The merger of UAE’s second largest bank- Emirates Bank International (EBI) and fourth largest bank - National Bank of Dubai (NBD) lead to the formation of Emirates NBD in 2007. Emirates NBD shares got listed in Dubai’s stock exchange, the Dubai Financial Market (DFM) in the same year as DFM: EMIRATES. With assets worth over $134 billion in its possession (as of September 2018), Emirates NBD is one of the largest and most profitable banking institutes in the UAE that offers the different kinds of financial products. One such product is credit card.
Emirates NBD offers a wide range of credit cards such as lifestyle, travel, and rewards credit cards to meet the diversified needs of its customers. The Emirates NBD credit cards offer incredible benefits ranging from discounted fares on tickets of the world-renowned Emirates airline to promotions on dining, luxury shopping and much more. In short, the Emirates credit card owner can truly enjoy a rewarding experience.
Types of Emirates NBD Credit Card
The Emirates NBD credit cards are classified into three different categories based on the type of benefits they offer. These are Lifestyle, Travel and Rewards range of Emirates NBD credit cards.
The Emirates NBD credit card benefits for the Reward line of cards is extremely diverse. It offers cardholder discounts and offers on lifestyle expenses, travel, dining and more.
1. Emirates NBD U By Emaar Visa Infinite Credit Card
Features & Benefitsof Emirates NBD U By Emaar Infinite Credit Card :
Upoints Rewards Program: This ENBD credit card enable its card members to earn rewards points in the form of UPoints on their each spend and redeem Upoints instantly at over 1500 stores across top brands. However, the cardholder can earn Upoints on the following categories:
1.5% Upoints can be earned on all spends.
5% Upoints can be earned on all Emaar Spends.
25% of the base Upoints can be earned by making Insurance, Car dealership expenses, quick service restaurants, Grocery and supermarkets spends.
25% of the base Upoints can be earned on retail spends originated in European Union Countries.
10% of the base Upoints can be earned by making Telecommunication bill payments, Transit, Government and Petroleum services spends.
Free Airport Lounge Access: Card members along with one accompanying guest can avail unlimited free access to more than 850 premium airport lounges across the world.
Free Valet Parking & Mall Chauffeur Service: Cardholders can enjoy free valet parking at The Grand Parking in Dubai Mall.
Free Services at Dubai Mall: Card members can enjoy free delivery service at the Dubai Mall. Also, they can avail free mall chauffeur service at “The Fashion Lounge” at the Dubai Mall.
Movie Benefits: Cardholders can avail buy 1 get 1 free movie offer on REEL Cinemas along with free popcorn and soft drinks.
Fashion Lounge Access: Cardholders and one accompanying guest can avail free access to “The Fashion Lounge” at the Dubai Mall.
Discounted Offers: With this Emirates NBD U By Emaar Infinite Credit card, one can enjoy a plethora of discounted offers:
A maximum of 30% discount on entertainment at Emaar Entertainment Group including Dubai Ice Rink & The Dubai Underwater Zoo, and Kidzania.
A maximum of 30% discount on food & beverages at Emaar Hospitality Group which includes atmosphere and toko-restaurants.
Card members can save 10% as well as avail a free upgrade to a suite on hotel stays.
20% discount on Spas at Emaar Hospitality venues.
Concierge Desk Services: The cardholder can avail the following concierge desk services:
Airport drops within the UAE.
Visit visa submissions
Car servicing and registration
Local courier facilities
Golf Benefits: Card members can enjoy a free round of golf at some of the leading golf courses in the UAE and they are as follows:
Yas Links Golf Club
Arabian Ranches Golf Club
The Track Meydan Golf Club
Trump Golf Club
Sharjah Golf & Shooting Club
Chauffeur Rides: Cardholders can avail free airport drops upon booking their ride with concierge team. Also, they can avail 50% off with Careem on airport transfers within the UAE.
Visa Benefits:
Card members can avail airport dining discount at over 200 restaurants across the world.
The card member can avail a discount of 15% on booking 2 nights at the participating Fairmont hotels.
Cardholders can enjoy a discount of 8% on the hotel stay booking through the Hotels.com.
Card members can avail a maximum discount of 35% on standard rates and a maximum discount of 30% on international leisure rates with AVIS.
The cardholder can enjoy medical & travel assistance.
Card members can enjoy customer assistance services globally as well as concierge digital services.
Members of this credit card can also enjoy BOGO offers through THE Entertainer at selected merchant partners in several countries.
Cardholders can also enjoy several benefits through the bicester village shopping collection.
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon Appetit restaurants in the UAE.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
Easy Installment Plan: The Emirates NBD U By Emaar Infinite credit card member can convert any purchase into a monthly instalment plan at 0% interest rate for tenure of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD U By Emaar Infinite credit card limit as instant cash.
Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, and DoubleSecure.
Insurance Benefits:Members of this card can enjoy a wide range of insurance benefits such as protect plus insurance, multi-trip travel insurance, purchase protection, fraudulent misuse card protection, and extended warranty.
