Emirates Islamic Etihad Guest Saqer Credit Card

The Emirates Islamic Etihad Guest Saqer Credit Card is exclusively designed for UAE Nationals. This card offers unparalleled benefits and benefits that are unmatched by any other credit card across the UAE. With this Emirates Islamic credit card, not only the card members can earn Etihad Guest Miles on their each spending but also it provides them the flexibility to choose 2 spending categories as per their convenience in order to earn the highest miles. In short, this credit card helps the cardholders to make the most of their each spending.

Features & Benefits of Emirates Islamic Etihad Guest Saqer Credit Card

Given below are some of the eminent features and benefits of this Emirates Islamic credit card:

Fast -Track to Etihad Guest Silver Tier Status

The primary cardholders will be eligible for a fast track to Etihad Guest Silver tier status upon completing four one-way flights or two return flight on Etihad Airways within the initial six months of booking a card and the tickets should be purchased using this Emirates Islamic credit Card.

However, if someone is already an Etihad Guest Gold or Platinum member, then their already existing tier status will remain unaffected.

Free Inflight Wifi Vouchers

Card members can avail two free wifi vouchers every membership year. They will get 1 wifi voucher on each transaction of AED 500 or above made on Etihad Airways (Etihad branches, etihad.com, or the call center of Etihad), capped at 4 wifi vouchers per year.

Please note that each wifi voucher has validity for one year and it can be utilized once only. Moreover, the wifi voucher will be sent to the card member by Etihad Guest through email within just ten days of meeting the minimum spend criteria.

Free Airport Transfers

Being a member of the Emirates Islamic Etihad Guest Saqer Credit Card, one can enjoy 2 airport transfers to or from the Abu Dhabi airport on a complimentary basis.

0% Easy Payment Plan (EPP)

This Emirates Islamic credit card has an excellent feature of an Easy payment plan that enables the cardholder to spilt their large purchases that are made at etihad.com into equated monthly installments of up to 6 months at 0% profit rate. However, the processing charge of 2 percent will be levied on an easy payment plan.

Unlimited 20% Etihad Guest Miles Back on upgrading/booking a flight with Etihad Guest Miles

Card members can avail 20% of their Etihad Guest Miles back when they book or upgrade a flight using their Etihad Guest Miles. Plus, there is no maximum limit on the Etihad Guest Miles received every year.

Moreover, the miles will be credited to the cardholder’s Etihad guest account within the 15 working days.

Free Airport Lounge Access

The cardholder can enjoy unlimited access to more than 1000 premium airport lounges on a complimentary basis.

Balance Transfer

The Emirates Islamic Etihad Guest Saqer Credit Card offers a balance transfer facility that helps the cardholders to save their money. They can transfer their other bank’s credit card outstanding balance to this Emirates Islamic Credit card at no profit rate.

Cash Advance

This credit card comes with a cash advance facility that enables its cardholder to withdraw cash up to 50% of the Emirates Islamic Etihad Guest Saqer Credit Card limit from any Emirates Islamic bank branch and at over 780,000 ATMs, financial institutions, Exchange houses displaying the VISA logo. Please note that cash advance charges will be applicable and no Etihad Guest Miles will be offered against cash advance.

Complimentary Valet parking

Card members can enjoy a free valet parking facility once in a calendar month. Any additional use of this facility will cost AED 80 and it will be charged to the primary Emirates Islamic Etihad Guest Saqer Credit Card.

Multi-Trip Travel Insurance

This credit card enables its card members to travel with peace of mind. Since cardholders are automatically covered for travel accident & travel inconvenience insurance on all trips of a maxmimum of 90 days.

Credit Shield

The Emirates Islamic Etihad Guest Saqer Credit Card provides the credit shield cover that safeguards the card members and their family members from the financial burden in unfortunate events. A credit shield basically covers the cardholder’s credit card outstanding balance in an event of permanent disability or death.

Members of this Emirates Islamic Credit card are automatically enrolled in this credit shield facility at no charges for the first two months from the date of issuance of card and continued utilization of this service from the cardholder’s side will serve as an automatic subscription to this facility. Consequently, card members will be levied a nominal monthly fee on the outstanding balance of their monthly statement. However, if someone is not interested in availing this facility, then he/she can call on 600 599 995 in order to discontinue it.

Purchase Protection

This Emirates Islamic credit card provides the purchase protection facility to give its card members complete peace of mind every time they make any purchase using this credit card. It safeguards all purchases against damage or theft for a specific period of time.

Extended Warranty

The Emirates Islamic Etihad Guest Saqer Credit Card has a benefit of extended warranty. It automatically extends the original manufacturer’s warranty for a product or an item bought using this credit card up to 1 year from the expiry date of the original warranty.

Global Concierge

Being a member of the Emirates Islamic Etihad Guest Saqer Credit Card, one can enjoy a wide range of services including hotel/flight/restaurant reservations online or over the call anytime and from anywhere in the world. Cardholders are just required to call concierge hotlines.

  • UAE Toll-free: 800 0441 3487
  • UAE International Direct Dialing: +971 4361 1234

Alternatively, they can also send an email to This email address is being protected from spambots. You need JavaScript enabled to view it..

