free, and online food delivery spends.
  • Welcome Offer: The cardholder can earn 35000 Skywards Miles on joining fee payment, 40,000 Skywards Miles upon spending minimum US $ 25,000 within the initial 3 billing statements, and 25,000 Skywards Miles upon making a minimum spending of US $ 7500 on Emirates or at any Emirates Sales office across the UAE within the initial 12 billing statements. In addition to this, they can get free 1st year Rotana Rewards Exclusive Club Membership with this card to enjoy an array of discounted offers.
  • Emirates Skywards Silver Membership: Card members can avail free Emirates Skywards Silver Membership and enjoy several privileges such as:
  • 25% bonus Skywards Miles
  • Business class check-in
  • Allowance of 12kgs excess checked baggage
  • Free Airport Lounge Access: The primary Emirates Skywards credit card members can avail unlimited free access to 1000+ airports around the globe and can bring 1 guest along.
  • Chauffeur Rides: Cardholders can avail free airport drops upon booking their ride with concierge team. Also, they can avail 50% off with Careem on airport transfers within the UAE.
  • Concierge Desk Services: The cardholder can avail the following concierge services:
    • Up to 4 airport drops per year in the UAE.
    • Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
    • Pick-up and delivery for car registrations in Dubai, & Abu Dhabi once a year.
    • Local courier facilities within the UAE up to 12 times a year.
  • Free Valet Parking: The cardholder can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
  • Golf Benefits: The Emirates NBD card member can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Club and more. This service can be availed twice a month.
  • Free 2-for-1 Deals with Entertainer: Cardholders can enjoy 2-for-1 deals on shopping, food, and entertainment along with 500 travel discounted offers through Visa Offers MENA mobile app.
  •  Other Benefits: Cardholders can avail extra complimentary privileges such as purchase protection, extended warranty, international medical and travel assistance.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétitrestaurants in UAE, Middle East, and Europe.
  • Easy Monthly Installments: The cardholder can use Emirates NBD credit card to convert any purchase into a monthly installment plan at low-interest rates and tenors of 6, 12, 24, or 36 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their dnata Platinum Emirates NBD credit card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.

5. Emirates NBD Marriott Bonvoy World Mastercard Credit Card

  • Minimum Monthly Salary Required: AED 25,000
  • Annual Membership Fee: AED 1500
  • Monthly Interest (Retail): 3.09%

Features and Benefits of this Emirates NBD Credit Card:

  • Marriott Bonvoy Points Reward Program: The primary card member can earn an incredible amount of Marriott Bonvoy Points upon making purchases using this card. The accumulated reward points can further be redeemed for free flights at over 7000 hotels globally, travel & leisure, car rentals and airlines, shopping, and VIP access to Marriott Bonvoy Moments. Moreover, the Emirates Skywards credit card members can earn:
    • 3 Marriott Bonvoy Points per USD 1 spent on foreign spends.
    • 3 Marriott Bonvoy Points per USD 1 spent on all other spends.
    • 6 Marriott Bonvoy Points per USD 1 spent at hotel participating in Marriott Bonvoy.
  • Welcome Offer: The cardholder can earn 75000 bonus points as a joining bonus which will be automatically credited to cardholder’s Marriott Bonvoy account upon the card’s activation and the successful payment of the joining fees. Additionally, they can earn 75000 bonus points on cumulative retail spends of USD 10,000 in the initial 3 billing statements.
  • Marriott Bonvoy Gold Elite: As a member of this Emirates NBD credit card, one can enjoy Marriott Bonvoy Gold Elite Status & extras like:
    • Free enhanced in-room internet access facility
    • 25% bonus points on hotel stays
    • Member rates
    • Mobile check-in and other mobiles facilities and services
    • Ultimate reservation guarantee
    • Elite welcome gift of points
    • 2pm late checkout
    • Dedicated elite reservation line
  • Free Airport Lounge Access: The primary card members can avail unlimited free access to 900+ airports lounges in over 450 cities in 135+ countries.
  • Concierge Desk Services: The cardholder can avail the following concierge services:
    • Up to 4 airport drops per year in the UAE.
    • Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
    • Pick-up and delivery for car registrations in Dubai, & Abu Dhabi once a year.
    • Local courier facilities within the UAE up to 12 times a year.
  • Golf Benefits: Cardholders can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Cluband more. This service can be availed twice a month.
  • MasterCard Benefits: Card members can enjoy the following Mastercard benefits:
    • Free Hertz Gold Plus Rewards 5-Star Membership
    • A maximum of 25% discount on Avis Car rental, a free upgrade with every rental globally, and 10% discount on premium chauffeur drive services.
    • 10% discounts on Luxury service apartments in various countries.
    • European shopping village exciting offers
    • MYUS premium shipping benefits
    • 20% discount on three Careem rides each month.
    • Complimentary travel inconvenience insurance
    • Complimentary travel medical insurance
    • Travel Insurance confirmation letter
    • Mastercard global emergency services
    • A maximum of 10% off upon making a hotel booking through hotels.com.
    • Farfetch discounted offers.
  • MasterCard BOGO Offers: Card members can avail more than 900 offers across over 90 destinations and more than 600 merchants. All they need to download the MasterCardbuy one get one mobile app and register the 1st 8 digit of their credit card to start saving.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétitrestaurants in UAE, Middle East, and Europe.
  • Easy Monthly Installments: The cardholder can use Emirates NBD credit card to convert any purchase into a monthly installment plan at low-interest rates and tenors of 6, 12, 24, or 36 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Cash Advance: The cardholder can instantly avail up to 50% of their dnata Platinum Emirates NBD credit card limit as cash.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year. 