LuLu Points Reward Program: Card members are entitled to a reward program where they can earn LuLu points on their daily spends. The accumulated LuLu points can be redeemed at more than 70 LuLu stores. The value of 1 LuLu point is equals to AED 1. Moreover, ENBD LuLu 247 Mastercard Platinum Credit Card can earn:
The cardholder can earn 7% back as LuLu points on LuLu in-store as well as online spends.
The cardholder can earn 4% back as LuLu points on fuel spends.
The cardholder can earn 2% back as LuLu points on Utility bill payments.
The cardholder can earn 0.7% back as LuLu points on all other spends.
Welcome Offer: As an introductory offer, the cardholder can earn a maximum of 500 LuLu points. Also, 0% balance transfer with no processing fee for six or twelve months.
Membership Benefits at LuLu: The cardholder can enjoy the following exclusive member benefits and offers at LuLu:
Monthly discounted offers
Priority checkout
Zero shipping charges on LuLu online shopping with minimum spending of AED 300.
Early access to major sales & promotional offers
BOGO Cinema Offers: The cardholder get one movie ticket free upon booking one movie ticket through the official website of VOX Cinemas using Emirates NBD LuLu 247 Mastercard Platinum Credit Card.
BOGO offers with Entertainer: Cardholders can avail a wide range of buy one get one offers on entertainment, food, and shopping by downloading the Mastercard buy one get one mobile app.
Free Valet Parking: Cardholders can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
Concierge Desk Services: The card member can avail the following concierge services:
Up to 2 airport drops per year in the UAE.
Visit visa submissions at Dubai, and Abu Dhabi airports 4 times a year.
Pick-up and delivery for car servicing and registrations in Dubai & Abu Dhabi once a year.
Local courier facilities within the UAE a maximum of 6 times a year.
Golf Benefits: The Emirates NBD card member can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Trump Golf Club, Sharjah Golf and Shooting Club and Yas Links Golf Club. This service can be availed twice a month.
Mastercard Benefits: As a member of this card, one can avail the below-mentioned Mastercard benefits:
A maximum of 30% off on travel bookings through Cleartrip.
Unlimited free access to more than 25 regional & international airport lounges across the UAE, Jordan, KSA, Kuwait, and more.
20% discount on three Careem rides each month.
Bicester village shopping benefits
MYUS premium shipping benefits
Purchase protection in an event of accidental damage or theft for a maximum of 180 days from the date of purchases.
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon appetit restaurants in the UAE.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Easy Installment Plan: The Emirates NBD Lulu 247 MasterCard Platinum credit card member can convert any purchase into a monthly instalment plan at 0% interest rate for tenor of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Lulu 247 MasterCard Platinum credit card limit as instant cash.
Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, and online access.
LuLu Points Reward Program: Card members are entitled to a reward program where they can earn LuLu points on their daily spends. The accumulated LuLu points can be redeemed at more than 70 LuLu stores. The value of 1 LuLu point is equals to AED 1. Moreover, ENBD LuLu 247 Mastercard Titanium Credit Card can earn:
The cardholder can earn 3.5% back as LuLu points on LuLu in-store as well as online spends.
The cardholder can earn 2% back as LuLu points on fuel spends.
The cardholder can earn 1% back as LuLu points on Utility bill payments.
The cardholder can earn 0.35% back as LuLu points on all other spends.
Welcome Offer: As an introductory offer, the cardholder can enjoy the facility of 0% balance transfer with no processing fee for six or twelve months.
Membership Benefits at LuLu: The cardholder can enjoy the following exclusive member benefits and offers at LuLu:
Monthly discounted offers
Priority checkout
Zero shipping charges on LuLu online shopping with minimum spending of AED 300.
Early access to major sales & promotional offers
BOGO Cinema Offers: The cardholder get one movie ticket free upon booking one movie ticket through the official website of VOX Cinemas using Emirates NBD LuLu 247 Titanium Credit Card.
BOGO offers with Entertainer: Cardholders can avail a wide range of buy one get one offers on entertainment, food, and shopping by downloading the Mastercard buy one get one mobile app.
Mastercard Benefits: As a member of this card, one can avail the below-mentioned Mastercard benefits:
Receive AED300 noon.com voucher
Unlimited free access to more than 10 airport lounges across the UAE, Jordan, KSA, Kuwait, and Egypt.
A maximum of 30% off on travel bookings through Cleartrip.
20% discount on three Careem rides each month.
Bicester village shopping benefits
MYUS premium shipping benefits
Purchase protection in an event of accidental damage or theft for a maximum of 180 days from the date of purchases.
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount at 2,000+ restaurants in the UAE.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Easy Installment Plan: The Emirates NBD LuLu 247 Mastercard Titanium Credit Card member can convert any purchase into a monthly instalment plan at 0% interest rate for tenor of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD LuLu 247 MasterCard Titanium Credit Card limit as instant cash.
Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, and online access.
