Emirates Islamic Bank Credit Cards in UAE

Emirates Islamic Bank is a leading provider of credit cards in the Middle East. The bank offers a large collection of credit cards to suit a variety of financial requirements and lifestyles. With Emirates Islamic Bank credit cards, various benefits can be enjoyed such as competitive interest rates, cashback rewards, travel benefits, and exclusive discounts.Notably, Emirates Islamic Bank offers credit cards at competitive fees and charges, which, makes them a great choice for those looking for competitive rates and excellent rewards.read more ...read more

Emirates Islamic Credit Card in UAE
Emirates Islamic Credit Card
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  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000

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Top Emirates Islamic Credit Cards

Emirates Islamic Bank, a leading financial institution in the UAE, is known for its wide range of Sharia-compliant banking services. 

With Emirates Islamic Bank credit cards, you get a variety of perks such as cashback, travel rewards, and exclusive lifestyle privileges. These cards are designed to enhance your banking experience and provide convenience, security, and value.

Name of the EIB Credit Card Minimum Salary (in AED) Features and Benefits Apply
RTA Credit Card 5,000
  • Emirates Islamic card with no annual fee
  • Cashback on fuel, RTA transport, shopping, and international spending
  • Redeem cashback without any blackout dates
  • ‘Buy 1 Get 1’ offer on Reel movie tickets
  • Food and beverage discounts at hotels with Visa Luxury Hotel Collection
  • Up to 4 supplementary credit cards for family members
  • Salik and NOL auto top-up
  • Features like TAP n PAY, Purchase Protection, Extended Warranty, Balance Transfers, and Easy Payment Plans
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Flex Credit Card 5,000
  • No annual fee for this Emirates Islamic card 
  • 10,000 EI SmartMiles as a welcome bonus
  • Earn EI SmartMiles on each purchase
  • Easy points redemption globally at any merchant
  • Exchange EI SmartMiles with Emirates Skywards, EtihadGuest, Intermiles, Etisalat Smiles, and U By Emaar points
  • ‘Buy 1 Get 1’ offer on Reel movie tickets
  • Max 25% cashback on 1,500+ brands at CashbackSouk.ae
  • Up to 4 free supplementary cards without any AMF
  • Easy Payments Plans, Balance Transfers, and 3D Secure features available
  • Food and beverage discounts at hotels with Visa Luxury Hotel Collection
Apply Now

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Cashback Credit Card 5,000
  • AED 367.5 annual fee for this Emirates Islamic Bank credit card
  • Guaranteed cashback on all local and international spends
  • Cashback on telecom and electronic purchases at stores
  • Cashback redemption without any blackout dates
  • ‘Buy 1 Get 1’ offer on Reel movie tickets
  • Food and beverage discounts at hotels with Visa Luxury Hotel Collection
  • Up to 4 supplementary credit cards for family members
  • Features like Purchase Protection, Extended Warranty, Balance Transfers, and Easy Payment Plans
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Cashback Back & Free Airport Lounge Access - Policybazaar uae

Etihad Guest Platinum Credit Card 5,000
  • Annual fee of AED 199
  • Welcome bonus of up to 75,000 Etihad Guest Miles (offer valid till 31st August 2024).
  • Complimentary access to over 1,000 airport lounges 
  • Complimentary valet parking services and golf rounds
  • Earn Etihad Guest Miles per USD spent.
  • Unlimited 10% Miles back on flight upgrades and redemptions
  • 50% cashback on movie tickets
  • Exceptional discounts on shopping, hotel bookings, travel, and dining
  • Complimentary inflight WiFi vouchers
  • Food and beverage discounts at hotels with Visa Luxury Hotel Collection
  • Up to 4 supplementary credit cards for family members
  • Features like Purchase Protection, Extended Warranty, Balance Transfers, and Easy Payment Plans
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Skywards Black Credit Card 35,000
  • Fast Track to Gold tier membership Option: AED 5,000 (Annual Membership Fee of AED 4,000 and Joining Fee of AED 1,000) or Without fast track to Gold tier membership Option: AED 3,000 (Annual Membership Fee of AED 2,000 and Joining Fee of AED 1,000)
  • Up to 100,000 Skywards Miles as a welcome bonus (offer valid till 31st August 2024).
  • Fast-track upgrade to Gold Tier membership
  • Complimentary valet parking service, golf rounds, access to airport lounges, and  Ladies Clubs
  • Earn Skywards Miles per USD spent
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Skywards Signature Credit Card 12,000
  • Emirates Islamic Bank card with an annual fee of AED 735
  • Earn Skywards Miles on local and international spending
  • Upgrade to Skywards Silver and Gold membership
  • Unlimited free access to over 1,000 airport lounges
  • Complimentary valet parking service and access to Ladies Clubs
  • Complimentary rounds of golf
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discount offers - Policybazaar uae

