Emirates Islamic Credit Cards

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Emirates Islamic Bank was launched in the year 2004 with a vision to uphold the finest and highest of business standards in the finance industry. It functions solely on Sharia principles of financing and offers Sharia-compliant financial products and services to its customer. Emirates Islamic Bank is headquartered in Dubai and is one of the fastest growing banks in the UAE. It is a child organization of the Emirates NDB Group, which is another popular bank among the people of UAE. Emirates Islamic Bank is known for its incredible range of credit cards and the value-added services that are offered with these cards. Emirates Islamic credit cards are designed to satisfy the wide spectrum of individual needs of the customers and hence are one of the most popular products among the base. 

Features & Benefits of Emirates Islamic Credit Cards

Emirates Islamic currently offers a total of 14 different credit cards. This range includes something for every activity, whether it is travel, shopping or dining. Following is a complete list of benefits offered by different Emirates Islamic credit cards: 

Emirates Islamic Cashback Credit Card

Emirates Islamic Cashback Credit Card
Cashback
  • Minimum Salary AED 8,000
  • Annual Fee AED 350
  • Cashback
  • No minimum spend
  • Dining Discounts
  • Minimum Income Requirement: AED 8,000
  • Annual Fee: AED 350
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • Enjoy cashback on every purchase you make with your Emirates Islamic Cashback credit card. Get 5% cashback on all electronic store purchases and transactions related to the telecom sector. 
  • Enjoy 1% cashback on all other retails transactions done both internationally and domestically. 
  • Score up to 30% discount on several participating cafés and restaurants across the UAE. 
  • Get extended warranty, travel insurance letter and purchase protection as complimentary benefits of your Emirates Islamic Cashback credit card. 
  • Get a complimentary shopping card exclusively for online purchases and shopping across all platforms. 
  • Enjoy further offers and deal offered by Visa on this Cashback credit card from Emirates Islamic Bank.

Emirates Islamic Cashback Plus Credit Card

Emirates Islamic Cashback Plus Card

Airport Lounge Access
  • Minimum Salary AED 12,000
  • Annual Fee AED 313.95
  • Cashback
  • Airport Lounge Access
  • Golf Benefits
  • Nol Card
  • Movie Discounts
  • Dining Discounts
  • Minimum Income Requirement: AED 12,000
  • Annual Fee: 313.95
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 1.99%
Features & Benefits of this Emirates Islamic Credit Card
  • Make easy payments on the RTA networks using the NoI chip Cashback Plus credit card from Emirate Islamic Bank. 
  • Enjoy complimentary access to over 1000 airport lounges all over the world using your Emirates Islamic Cashback credit card. 
  • The Cashback Plus credit card from Emirates Islamic Bank offers up to 10% cashback on all kinds of grocery shopping. 
  • Get up to 5% cashback when spending on telecom-related expenses and electronic store purchases.
  • 1% cashback on all other kinds of domestic transactions or international ones. 
  • Get 2 complimentary golf sessions every week. 
  • Up to 10% discount on several dining outlets across the world using this Emirates Islamic credit card. 
  • Get the offer buy 1 get 1 movie ticket twice every month and complimentary Reels cinema ticket with your Emirates Islamic credit card. 
  • Enjoy Easy Payment plans and balance transfer facility on Emirates Islamic Cashback Plus credit card. 
  • Complimentary travel accident and travel inconvenience insurance for the cardholders. 

Emirates Islamic Skywards Signature Credit Card

Emirates Islamic Skywards Signature Credit Card
Airport Lounge Access
  • Minimum Salary AED 10,000
  • Annual Fee AED 700
  • Valet Parking
  • Airport Lounge Access
  • Golf Benefits
  • Travel Insurance
  • Minimum Income Requirement: AED 10,000
  • Annual Fee: AED 700
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • An exclusive card with special miles reward program for all cardholders, the Emirates Islamic Skywards Signature credit card come with an array of value-added services for your benefit. 
  • Get 1,5 Skywards Miles with every Dollar you spend on Emirates Airlines.
  • Enjoy 1.1 Skywards Miles on every internationally spent Dollar with your Emirates Islamic credit card and 0.75 Miles on every dollar you spend on domestic transactions in the UAE. 
  • Also, get a free supplementary e-Shopper card for all your online shopping. 
  • Get complimentary access to over 1000 different airport lounges across the world using your Emirates Islamic credit card. 
  • Up to 30% off on dining with several participating cafés and restaurants across the UAE. 
  • Enjoy a complimentary multi-trip family travel insurance plan of USD 500,000 and get a travel insurance letter for visa and such purposes. 
  • Get extended warranty, card fraud cover and a purchase protection benefit for your Emirates Islamic Skywards Signature credit card. 
  • 1 free valet parking benefit for the cardholder every month and 2 complimentary sessions of golf every month. 
  • Balance Transfer and 0% Easy Payment Plan facility for the cardholders. 
  • Additional benefits and deals offered by Visa for Visa cardholders. 