Reward Emirates NBD Credit Cards

The Emirates NBD credit card benefits for the Reward line of cards is extremely diverse. It offers cardholder discounts and offers on lifestyle expenses, travel, dining and more.

1. Emirates NBD Diners Club Credit CardEmirates NBD Diners Club Credit Card

  • Minimum Monthly Salary Required: AED 10,000.
  • Annual Membership Fee: AED 400
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Plus Points Reward Program: This Emirates NBD credit card offers automatic enrollment of the cardholder into the Plus Points Rewards program. Cardholders can earn Plus Points on all of their domestic as well as international retail spends. The accumulated Plus Points can be redeemed for cash back, frequent flyer miles from top-class airlines, participating partners, and to waive the Emirates NBD card’s annual membership fee. Moreover, the member of the Diners Club Emirates NBD credit card can earn:
    • Plus Points on every AED 100 spent in duty-free
    • 2.5 Plus Points on every AED 100 spent on dining.
    • 0.5 Plus Points on every AED 100 spent on all other spends.
    • Plus Points on every AED 1,000 spent on insurance, car dealership expenses, quick service restaurants, grocery & supermarket shopping and retail spends in European Union countries.
    • Plus Points on every AED 1,000 spent on real estate, fuel, education bills, transit, government spending, and utility bills.
  • Free Airport Lounge Access: The primary member of this ENBD credit card can avail unlimited free access to premium airport lounges worldwide. This offer is valid only when the cardholder spends an average of AED 2,500 over 3 months.
  • Global Benefits: This card enables its card members to avail discounted offer on dining, travel, entertainment, and much more across the world.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Diners Club credit limit as instant cash.
  • Free Travel Insurance: The cardholder can avail complimentary travel insurance for trips no longer than 180 days.
  • Complimentary Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes battery boosting, fuel delivery, and towing services. Roadside assistance can be availed 2 times a year.

2. Emirates NBD Mastercard Titanium Credit CardEmirates NBD Mastercard Titanium Credit Card

  • Minimum Monthly Salary Required: AED 5,000.
  • Annual Membership Fee: AED 400
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Plus Points Reward Program: This Emirates NBD Mastercard Titanium credit card offers automatic enrollment of the card member into the Plus Points Rewards Program. Card members can earn Plus Points on their each domestic and international spend. The accumulated Plus Points can be redeemed for cash back, frequent flyer miles from top-class airlines, participating partners, and to waive the Emirates NBD card’s annual membership fee. Moreover, the member of this Emirates NBD credit card can earn:
    • Up to 1 Plus Pointcan be earned on every AED 100 spent.
    • 4% Plus Pointson grocery and supermarket shopping, car dealership expenses, and insurance spends.
    • 2% Plus Pointson fuel, government spending and utility bills.
    • 2% Plus Pointson education bills and real estate expenses.
  • Free Airport Lounge Access: The cardholder can avail free access to more than 10 VIP airport lounges in UAE, Jordan, Egypt, KSA, and Kuwait.
  • Golf Benefits: The cardholder can avail a maximum of 40% off at 100+ golf courses around the globe.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • Chauffeur Rides with Careem: Cardholders can avail 20% discount on three Careem chauffeur rides each month.
  • MasterCard BOGO Offers: Card members can avail more than 900 offers across over 90 destinations and more than 600 merchants. All they need to download the MasterCard buy one get one mobile app and register the 1st 8 digit of their credit card to start saving.
  • Discounted Offers on Hotels.com: A maximum of 10% off upon making a hotel booking through hotels.com.
  • Avis Car Rental: The cardholder can avail discount on car fares on booking Avis car rentals. They can avail a maximum of 15% discount on next car rental and a free upgrade with every rental globally.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Mastercard Titanium credit card limit as instant cash.

