This guide will show you how to cancellation auto debit credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
Emirates Islamic Bank was established in the year 2004 and it aims to offer the highest standard in terms of banking services that are Shariah-compliant. This Islamic institution offers a wide array of products and services to its valuable customers, be it individuals, small businesses, or corporations.
One of these popular products is their credit cards. They have a wide variety of cards to suit the different spending needs and habits of the credit card seeker. One of the most sought for a card is the Emirates Islamic Etihad Guest Ameera Credit Card, exclusively tailored for women. From various travel perks to numerous lifestyle benefits, it aims at providing a rewarding experience in every aspect.
The following are the various features and benefits offered to the members of the Etihad Guest Ameera credit card:
The holder of this Emirates Islamic Card will qualify to receive a fast-track to the Silver Tier Status of the Etihad Guest Membership if he/she manages to meet the following condition:
If the cardholder is already a Platinum or Gold tier member with Etihad, there will be no impact on the existing tier status.
Cardmembers can enjoy 2 airport transfers at zero cost to or from the airport in Abu Dhabi.
The expenditures incurred at the official website of Etihad can be converting into simply monthly installment payments at a 0% profit rate, of flexible tenures ranging between 3 to 6 months. There is a 2% processing fee charged on this service.
The cardholder can enjoy unlimited free access to more than thousands of airport lounges with the Lounge Key program.
Members of the Emirates Islamic Etihad Guest Ameera Credit Card are entitled to a free valet parking service once a month. Any additional usage of the service has a charge of AED 80 applicable to the primary card.
The cardholder no longer has to worry about arranging separate medical insurances for their trip as the Emirates Islamic Etihad Guest Ameera Credit Card covers them for any travel inconvenience or travel accident on all journies for a period of up to ninety days.
The original warranty provided by the manufacturer is automatically double with this Etihad Guest card. This extension is offered for up to 1 year from the original warranty’s expiry date.
With purchase protection, the cardholder can achieve additional ease of mind with every purchase. The purchase on the Emirates Islamic Etihad Guest Ameera Credit Card is covered against any damage or theft.
The cardmember can save a lot with the balance transfer facility on this Etihad Guest card. He or she can pay off the outstanding balances on cards of other banks via the Emirates Islamic Etihad Guest Ameera Credit Card. There is no profit applicable to the balance transferred.
Cardholders are offered with the credit shield cover that protects them and their family members against any financial burdens in case of unforeseen occurrences. With this cover, the outstanding balance on the card is taken care of in case of permanent disability or death.
This cover is offered to the cardholder at zero cost for the initial 2 months from the card issuance date. The continued use of the service is considered as an automatic subscription, till informed otherwise.
Members of Emirates Islamic Etihad Guest Ameera Credit Card can withdraw cash depending on the policy of Emirates Islamic Bank through the instant cash service from any of the branches or at over 780,000 ATMs, or any of the exchange houses, or financial institutions accepting Visa. There is a fee applicable.
The cardmember can enjoy a wide range of services that go beyond just flight, hotel, or restaurant reservations just via their online platforms or phones, at any time of the day, from any place across the globe by simply contacting the hotlines of Concierge.
Regardless of where the cardholder is in the world, the VISA service representatives with their multilingual skills are there for any assistance 24 hours a day, throughout the year. Even if one loses their Visa Signature card, the representatives of Visa Global Customer Service can help.
Below detailed are the various exclusive offers and rewards that the cardholder can enjoy with the Etihad Guest Ameera card:
This is a customer loyalty program offered to the holders of the Emirates Islamic Etihad Guest Ameera Credit Card.
For every US$1 spent on retail using the Emirates Islamic Etihad Guest Ameera Credit Card earns the cardholder Etihad Guest Miles as detailed in the table below.
|Spend Category||Earn Rates for Etihad Guest Miles|
|Expenditures made with Etihad Airline||3|
|Two Chosen Spending Categories||2.5|
|Domestic Expenditures||Up to 1.5|
For every US$1 spent on international non-AED currency expenditures using the Emirates Islamic Etihad Guest Ameera Credit Card, the cardholder is eligible to earn 1 Etihad Guest Mile. The maximum tier miles that can be received in one membership year is capped at 15,000.