Emirates Islamic Skywards Black Credit Card

Emirates Islamic Skywards Black Credit Card
Airport Lounge Access
  • Minimum Salary AED 50,000
  • Annual Fee AED 4,000
  • Airport Transfer
  • Airport Lounge Access
  • Golf Benefits
  • Travel Insurance
  • Minimum Income Requirement: AED 50,000
  • Annual Fee: AED 4,000
  • Retail Interest Rate: 3.25%
  • Foreign Currency Transaction Fee: 1.84%

Features & Benefits of this Emirates Islamic Credit Card

  • An exclusive card with special miles reward program for all cardholders, the Emirates Islamic Skywards Signature credit card come with an array of value-added services for your benefit. 
  • Get 1,5 Skywards Miles with every Dollar you spend on Emirates Airlines.
  • Enjoy 1.1 Skywards Miles on every internationally spent Dollar with your Emirates Islamic credit card and 0.75 Miles on every dollar you spend on domestic transactions in the UAE. 
  • Also, get a free supplementary e-Shopper card for all your online shopping. 
  • Get complimentary access to over 1000 different airport lounges across the world using your Emirates Islamic credit card. 
  • Up to 30% off on dining with several participating cafés and restaurants across the UAE. 
  • Enjoy a complimentary multi-trip family travel insurance plan of USD 500,000 and get a travel insurance letter for visa and such purposes. 
  • Get extended warranty, card fraud cover and a purchase protection benefit for your Emirates Islamic Skywards Signature credit card. 
  • 1 free valet parking benefit for the cardholder every month and 2 complimentary sessions of golf every month. 
  • Balance Transfer and 0% Easy Payment Plan facility for the cardholders. 
  • Additional benefits and deals offered by Visa for Visa cardholders. 

Emirates Islamic Skywards Infinite Credit Card

EIB Skywards Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 25,000
  • Annual Fee AED 2,000
  • Valet Parking
  • Airport Lounge Access
  • Golf Benefits
  • Travel Insurance
  • Minimum Income Requirement: AED 25,000
  • Annual Fee: AED 2,000
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%
Features & Benefits of this Emirates Islamic Credit Card
  • Every cardholder can avail of a free Skywards Silver membership with their Emirates Islamic Skywards Infinite credit card. 
  • Get unlimited free access to over a thousand airport lounges across the world using your Emirates Islamic Skywards Infinite credit card. 
  • Get 2 Skywards Reward Miles on every US dollar you spend with Emirates Airlines, 1.5 Skywards Rewards on every US dollar spent internationally and 1 Skywards Rewards Mile on every US dollar worth currency spent domestically. 
  • Get a free e-Shopper card for your online shopping on all platforms available digitally. 
  • Enjoy 2 free valet parking services every month with your Emirates Islamic credit card. 
  • Get a multi-trip family travel insurance as a complimentary benefit on the Emirates Islamic Skywards Infinite credit card. 
  • Extended warranty, card fraud protection and purchase protection added as further complimentary benefits of the card. 
  • Up to 30% discount on dining with select restaurants across the UAE. 
  • Get additional Visa INFINITE benefits with the card. 