3. Emirates NBD MasterCard Platinum Credit CardEmirates NBD MasterCard Platinum Credit Card

  • Minimum Monthly Salary Required: AED 12,000.
  • Annual Membership Fee: AED 700
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Plus Points Reward Program: This Emirates NBD Mastercard Platinum credit card offers automatic enrollment of the card member into the Plus Points Rewards Program. Card members can earn Plus Points on their each domestic and international spend. The accumulated Plus Points can be redeemed for cash back, frequent flyer miles from top-class airlines, participating partners, and to waive the Emirates NBD card’s annual membership fee. Moreover, the member of this Emirates NBD credit card can earn:
    • Up to 1.5 Plus Pointcan be earned on every AED 100 spent.
    • 4% Plus Pointson grocery and supermarket shopping, car dealership expenses, and insurance spends.
    • 2% Plus Pointson fuel, government spending and utility bills.
    • 2% Plus Pointson education bills and real estate expenses.
  • Free Airport Lounge Access: The cardholder can avail unlimited free access to more than 25 regional as well as international airport lounges in UAE, Jordan, Egypt, KSA, and Kuwait.
  • Golf Benefits: The cardholder can avail a maximum of 40% off at 100+ golf courses around the globe.
  • MasterCard BOGO Offers: Card members can avail more than 900 offers across over 90 destinations and more than 600 merchants. All they need to download the MasterCard buy one get one mobile app and register the 1st 8 digit of their credit card to start saving.
  • Discounted Offers on Hotels.com: A maximum of 10% off upon making a hotel booking through hotels.com.
  • Avis Car Rental: The cardholder can avail discount on car fares on booking Avis car rentals. They can avail a maximum of 15% discount on next car rental and a free upgrade with every rental globally.
  • MasterCard Benefits: Cardholders can enjoy the following Mastercard benefits:
    • The cardholder can avail a maximum of 10% off on roundtrip, international flight tickets or hotel booking through Cleartrip.
    • Cardholders can avail 20% discount on three Careem rides each month.
    • Bicester Village shopping benefits
    • MYUS premium shipping benefits
    • The cardholder can avail purchase protection.
    • Farfetch benefits
    • Visa assistance
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétit restaurants in UAE, Middle East, and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Mastercard Platinum credit card limit as instant cash. 

4. Emirates NBD Visa Platinum Credit CardEmirates NBD Visa Platinum Credit Card

  • Minimum Monthly Salary Required: AED 12,000.
  • Annual Membership Fee: AED 700
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Plus Points Reward Program: This Emirates NBD Visa Platinum credit card offers automatic enrollment of the card member into the Plus Points Rewards Program. Card members can earn Plus Points on their each domestic and international spend. The accumulated Plus Points can be redeemed for cash back, frequent flyer miles from top-class airlines, participating partners, and to waive the Emirates NBD card’s annual membership fee. Moreover, the member of this Emirates NBD credit card can earn:
    • Up to 1.5 Plus Pointcan be earned on every AED 100 spent.
    • 4% Plus Pointson grocery and supermarket shopping, car dealership expenses, and insurance spends.
    • 2% Plus Pointson fuel, government spending and utility bills.
    • 2% Plus Pointson education bills and real estate expenses.
  • Free 2-for-1 Deals with Entertainer: Cardholders can enjoy 2-for-1 deals on shopping, food, and entertainment along with 500 travel discounted offers through Visa Offers MENA mobile app.
  • Movie Benefits: The cardholder can avail 50% off on movie tickets for Sunday shows. Tickets must be booked online through VOX Cinemas.
  • Visa Benefits: As a member of this Emirates NBD Visa Platinum Credit Card, one can enjoy the following visa benefits:
    • International medical and travel assistance for a maximum of three months.
    • Cardholders can avail purchase protection and extended warranty.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétitrestaurants in UAE, Middle East, and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Visa Platinum credit card limit as instant cash. 

5. Emirates NBD Visa Infinite Credit CardEmirates NBD Visa Infinite Credit Card

  • Minimum Monthly Salary Required: AED 50,000.
  • Annual Membership Fee: AED 1,500
  • Monthly Interest (Retail): 2.99%

Features & Benefits of this Emirates NBD Credit Card:

  • Plus Points Reward Program: This Emirates NBD Visa Infinite credit card offers automatic enrollment of the card member into the Plus Points Rewards Program. Card members can earn Plus Points on their each domestic and international spend. The accumulated Plus Points can be redeemed for cash back, frequent flyer miles from top-class airlines, participating partners, and to waive the Emirates NBD card’s annual membership fee. Moreover, the member of this Emirates NBD credit card can earn:
    • Up to 2 Plus Pointcan be earned on every AED 100 spent.
    • 4% Plus Pointson grocery and supermarket shopping, car dealership expenses, and insurance spends.
    • 2% Plus Pointson fuel, government spending and utility bills.
    • 2% Plus Pointson education bills and real estate expenses.
  • Free Airport Lounge Access: The primary Emirates NBD Visa Infinite credit card member can avail unlimited free access along with 1 guest at 1,000+ premium airport lounges across the globe.
  • Concierge Desk Services: The Emirates NBD Visa Infinite credit card member can avail the following concierge services:
    • Up to 4 airport drops per year in the UAE.
    • Visit visa submissions at Dubai, and Abu Dhabi airports 6 times a year.
    • Pick-up and delivery for car registrations in Dubai Abu Dhabi once a year.
    • Local courier facilities within the UAE a maximum of 12 times a year.
  • Golf Benefits: The Emirates NBD card member can avail free round of golf at some of the leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Trump Golf Club, Sharjah Golf and Shooting Club, and Yas Links Golf Club. This benefit is capped at twice a month.
  • Free Valet Parking: The cardholder can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
  • Chauffeur Rides: Cardholders can avail free airport drops upon booking their ride with concierge team. Also, they can avail 50% off with Careem on airport transfers within the UAE.
  • Visa Benefits: As a member of this Emirates NBD Visa Infinite Credit Card, one can enjoy the following visa benefits:
    • International medical and travel assistance for a maximum of three months.
    • Cardholders can avail purchase protection and extended warranty.
    • Cardholders can enjoy 2-for-1 deals on shopping, food, and entertainment along with 500 travel discounted offers through Visa Offers MENA mobile app. 
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétitrestaurants in UAE, Middle East, and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Visa Infinite credit card limit as instant cash.
  • Complimentary Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes battery boosting, fuel delivery, and towing services thrice a year. 