Features & Benefitsof Emirates NBD U By Emaar Family Credit Card:
Upoints Rewards Program: This ENBD credit card enable its card members to earn rewards points in the form of UPoints on their each spend and redeem Upoints instantly at over 1500 stores across top brands. However, the cardholder can earn Upoints on the following categories:
1% back as Upoints can be earned on all spends.
5% Upoints can be earned on all Emaar Spends.
25% of the base Upoints can be earned by making Insurance, Car dealership expenses, quick service restaurants, Grocery and supermarkets spends.
25% of the base Upoints can be earned on retail spends originated in European Union Countries.
10% of the base Upoints can be earned by making Telecommunication bill payments, Transit, Government and Petroleum services spends.
Shopping & Dining Discount: Card members can get 5% back on all their shopping and dining spends at The Dubai Mall and Dubai Marine Mall.
Movie Benefits: Cardholders can avail buy 1 get 1 free movie offer on REEL Cinemas.
Discounted Offers: With this ENBD U By Emaar Family Credit card, one can enjoy a plethora of discounted offers:
Receive AED300 noon.com voucher
A maximum of 30% discount on entertainment at Emaar Entertainment Group including Dubai Ice Rink & The Dubai Underwater Zoo, and Kidzania.
A maximum of 20% discount on food & beverages at Emaar Hospitality Group.
Card members can save 10% as well as avail a free upgrade to a suite on hotel stays.
20% discount on Spas at Emaar Hospitality venues.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ restaurants in the UAE.
Easy Installment Plan: The Emirates NBD U By Emaar Family credit card member can convert any purchase into a monthly installment plan at 0% interest rate for tenor of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD U By Emaar Family credit card limit as instant cash.
Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
Insurance Benefits. As a member of this ENBD credit card, one can avail several insurance benefits such as Protect Plus Insurance, Purchase Protection, DoubleSecure, Extended Warranty, and International medical & travel assistance.
Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, and online access.
Travel Emirates NBD Cards
From hotel reservations to flight tickets, the Travel category of ENDB credit cards enables the cardholder to enjoy huge savings on travel expenses. Here are the Travel credit cards offered by the Emirates NBD:
Features & Benefits of Emirates NBD Skywards Infinite Credit Card:
Skywards Miles Reward Program: The primary Emirates NBD Skywards Infinite credit card member can earn an incredible amount of Skywards Miles on their everyday spends. The accumulated Skywards Miles can further be redeemed for availing wide range of rewards including flights with flydubai, Emirates, and other partnered airlines, upgrades on all Emirates domestic and international flights, shopping, hotel accommodation, and excursions. Moreover, the Emirates Skywards credit card members can earn:
1 Skywards Mile per USD 1 spent on domestic retail purchases.
1.5 Skywards Miles per USD 1 spent on international retail purchases.
2 Skywards Miles per USD 1 spent on the Flydubai and Emirates spends.
2 Skywards Miles per USD 1 spent on car booking apps, duty free, and online food delivery spends.
Welcome Offer: The cardholder can earn 35000 Skywards Miles on joining fee payment, 40,000 Skywards Miles upon spending minimum US$ 25,000 within the initial 3 billing statements, and 25,000 Skywards Miles upon making a minimum spending of US$ 7500 on Emirates or at any Emirates Sales office across the UAE within the initial 12 billing statements. In addition to this, they can get free 1st year Rotana Rewards Exclusive Club Membership with this card to enjoy an array of discounted offers.
Emirates Skywards Silver Membership: Card members can avail free Emirates Skywards Silver Membership and enjoy several privileges such as:
25% bonus Skywards Miles
Business class check-in
Allowance of 12kgs excess checked baggage
Access to Emirates Business Class Lounge in Dubai.
Free Airport Lounge Access: The primary Emirates Skywards Infinite credit card members can avail unlimited free access to 1000+ airports around the globe and can bring 1 guest along.
Chauffeur Rides: Cardholders can avail free airport drops upon booking their ride with concierge team. Also, they can avail 50% off with Careem on airport transfers within the UAE.
Concierge Desk Services: The cardholder can avail the following concierge services:
Up to 4 airport drops per year in the UAE.
Visit visa submissions at Dubaiand Abu Dhabi airports 6 times a year.
Pick-up and delivery for car servicing & registrations in Dubai,& Abu Dhabi once a year.
Local courier facilities within the UAEup to 12 times a year.
Free Valet Parking: The cardholder can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
Golf Benefits: The Emirates NBD card member can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Club and more. This service can be availed twice a month.
Visa Benefits:
Card members can avail airport dining discount at over 200 restaurants across the world.
The card member can avail a discount of 15% on booking 2 nights at the participating Fairmont hotels.
Cardholders can enjoy a discount of 8% on the hotel stay booking through the Hotels.com.
Card members can avail a maximum discount of 35% on standard rates and a maximum discount of 30% on international leisure rates with AVIS.
The cardholder can enjoy medical & travel assistance.
Card members can enjoy customer assistance services globally as well as concierge digital services.
Members of this credit card can also enjoy BOGO offers through THE Entertainer at selected merchant partners in several countries.