Emirates Islamic Etihad Guest Platinum Credit Card

Emirates Islamic Etihad Guest Platinum Credit Card
Airport Lounge Access
  • Minimum Salary AED 15,000
  • Annual Fee AED 1,500
  • Etihad Miles
  • Inflight Wifi vouchers
  • Discounts & Offers
  • Movie Discounts
  • Minimum Income Requirement: AED 15,000
  • Annual Fee: AED 208.95
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%
Features & Benefits of this Emirates Islamic Credit Card
  • An NFC enabled credit card that can be used for the Tap and Pay action. 
  • Get 2 Etihad Guest Miles on every US dollar you spend on online transactions and transactions done using mobile wallets. 
  • Get 2 Etihad Guest Miles when you spend one US dollar on Etihad Airlines, 1.5 Guest Miles when you spend one US dollar internationally and 1 Guest Mile on every dollar you spend domestically.
  • Get a Joining bonus of up to 30,000 Etihad Guest Miles as a gift. 
  • Ear 10% of your Etihad Guest Miles back when you redeem them on Flight bookings or upgradation. 
  • Get up to 50% off on your movie tickets, bought any day of the week as well as on special Movie Enjoy movie nights. 
  • Get 2 free in-flight Wi-Fi vouchers every year with your Emirates Islamic Etihad Guest Platinum Credit Card. 
  • Free four airport pickups to and from Abu Dhabi airport for all cardholders. 
  • Complimentary purchase protection and extended warranty insurance. 
  • Balance transfer and 0% Easy Payment Plan facility for the cardholders. 

Emirates Islamic Etihad Guest Premium Credit Card

Emirates Islamic Etihad Guest Premium Credit Card
Airport Lounge Access
  • Minimum Salary AED 8,000
  • Annual Fee AED 199
  • Movie Discounts
  • Airport Lounge Access
  • Valet Parking
  • Etihad Miles
  • Airport Transfer
  • Etihad Gold Status
 
 

Minimum Income Requirement: AED 8,000

Annual Fee: 

  • AED 1,500 with 25,000 Guest Miles Welcome Bonus

  • AED 2,500 with 50,000 Guest Miles Welcome Bonus

Retail Interest: 3.49%

Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • Enjoy a joining bonus of 55,000 Etihad Guest Miles when you get your Emirates Islamic Etihad Guest Premium Credit Card.
  • Earn 3.5 Etihad Guest Miles on every US dollar you spend on Etihad Airlines, 3 Etihad Miles on every dollar spent internationally, and 2 Etihad Guest Miles on every dollar spent domestically. 
  • Earn up to 2.5 Etihad Guest Miles on every dollar spent on two chosen categories. You can choose two categories from options like apparel shopping, online transactions, hotels, car rentals, dining, mobile wallets, beauty, etc.
  • Get 50% of your Etihad Guest Miles back when you redeem them on Etihad Airlines flight bookings or upgrades. 
  • Enjoy up to 4 in-flight free Wi-Fi vouchers in one membership year. 
  • Get free entry to over a thousand airport lounges across the world. 
  • Free valet parking four times a month for all primary and supplementary cardholders. 
  • Up to 50% cashback on your movie ticket purchases and movie night tickets from Movie Enjoy. 
  • Complimentary multi-trip travel insurance plan, purchase protection, card fraud protection, and extended warranty on the Emirates Islamic Etihad Guest Premium Credit Card.

Emirates Islamic Etihad Guest Ameera Credit Card

Emirates Islamic Etihad Guest Ameera Credit Card
Airport Lounge Access
  • Minimum Salary AED 10,000
  • Annual Fee AED 699
  • Movie Discounts
  • Airport Lounge Access
  • Golf Benefits
  • Travel Insurance
  • Minimum Income Requirement: AED 10,000
  • Annual Fee: AED 699
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • An exclusive credit card designed just for women; the Emirates Islamic Etihad Guest Ameera Credit Card is tailor-made to offer wholesome value-added benefits. 
  • Get 20,000 bonus Etihad Guest Miles as a joining present when you get your Emirates Islamic Etihad Guest Ameera Credit Card.
  • Earn 3 Etihad Miles on every dollar you spend with Etihad Airlines, 2 Etihad Guest Miles on every dollar spent internationally and 1.5 Guest Miles on every dollar spent domestically. 
  • Earn up to 2.5 Etihad Guest Miles on every dollar spent on two chosen categories. You can choose two categories from options like apparel shopping, online transactions, hotels, car rentals, dining, mobile wallets, beauty, etc.
  • Enjoy 20% of your guest miles back when you upgrade services or book flights using your Etihad Guest Miles with Etihad Airways. 
  • Get 50% cashback on all your movie ticket purchases and special ticket for movie nights from Movies Enjoy. 
  • All primary cardholders get complimentary purchase protection, card fraud protection, multi-trip travel insurance plan and extended warranty on the Emirates Islamic Etihad Guest Ameera Credit Card.
  • Enjoy a 0% Easy Payment Plan and facility of balance transfer on your credit card. 
  • Use your NFC-enabled Emirates Islamic Etihad Guest Ameera credit card for contactless easy payments. 
  • Get a free valet parking service once every month. 