6. Emirates NBD Duo Credit CardEmirates NBD Duo Credit Cards

  • Minimum Monthly Salary Required: AED 10,000
  • Annual Membership Fee: AED 800
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

Note: The Emirates NBD Duo card member can avail the dual benefits of the Emirates Diners Club credit card and the MasterCard Emirates NBD Platinum credit card.

  • Plus Points Reward Program: The Emirates NBD Duo credit card members can earn the following Plus Points:
    • 5% Plus Points on groceries, electronics, utility bills, education bills, and fuel purchases.
    • 0.5% Plus Points on all other expenses such as travel, dining, online hotel reservations, and more.
  • Free Airport Lounge Access: By presenting Emirates NBD Diners Club credit card, one can avail unlimited free access at over 900 premium airport lounges across the globe.
  • Free Concierge Services: Members of the Diners Club credit card can enjoy free concierge services upon making an average monthly spending of AED 5000 on Diners Club as well as MasterCard Platinum credit cards. Following services can be availed by card members:
    • The cardholder can avail 2 complimentary airport transfers per year upon purchasing a flight ticket with the Diners Club ENDB credit card.
    • The cardholder can avail access to a concierge service (once a year) for pick up and drop off service for car registration and servicing.
  • Movie Benefits: The Diners Club Emirates NBD credit card member can avail 3 buy one get one free offer on movie tickets booked online through cineroyal.ae . Also, they can avail 15% discount on popcorn and beverages by presenting their card at the snack bar at CineRoyal.
  • Golf Benefits: The Emirates NBD Diners Club credit card members can avail a complimentary round of golf once a month at the Yas Links in Abu Dhabi.
  • Free Valet Parking: With the Emirates NBD Mastercard Platinum credit card, one can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld,and Ferrari World.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ Bon Appétitrestaurants in the UAE and a maximum of 50% in Europe.
  • LiveWell: A maximum of 50% discount at more than 500 spas, medical & wellness centers, salons, gyms, and a lot more.
  • GoodTimes: A maximum of 50% discount on theme parks, marine attractions, indoor sports, exciting adventures, and a lot more.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD credit card limit as instant cash.
  • Purchase Protection: All the purchases made using Emirates NBD Mastercard Platinum Credit card are protected in an event of accidental damage or theft up to three months from the date of purchase. And they are covered for a maximum of US $2000 per claim and maximum of US $ 5,000 over a period of one year.
  • 24x7 Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing service twice a year.

7. Emirates NBD U By Emaar Infinite Credit CardEmirates NBD U By Emaar Infinite Credit Card

  • Minimum Monthly Salary Required: AED 30,000
  • Annual Membership Fee: AED 1500
  • Monthly Interest (Retail): 3.09%

Features & Benefits of this Emirates NBD Credit Card:

  • Upoints Rewards Program: This ENBD credit card enable its card members to earn rewards points in the form of UPoints on their each spend and redeem Upoints instantly at over 1500 stores across top brands. However, the cardholder can earn Upoints on the following categories:
    • 5% Upoints can be earned on all spends.
    • 5% Upoints can be earned on all Emaar Spends.
    • 25% of the base Upoints can be earned by making Insurance, Car dealership expenses, quick service restaurants, Grocery and supermarkets spends.
    • 25% of the base Upoints can be earned on retail spends originated in European Union Countries.
    • 10% of the base Upoints can be earned by making Telecommunication bill payments, Transit, Government and Petroleum services spends.
  • Free Airport Lounge Access: Card members along with one accompanying guest can avail unlimited free access to more than 850 premium airport lounges across the world.
  • Free Valet Parking & Mall Chauffeur Service: Cardholders can enjoy free valet parking at The Grand Parking in Dubai Mall.
  • Free Services at Dubai Mall: Card members can enjoy free delivery service at the Dubai Mall. Also, they can avail free mall chauffeur service at “The Fashion Lounge” at the Dubai Mall.
  • Movie Benefits: Cardholders can avail buy 1 get 1 free movie offer on REEL Cinemas along with free popcorn and soft drinks.
  • Fashion Lounge Access: Cardholders and one accompanying guest can avail free access to “The Fashion Lounge” at the Dubai Mall.
  • Discounted Offers: With this ENBD U By Emaar Infinite Credit card, one can enjoy a plethora of discounted offers:
    • A maximum of 30% discount on entertainment at Emaar Entertainment Group including Dubai Ice Rink & The Dubai Underwater Zoo, and Kidzania.
    • A maximum of 30% discount on food & beverages at Emaar Hospitality Group which includes atmosphere and toko-restaurants.
    • Card members can save 10% as well as avail a free upgrade to a suite on hotel stays.
    • 20% discount on Spas at Emaar Hospitality venues.
  • Concierge Desk Services: The cardholder can avail the following concierge desk services:
    • Airport drops within the UAE.
    • Visit visa submissions
    • Car servicing and registration
    • Local courier facilities
  • Golf Benefits: Card members can enjoy a free round of golf at some of the leading golf courses in the UAE and they are as follows:
    • Yas Links Golf Club
    • Arabian Ranches Golf Club
    • The Track Meydan Golf Club
    • Trump Golf Club
    • Sharjah Golf & Shooting Club
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+  restaurants in UAE, Middle East,and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Visa Platinum credit card limit as instant cash.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
  • Insurance Benefits. As a member of this ENBD credit card, one can avail several insurance benefits such as Protect Plus Insurance, Purchase Protection, DoubleSecure, Extended Warranty. 