The Emirates Islamic Etihad Guest Ameera Credit Card is one of the Emirates Islamic Credit Card as it is the only card that gives the cardmember the flexibility in terms of deciding the preferred spending categories and then earn Guest Miles from Etihad on the expenditures made on those categories. The following are the spending categories that one can choose from:
In the chosen categories, there are Etihad Guest Miles worth 2.5 miles earned on every US$1 spent on the card. The amount of Etihad Guest Miles that can be earned on the chosen spending categories is a maximum of 1,500 Miles for each category.
The chosen category can also be changed by the cardmember every quarter by simply calling the call center.
The cardholder is eligible to earn 20% of their miles back when they either upgrade or book a flight using their Etihad Guest Miles. There is no cap on the number of miles that one can receive in a year. The miles earned are credited to the cardholder’s account within fifteen working days.
With every membership year, the cardmember enjoys 2 complimentary in-flight WiFi vouchers. On every expenditure made that is worth or more than AED 500 with Etihad Airways, there is 1 WiFi voucher given. These vouchers can be earned at a maximum of 4 times a year.
Each voucher can be used only once and is valid for one year.
Cardholders can satisfy their inner golf enthusiast with two complimentary rounds of golf every month at the leading golf clubs across UAE on both weekends and weekdays. The golf clubs that can be accessed are Track Meydan Golf Club or Arabian Ranches Golf Club, by simply booking via submitting the completed form.
Cardmembers can enjoy movie nights even more with cashback worth 50% on movie tickets, on any day of the week. The maximum cashback is capped at AED 75 per month. Tickets can be purchased from any cinema hall, for any class, and on any day.
The table below details the various fee and charges on this Emirates Islamic Etihad Guest card:
|Fee and Charges||Amount|
|Profit rate per month||3.49%|
|Annual membership fee||AED 699|
|The minimum monthly due amount||5% of the total outstanding and 100% of the fee and charges|
|Due date from statement date for payment||25 days|
|A maximum cash advance for each transaction||Minimum of AED 10,000 and 50% of the card limit|
|Retrieval of transaction slip||AED 50|
|Duplicate statement copy (per statement for a month)||AED 25|
|A statement that is older than 3 months (per statement for a month)||AED 45|
|Charges for cash advance||Maximum of 3% of the amount of advance or AED 99|
|Charges for a supplementary card||Nil (up to 4 cards)|
|Fee for a replacement card||Nil|
|Fee for late payment||AED 225|
|Cheque and Direct Debit Return||AED 100|
|Liability or no liability letter||AED 50|
|Credit Shield||0.99% of the outstanding due|
|Overseas transactions made in Dirhams||1.99%|
|Fee for over limit||AED 249|
|Paper Statement (per month)||AED 10, nil for priority customers|
|Email Statement (per month)||Nil|
|All Emirates Islamic Credit Cards to Apply|
|Emirates Islamic Cashback Credit Card||Emirates Islamic Cashback Plus Credit Card|
|Emirates Islamic Skywards Signature Credit Card|
|Emirates Islamic RTA Platinum Credit Card||Emirates Islamic Flex Credit Card|
|Emirates Islamic Emarati Credit Card|
|Emirates Islamic Etihad Guest Saqer Credit Card||Emirates Islamic Skywards Infinite Credit Card|
Q1: What is the maximum cashback on the movies booked using my Etihad Guest Ameera card?
Ans: The maximum cashback that can be earned on the movies booked using the Emirates Islamic Etihad Guest Ameera Credit Card is AED 75.
Q2: Do I need to activate my Etihad Guest Membership account?
Ans: Yes, you will be required to activate your membership account by clicking on the activation link sent by the bank on your registered email address. You can simply click on the link and follow the mentioned steps.
Q3: Do I get a complimentary WiFi voucher every year?
Ans: Yes, the WiFi vouchers are sent on a yearly basis when you meet the required criteria for spending. You are eligible to earn one voucher for every AED 500 or more made at the official website of Etihad.
Q4: Will I be eligible to redeem airport transfers if my ticket is booked via a travel agent?
Ans: No, you are required to make the Etihad spends on the official website of Etihad, the Etihad call center, or one of the Etihad branches.
Q5: What is the membership status offered upfront when opting for an Emirate Islamic Etihad Guest Ameera Credit Card?
Ans: The upfront tier status offered to the applicant of an Emirates Islamic Ameera Credit Card is bronze, that is excluding the campaign period.