Emirates Islamic Etihad Guest Saqer Credit Card

Emirates Islamic Etihad Guest Saqer Credit Card
Airport Lounge Access
  • Minimum Salary AED 10,000
  • Annual Fee AED 899
  • Movie Discounts
  • Airport Lounge Access
  • Golf Benefits
  • Travel Insurance
  • Minimum Required Income: AED 10,000
  • Annual Fee: AED 899
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • Get 30,000 guest miles as a welcome reward when you get your Emirates Islamic Etihad Guest Saqer credit card.
  • Enjoy up to 20% return when you use your guest miles to upgrade services or book flight tickets with Etihad Airlines. 
  • Earn 3 Etihad Guest Miles when you spend one dollar on Etihad Airlines, 2 Etihad Guest Miles when you spend one dollar internationally and 1.5 Miles when you spend one US dollar domestically in the UAE. 
  • Earn up to 2.5 Etihad Guest Miles on every dollar spent on two spending categories of your choice. You can choose two categories from options like apparel shopping, online transactions, hotels, car rentals, dining, mobile wallets, beauty, etc.
  • Get 2 free in-flight Wi-Fi vouchers for every member of your Emirates Islamic Etihad Guest Saqer credit card.
  • Up to 50% cashback on your movie ticket bookings. 
  • Complimentary valet parking service once every calendar month of your Emirates Islamic Etihad Guest Saqer credit card.
  • Free/complimentary purchase protection, card fraud protection, multi-trip travel insurance plan and extended warranty on the Emirates Islamic Etihad Guest Saqer Credit Card.
  • 0% Easy payment plan and facility of balance transfer along with easy NFC-enabled contactless payments. 

Emirates Islamic RTA Credit Card

Emirates Islamic RTA Credit Card
Cashback
  • Minimum Salary AED 8,000
  • Annual Fee Free for Life
  • Cashback
  • Nol Card
  • RTA Transport Payments
  • Fuel Spends
  • Dining Discounts
  • Minimum Income Requirement: AED 8,000
  • Annual Fee: No Fee
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • A special Emirates Islamic credit card for all your RTA network payments. 
  • Enjoy 10% cashback on all payments done on the RTA network and fuel purchases. 
  • Get an additional 2.5% cashback on all your international purchases and spends done by the Emirates Islamic RTA credit card and 1.25% cashback on all domestically done transactions. 
  • Get complimentary extended warranty on the purchases done by the card, travel insurance letter and purchase protection. 
  • Enjoy up to 30% off on several restaurants across the UAE. 
  • Get an Easy 0% payment plan and the balance transfer facility for your credit card. 

Emirates Islamic Flex Credit Card

Emirates Islamic Flex Credit Card
Airport Lounge Access
  • Minimum Salary AED 25,000
  • Annual Fee AED 700
  • Movie Discounts
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits
  • EI SmartMiles
  • Minimum Income Requirement: AED 25,000
  • Annual Fee: AED 700
  • Retail Interest: 3.49%
  • Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • Enjoy 75,000 EI Smart Miles as a welcome gift when you get your Emirates Islamic Flex credit card.
  • Earn 3.75 EI Miles on every Dirham spent internationally and 2.5 Miles on every domestic spend. Exchange your EI Miles with Emirates Miles, Etihad Miles or InterMiles to redeem them as you like. 
  • Get a complimentary online shopping card as well. 
  • Get 50% off on 4 airport transfers that you book with Careem Rides every year of the Emirates Islamic Flex credit card.
  • Complimentary entry into over a thousand airport lounges across the world. 
  • Enjoy 2 complimentary valet parking every calendar month with your card. 
  • Get unlimited free gold sessions at Track Meydan Golf Club, Arabian Ranches Golf Club or, The Trump International Golf Club. 
  • Enjoy multi-trip travel insurance, extended warranty on products bought with the credit card and purchase protection as complimentary benefits. 
  • Get 0% Easy Payment Plans and the balance transfer service on your Emirates Islamic credit card. 