8. Emirates NBD U By Emaar Signature Credit CardEmirates NBD U By Emaar Signature Credit Card

  • Minimum Monthly Salary Required: AED 15,000
  • Annual Membership Fee: AED 250
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Upoints Rewards Program: This ENBD credit card enable its card members to earn rewards points in the form of UPoints on their each spend and redeem Upoints instantly at over 1500 stores across top brands. However, the cardholder can earn Upoints on the following categories:
    • 25% back as Upoints can be earned on all spends.
    • 5% Upoints can be earned on all Emaar Spends.
    • 25% of the base Upoints can be earned by making Insurance, Car dealership expenses, quick service restaurants, Grocery and supermarkets spends.
    • 25% of the base Upoints can be earned on retail spends originated in European Union Countries.
    • 10% of the base Upoints can be earned by making Telecommunication bill payments, Transit, Government and Petroleum services spends.
  • Free Airport Lounge Access: Card members along with one accompanying guest can avail unlimited free access to more than 850 premium airport lounges across the world.
  • Shopping & Dining Discount: Card members can get 6.25% back on all their shopping and dining spends at The Dubai Mall and Dubai Marine Mall.
  • Free Services at Dubai Mall: Card members can enjoy free delivery service at the Dubai Mall.
  • Movie Benefits: Cardholders can avail buy 1 get 1 free movie offer on REEL Cinemas along with free popcorn and soft drinks.
  • Discounted Offers: With this ENBD U By Emaar Signature Credit card, one can enjoy a plethora of discounted offers:
    • A maximum of 30% discount on entertainment at Emaar Entertainment Group including Dubai Ice Rink & The Dubai Underwater Zoo, and Kidzania.
    • A maximum of 25% discount on food & beverages at Emaar Hospitality Group.
    • Card members can save 10% on hotel stays.
    • 20% discount on Spas at Emaar Hospitality venues.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+  restaurants in UAE, Middle East,and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Visa Platinum credit card limit as instant cash.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
  • Insurance Benefits. As a member of this ENBD credit card, one can avail several insurance benefits such as Protect Plus Insurance, Purchase Protection, DoubleSecure, Extended Warranty. 

9. Emirates NBD U By Emaar Family credit cardEmirates NBD U By Emaar Family Credit Card

  • Minimum Monthly Salary Required: AED 5,000
  • Annual Membership Fee: AED 0
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • Upoints Rewards Program: This ENBD credit card enable its card members to earn rewards points in the form of UPoints on their each spend and redeem Upoints instantly at over 1500 stores across top brands. However, the cardholder can earn Upoints on the following categories:
    • 1% back as Upoints can be earned on all spends.
    • 5% Upoints can be earned on all Emaar Spends.
    • 25% of the base Upoints can be earned by making Insurance, Car dealership expenses, quick service restaurants, Grocery and supermarkets spends.
    • 25% of the base Upoints can be earned on retail spends originated in European Union Countries.
    • 10% of the base Upoints can be earned by making Telecommunication bill payments, Transit, Government and Petroleum services spends.
  • Shopping & Dining Discount: Card members can get 5% back on all their shopping and dining spends at The Dubai Mall and Dubai Marine Mall.
  • Movie Benefits: Cardholders can avail buy 1 get 1 free movie offer on REEL Cinemas.
  • Discounted Offers: With this ENBD U By Emaar Family Credit card, one can enjoy a plethora of discounted offers:
    • A maximum of 30% discount on entertainment at Emaar Entertainment Group including Dubai Ice Rink & The Dubai Underwater Zoo, and Kidzania.
    • A maximum of 20% discount on food & beverages at Emaar Hospitality Group.
    • Card members can save 10% as well as avail a free upgrade to a suite on hotel stays.
    • 20% discount on Spas at Emaar Hospitality venues.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+  restaurants in UAE, Middle East,and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Visa Platinum credit card limit as instant cash.
  • Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
  • Insurance Benefits. As a member of this ENBD credit card, one can avail several insurance benefits such as Protect Plus Insurance, Purchase Protection, DoubleSecure, Extended Warranty.