Skywards Infinite Credit Card 20,000
  • Emirates Islamic card with an annual fee of AED 1,999
  • Earn Skywards Miles on every USD spent
  • Upgrade to Skywards Silver and Gold membership
  • Unlimited free golf rounds
  • Complimentary valet parking services and access to Sharjah Ladies Club and Dubai Ladies Club
  • Earn Skywards Miles on each USD spent
  • Free unlimited access to over 1,000 airports along with a guest
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Cashback Plus Credit Card 12,000
  • Emirates Islamic card with an annual fee of AED 313.95
  • High cashback on education, groceries, telecom, and dining
  • Free valet parking services, access to Sharjah and Dubai Ladies Clubs, and golf rounds every month
  • Monthly ‘Buy 1 Get 1’ Reel Movie ticket offers monthly
  • Up to 4 free supplementary cards
  • Complimentary travel insurance
  • Complimentary 24/7 global concierge service
  • Complimentary access to over 1,000 airport lounges across the world
  • Food and beverage discounts at hotels with Visa Luxury Hotel Collection
  • Salik and NOL account auto top-up facility
Apply Now

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Etihad Guest Ameera Credit Card 12,000
  • AED 699 annual fee for this Emirates Islamic Bank card
  • Welcome bonus of up to 125,000 Etihad Guest Miles (offer valid till 31st August 2024)
  • Earn Etihad Guest Miles per USD spent
  • Unlimited Miles back on flight upgrades and redemptions
  • Food and beverage discounts at hotels with Visa Luxury Hotel Collection
  • Complimentary golf rounds and access to Ladies Clubs
  • Complimentary airport lounge access globally
  • Free valet parking
  • Complimentary travel insurance
  • Incredible cashback on movie tickets
  • Complimentary inflight WiFi vouchers
  • Cashback at over 1,500 brands at CashbackSouk.ae
  • Easy Payment Plans, free global concierge service, and supplementary cards
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discount offers - Policybazaar uae

Etihad Guest Saqer Credit Card 12,000
  • Emirates Islamic Bank card with an annual fee of AED 899
  • Welcome bonus of up to 125,000 Etihad Guest Miles (valid until 31st August 2024)
  • Earn Etihad Guest Miles per USD spent
  • Free inflight WiFi vouchers per year, golf rounds, valet parking service, access to Ladies Clubs, and airport lounges
  • Exclusive discount on movie tickets
  • Miles back on flight upgrades and redemptions
  • Easy Payment Plans, free supplementary credit cards, complimentary travel insurance, and global concierge service
Apply Now

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Emarati Credit Card 12,000
  • Free-for-life Emirates Islamic card 
  • EI Smart Miles up to AED 750 (offer validity: till 14th August 2024)
  • Redeem earned EI Smart Miles on travel and instant purchases or online purchases without any blackout dates
  • Complimentary airport lounge access, valet parking facilities, travel insurance, access to Ladies Clubs, global concierge services, and supplementary cards
  • Easy exchange of EI Smart Miles with Emirates Skywards, Etisalat Smiles Points, Intermiles, or U By Emaar points
  • Excellent discount on Talabat food orders
  • ‘Buy 1 Get 1’ Roxy Cinemas ticket offers
  • Food and beverage offers at 900+ hotels across the globe with the Visa Luxury Hotel Collection
  • Benefits such as Easy Payment Plans, Balance Transfer, and 3D Secure feature
Apply Now

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Etihad Guest Premium Credit Card 20,000
  • Emirates Islamic Bank credit card with an annual fee of AED 1,500
  • Welcome bonus of up to 175,000 Etihad Guest Miles (offer valid until 31st August 2024).
  • Fast-track upgrade to Gold Tier Membership
  • Earn Etihad Guest Miles per USD spent
  • Unlimited Miles back on flight upgrades and redemptions
  • Inflight free WiFi vouchers per membership year and travel insurance
  • Free supplementary credit cards without AMF
  • 0% Easy Payment Plans
  • Free airport transfers to or from Abu Dhabi airport
  • Free golf rounds, access to airport lounges, valet parking services, and access to Ladies Clubs
  • 24/7 complimentary global concierge services
  • Beverages and food offers at more than 900 hotels with Visa Luxury Hotel Collection
Apply Now