Cardholders can also enjoy several benefits through the bicester village shopping collection.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon App�tit restaurants in the UAE.
Easy Monthly Installments: The cardholder can use Emirates NBD Skywards Infinite Credit Card to convert any large purchase into a monthly installment plan at 0% low-interest rates for tenure of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
No-Interest Period: Emirates NBD Skywards Infinite Credit Card offers 55 days of absolutely no interest, provided that the cardholder continue to pay the full outstanding balance before the payment due date.
Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Skywards Infinite credit card limit as cash.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, and DoubleSecure.
Insurance Benefits: Cardholders can avail extra complimentary privileges such as purchase protection, extended warranty, protect plus insurance, multi-trip insurance, and fraudulent card misuse protection.
Features and Benefits of Emirates NBD Marriott Bonvoy World Mastercard Credit Card:
Marriott Bonvoy Points Reward Program: The primary card member can earn an incredible amount of Marriott Bonvoy Points upon making purchases using this card. The accumulated reward points can further be redeemed for free flights at over 7000 hotels globally, travel & leisure, car rentals and airlines, shopping, and VIP access to Marriott Bonvoy Moments. Moreover, the Emirates Skywards credit card members can earn:
3 Marriott Bonvoy Points per USD 1 spent on foreign spends.
3 Marriott Bonvoy Points per USD 1 spent on all other spends.
6 Marriott Bonvoy Points per USD 1 spent at hotel participating in Marriott Bonvoy.
Welcome Offer: The cardholder can earn 75000 bonus points as a joining bonus which will be automatically credited to cardholder’s Marriott Bonvoy account upon the card’s activation and the successful payment of the joining fees. Additionally, they can earn 75000 bonus points on cumulative retail spends of USD 10,000 in the initial 3 billing statements.
Marriott Bonvoy Gold Elite: As a member of Emirates NBD Marriott Bonvoy World Credit Card, one can enjoy Marriott Bonvoy Gold Elite Status & extras like:
Free enhanced in-room internet access facility
25% bonus points on hotel stays
Member rates
Mobile check-in and other mobiles facilities and services
Ultimate reservation guarantee
Elite welcome gift of points
2pm late checkout
Dedicated elite reservation line
Amazon Prime Membership: Card members can enjoy a full-year of Amazon Prime membership. Additionally, they can avail free and next-day delivery along with several Prime benefits.
Free Airport Lounge Access: The primary card members can avail unlimited free access to 900+ airports lounges in over 450 cities in 135+ countries.
Concierge Desk Services: The cardholder can avail the following concierge services:
Up to 4 airport drops per year in the UAE.
Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
Pick-up and delivery for car servicing & registrations in Dubai, & Abu Dhabi once a year.
Local courier facilities within the UAE up to 12 times a year.
Golf Benefits: Cardholders can enjoy a free round of golf at leading golf courses in the UAE such as The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golf and Shooting Cluband more. This service can be availed twice a month.
MasterCard Benefits: Card members can enjoy the following Mastercard benefits:
Free Hertz Gold Plus Rewards 5-Star Membership
A maximum of 25% discount on Avis Car rental, a free upgrade with every rental globally, and 10% discount on premium chauffeur drive services.
10% discounts on Luxury service apartments in various countries.
European shopping village exciting offers
MYUS premium shipping benefits
20% discount on three Careem rides each month.
Complimentary travel inconvenience insurance
Complimentary travel medical insurance
Travel Insurance confirmation letter
Mastercard global emergency services
A discount of 8% can be availed by making a hotel booking through hotels.com.
Farfetch discounted offers.
MasterCard BOGO Offers: Card members can avail more than 900 offers across over 90 destinations and more than 600 merchants. All they need to download the MasterCardbuy one get one mobile app and register the 1st 8 digit of their credit card to start saving.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon App�tit restaurants in the UAE.
Easy Monthly Installments: The cardholder can use Emirates NBD card to convert any purchase into a monthly installment plan at 0% interest rate for tenure of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD Marriott Bonvoy World Mastercard Credit Card limit as cash.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Free Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes recovery service, battery boosting, fuel delivery, and towing services. This service can be availed 3 times a year.
Security & Insurance Benefits:The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, protect plus insurance, and DoubleSecure.
Features & Benefits of Emirates dnata World NBD Credit Card:
Dnata Points Reward Program: The member of the Emirates NBD dnata World credit card can avail access to the dnata loyalty program and earn dnata Points on every purchase made with the card. The accumulated dnata Points can be redeemed at any of the partner store which includes dnata Travel. Card members can earn points on the following categories:
2% dnata points can be earned on all domestic and international retail purchases (it excludes retail spends at participating stores).
10% dnata points can be earned at participating travel bookings partners such as Emirates Holidays, Arabian Adventures, AI Hamra Cellar, Le Clos, and MMI.
15% dnata points can be earned on tourism services offered by dnata Travel, Costa, Giraffe, City Sightseeing, and Imagine Cruising.
