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Emirates Islamic Flex Elite Credit Card Features & Benefits

By PolicyBazaar
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Published: 05 November 2019Last Updated On: 12 January 2021

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The Emirates Islamic Flex Elite Credit Card helps you enjoy the flexibility of life. It is packed with great lifestyle benefits and rewards for the cardholder. Every time you spend money, you are rewarded by the Flex Elite Card.

Highlights of the Card

  • Joining Bonus of El SmartMiles
  • High Miles Earning Rate
  • Shariah Compliant Card
  • Various Payments Method to Settle Card Outstanding

Emirates Islamic Flex Elite Credit Card Features

The key features of Flex Elite Card are:

El SmartMiles

Under the El SmartMiles rewards program, the member gets a variety of shopping, travel and lifestyle benefits.  With every AED 1 spent you can earn up to 3.75 miles. These miles can be redeemed without any blackout dates and across services like flights, hotels, and retail transactions across the world.        

Cash on Call

The cardholder can avail cash against their available credit limit. This can be done by contacting the helpline, after which immediately cash is available in the account.

Cash Advance

Cash can be withdrawn from any of the bank’s branches or the widely accessible ATMs, for a fixed fee.

Instant Purchase

The cardholder can use the instant payment option online to redeem their El SmartMiles for any spending at retailers worldwide.

Balance Transfer

You can now manage the outstanding amount of other banks by transferring them to your Emirates Islamic Flex Elite Credit Card.

Online Market Place

You can indulge in a wide variety of options for shopping without facing those crowded spaces and long queues. This is possible with the El SmartMile online market place.

Emirates Islamic Flex Elite Credit Card Benefits

The exclusive benefits offered to a Flex Cardholder are:

Complimentary Airport Lounge Access

As a member of the Emirates Islamic Flex Elite Credit Card, you have unlimited free access to over thousands of airport lounges, along with one additional guest.

Free Golf

You can excite the golf enthusiast within you with the unlimited complimentary golf provided with the Flex Elite Card. This benefit can be availed on any day of the week. 

Travel Benefits

You can instantly redeem your El SmartMiles at over three hundred airlines, over thousands of hotels in the world, renowned car rental companies and much more.

Free Valet Parking

You are rewarded with a limited amount of free valet parking monthly.

Supplementary Cards

Your family members can now enjoy the exclusive benefits of the Flex Elite Card while earning rewards with every transaction. The cardholder can get up to 4 supplementary cards.

Luxury Hotels

You can indulge in prestigious properties around the world with your Emirates Islamic Flex Elite Credit Card. Some additional exclusive benefits provided to you in these world-famous hotels and resorts are:

  • Best available rate
  • Upgradation of the room if available
  • Free wifi
  • Inclusive free breakfast
  • Late check-out when available
  • VIP status as a guest
  • Food or beverage voucher worth US$25

Credit Shield

The Flex Elite Cardholder gets an Islamic Credit Shield under which the holder and the family members are covered for the credit card outstanding in unfortunate situations such as death or total disability.

Extended Warranty

When purchasing household appliances with this Emirates Islamic Credit Card, you can enjoy the extended warranty of 12 months in addition to the original warranty. This is available for a period of 24 months from the purchase date.

Miles Exchange

You can exchange your El SmartMiles for Miles with the frequent flyer program of the partner airlines. These partners are the Etihad Guest and Emirates Skywards.

On an Endnote

The Emirates Islamic Flex Elite Credit Card makes sure to make their members feel the flexibility and benefits in every spending they make. From travel to grocery, you are rewarded in every possible edge with the Flex Elite.