Emirates Islamic Etihad Guest Ameera Credit Card

Emirates Islamic Bank was established in the year 2004 and it aims to offer the highest standard in terms of banking services that are Shariah-compliant. This Islamic institution offers a wide array of products and services to its valuable customers, be it individuals, small businesses, or corporations.

One of these popular products is their credit cards. They have a wide variety of cards to suit the different spending needs and habits of the credit card seeker. One of the most sought for a card is the Emirates Islamic Etihad Guest Ameera Credit Card, exclusively tailored for women. From various travel perks to numerous lifestyle benefits, it aims at providing a rewarding experience in every aspect.

Features and Benefits of Emirates Islamic Etihad Guest Ameera Credit Card

The following are the various features and benefits offered to the members of the Etihad Guest Ameera credit card:

Fast-track to Etihad Guest Silver Tier Status

The holder of this Emirates Islamic Card will qualify to receive a fast-track to the Silver Tier Status of the Etihad Guest Membership if he/she manages to meet the following condition:

  • Complete either two two-way flights or four one-way air flights with Etihad Airways within the first six months of the issuance of the card and the payment for the air tickets must be made via the Etihad Guest Ameera Credit Card.

If the cardholder is already a Platinum or Gold tier member with Etihad, there will be no impact on the existing tier status.

Free Airport Transfers

Cardmembers can enjoy 2 airport transfers at zero cost to or from the airport in Abu Dhabi.

Easy Payment Plan with 0% Profit Rate on Expenditures with Etihad

The expenditures incurred at the official website of Etihad can be converting into simply monthly installment payments at a 0% profit rate, of flexible tenures ranging between 3 to 6 months. There is a 2% processing fee charged on this service.

Complimentary Airport Lounge Access

The cardholder can enjoy unlimited free access to more than thousands of airport lounges with the Lounge Key program.

Free Valet Parking

Members of the Emirates Islamic Etihad Guest Ameera Credit Card are entitled to a free valet parking service once a month. Any additional usage of the service has a charge of AED 80 applicable to the primary card.

Multi-Trip Travel Insurance

The cardholder no longer has to worry about arranging separate medical insurances for their trip as the Emirates Islamic Etihad Guest Ameera Credit Card covers them for any travel inconvenience or travel accident on all journies for a period of up to ninety days.

Extended Warranty

The original warranty provided by the manufacturer is automatically double with this Etihad Guest card. This extension is offered for up to 1 year from the original warranty’s expiry date.

Purchase Protection

With purchase protection, the cardholder can achieve additional ease of mind with every purchase. The purchase on the Emirates Islamic Etihad Guest Ameera Credit Card is covered against any damage or theft.

Balance Transfer Service

The cardmember can save a lot with the balance transfer facility on this Etihad Guest card. He or she can pay off the outstanding balances on cards of other banks via the Emirates Islamic Etihad Guest Ameera Credit Card. There is no profit applicable to the balance transferred.

Credit Shield

Cardholders are offered with the credit shield cover that protects them and their family members against any financial burdens in case of unforeseen occurrences. With this cover, the outstanding balance on the card is taken care of in case of permanent disability or death.

This cover is offered to the cardholder at zero cost for the initial 2 months from the card issuance date. The continued use of the service is considered as an automatic subscription, till informed otherwise.

Cash Advance

Members of Emirates Islamic Etihad Guest Ameera Credit Card can withdraw cash depending on the policy of Emirates Islamic Bank through the instant cash service from any of the branches or at over 780,000 ATMs, or any of the exchange houses, or financial institutions accepting Visa. There is a fee applicable.

Global Concierge

The cardmember can enjoy a wide range of services that go beyond just flight, hotel, or restaurant reservations just via their online platforms or phones, at any time of the day, from any place across the globe by simply contacting the hotlines of Concierge.

Global Assistance

Regardless of where the cardholder is in the world, the VISA service representatives with their multilingual skills are there for any assistance 24 hours a day, throughout the year. Even if one loses their Visa Signature card, the representatives of Visa Global Customer Service can help.

Rewards and Offers on Emirates Islamic Etihad Guest Ameera Credit Card

Below detailed are the various exclusive offers and rewards that the cardholder can enjoy with the Etihad Guest Ameera card:

Etihad Guest Miles

This is a customer loyalty program offered to the holders of the Emirates Islamic Etihad Guest Ameera Credit Card.

Etihad Guest Earn Rates

For every US$1 spent on retail using the Emirates Islamic Etihad Guest Ameera Credit Card earns the cardholder Etihad Guest Miles as detailed in the table below.