Emirates Islamic Flex Platinum Credit Card

Emirates Islamic Flex Platinum Credit Card
Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee AED Free for Life
  • Free for Life
  • Welcome Bonus
  • EI SmartMiles
  • Instant Purchase
  • Easy Redemption
  • Dining Discounts
  • Minimum Income Requirement: AED 5,000
  • Annual Fee: Nil
  • Monthly Profit Rate: 3.49%
  • Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • Enjoy 10,000 EI Smart Miles points when you get your Emirates Islamic Flex Platinum credit card.
  • Earn 2.25 EI SmartMiles when you spend one Dirham internationally, and 1.25 EI SmartMiles when you spend 1 Dirham domestically. The exchange you earned SmartMiles with Etihad Miles, InterMiles or Emirates Miles to redeem them as you see fit. You can also redeem the points for any kind of online purchase or physical purchase. 
  • Get up to 30% off on several restaurants across the UAE when you dine out. 
  • Enjoy complimentary purchase protection and an extended warranty on the products you buy using your Emirates Islamic Flex Platinum credit card. 
  • Turn your card dues into Easy 0% Payment plans or use the balance transfer facility.
  • Get additional benefits offered as Visa PLATINUM by Visa. 

Emirates Islamic Emarati Credit Card

Emirates Islamic Emarati Credit Card
Free for Life
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Valet Parking
  • Smart Miles
  • Metal Card
  • Minimum Income Requirement: AED 10,000
  • Annual Fee: Nil
  • Retail Interest Rate: 3.49%
  • Foreign Currency Transaction Fee: 1.84%

Features & Benefits of this Emirates Islamic Credit Card

  • A special card of UAE emarati that is made with premium metal and carries a rather sleek and beautiful design. 
  • Get up to 25% cashback when shopping on Cashbacksouk. ae platform on 1500 different domestic and international brands. 
  • Earn up to 3.75 EI SmartMiles when you spend one Dirham internationally and 2.75 EI SmartMiles when you spend one Dirham domestically. 
  • Exchange you EI SmartMiles with other types of reward miles from Emirates Islamic. For example, Emirates Miles, Etihad Miles and InterMiles. Use the exchanged miles to get benefits or redeem EI SmartMiles directly on physical and online purchases. 
  • Complimentary entry into over a thousand airport lounges across the world. 
  • Enjoy 2 valet parking as complimentary service every calendar month. 
  • Get additional complimentary benefits like multi-trip travel insurance, extended warranty on products purchases with your Emirates Islamic credit card, and purchase protection. 
  • Get discounts using the Mazaya offer program which comes with several exciting offers on dining, shopping, travel, etc. 
  • The Emirates Emarati credit card is compatible with payment gateways like Samsung pay and Apple pay. 
  • Get supplementary cards for your immediate family and relatives with your primary card. 
  • Settle the Emirates Islamic Emarati credit card bill using Easy 0% Payment plans or the balance transfer facility.

Emirates Islamic UCS Credit Card 

Emirates Islamic UCS Credit Card 
Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Valet Parking
  • Golf Benefits
  • Purchase Protection & Extended Warranty
  • Dining Discounts

Minimum Income Requirement: AED 5,000

Annual Fee: Nil

Retail Interest: 3.49%

Foreign Currency Transaction Fee: 2.34%

Features & Benefits of this Emirates Islamic Credit Card

  • An exclusive card made for Union Coop Stores and the purchases you make there. Every time you make purchases at a Union Coop store, you collect Tamayaz points. 
  • Earn 3 Tamayaz points when you spend 1 Dirham at Union Coop Stores, 2 Tamayaz points on every Dirham spent on purchases made internationally and 1 Tamayaz point on 1 Dirham spent domestically. Also, get a free e-shopper card for your online purchases. 
  • Get up to a 5% return when you redeem your Tamayaz points at a Union Coop store.  
  • Get 6,000 Tamayaz points as a joining bonus when you get your Emirates Islamic UCS credit card. 
  • Get up to 30% off on several restaurants across the UAE when you dine out. 
  • Enjoy 1 free valet parking every month with your Emirates Islamic UCS credit card. 
  • Get added complimentary benefits in the form of an extended 1-year warranty on products bought by this Emirates Islamic credit card, purchase protection and travel insurance letter. 
  • Pay the credit card dues with an Easy 0% Payment Plan or the balance transfer facility. 

How to Apply for Emirates Islamic Credit Card?