10% dnata points can be earned at any duty-free store globally.
0.50% dnata points can be earned on insurance, grocery & supermarket, car dealership related expenses, quick service restaurants as well as spends made in European Union Countries.
0.20% dnata points can be earned on real estate, fuel, transit, government services, and utility bills, telecom bills, and education bills.
Welcome Offer: Card members can avail a maximum of AED 1000 Travel vouchers on the joining fee payments and AED 1000 travel vouchers after making retail spends of AED 25,000 in the initial three billing statements.
Free Airport Lounge Access: The cardholder can avail unlimited lounge access at 900+ premium airport lounges in 450+ cities globally.
Concierge Desk Services: The cardholder can avail concierge services that offer the ENDB credit card member with:
Up to 4 airport drops per year in the UAE.
Visit visa submissions at Dubai and Abu Dhabi airports 6 times a year.
Pick-up and delivery for car servicing and registrations in Dubai, & Abu Dhabi once a year.
Local courier facilities within the UAE a maximum of 12 times a year.
Free Valet Parking: Cardholders can avail 4 free valet parking services (for up to an hour) at Khalidiya Mall, Yas Mall, YasWaterworld, and Ferrari World.
Golf Benefits: Card members can avail free round of golf at The Track Meydan Golf Club, Arabian Ranches Golf Club, Sharjah Golfand Shooting Club, Trump Golf Club, and Yas Links Golf Club.
Valet Parking: Card members can avail 4 free valet parking facilities of one hour at some of the popular shopping malls in the UAE.
Amazon Prime Membership: Card members can enjoy a full-year of Amazon Prime membership. Additionally, they can avail free and next-day delivery along with several Prime benefits.
Mastercard Benefits:
European shopping village offers: Card members can earn a maximum of 60% discount and sometimes more at top-class brands throughout the year.
Discount on Careem Rides: Card members can avail 20% off on three Careem rides each month on travelling across countries throughout the Middle East.
Mastercard BOGO Offers: The cardholder can avail over 900 MasterCard buy one get one freeoffer across more than 90 destinations and over 600 merchants.
Marriott Bonvoy Hotel Free Nights: Card members can avail free nights at 200+ partnered Marriott Bonvoy hotels throughout the Middle East & Africa.
Travel Inconvenience & Medical Insurance:The cardholder can avail complimentary travel inconvenience and medical insurance.
com: Cardholders can avail an 8% off on hotel bookings when made through hotels.com.
AVIS Car Rental: Card members can enjoy up to 25% off on their next car rental with AVIS. Also, they can enjoy free upgrade with every car rental worldwide as well as 10% off on premium chauffeurs drive services.
Luxury Service Apartments Discounted Offers: Card members can avail preferred discounts at Onefinestay. They can enjoy a discount of 10% on booking at 2500+ properties in several countries.
Other Benefits: As a member of this card, one can avail other benefits such as MYUS Premium Shopping, hertz gold plus rewards 5-Star membership on a complimentary basis, travel insurance confirmation letter, Mastercard Global emergency services, farfetch discount etc.
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon App�tit restaurants in the UAE.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
0% Easy Installment Plans: Cardholders can convert their large purchases into a monthly installment plan at 0% interest rate in participating merchants for a tenure of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder pays the full outstanding balance before the payment due date.
Cash Advance: The cardholder can instantly avail up to 50% of their Emirates NBD dnata World credit card limit as cash.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Complimentary 24x7 Roadside Assistance: The cardholder can avail complimentary roadside assistance that includes battery boosting, fuel delivery, recovery service, and towing services thrice a year.
Security & Insurance Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, protect plus insurance and DoubleSecure.
Lifestyle Emirates NBD Cards
The Lifestyle line of Emirates NBD credit card offers its cardholder a wide range of benefits on daily spendings such as transportation and grocery purchases. Reasonably priced and filled to the brim with benefits, these NBD credit cards are ideal for day to day use. Here are the Lifestyle credit cards offered by the Emirates NBD:
Features & Benefits of this Emirates NBD Go4it Platinum Credit Card:
Plus Points Reward Program: This Emirates NBD card offers automatic enrollment of the card member into the Plus Points rewards program. The accumulated Plus Points can be redeemed for cash back and Frequent Flyer Miles. Moreover, the member of the Emirates NBD Go4it Gold credit card can earn:
1 Plus Point on every AED 200 spent on weekdays.
5 Plus Points on every AED 200 spent on weekends (Fridays and Saturdays).
4 Plus Points on every AED 200 spent on RTA services (Dubai metro, taxis, and Tram service).
Exclusive Benefits: The Emirates NBD Go4it Platinum credit card offers the following Roads & Transport Authority (RTA) benefits:
If offers access to Gold Class and enable its card members to make payments of gold class from NoI Tag ID.
It can be used to make fare payments for RTA parking meters.
It can be used to make fare payments for the RTA bus & water bus.
