Dunia Finance Platinum Credit Card

Dunia Finance Platinum Credit Card

According to Euromonitor International's forecast, 32% of UAE’s adult population forms the top-income group and it is likely to expand to 45% by 2022. And yet another survey by Unity Marketing found that over 80% of the affluent population carefully considers is often found looking for discount deals and bargains to ensure maximum value for their spend. Quite naturally, credit cards have become the preferred way of spending in the UAE region. But UAE residents have over 200 different credit cards at their disposal making it difficult to take the best pick.

This is where Dunia Finance’s Platinum Credit Card comes to the rescue of UAE residents. Loaded with a lot of cashback rewards, discounts, and bargains, Dunia Finance Platinum Credit Card promises maximum value for every dirham spent.

About Dunia Finance Platinum Credit Card

Given the fact that the affluent UAE residents look for maximum value for their spend, UAE’s leading finance company, Dunia Finance launched its Platinum Credit Card to help cardholders consolidate their spends and earn maximum value for every dirham they spend. Since its introduction in the UAE region, Dunia Platinum Credit Card has consistently topped all popularity charts amongst credit card seekers in the region.

Dunia Platinum Credit Card rewards the cardholders continuously with 5% cash-back rewards on all spends at department stores, 1% unlimited cashback on all other spends and free Zomato Gold Membership. But the best part is that this card is available with no annual fees. No wonder, Dunia Finance Platinum Credit Card consistently ranks alongside the bestselling and sought-after credit cards in the UAE.

Features of Dunia Finance Platinum Credit Card

Dunia Platinum Credit Card comes loaded with a lot of ground-breaking features to ensure immediate and unlimited rewards and savings for card members. Here is a little overview of some of the standout features of the Dunia Finance Platinum Credit Card.

  • 5% cashback on department store spends.
  • 1% unlimited cashback on all other spends.
  • Unlimited dining discounts with free Zomato Gold Annual Membership.
  • Enjoy up to 30% discounts while booking on Cleartip.
  • Complimentary lounge access at more than 25 airports across a wide range of destinations.
  • Exclusive car rental discounts from Avis.
  • Platinum MasterCard benefits.
  • Up to 5% discount on flights and airport pick-up and drop-off services under Dunia Travel Advantage.
  • Purchase protection against theft or accidental damage for up to 90 days from the date of purchase.
  • Special travel packages.
  • Up to 4 free supplementary cards 
  • Dunia Double Secure feature.
  • 3D secure transactions.

Benefits of Dunia Finance Platinum Credit Card

Dunia Platinum Credit Card is an elite credit card that promises unlimited cash back, rewards, and benefits to the card members. This bestselling card offers maximum savings, rewards, and cash back in the form of cash back and exclusive discounts. Here’s a list of just some of the many benefits offered by Dunia Finance Platinum Credit Card.

  • Zero annual fees.
  • 5% cash back on all eligible purchases at apparel, furniture, electronics and a wide range of other department stores.
  • Complimentary access to 25 premium airport lounges at different destinations across the globe.
  • dunia Travel Advantage services where card members get to earn special travel packages, and up to 5% airline discounts and airport pick-up & drop-off services.
  • Unlimited dining discounts with free Zomato Gold Annual Membership.
  • 1% unlimited cashback on all other spends.
  • 30% discount when booking on Cleartrip.
  • 15% off car rentals with Avis.
  • Purchase protection against accidental or theft damage for up to 90 days from the date of purchase.
  • 20% discounts on Careem rides.
  • Buy 1 Get 1 offers throughout the Middle East region.
  • Up to 4 free supplementary cards for family members.
  • Preferential pricing on other Dunia services & products.

Eligibility

Here’s a little smattering on the eligibility criteria for Dunia Finance Platinum Credit Card:

  • Income Eligibility: AED 8,000 (Minimum monthly income)
  • Residential Eligibility :UAE residents with valid UAE Residence Visa
  • Verification Eligibility:Age/Id Proofs

Top Reasons to Get Dunia Finance Platinum Credit Card

Zero annual fees, 5% cashback on department store purchases, 1% unlimited cashback on all other spends and complimentary access to 25 premium airport lounges, reasons are absolutely aplenty to get Dunia Finance Platinum Card. Here are just 5 of the top reasons why Dunia Finance Platinum Credit Card makes for the best bet for UAE residents.

