Credit cards are an invaluable tool for managing finances during times of cash crunch. Over the years, they have become an essential part of our lives, thanks to their convenient usage and simple repayment options.
Emirates Islamic Bank is a leading provider of credit cards in the Middle East. The bank offers a large collection of credit cards to suit a variety of financial requirements and lifestyles. With Emirates Islamic Bank credit cards, various benefits can be enjoyed such as competitive interest rates, cashback rewards, travel benefits, and exclusive discounts.Notably, Emirates Islamic Bank offers credit cards at competitive fees and charges, which, makes them a great choice for those looking for competitive rates and excellent rewards.read more
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Established in 2004, Emirates Islamic Bank has evolved as a pioneer in providing Islamic banking solutions. It uses Islamic financial tools like Murabaha, Takaful, and Ijarah, to provide great banking products like credit cards, finance, bank accounts, and more.
One of the most sought-after products offered by the bank is the Emirates Islamic credit card. The bank offers 13 distinctive and reward-loaded credit cards in UAE. This article sheds light on the features and benefits of these credit cards, their eligibility criteria, documents required for the application process, and more.
To start with, let’s have a quick look at the major Emirates Islamic credit cards in the UAE in the table below -
|Credit Card Name||Minimum Income Required||Fees|
|Emirates Islamic RTA Card||AED 5,000||Free for Life|
|Emirates Islamic Flex Elite Credit Card||AED 15,000||AED 700|
|Emirates Islamic Cashback Plus Credit Card||AED 12,000||AED 299|
|Emirates Islamic Skywards Signature Credit Card||AED 12,000||AED 735|
|Emirates Islamic Skywards Infinite Credit Card||AED 25,000||AED 2,100|
|Emirates Islamic Skywards Black Credit Card||AED 50,000||AED 4,200|
|Emirates Islamic Cashback Credit Card||AED 5,000||AED 350|
|Emirates Islamic Etihad Guest Platinum Credit Card||AED 5,000||AED 199|
|Emirates Islamic Emarati Credit Card||AED 12,000||Free for Life|
|Emirates Islamic Etihad Guest Premium Credit Card||AED 15,000||AED 1,500|
|Emirates Islamic Flex Platinum Credit Card||AED 5,000||Free for Life|
|Emirates Islamic Etihad Guest Saqer Credit Card||AED 10,000||AED 899|
|Emirates Islamic Etihad Guest Ameera Credit Card||AED 10,000||AED 699|
|Emirates Islamic Flex Credit Card||AED 25,000||AED 700|
Features and Benefits of Emirates Islamic Cashback Credit Card
Here are the eligibility criteria that you must fulfil to apply for an Emirates Islamic credit card -
Given below is the list of documents that you need to provide to apply for an Emirates Islamic credit card -
You can easily apply for Emirates Islamic credit cards on Policybazaar.ae. This online portal hosts a plethora of banking solutions from Emirates Islamic Bank and other leading financial institutions in the UAE.
You can compare all the options for Emirates Islamic credit cards and select an alternative that meets your requirements. When you apply for a credit card from Policybazaar.ae, you can enjoy -
For more information about Emirates Islamic credit cards, let’s go through the following FAQ section.
You can certainly place a request with the bank to increase the credit limit of your card. For this, you can connect with the bank’s customer care at (+971) 600 599995 or fill in the online inquiry form.
You can get up to 4 supplementary cards for free with your Emirates Islamic credit card.
You can cancel your credit card by making a request with the bank for the same. Once you clear all the dues, the card will be closed. Make sure that you also request a no-liability letter from the bank while cancelling your card.
To apply for a credit card, you must have a salary of at least AED 5,000.