RTA NOL Card: The NoI Tag ID balance gets decreased with the regular use on the RTA transit network or at parking meters. Thus, Emirates NBD Go4it Gold Credit Card provides its card members various convenient options for a top-up to recharge their Nol Tag ID that is linked to their account. The card account and Nol Tag ID are linked securely for facilitating automatic and manual top-ups as authorized by the card member.
Movie Benefits: The card member can get the exclusive price of AED 47.25 for 2 regular 2D Standard movie tickets (original rate of AED 70) or 2D VIP movie tickets (original rate of AED 90) upon booking a ticket through the mobile app or official website of VOX Cinemas using this ENBD credit card.
Free Dubai Ferry Rides: Emirates NBD card entitles the primary cardholder and one guest to a complimentary Business class Dubai Ferry
Bon Appetite Dining Program: The cardholder can avail a maximum of 30% discount on 2,000+ Bon App�tit restaurants in the UAE.
Easy Installment Plan: The Emirates NBD Go4it Platinum credit card member can convert any large purchase into a monthly installment plan at 0% interest rate and tenors of 6-12 months.
Discounted Offer on Travel: The card member can avail 3% off on flight tickets and a maximum of 7% discount on holiday packages via the ENBD Travel desk.
Utility Bill Payments: Card members can use this card to pay their utility bills such as DEWA, Etisalat, & Empost (Emirates post) bills online.
Contactless Payments: The card members can use their mobile phones and smartwatches to make safe and fast contactless payments through this ENBD Credit Card.
Salik Auto Top-up: This ENBD credit card offers the cardholders a convenient option of automatic recharge of their Salik Account in case of a reduction in the balance through the Salik Auto Top-up facility. The credit limit on the credit card is utilized up to the extent of the top-up amount.
Other benefits:
The cardholder can avail 1 movie ticket free for each ticket purchased online through VOX Cinemas in the UAE and KSA.
The cardholder can enjoy medical & travel assistance.
Card members can avail airport dining discount at over 200 restaurants across the world.
The card member can avail a discount of 15% on booking 2 nights at the participating Fairmont hotels.
Cardholders can enjoy a discount of 12% at the listed Agoda properties.
Card members can avail a maximum discount of 35% on standard rates and a maximum discount of 30% on international leisure rates with AVIS.
Card members can enjoy customer assistance services globally.
Members of this credit card can also enjoy BOGO offers through THE Entertainer at selected merchant partners in several countries.
Cardholders can also enjoy several benefits through the bicester village shopping collection.
No-Interest Period: This Emirates NBD card offers 55 days of absolutely no interest, provided that the cardholder continue to pay the full outstanding balance before the payment due date.
Flexible Payment Option: The cardholder has a flexibility to pay as low as 5% of their outstanding amount every month. And then, they can carry forward the outstanding amount of balance to the next month’s billing cycle.
Cash Withdrawal: The cardholder can instantly avail up to 50% of their Emirates NBD Go4it Platinum credit card limit as instant cash.
Security & Emergency Services: The cardholders can also avail security services like SMS alerts, 24/7 Customer service, online access, and DoubleSecure.
Insurance Benefits: Card members can also avail a wide range of insurance benefits such as multi-travel insurance, purchase protection, extended warranty, protect plus insurance, and fraudulent misuse card protection.
The Emirates NBD credit card offers its cardholders the opportunity to enjoy top of the line features. Here are just some of the eminent Emirates NBD credit card features:
No-Touch Payment - Also referred to as contactless payment, nearly every Emirates NBD card offers this feature. It makes payments quick and secure while protecting the card’s magnetic strip from wear and tear damage.
SMS Alerts - This security feature comes with all NBD credit cards. Cardholders get SMS alerts on every transaction made on their ENBD credit card so that they can identify any kind of unauthorized use immediately.
24/7 Support - NBD credit cards are lauded for their expertly trained customer support executives. Support facility is available around the clock, any day of the year and can be availed through online live chats and via phone/text.
Online Banking - A sophisticated and highly intuitive online banking platform enables the cardholder to access their ENDB credit card account statement, conduct online transactions, and even request for an increase in credit limit no matter where they are.
Installment Plans - Nearly all of the NBD credit cards come with an optional easy installment plan feature. This gives the cardholder additional spending power, by converting any large amount transaction into easy to pay monthly instalments at participating merchants at 0 % interest for tenors of up to 12 months.
On-the-Spot Cash - All the Emirates NBD credit cards offer the cardholder access to 50% of their credit limit as instant cash, which can be withdrawn from any ATM around the globe.
Protect Plus Insurance - It provides coverage to the ENDB credit card member in case of any unforeseen accidents that make them unable to pay off the outstanding amount. It covers loss of employment, death, permanent disability, and terminal illnesses.
Purchase Protection - In case of damage, loss or theft of new purchases, some of the ENDB credit cards offer the cardholder purchase protection. Applicable for purchases over USD 100, purchase protection refunds or replaces any stolen, lost or damaged eligible item purchased with the NBD credit card.