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Flex Elite Credit Card 15,000
  • Emirates Islamic Bank card with an annual fee of AED 735
  • Complimentary airport lounge access, valet parking services, access to golf rounds, Ladies Clubs, and global concierge services
  • Food and beverage offers at 900+ hotels globally with Visa Luxury Hotel Collection
  • Redeem earned points at 300 airlines and 180,000 hotels across the globe
  • Exchange EI SmartMiles with Emirates Skywards, Etihad Guest, Etisalat Smiles Points, Intermiles, or U By Emaar Points
  • Supplementary free cards without any AMF
  • ‘Buy 1 Get 1’ complimentary movie tickets
  • Earn EI SmartMiles with every purchase
  • Complimentary travel insurance
Apply Now

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Switch cashback credit card 5,000
  • Free for the first year — second year onwards fee of AED 313.95
  • ‘Buy 1 Get 1’ offer on movie tickets with Reel and VOX Cinemas
  • Exclusive discount on Emaar Entertainment Attractions
  • Other benefits include Purchase Protection, Meet & Greet Bronze Service, Cash-on-Call facility, Extended Warranty, and more
  • Complimentary airport lounge access, free golf rounds, Ladies Clubs, and valet parking services
  • Availability of multi-trip travel insurance
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Eligibility Criteria for Emirates Islamic Bank Credit Cards

 

Tabled below are the general eligibility criteria for Emirates Islamic credit cards in the UAE —

 

Eligibility Criteria Requirements
Age At least 21 years
Nationality Expatriate or UAE national
Salary At least AED 5,000 per month
Employment Status Salaried or self-employed individual
credit Score Depends on your profile and the bank’s requirements

 

Note: The bank may have other eligibility criteria specific to each card — please check the specific requirements before applying.

 

Latest Emirates Islamic Credit Card Offers

Which Documents are Required for an EIB Credit Card in the UAE?

Here’s a common checklist of the documents for the Emirates Islamic Bank card application process —

 

  • Emirates ID
  • Passport
  • Residence visa (applicable to expatriates)
  • Salary Certificate (for salaried employees)
  • Trade Licence (for self-employed individuals)
  • Security cheque
  • Recent 3-6 months’ bank account statements

Note

  • All the documents must be valid.
  • You must have all the original documents along with their copies.
  • If needed, the bank may ask you to submit additional documents.

How to Apply for Emirates Islamic Bank Credit Cards via Policybazaar UAE?

Policybazaar.ae is your trusted partner for choosing the right credit card. In just a few steps, you can find the best Emirates Islamic Bank credit card through our online portal —

 

  • On Policybazaar.ae, select ‘Banking Products’.
  • Click on ‘Credit Cards in UAE’.
  • Provide correct details to complete the lead form.
  • Submit it — this will show you the most relevant credit card quotes.
  • Select your preferred EIB credit card from the list. Alternatively, use filters to find a card.
  • Click on ‘Apply Now’ and follow the on-screen instructions.

Note: We will review your application and guide you through the next steps.

 

Let’s now see what people have to ask regarding Emirates Islamic credit card and Emirates Islamic credit card offers!

 

FAQ About Emirates Islamic Bank Credit Cards

 

Q1: Can I transfer my balance from another bank credit card to an EIB credit card?

Ans: Yes, most Emirates Islamic Bank credit cards have a balance transfer facility.

Q2: Which Emirates Islamic credit cards provide free supplementary credit cards?

Ans: You can get up to 4 supplementary cards for free with the following Emirates Islamic cards —

  • Cashback card
  • Flex card
  • RTA card
  • Flex Elite Credit Card  
  • Etihad Guest Premium
  • Emarati card
  • Etihad Guest Saqer Credit Card
  • Etihad Guest Ameera Credit Card
  • Cashback Plus Credit Card
  • Etihad Guest Platinum
Q3: Which Emirates Islamic Bank credit cards have zero annual charges?

Ans: Emirates Islamic credit cards with zero annual charges are —

  • Emarati card
  • RTA card
  • Flex credit card
Q4: How can I contact Policybazaar UAE to resolve credit card-related issues?

Ans: You can either call us at 042472904 or drop an email at communication@policybazaar.ae.

Q5: Can I use my EIB credit card internationally?

Ans: Yes, you can use your Emirates Islamic card internationally. 

Q6: What are the benefits of Emirates Islamic credit cards?

Ans: Some of the primary benefits of all Emirates Islamic Bank credit cards are —

  • Points and Cashback on spends
  • Complimentary airport lounge access, golf course access, valet parking services, and more
  • ‘Buy 1 Get 1’ offers on movie tickets
  • Balance Transfer facility, Credit Shield, Extended Warranty, and Purchase Protection
Q7: Are there any Emirates Islamic credit card offers available?

Ans: Yes, most Emirates Islamic credit card offers include welcome bonuses that you get upon the issuance of your card.

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