Global Assistance

Visa International multilingual service representatives provide the Emirates Islamic Etihad Guest Saqer Credit Card members round the clock service, all year round across the world. If the card gets stolen or lost, then Visa Global Customer Assistance service representatives can assist in that. For further assistance, cardholders just need to call on 8000-021 866-654-0112 from inside the UAE or +1 303 967 1090 from outside the UAE.

Emirates Islamic Etihad Guest Saqer Credit Card Rewards & Offers

This Emirates Islamic credit card provides the following offers and rewards:

Etihad Guest Miles- Loyalty Program

This credit card offers its cardholders an automatic enrolment into the Etihad Guest Miles rewards program where they can earn Etihad Guest Miles by simply spending with their Emirates Islamic Etihad Guest Saqer Credit Card. For every 1 USD retail spent made using this Emirates Islamic credit card, the cardholder will earn the reward points as per the below criteria:

Spend category Etihad Guest Miles- Reward Earning Rates

Domestic spend

A maximum  of 1.5 Etihad Guest Miles

Foreign Spend

2 Etihad Guest Miles

Two Chosen Categories

2.5 Etihad Guest Miles

Spend at Etihad Airline

3 Etihad Guest Miles

Earn Tier Miles

The card member can earn 1 Etihad Guest Tier for every 1 US Dollar spent on non-AED currency internationally using this Emirates Islamic credit card. Card members can earn a maximum of 15,000 Tier Miles in a membership year.

Choose Your Accelerated Etihad Guest Miles Rewards Category

The Emirates Islamic Etihad Guest Saqer Credit Card is the one and only credit card across the United Arab Emirates that provides its card members the complete freedom to choose the categories as per their convenience and earn the Etihad Guest Miles upon making spends on the preferred categories. Moreover, the cardholder can choose two categories from any of the below-mentioned categories as per their requirements and spending habits:

  • Hotels
  • Supermarkets
  • Dining
  • Car rentals

Card members will earn 2.5 Etihad Guest Miles for each USD 1 spent on the selected categories. Please note that the earning of Etihad Guest Miles on the two selected categories is capped at 1500 Etihad Guest Miles per category every month. However, the card member can also change their selected categories every quarter by just calling on the bank’s customer care number.

50% Cashback on Movies

The Emirates Islamic Etihad Guest Saqer Credit Card offers 50% cash back on movie tickets. Card members can buy movie tickets from any cinema hall for any class and on any day of the week to enjoy this cash back offer. Please note that the cardholder can earn the maximum cash back of AED 75 per month.

Complimentary Golf Benefits

Members of this Emirates Islamic Credit Card can enjoy two rounds of golf per month on a complimentary basis. This free golf service can be availed at Track Meydan Golf Club or Arabian Ranches Golf Club on weekdays or weekends.

Fees & Charges on Emirates Islamic Etihad Guest Saqer Credit Card

Following are the fees & charges associated with this Emirates Islamic Credit Card:

Fees & Charges Amount

Monthly Profit Rate

3.49%

Annual fees

AED 899

Minimum Amount Due Monthly

5% of outstanding & all fees and charges

Transaction Slip Retrieval

AED 50

Cash Advance/Per transaction (Maximum)

50% of the card limit or AED 10000, whichever is lesser.

Duplicate statement copy (per monthly statement)

AED 25

Statement over three months old (per monthly statement)

AED 45

Cash Advance Fees

AED 99 or 3% of cash advance amount, whichever is higher.

Supplementary card charges

Free

Late Payment Charges

AED 225

Replacement card charges

Free

Cheque and Direct Debit Return

AED 100

Liability or No Liability Letter

AED 50

Over limit charges

AED 249

Credit Shield

0.99% of the outstanding amount

Forex Fees

1.84%

Overseas transaction in Dirhams

1.99%

Paper Statement (Monthly)

AED 10

Email Statement (Monthly)

Free

FAQs on Emirates Islamic Etihad Guest Saqer Credit Card

Q1: How many supplementary Emirates Islamic Etihad Guest Saqer Credit Card can I avail for free?

Ans: You can avail up to 4 free supplementary credit cards for the eligible family members.

Q2: Am I eligible for the Emirates Islamic Etihad Guest Saqer Credit Card if I don’t have an Etihad Guest Membership?

Ans: Yes, the bank will enable you to create an Etihad Guest Account and then provide you a membership number that will get printed on the plastic card.

Q3: How can I change the selected categories?

Ans: You can easily change the selected categories every three months by just contacting our call center on +971 600 599 995.

Q4: When will Tier Miles get credited to my Etihad Guest Account?

Ans: Tier Miles will get credited to your Etihad Guest Account within 5 to 7 business days from the eligible date of transaction.

Q5: Will I get free Wifi Vouchers every year?Ans: 

Ans: Yes, you will get free Wifi vouchers annually upon meeting the minimum spend criteria. For each transaction made at Etihad.com for AED 500 and more, you will be eligible to avail 1 wifi voucher.

 

 

 

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