Benefits of Emirates NBD Credit Cards
Emirates NBD credit cards offer a wide range of benefits, some of which are listed below:
Supplementary Cards - The NBD credit card member can easily apply for the supplementary card(s) for their eligible family members. Not only these cards come with a pre-defined spending limit, but every transaction with the supplementary ENBD credit card can also earn the primary cardholder loyalty points.
Flight Benefits - Emirates Skywards credit card is the perfect example of a card with flight benefits. The credit card enables the cardholder to accumulate Skywards Miles by making purchases with the card. In addition, the card also enables the cardholder access to hundreds of premium airport lounges all over the world, regardless of ticket and class.
Travel Advantages - From complimentary hotel stays and room upgrades to discounts on gourmet meals and travel insurance, the travel range of Emirates NBD credit cards offers fantastic benefits to the cardholder with active and adventurous lifestyles.
Roadside Assistance - One of the best Emirates NBD credit card benefits is roadside assistance. The services include changing flat tyres, battery boosting, fuel delivery, and towing.
Golf Benefits - Majority of the Emirates NBD credit card enable its card members to enjoy a free round of golf at some of the leading golf courses in the UAE such as The Track Meydan Golf Club, Trump Golf Club, Yas Links Golf Club, Arabian Ranches Golf Club, and Sharjah Golf & Shooting Club.
Complimentary Valet Parking - Nearly all the Emirates NBD credit card offers a maximum of 4 free valet parking services in one month at popular shopping malls within the UAE such as YAS Mall, Khalidiya Mall, Ferrari World, and Yas Waterworld.
Salik Auto Top-Up - All the NBD Credit Cards includes the option of setting up automated Salik recharge through online banking or mobile as soon as the balance reduces. The ENBD credit card limit is used up to the extent of top-up amount.
Emirates NBD Credit Card Offers & Rewards
Following are the offers & rewards provided on the Emirates NBD Credit Cards:
Reward Programs - Many of the Emirates NBD credit cards enroll the cardholder into a loyalty program. These loyalty programs enable the cardholder to earn reward points by spending on their ENBD credit card. Then the accumulated reward points can be redeemed for lucrative offers and deals and even to waive the annual membership fee of the card itself.
Bon Appetite Dining Program - All the Emirates NBD cards offer an exclusive discount of a maximum of 30% at more than 2000 Bon Appetite restaurants within the UAE.
LiveWell - Every Emirates NBD credit card offers a maximum of 50% off at more than 500 spas, salons, medical & wellness centers, gyms, and a lot more.
GoodTimes - Nearly every Emirates NBD card offers as high as 50% off across indoor sports, theme parks, exciting adventures, marine attractions, and a lot more.
Travel Discounted Offers - Emirates NBD credit card enables its card members to enjoy 3% off on flight tickets and a maximum of 7% off on holiday packages to turn their travel dreams into reality. Moreover, these travel discounted offer can be availed through the ENBD Travel Desk.
Discounted Ride with Careem - Many of the Emirates NBD card offers up to 20% off on three Careem rides every month.
Buy One Get One (BOGO) offers - The majority of the high-end Emirates NBD credit cards offer wide range of buy one get one offers on entertainment, food, and shopping that can availed by downloading the Mastercard buy one get one mobile app.
Eligibility for Emirates NBD Card
The cardholder can enjoy many Emirates NBD credit card benefits and offers, provided that they meet the eligibility criteria mentioned below:
Age - All Emirates NBD cards come with a minimum age requirement of 18 years. The applicants below the age of 18 years can apply for an ENDB credit card via a joint application, with a legal guardian as co-signer.
Employment - When applying for an Emirates NBD credit card, the applicant needs to provide salary statements for three months. The self-employed applicant applying for the Emirates NBD card needs to provide their trade license.
Minimum Monthly Salary - As mentioned before, every Emirates credit card comes with a minimum monthly salary requirement. The better the Emirates NBD credit card offers are, the higher the required minimum monthly salary will be.
UAE Residency - The applicant applying for an Emirates NBD card is required to be a resident of the UAE. He/she will be asked to provide valid ID and residency proof.
Credit History - Poor credit history can reduce the chances of the Emirates NBD credit card application approved. In order to maintain a good credit history, the applicant needs to ensure that they pay their dues on time. If your credit history is good you can also apply for a loan on credit card from Emirates NBD.
How to Apply for an Emirates NBD Credit Card?
Applying for an Emirates NBD credit card is as simple as 1-2-3. Interested applicants can apply for the ENBD credit card online or offline as per their preferences.
Document Required to Apply for Emirates NBD Credit Card
The application for the ENBD credit card can be initiated either by visiting nearest Emirates NBD branch or filling out an online application form. The online application process is extremely simple and quick. With the right documents in hand, it can be completed within a matter of few minutes only. Listed below are the required documents that applicants need to submit in order to apply for the credit card:
Original and a copy of Emirates ID (for UAE nationals).
Original passport and copy.
Latest salary certificate.
Original bank statement (or mini ATM statement) for 3 latest months.
A security cheque.