The Emirates Islamic Bank credit card process can be completed online or by visiting a branch. The process is a fairly simple one and can be further expedited by keeping the following documents prepared:

  • Copy of valid ID Proof: UAE nationals may submit their Emirates ID, while non-UAE nationals are requested to present a copy of their passport and visa.
  • Security Cheque: This should be updated and made out for 5% more than the requested Emirates Islamic credit card limit.
  • The applicant who does not have an account with Emirates Islamic Employment Information, are asked to present the bank statement as a salary proof for the 3 latest months. Similarly, for the applicant applying through their company, a copy of the organization’s trade certificate will be required.

The Emirates Islamic Bank credit card application can be found online.

Nearly every Emirates Islamic Bank credit card offers up to 4 or more supplementary cards for the family the eligible members of the primary cardholder. The supplementary Emirates Islamic Bank Credit Card Application can be found online.

List of Emirates Islamic Credit Cards With Minimum Income, Annual Fees & Profit Rates

Credit Card Annual Fee (AED) Monthly Salary Requirement (AED) Retail Interest
Emirates Islamic Cashback Plus Card 313.95 12,000 3.49%
Emirates Islamic Skywards Signature Credit Card 700 10,000 3.49%
Emirates Islamic Cashback Card 350 8,000 3.49%
Emirates Islamic Etihad Guest Platinum Credit Card 1,500 1,5000 3.49%
Emirates Islamic RTA Card Free for Life 8000 3.49%
Emirates Islamic Flex Credit Card 700 25,000 3.49%
Emirates Islamic Emarati Credit Card Free for Life 10,000 3.49%
Emirates Islamic Etihad Guest Premium Credit Card 199 8,000 3.49%
Emirates Islamic Skywards Black Credit Card 400 50,000 3.25%
Emirates Islamic Etihad Guest Saqer Credit Card 899 10,000 3.49%
Emirates Islamic Skywards Infinite Credit Card 200 25,000 3.49%
Emirates Islamic Etihad Guest Ameera Credit Card 699 10,000 3.49%
Emirates Islamic Flex Platinum Credit Card Free for Life 5,000 3.49%
Emirates Islamic UCS (Union Coop Tamayaz Card) Free for Life 5,000 3.49%

Emirates Islamic Credit Card Limit

Here is the Emirates Islamic Bank credit card limit:

  • For profit-based Emirates Islamic credit cards, the credit limit is fixed at the time of the application.
  • For fee-based Emirates Islamic credit cards, the credit limit varies depending on the monthly membership fee. The higher the monthly membership fee is, the bigger the credit limit is.

Note- Emirates Islamic reserves the right to increase or decrease the cardholder’s credit limit, and inform them about the same. To request a change in the Emirates Islamic credit card limit, the cardholder may contact customer support at (+971) 600-599995 or fill out an inquiry form online.

Why Choose Emirates Islamic Credit Cards?

Emirates Islamic credit card offers world-class benefits such as:

Global Acceptance

With over 30 million installations all over the globe, the Emirates Islamic credit card offers global acceptance.

Supplementary Cards

Nearly every Emirates Islamic Bank credit card offers up to 4 free-of-cost supplementary cards for the eligible family members of the cardholder.

Easy Instalment Plans

The 0% Emirates Islamic Bank credit card EPP plan allows the cardholder to spend as per their convenience while also spreading out payments responsibly.

Eligibility Criteria

The Emirates Islamic Bank credit card minimum salary requirements are very relaxed, starting at just AED 5,000 per month. This allows a wider range of UAE credit card applicants to opt for Emirates Islamic credit cards.

Premium Benefits

From the guaranteed savings of the Emirates Islamic cash back credit cards to the VIP lounge access offered by the Emirates Islamic Skywards Platinum card, the benefits of an Emirates Islamic credit card are truly world-class.

Sharia Compliant

All the Emirates Islamic Bank credit cards are formulated as per Sharia There is no interest and no hidden charge. Full transparency and profit-sharing define the Emirates Islamic credit cards.

How to Cancel the Emirates Islamic Credit Card?

In order to cancel the Emirates Islamic credit card, the cardholder should first request for closure of the Emirates Islamic bank account. Once all the dues have been cleared, the cardholder will receive confirmation of the account’s closure. The account closure form can be found online.

 After confirmation, it is advised to destroy the Emirates Islamic credit card and all supplementary cards as well. Emirates Islamic credit card members should also request for a No Liability Letter, which can be obtained at a nominal fee of AED 50. This letter may be required when moving out of the UAE.