Get cashback up to AED 2000
Getting around within the UAE could prove to be a costly proposition, especially for the expats. In fact, a report by Expatistan reveals that the average cost for public transport in the UAE is somewhere around AED 229 per month. Quite naturally, more and more people in the UAE look for and essentially demand credit cards that offer rewards and cashback on road transport within the UAE.
Given the fact that more and more UAE residents look for credit cards that offer RTA benefits, UAE’s leading financial institution, Emirates Islamic launched its Emirates Islamic RTA Platinum Credit Card. This amazing card comes packed with a wide range of benefits and rewards for daily commuters and travellers within the UAE.
Emirates Islamic RTA Platinum Credit Card comes with a built-in RTA NOL chip. Therefore, this ground-breaking card can be used both as a regular credit card to shop, dine and travel and a NOL Card for RTA’s Dubai Bus, Metro, Water Buses, Tram and mParking.
The card is loaded with a wide range of benefits and features for the users to help them get the maximum value for their RTA spends. The card offers unmatched 10% cash back for fuel and RTA expenses. With so much and more on offer, it’s hardly surprising why this card remains a popular choice amongst both UAE nationals and expats in the region.
Launched in January 2017, Emirates Islamic RTA Platinum Credit Card has long been one of the most preferred credit cards amongst the UAE residents and expats, alike. The card promises to provide complete peace of mind and maximum value for money for RTA expenses.
Both, UAE nationals and expats, cannot do away with the RTA expenses and given this fact Emirates Islamic decided to launch its Emirates Islamic RTA Platinum Credit Card to offer incomparable cash back offers, nonpareil benefits and utter convenience to the card holders.
With its rather strong line-up of ground-breaking features and unrivalled benefits, the card has earned hundreds and thousands of admirers, suitors and fans, over the years. Card members get easy access to cash back offers and easy RTA transport network payments.
Powered by the Emirates Islamic ground-breaking Points Programme, Emirates Islamic RTA Credit Card allows card members to earn rewards and cash back for every dirham they spend on the card. These reward points are calculated each month and can be used for multiple RTA and Emirates Islamic benefits. The Points Programme comes with a brilliant ‘The Points Multiplier’ feature. This feature allows card members to earn 5 times the Reward Points for each RTA and Salik Auto Top-up, in addition to the typical cash back and rewards on every retail transaction.
Over the years, UAE’s leading financial institution, Emirates Islamic has become a name to reckon with in the financial sector of the region. The company has earned multiple accolades and honours for conceptualizing and offering ground-breaking credit card products that perfectly compliment all aspects of life. Emirates Islamic RTA Platinum Credit Card is a brilliant product that makes it easy for card users to earn rewards and cash back for their RTA expenses. This card is known to offer a wide range of innovative features to help card users make the maximum value for their money. Here’s a list of some of the most notable features of the Emirates Islamic RTA Platinum Credit Card-
Since a large number of people in the UAE, both expats and Emiratis, depend on RTA transport facility for commuting within the region, there is a decided demand for credit card products that offer amazing benefits and rewards for RTA expenses. And Emirates Islamic RTA Platinum Credit Card is perhaps one of the best credit cards that offer multiple and instantly redeemable benefits on both retail and RTA expenses. Check out some of the many benefits of Emirates Islamic RTA Platinum Credit Card-
Listed below are the eligibility criteria for Emirates Islamic RTA Platinum Credit Card-
Zero annual fees, exclusive cash back offers, instant rewards redemption, the list of why Emirates Islamic RTA Platinum Credit Card makes for the best bet for both UAE nationals and expats is absolutely endless. In addition, Emirates Islamic RTA Platinum Credit Card has something on offer for all sorts of spenders, from occasional shoppers to commuters. Here is a list of top 5 reasons for buying exclusive Emirates Islamic RTA Platinum Credit Card.