For corporate Emirates NBD card, the organization will have to present their original Trade License.
The documents required to apply for an Emirates NBD supplementary credit card are:
Original and copy of the Emirates NBD supplementary credit card applicant’s passport.
The primary cardholder’s original Emirates NBD credit card.
Emirates NBD Credit Card Fees & Charges
Besides the ENBD credit card annual fee, the cardholder may also incur other charges. It is important to check all the listed charges that can be levied on Emirates NBD credit card. Some of the most common Emirates NBD credit card charges are mentioned below:
Late Payment Charge: For late payment, Emirates NBD card charge is AED 230.
Over Limit Charge: For over limit, Emirates NBD credit card charge is AED 279.
Card Replacement Charge: For replacement of the Go4it Emirates credit card, the Emirates NBD credit card charge is AED 50. For all other ENBD credit cards, it is AED 20.
Other charges include cheque return charges, paper statement charges, foreign currency transaction charges and more. The full list of general Emirates NBD credit card charges can be found online on the official website of Emirates NBD.
Given below is a comprehensive list of all the currently available Emirates NBD credit cards and their minimum salary, annual membership fees, and interest rate:
Category
Credit Card Name
Minimum Monthly Salary (in AED)
Annual Fee (in AED)
Monthly Retail Interest (in %)
Lifestyle
Emirates NBD Go4it Gold Credit Card
6,000
99
3.25
Lifestyle
Emirates NBD Go4it Platinum Credit Card
12,000
199
3.25
Lifestyle
Emirates NBD Webshopper Credit Card
5,000
NA
NA
Lifestyle
Emirates NBD Manchester United Credit Card
5,000
250
3.25
Travel
Emirates NBD dnata Platinum Credit Card
8,000
500
3.25
Travel
Emirates NBD Skywards Signature Credit Card
15,000
700
3.25
Travel
Emirates NBD dnata World Credit Card
25,000
999
3.09
Travel
Emirates NBD Marriott Bonvoy World MastercardCredit Card
The cardholder who wishes to cancel their Emirates NBD credit card will first have to clear outstanding payments on their credit card account (if any). It is also advised to obtain a No Dues Certificate from the bank, as it may be required when leaving the country.
To request for cancellation, the cardholder is required to get in touch with the Emirates NBD credit card representative at 600540000. Once the card’s cancellation has been confirmed, the cardholder should destroy their Emirates NBD credit card and all Emirates NBD supplementary credit cards for security purposes.
Why Choose an Emirates NBD Credit Card?
The Emirates NBD card offers cardholder fantastic spending power and the ability to realize their financial aspirations like never before. Here are just some of the many reasons why Emirates NBD credit cards enjoy such massive popularity in UAE:
Recognized Excellence
Emirates NBD have been recognized globally for its invaluable contributions to the Middle East’s financial sector. In 2018, Emirates NBD was declared the Best Retail Bank in the Middle East by The Asian Banker and by Euromoney.
Customer Care
Every step taken by Emirates NBD is meticulously planned by keeping the needs of credit card members and applicants in mind. The Emirates NBD credit card customer care understands the applicant's financial expectations before suggesting the perfect Emirates NBD credit card. This relentless pursuit of customer satisfaction is for the entire rage of ENBD credit cards that offer some of the best deals in UAE.
Partnership Benefits
Be it relaxing in a luxurious couch in the Emirates Airlines first class cabin, or relishing mouthwatering international cuisine, every Emirates NBD card offers amazing benefits. The Emirates credit card offers are immaculately planned to offer cardholder some of the best in industry rewards.
Hard Work & Innovation
Emirates NBD strongly values passion and commitment in their employees. Being one of the financial industry giants of the Middle East- Emirates NBD is at the forefront of innovative and improved banking and investment strategies. Emirates NBD credit cards offer unique and exciting benefits to the credit card applicants looking for a bank that cares just as much about their financial goals as they do themselves.
FAQ's On Emirates NBD Credit Card
What is the minimum salary requirement for Emirates NBD credit card?
The minimum salary required for an Emirates NBD credit card is AED 5,000 or above. However, the salary requirements depend on the credit card you are applying for. Visit the credit card section at Policybazaar.ae to know about the card-specific salary criteria.
How long does it take to get credit card from Emirates NBD?
Emirates NBD process credit card applications quickly through online channels. However, it can take anywhere between 2 to 5 business days for your credit card to deliver to your registered address.
What is the interest rate for Emirates NBD credit card?
Each Emirates NBD credit card has a different interest rate. The effective interest rate is known as the annual percentage rate (APR), and the following are interest rates for various Emirates NBD credit cards.
Platinum Credit card - 66.22% (APR)
Platinum Plus Credit Card - 34.33% (APR)
Infinite Credit Card - 45.02%(APR)
Mazeed Platinum Credit Card - 52.43%(APR)
How can I check my Emirates NBD credit card balance online?
You can use the Emirates NBD mobile application to check your credit card balance. Alternatively, you can visit the official website and log into your credit card account to check your credit card balance.
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