Spend Category

Earn Rates for Etihad Guest Miles

Expenditures made with Etihad Airline

3

International Expenditures

2

Two Chosen Spending Categories

2.5

Domestic Expenditures

Up to 1.5

Earn Tier Miles

For every US$1 spent on international non-AED currency expenditures using the Emirates Islamic Etihad Guest Ameera Credit Card, the cardholder is eligible to earn 1 Etihad Guest Mile. The maximum tier miles that can be received in one membership year is capped at 15,000.

Choose The Category for Accelerated Rewards

The Emirates Islamic Etihad Guest Ameera Credit Card is one of a kind in the UAE as it is the only card that gives the cardmember the flexibility in terms of deciding the preferred spending categories and then earn Guest Miles from Etihad on the expenditures made on those categories. The following are the spending categories that one can choose from:

  1. Beauty or Wellness
  2. Dining
  3. Apparel Shopping
  4. Supermarkets
  5. Jewelry or Watches

In the chosen categories, there are Etihad Guest Miles worth 2.5 miles earned on every US$1 spent on the card. The amount of Etihad Guest Miles that can be earned on the chosen spending categories is a maximum of 1,500 Miles for each category. 

The chosen category can also be changed by the cardmember every quarter by simply calling the call center.

Limitless 20% Miles Back on Etihad Flights

The cardholder is eligible to earn 20% of their miles back when they either upgrade or book a flight using their Etihad Guest Miles. There is no cap on the number of miles that one can receive in a year. The miles earned are credited to the cardholder’s account within fifteen working days.

Free In-Flight WiFi Vouchers

With every membership year, the cardmember enjoys 2 complimentary in-flight WiFi vouchers. On every expenditure made that is worth or more than AED 500 with Etihad Airways, there is 1 WiFi voucher given. These vouchers can be earned at a maximum of 4 times a year.

Each voucher can be used only once and is valid for one year.

Complimentary Rounds of Golf

Cardholders can satisfy their inner golf enthusiast with two complimentary rounds of golf every month at the leading golf clubs across UAE on both weekends and weekdays. The golf clubs that can be accessed are Track Meydan Golf Club or Arabian Ranches Golf Club, by simply booking via submitting the completed form.

Cashback on Movie Tickets

Cardmembers can enjoy movie nights even more with cashback worth 50% on movie tickets, on any day of the week. The maximum cashback is capped at AED 75 per month. Tickets can be purchased from any cinema hall, for any class, and on any day.

Fee and Charges of Emirates Islamic Etihad Guest Ameera Credit Card

The table below details the various fee and charges on this Emirates Islamic Etihad Guest card:

Fee and Charges

Amount

Profit rate per month

3.49%

Annual membership fee

AED 699

The minimum monthly due amount

5% of the total outstanding and 100% of the fee and charges

Due date from statement date for payment

25 days

A maximum cash advance for each transaction

Minimum of AED 10,000 and 50% of the card limit

Retrieval of transaction slip

AED 50

Duplicate statement copy (per statement for a month)

AED 25

A statement that is older than 3 months (per statement for a month)

AED 45

Charges for cash advance

Maximum of 3% of the amount of advance or AED 99

Charges for a supplementary card

Nil (up to 4 cards)

Fee for a replacement card

Nil

Fee for late payment

AED 225

Cheque and Direct Debit Return

AED 100

Liability or no liability letter

AED 50

Forex Charges

2.34%

Credit Shield

0.99% of the outstanding due

Overseas transactions made in Dirhams

1.99%

Fee for over limit

AED 249

Paper Statement (per month)

AED 10, nil for priority customers

Email Statement (per month)

Nil

FAQs on Emirates Islamic Etihad Guest Ameera Credit Card

Q1: What is the maximum cashback on the movies booked using my Etihad Guest Ameera card?

Ans.  The maximum cashback that can be earned on the movies booked using the Emirates Islamic Etihad Guest Ameera Credit Card is AED 75.

Q2: Do I need to activate my Etihad Guest Membership account?

Ans. Yes, you will be required to activate your membership account by clicking on the activation link sent by the bank on your registered email address. You can simply click on the link and follow the mentioned steps.

Q3: Do I get a complimentary WiFi voucher every year?

Ans. Yes, the WiFi vouchers are sent on a yearly basis when you meet the required criteria for spending. You are eligible to earn one voucher for every AED 500 or more made at the official website of Etihad.

Q4: Will I be eligible to redeem airport transfers if my ticket is booked via a travel agent?

Ans. No, you are required to make the Etihad spends on the official website of Etihad, the Etihad call center, or one of the Etihad branches.

Q5: What is the membership status offered upfront when opting for an Emirate Islamic Etihad Guest Ameera Credit Card?

Ans. The upfront tier status offered to the applicant of an Emirates Islamic Ameera Credit Card is bronze, that is excluding the campaign period.

 

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