|Annual Membership Fee||Zero|
|Cash Advance Fee||3% of cash advance amount or AED 99 whichever is higher (This will be revised to 3% of cash advance amount or AED 149 whichever is higher effective April 01, 2019)|
|Maximum cash advance per transaction||10,000 or 50% of the card limit whichever is lower|
|Over limit fee||AED 249 (This will be revised to 279 effective April 01, 2019)|
|Late payment fee||AED 225|
|Card replacement fee||Free (This will be revised to 50 effective April 01, 2019)|
|Copy of sale voucher||AED 50|
|Overseas transaction in UAE Dirhams||1.99%|
|Minimum Payment Due||5% of statement balance PLUS any overdue amount, or AED 100, whichever is higher|
|No Liability Certificate||AED 50|
|Liability Letter||AED 50|
|Paper statement fee||10 (No Charge for Priority customers)|
|Cheque & Direct Debit Return||AED 100|
1. Cash Back Rewards - Emirates Islamic RTA Platinum Credit Card members can easily earn cash back rewards for every dirham they put on the card and these rewards can be instantly redeemed too. Here is a table that illustrates the quantity of cash back rewards Emirates Islamic RTA Platinum Credit Card members earn on different spend categories.
|Category of Spend||Cash Back Reward %||Maximum Monthly Earning Limit|
|RTA Transport Payments||10%||AED 200|
|Fuel Expenses||10%||AED 200|
It is important to remember that 1 cash back point is equal to 1 AED and the total cash back points accumulated on the account are added as statement credit in AED.
2. Mazaya Rewards - Mazaya rewards can easily be earned by simply putting the expenses of travel, shopping and dining deals available at Mazaya Offers Platform on the Emirates Islamic RTA Platinum Credit Card.
The cash back points earned on Emirates Islamic RTA Platinum Credit Card can be redeemed by calling Emirates’ support team at 600 599 995. It is important to remember that card members are required to accumulate at least 100 cash back points in order to redeem the points. Also, these cash back points are added as statement credit in AED and 1 cash back point is equal to 1 AED. These cashback points may be further be used to shop, dine or travel using the Emirates Islamic RTA Platinum Credit Card and card members can again earn cashback points on every spend on the card.
Here is a list of documents that applicants may need to furnish in order to get Emirates Islamic RTA Platinum Credit Card-
Applying for Emirates Islamic RTA Platinum Credit Card may prove to be a rather a daunting and exhaustive task for credit card applicants, especially for first-time card applicants as they aren’t really aware of what to do when applying for a credit card in the UAE region.
Emirates Islamic RTA Platinum Credit Card applicants must remain mindful of countless things and must do well to collect dozens of documents beforehand. Even if a small, minuscule mistake may lead to credit card application rejection.
Here are a few important pointers that one must take care of when applying for Emirates Islamic RTA Platinum Credit Card for ultimate RTA and retail benefits.
Q1: Is it possible to withdraw cash via Emirates Islamic RTA Platinum Credit Card?
Ans: Yes, Emirates Islamic RTA Platinum Credit Card allows card members to withdraw cash from more than 780,000 ATMs around the world. However, there is a cash advance fee charged for withdrawing money using the credit card.
Q2: How can Emirates Islamic RTA Platinum Credit Card members make payments for their card?
Ans: There are multiple ways to make payment for the Emirates Islamic RTA Platinum Credit Card.
Q3: Can Emirates Islamic RTA Platinum Credit Card get supplementary cards?
Ans: Yes! Up to 4 supplementary cards are allowed for card members, without any cost. Like the primary card, supplementary cards also earn discounts and attract privileges. Also the purchases made on supplementary cards also qualify for cash back rewards.
Q4: Is there an annual fee for this card?
Ans: No! Emirates Islamic RTA Platinum Credit Card is free for life.
Q5: Is Emirates Islamic RTA Platinum Credit Card Shari'a compliant?
Ans: The Emirates Islamic RTA Platinum Credit Card is fully compliant with the Shari'a principles. The card does not charge any interest to customers. As such, the bank charges a fixed monthly fee for extending various features and benefits to customers.
Q6: What is the value of 1 cash back point?
Ans: 1 Cash back Point is equal to 1 AED.
Q7: How to redeem cash back on the Emirates Islamic RTA Platinum Credit Card?
Ans: It is easy to redeem cash back points earned on the Emirates Islamic RTA Platinum Credit Card. These cash back points can be redeemed by calling Emirates Islamic at 600 599 995. The cash back points are credited to the card account in 2-3 working after submitting a request for redemption.
Q8: Is there an expiry date for RTA card cashback points?
Ans: RTA card cash back points expire in 2years from the date of earning.
Q9: What types of transactions don’t earn cash back points?
Ans: Listed below is a list of transactions that do not earn cash back points-
Q10: Can cash back points be converted from one card to another?
Ans: No! Cash back earned on Emirates Islamic RTA Platinum Credit Card cannot be converted from one to another card.