10. Emirates NBD LuLu 247 Mastercard Platinum Credit CardEmirates NBD LuLu 247 Mastercard Platinum Credit Card

  • Minimum Monthly Salary Required: AED 15,000
  • Annual Membership Fee: AED 250
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • LuLu Points Reward Program: Card members are entitled to a reward program where they can earn LuLu points on their daily spends. The accumulated LuLu points can be redeemed at more than 70 LuLu stores. The value of 1 LuLu point is equals to AED 1. Moreover, ENBD LuLu 247 Mastercard Platinum Credit Card can earn:
    • The cardholder can earn 7% back as LuLu points on LuLu in-store as well as online spends.
    • The cardholder can earn 4% back as LuLu points on fuel spends.
    • The cardholder can earn 2% back as LuLu points on Utility bill payments.
    • The cardholder can earn 0.7% back as LuLu points on all other spends.
  • Welcome Offer: As an introductory offer, the cardholder can earn a maximum of 500 LuLu points. Also, 0% balance transfer with no processing fee for six or twelve months.
  • Membership Benefits at LuLu: The cardholder can enjoy the following exclusive member benefits and offers at LuLu:
    • Monthly discounted offers
    • Priority checkout
    • Zero shipping charges on LuLu online shopping with minimum spending of AED 300.
    • Early access to major sales & promotional offers
  • BOGO Cinema Offers: The cardholder get one movie ticket free upon booking one movie ticket through the official website of VOX Cinemas using this Emirates NBD credit card.
  • BOGO offers with Entertainer: Cardholders can avail a wide range of buy one get one offers on entertainment, food, and shopping by downloading the Mastercard buy one get one mobile app.
  • Free Valet Parking: Cardholders can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
  • Concierge Desk Services: The card member can avail the following concierge services:
    • Up to 2 airport drops per year in the UAE.
    • Visit visa submissions at Dubai, and Abu Dhabi airports 4 times a year.
    • Pick-up and delivery for car servicing and registrations in Dubai Abu Dhabi once a year.
    • Local courier facilities within the UAE a maximum of 6 times a year.
  • Golf Benefits: The Emirates NBD card member can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Trump Golf Club, Sharjah Golf and Shooting Cluband Yas Links Golf Club. This service can be availed twice a month.
  • Mastercard Benefits: As a member of this card, one can avail the below-mentioned Mastercard benefits:
    • A maximum of 30% off on travel bookings through Cleartrip.
    • Unlimited free access to more than 25 regional & international airport lounges across the UAE, Jordan, KSA, Kuwait, and more.
    • 20% discount on three Careem rides each month.
    • Bicester village shopping benefits
    • MYUS premium shipping benefits
    • Purchase protection in an event of accidental damage or theft for a maximum of 180 days from the date of purchases.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+  restaurants in UAE, Middle East,and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Visa Platinum credit card limit as instant cash. 

11. Emirates NBD LuLu 247 Mastercard Titanium Credit CardEmirates NBD LuLu 247 Mastercard Titanium Credit Card

  • Minimum Monthly Salary Required: AED 5,000
  • Annual Membership Fee: AED 0
  • Monthly Interest (Retail): 3.25%

Features & Benefits of this Emirates NBD Credit Card:

  • LuLu Points Reward Program: Card members are entitled to a reward program where they can earn LuLu points on their daily spends. The accumulated LuLu points can be redeemed at more than 70 LuLu stores. The value of 1 LuLu point is equals to AED 1. Moreover, ENBD LuLu 247 Mastercard Titanium Credit Card can earn:
    • The cardholder can earn 3.5% back as LuLu points on LuLu in-store as well as online spends.
    • The cardholder can earn 2% back as LuLu points on fuel spends.
    • The cardholder can earn 1% back as LuLu points on Utility bill payments.
    • The cardholder can earn 0.35% back as LuLu points on all other spends.
  • Welcome Offer: As an introductory offer, the cardholder can enjoy the facility of 0% balance transfer with no processing fee for six or twelve months.
  • Membership Benefits at LuLu: The cardholder can enjoy the following exclusive member benefits and offers at LuLu:
    • Monthly discounted offers
    • Priority checkout
    • Zero shipping charges on LuLu online shopping with minimum spending of AED 300.
    • Early access to major sales & promotional offers
  • BOGO Cinema Offers: The cardholder get one movie ticket free upon booking one movie ticket through the official website of VOX Cinemas using this Emirates NBD credit card.
  • BOGO offers with Entertainer: Cardholders can avail a wide range of buy one get one offers on entertainment, food, and shopping by downloading the Mastercard buy one get one mobile app.
  • Mastercard Benefits: As a member of this card, one can avail the below-mentioned Mastercard benefits:
    • Unlimited free access to more than 10 airport lounges across the UAE, Jordan, KSA, Kuwait, and Egypt.
    • A maximum of 30% off on travel bookings through Cleartrip.
    • 20% discount on three Careem rides each month.
    • Bicester village shopping benefits
    • MYUS premium shipping benefits
    • Purchase protection in an event of accidental damage or theft for a maximum of 180 days from the date of purchases.
  • Bon Appetite Dining Program: The cardholder can avail a 30% discount on 2,000+ restaurants in UAE, Middle East,and Europe.
  • Easy Installment Plan: The Emirates NBD Titanium credit card member can convert any purchase into a monthly instalment plan at 0% interest rate and tenors of 6-12 months.
  • Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 10% discount on holiday packages via the ENBD Travel desk.
  • Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
  • No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
  • Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
  • Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Visa Platinum credit card limit as instant cash.

