Emirates NBD Beyond Savings Account

Emirates National Bank of Dubai (NBD) is one of the most popular banks in the UAE. It serves more than 14 million customers while operating in over 13 countries throughout the world. Emirates NBD offers unique financial solutions such as savings bank accounts, current bank accounts, fixed deposits and more for its target customers. 

Emirates NBD Beyond Savings Account is an excellent savings account with numerous features and benefits. With higher interest rates, the bank account encourages account holders to save more and helps in increasing their funds in no time. Let us go ahead and know more about Emirates NBD Beyond Savings Account in detail. 

Features and Benefits of Using Emirates NBD Beyond Savings Account

Here are the major features and benefits of opening an Emirates NBD Beyond Savings Account.

1. No Initial Deposit

Emirates NBD Beyond Savings Account comes with no initial deposit (zero balance) requirements for the account holders. They can open their bank account without depositing any amount.

2. Minimum Monthly Income

Emirates NBD Beyond Savings Account members need to transfer a minimum income of AED 15,000 to their bank account every month. They need to meet this requirement to keep their bank account active.

3. Minimum Monthly Balance

Emirates NBD Beyond Savings Account comes with a minimum monthly balance requirement of AED 100,000. The account holders maintaining this balance can easily earn interest on their savings. Account holders who fail to maintain the minimum balance of AED 3000 need to pay a fall below fee based as per the fee structure provided by the bank.

4. Free Chequebook

Emirates NBD Beyond Savings Account offers a free chequebook for the account holders to help them easily withdraw funds from their bank accounts.

5. Local and International Remittances

Emirates NBD Beyond Savings Account offers unlimited local and international remittances for the account holders.

6. Internet Banking Services

With Emirates NBD Beyond Savings Account, account holders can easily access their finances by logging into their internet banking accounts. Moreover, they can make easy fund transfers and bill payments in just a few clicks.

7. Mobile Banking Services

Emirates NBD offers a dedicated mobile app for account holders to help them easily manage their finances. Emirates NBD Beyond Savings Account holders can download this app from their preferred app store and register themselves on the same to have all the banking services right at their fingertips. With this app, the account holders can make convenient fund transfers anytime, from anywhere.

8. Free Entertainer Booklet

Emirates NBD Beyond Savings Account provides a free entertainer booklet worth AED 50,000 for the account holders.

9. Free Teller Transactions

Emirates NBD Beyond Savings Account enables account holders to make unlimited teller transactions.

Why Open Emirates NBD Beyond Savings Account?

Here are a few major reasons why you must consider opening an Emirates NBD Beyond Savings Account.

1. Easy ATM Cash Withdrawals

Emirates NBD Beyond Savings Account enables account holders to easily withdraw cash from the ATMs using their internationally recognised Emirates NBD Debit Card. The account holders can use this debit card at any of the local and international ATMs worldwide.

2. Attractive Interest Rates

Emirates NBD Beyond Savings Account comes with attractive interest rates for the account holders to help them increase their savings in no time.

3. Simple Account Opening Process

Emirates NBD Beyond Savings Account enables applicants to open a bank account both online and offline. The applicants can either visit the bank’s website or any of the nearest bank branches to open their preferred Emirates NBD bank account.

4. Discounts on Loans

Emirates NBD Beyond Savings Account offers an attractive discount of up to AED 8,000 on loans and credit cards for the account holders.

5. Full-time Help and Support

Emirates NBD offers a full-time available helpline for its Beyond Savings Account members. They can contact the help and support team anytime to find answers to their queries.

Eligibility Criteria to Open an Emirates NBD Beyond Savings Account

Here are the eligibility criteria for opening an Emirates NBD Beyond Savings Account.

  • All UAE residents are eligible to open an Emirates NBD Beyond Savings Account.
  • The applicants must meet the minimum monthly balance and salary transfer requirements.

Documents Required for Opening an Emirates NBD Beyond Savings Account

Here is the list of documents required to open an Emirates NBD Beyond Savings Account.

Categories

Documents

UAE Nationals

Identification documents – 

  • Original Emirates ID
  • A copy of Emirates ID
  • A copy of the passport

Any one of these documents in case of Salary Transfer – 

  • Copy of Employee ID
  • Last three months’ electricity bills
  • Latest Salary Letter
  • Copy of Labour Card
  • Copy of employment visa page from the passport

Residents

Identification documents – 

  • Original Emirates ID
  • A copy of Emirates ID
  • A copy of the passport

Any one of these documents in case of Salary Transfer – 

  • 3 Months Payslips
  • Valid Salary Transfer Letter
  • Consolidated letter from HR for bulk accounts
  • Copy of Appointment Letter
  • Bank statement with last month salary credit transaction

Non-Residents

Identification documents – 

  • Original passport
  • A copy of passport with visa page

Any one of these documents-

  • Utility bill – not more than three months old
  • Bank statements - not more than three months old
  • Reference letter from the bank in the home country validating the relationship
  • Residential address proof as per the home country bank records
see more

How to Apply for an Emirates NBD Beyond Savings Account?

Here are a few simple ways of opening an Emirates NBD Beyond Savings Account.

1. Visit the Bank’s Website

The applicants can open an Emirates NBD Beyond Savings Account by simply visiting the bank’s official website and filling out the online application form. They need to submit the essential documents with a completely filled application form. Once done, the bank representative will contact the applicant, and if all the documents are in place, the bank account will be opened in two business days.

2. Visit the Bank’s Branch

The applicants can also visit one of the nearest branches of the Emirates National Bank of Dubai to open a Beyond Savings Account. They need to carry all the necessary documents with them and submit the same with the application form at the branch.

3. Online Banking

The existing bank account holders can log in to their Emirates NBD online banking account and apply for opening an Emirates NBD Beyond Savings Account. Once done, the bank representative will contact the applicant and help in opening their chosen bank account.

4. Mobile Banking

The existing bank account holders can download the Emirates NBD Mobile App and log in to it for opening an Emirates NBD Beyond Savings Account. The applicants can upload their documents on the mobile app while filling out the online application form.

5. Our Website

The applicants can also go to our website and visit the bank accounts section to open an Emirates NBD Beyond Savings Account. They can also contact our help and support team to know more about their chosen bank account. Our experts will explain the features, benefits, eligibility criteria and more to help them open a bank account with great ease.

Also Read - Emirates NBD Smart Business

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