The following article provides in-depth information on Emirates Islamic Bank auto debit credit card payments via both mobile and online banking methods.
Established in 2004, Emirates Islamic Bank is renowned for its array of Islamic banking products for individuals, corporates, investors, and more. Dedicated to offering an Islamic banking experience to customers, Emirates Islamic uses tools like Murabaha, Takaful, and Ijarah to curate banking products.
Some of the most prominent products offered by Emirates Islamic are personal finance, debit, credit cards and prepaid cards, auto finance, home finance, wealth solutions, and more. Emirates Islamic Bank Credit Cards, in particular, are reputed for their rewards and offers.
Emirates Islamic RTA credit card has an in-built transit chip and can be utilised for fare payments at RTA-operated metro, parking metres, buses, water buses, and more. Given below are the major features and benefits of the Emirates Islamic RTA credit card -
Here are the major rewards and offers on the Emirates Islamic RTA credit card -
Given below are the eligibility criteria for Emirates Islamic RTA Credit Card -
Keep these documents ready when applying for an Emirates Islamic RTA credit card -
Go through the following table to find out the fees associated with the Emirates Islamic RTA credit card -
|Credit Limit Range
|Monthly Profit Rate||3.49%|
|Annual Membership Fee||No Annual Membership Fee|
|Minimum Monthly Amount Due||5% of the remaining amount and all fees and charges|
|Maximum Cash Advance per Transaction||AED 10,000 or 50% of the card limit (whichever is lower)|
|Payment Due Date from the date of Statement||AED 25|
|Statement over 3 Months Old (for every month’s statement)||AED 47.25|
|Retrieval of Transaction Slip||AED 52.5 per request|
|A Duplicate Copy of the Statement (for every monthly statement)||AED 26.25|
|Cash Advance Fee||3.15% of the cash advance amount or AED 103.95 (whichever is more)|
|Late Payment Fee||AED 131.25|
|Replacement Card Fee||AED 78.75|
|Direct Debit Return Fee||AED 105 per instance|
|Over Limit Fee||AED 261.45 per instance|
|Liability/No Liability Letter||AED 52.5 per request|
|Credit Shield||1.04% of the outstanding amount|
|Supplementary Card Fee||Free (up to 4 supplementary cards)|
You can easily apply for an Emirates Islamic RTA credit card via Policybazaar.ae. This is a third-party aggregator portal that offers an array of credit card options from the leading financial institutions in the UAE.
To apply for an RTA credit card, click on the ‘Credit Card’ tab on the homepage of policybazaar.ae and fill out the lead form. This will take you to our credit card quotes page. Browse through the features and benefits of the product and click on the ‘apply’ tab.
Getting an Emirates Islamic RTA credit card from Policybazaar.ae can bring the following benefits to you -
|All Emirates Islamic Bank Credit Cards to Apply|
|Emirates Islamic Skywards Signature Credit Card||Emirates Islamic Flex Elite Credit Card|
|Emirates Islamic Skywards Platinum Credit Card||Emirates Islamic Business Credit Card|
|Emirates Islamic Cashback Credit Card||Emirates Islamic Easy Credit Card|
|Emirates Islamic Cashback Plus Credit Card||Emirates Islamic Rewards Credit Card|
|Emirates Islamic Skywards Gold Credit Card||Emirates Islamic Abu Dhabi Rewards Credit Card|
|Emirates Islamic Emarati Credit Card||Emirates Islamic Union Coop Tamayaz Credit Card|
|Emirates Islamic RTA Platinum Credit Card||Emirates Islamic Skywards Infinite Credit Card|
|Emirates Islamic Flex Credit Card||Emirates Islamic Etihad Guest Platinum Credit Card|
|Emirates Islamic Etihad Guest Premium Credit Card||Emirates Islamic Etihad Guest Saqer Credit Card|
|Emirates Islamic Etihad Guest Ameera Credit Card||Emirates Islamic Skywards Black Credit Card|
|Best Platinum Islamic Credit Card in UAE|
You can withdraw cash from any Emirates Islamic branch or over 780,000 Visa ATMs in the world at a nominal charge.
The following transactions are not eligible for cashback rewards -
You cannot convert the cashback points as rewards can be redeemed only against the card on which the points have been accumulated.
Cashback points remain valid for only 2 years from the date of earning and expire if not redeemed within the specified duration.
In the case of the reversal of a transaction, the cashback points earned on the transaction also get reversed.
The value of one cashback point for this card can be considered equal to AED 1.
You can get up to 4 supplementary cards for your family members to help them seek the benefits of the discounts and rewards on the primary card.