Emirates NBD Credit Cards Features

The Emirates NBD credit card offers its cardholders the opportunity to enjoy top of the line features. Here are just some of the eminent Emirates NBD credit card features:

No-Touch Payment

Also referred to as contactless payment, nearly every Emirates NBD credit card offers this feature. It makes payments quick and secure while protecting the card’s magnetic strip from wear and tear damage.

SMS Alerts

This security feature comes with all Emirates NBD credit cards. Cardholders get SMS alerts on every transaction made on their ENBD credit card so that they can identify any kind of unauthorized use immediately.

24/7 Support

Emirates NBD credit cards are lauded for their expertly trained customer support executives. Support facility is available around the clock, any day of the year and can be availed through online live chats and via phone/text.

Online Banking

A sophisticated and highly intuitive online banking platform enables the cardholder to access their ENDB credit card account statement, conduct online transactions, and even request for an increase in credit limit no matter where they are.

Installment Plans

Nearly all of the Emirates NBD cards come with an optional easy installment plan feature. This gives the cardholder additional spending power, by converting any large amount transaction into easy to pay monthly instalments at participating merchants. High-end cards like the Emirates NBD Platinum credit card even offer the customer a 0 % interest for tenors of up to 12 months.

On-the-Spot Cash

All the Emirates NBD credit cards offer the cardholder access to 50% of their credit limit as instant cash, which can be withdrawn from any ATM around the globe.

Protect Plus Insurance

It provides coverage to the ENDB credit card member in case of any unforeseen accidents that make them unable to pay off the outstanding amount. It covers loss of employment, death, permanent disability, and terminal illnesses.

Purchase Protection

In case of damage, loss or theft of new purchases, some of the ENDB credit cards offer the cardholder purchase protection. Applicable for purchases over USD 100, purchase protection refunds or replaces any stolen, lost or damaged eligible item purchased with the Emirates NBD credit card.

Emirates NBD Credit Cards Benefits 

Emirates NBD credit cards offer a wide range of benefits, some of which are listed below:

Supplementary Cards

The Emirates NBD credit card member can easily apply for the supplementary card(s) for their eligible family members. Not only these cards come with a pre-defined spending limit, but every transaction with the supplementary ENBD credit card can also earn the primary cardholder loyalty points.

Flight Benefits

Emirates Skywards credit card is the perfect example of a card with flight benefits. The credit card enables the cardholder to accumulate Skywards Miles by making purchases with the card. In addition, the card also enables the cardholder access to hundreds of premium airport lounges all over the world, regardless of ticket and class.

Travel Advantages

From complimentary hotel stays and room upgrades to discounts on gourmet meals and travel insurance, the travel range of Emirates NBD credit cards offers fantastic benefits to the cardholder with active and adventurous lifestyles.

Roadside Assistance

One of the best Emirates NBD credit card benefits is roadside assistance. The services include changing flat tyres, battery boosting, fuel delivery, and towing.

Golf Benefits

Majority of the Emirates NBD credit card enable its card members to enjoy a free round of golf at some of the leading golf courses in the UAE such as The Track Meydan Golf Club, Trump Golf Club, Yas Links Golf Club, Arabian Ranches Golf Club, and Sharjah Golf & Shooting Club.

Complimentary Valet Parking

Nearly all the Emirates NBD credit card offers a maximum of 4 free valet parking services in one month at popular shopping malls within the UAE such as YAS Mall, Khalidiya Mall, Ferrari World, and Yas Waterworld.

Salik Auto Top-Up

All the Emirates NBD Credit Cards includes the option of setting up automated Salik recharge through online banking or mobile as soon as the balance reduces. The ENBD credit card limit is used up to the extent of top-up amount.

Emirates NBD Credit Card Offers & Rewards

Following are the offers and rewards provided on the Emirates NBD Credit Cards:

Reward Programs

Many of the Emirates NBD credit cards enroll the cardholder into a loyalty program. These loyalty programs enable the cardholder to earn reward points by spending on their ENBD credit card. Then the accumulated reward points can be redeemed for lucrative offers and deals and even to waive the annual membership fee of the card itself.

Bon Appetite Dining Program

All the Emirates NBD credit cards offer an exclusive discount of a maximum of 30% at more than 2000 Bon Appetite restaurants within the UAE.

LiveWell

Every Emirates NBD credit card offers a maximum of 50% off at more than 500 spas, salons, medical & wellness centers, gyms, and a lot more.

GoodTimes

Nearly every Emirates NBD credit card offers as high as 50% off across indoor sports, theme parks, exciting adventures, marine attractions, and a lot more.

Travel Discounted Offers

Emirates NBD credit card enables its card members to enjoy 3% off on flight tickets and a maximum of 7% off on holiday packages to turn their travel dreams into reality. Moroever, this travel discounted offer can be availed through the ENBD Travel Desk.

Discounted Ride with Careem

Many of the Emirates NBD credit card offers up to 20% off on three Careem rides every month.

Buy One Get One (BOGO) offers

Majority of the high-end Emirates NBD credit cards offer wide range of buy one get one offers on entertainment, food, and shopping that can availed by downloading the Mastercard buy one get one mobile app.

Emirates NBD Credit Card Eligibility

The cardholder can enjoy the many Emirates NBD credit card benefits and offers provided that they meet the eligibility criteria mentioned below:

Age

All Emirates NBD credit cards come with a minimum age requirement of 18 years. The applicants below the age of 18 years can apply for an ENDB credit card via a joint application, with a legal guardian as co-signer.

Employment

When applying for an Emirates NBD credit card, the applicant needs to provide salary statements for three months. The self-employed applicant applying for the Emirates NBD card needs to provide their trade license.

Minimum Monthly Salary

As mentioned before, every Emirates credit card comes with a minimum monthly salary requirement. The better the Emirates NBD credit card offers are, the higher the required minimum monthly salary will be.

UAE Residency

The applicant applying for an Emirates NBD credit card is required to be a resident of the UAE. He/she will be asked to provide valid ID and residency proof.

Credit History

Poor credit history can reduce the chances of the Emirates NBD credit card application approved. In order to maintain a good credit history, the applicant needs to ensure that they pay their dues on time.

How to Apply for an Emirates NBD Credit Card?

Applying for an Emirates NBD credit card is as simple as 1-2-3. Interested applicants can apply for the ENBD credit card online or offline as per their preferences.  

The application for the ENBD credit card can be initiated by either visiting nearest Emirates NBDbranch or filling out an online application form. The online application process is extremely simple and quick. With the right documents in hand, it can be completed within a matter of few minutes only. Listed below are the required documents that applicants need to submit in order to apply for the Emirates NBD credit card:

  1. Original and a copy of Emirates ID (for UAE nationals).
  2. Original passport and copy.
  3. Latest salary certificate.
  4. Original bank statement (or mini ATM statement) for 3 latest months.
  5. A security cheque.
  6. For corporate Emirates NBD credit card, the organization will have to present their original Trade License.

The documents required to apply for an Emirates NBD supplementary credit card are:

  1. Original and copy of the Emirates NBD supplementary credit card applicant’s passport.
  2. The primary cardholder’s original Emirates NBD credit card.

Emirates NBD Credit Card Fees & Charges

Besides the ENBD credit card annual fee, the cardholder may also incur other charges. It is important to check all the listed charges that can be levied on Emirates NBD credit card. Some of the most common Emirates NBD credit card charges are mentioned below:

  • Late Payment Charge: For late payment, Emirates NBD credit card charge is AED 230.
  • Over Limit Charge: For over limit, Emirates NBD credit card charge is AED 279.
  • Card Replacement Charge: For replacement of the Go4it Emirates credit card, the Emirates NBD credit card charge is AED 50. For all other ENBD credit cards, it is AED 20.

Other charges include cheque return charges, paper statement charges, foreign currency transaction charges and more. The full list of general Emirates NBD credit card charges can be found online on the official website of Emirates NBD.

How to Cancel an Emirates NBD Credit Card?

The cardholder who wishes to cancel their Emirates NBD credit card will first have to clear outstanding payments on their credit card account (if any). It is also advised to obtain a No Dues Certificate from the bank, as it may be required when leaving the country.

To request for cancellation, the cardholder is required to get in touch with the Emirates NBD credit card representative at 600540000. Once the card’s cancellation has been confirmed, the cardholder should destroy their Emirates NBD credit card and all Emirates NBD supplementary credit cards for security purposes.

Why Choose an Emirates NBD Credit Card?

The Emirates NBD credit card offers cardholder fantastic spending power and the ability to realize their financial aspirations like never before. Here are just some of the many reasons why Emirates NBD credit cards enjoy such massive popularity in UAE

Recognized Excellence

Emirates NBD have been recognized globally for its invaluable contributions to the Middle East’s financial sector. In 2018, Emirates NBD was declared the Best Retail Bank in the Middle East by The Asian Banker and by Euromoney.

Customer Care

Every step taken by Emirates NBD is meticulously planned by keeping the needs of credit card members and applicants in mind. The Emirates NBD credit card customer care understands the applicant's financial expectations before suggesting the perfect Emirates NBD credit card. This relentless pursuit of customer satisfaction is for the entire rage of ENBD credit cards that offer some of the best deals in UAE.

Partnership Benefits

Be it relaxing in a luxurious couch in the Emirates Airlines first class cabin, or relishing mouthwatering international cuisine, every Emirates NBD credit card offers amazing benefits. The Emirates credit card offers are immaculately planned to offer cardholder some of the best in industry rewards.

Hard Work & Innovation

Emirates NBD strongly values passion and commitment in their employees. Being one of the financial industry giants of the Middle East- Emirates NBD is at the forefront of innovative and improved banking and investment strategies. Emirates NBD credit cards offer unique and exciting benefits to the credit card applicants looking for a bank that cares just as much about their financial goals as they do themselves.

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