  1. Zero Annual Fees: Dunia Finance Platinum Credit Card come with zero annual membership fees. This means Dunia Platinum Credit cardholders can save AED 500 every year while earning consistent cashback and making huge savings for every dirham they spend.
  2. Cashback Bonanza: Dunia Finance Platinum Credit cardholders get to avail 5% cashback for retail spends on apparel, cosmetics, electronics, and furniture. Cardmembers can earn up to AED 300 every month for the first 90 days from issuance of the card. In addition, Platinum Credit cardholders get to enjoy 1% unlimited cashback on all other spends. There is no limit on the 1% cash back and it is automatically credited to the card account every month.
  3. Complimentary Lounge Access: Dunia Finance Platinum Credit cardholders get to avail complimentary access to more than 25 premium airport lounges across a wide range of destinations including, Singapore, Thailand, USA, UK, Egypt, Turkey, etc.
  4. Dining Bonanza: In addition to the exclusive cashback rewards, Dunia Finance Platinum Credit card members also get to enjoy one-year free Zomato Gold Membership. This amazing dining reward helps card members enjoy 1+1 on food and 2+2 on drinks at more than 21,000 restaurants using Dunia Platinum Credit Card.
  5. BOGO Bonanza: Dunia Finance Platinum Credit Card doesn’t just help card members earn cash back rewards, but also helps ensure maximum savings with Buy 1 Get1 offers. Platinum Credit Card members get to enjoy Buy1 Get1 offers on a wide range of products and services throughout the Middle East.

Dunia Finance Platinum Credit Card Offers (Updated in June 2018)

  • 5% cashback on all department store purchases (No Promo Code Required)
  • 1% unlimited cashback on purchases (No Promo Code Required)
  • 1+1 on food and 2+2 on drinks at over 21000 restaurants (No Promo Code Required)
  • 15% discount on car rental from Avis (No Promo Code Required)
  • 20% discounts on Careem rides (No Promo Code Required)
  • 30% discount on cleartrip (No Promo Code Required)

Fees and Charges

Annual Membership Fee

Free

Cash Advance Fee

AED 350 + 5% VAT

Over Limit Fee

AED 325

Late Payment Fee

AED 325

Card Replacement Fee

AED 105-168

Copy of Sale Voucher

AED 25 (inc. of 5% VAT)

Foreign Currency Transaction Fees

USD - 3.139% (5% VAT inc.)

Non-USD – 5.04% (5% VAT inc.)

Minimum Payment Due

5% of statement balance PLUS any overdue amount, or AED 100, whichever is higher.

No Liability Certificate

AED 100 (inc. of 5% VAT)

Liability Letter

AED 100 (inc. of 5% VAT)

Paper Statement Fee

Free

Fee for Cheque Issuance of Credit Balance

AED 25 (inc. of 5% VAT)

E-statement

Free

 Dunia Finance Platinum Credit Card Rewards

  1. Cashback Rewards: Dunia Finance Platinum Card members are eligible to earn 5% cash back on every retail transaction made at department stores on apparel, cosmetics, electronics and furniture for the first 90 days from the issuance of the card. In addition, card members also get 1% unlimited automatic cash back on all other spends and there is no minimum spend limit for earning this cashback reward.
  2. Platinum Reward Points: Dunia Finance Platinum Credit Card offers reward points for every transaction made on the card. As soon as card members are able to collect 2,400 points, they can redeem these points in exchange of free vouchers for shopping, entertainment, health & fitness, holiday packages and more.
  3. Dining Rewards: Dunia Finance Platinum Credit Card comes loaded with one-year free Zomato Gold Membership. This means that card members can enjoy 1+1 on food and 2+2 on drinks at more than 21,000 restaurants using their Platinum Credit Card.
  4. Travel Discount Rewards: Dunia Finance Platinum Credit card members also get to enjoy a 30% discount when booking holidays, air tickets and hotels using their Dunia Finance Platinum Credit Card. In addition, Platinum Credit Card also helps card members earn all year-round 5% discount on air tickets and airport pick-up and drop-off services.

How to Earn Rewards?

While cash back rewards are automatically credited back to the credit card account, Dunia Finance cardholders get to earn 1.5 platinum reward points for every AED 100 spent on Dunia Finance Platinum Credit Card. These platinum reward points can be redeemed for free vouchers for shopping, entertainment, health & fitness, holiday packages and more.

How to Redeem Your Points?

Redeeming Platinum Reward points is simple. Here’s how cardmembers can redeem their platinum reward points. Once card members are able to collect 2,400 Dunia reward points on their Dunia Platinum Credit Card, they can: 

  1. Call up the 24-hour Dunia contact center on 04 42-38642 and select the offers of their interest, or
  2. They may send a request at customerservices[@]dunia[.]ae with their choice of the offer.

Additional Information / Documentation

Here is a list of documents that applicants need to have in order to get Dunia Finance Platinum Credit Card:

  • Income documents/recent pay slips (Salaried individuals)
  • Passport copy
  • Resident visa
  • Emirates id
  • 3-6 months bank statement
  • Credit card copy
  • Recent credit card statement
  • Residence proof
  • Address Proofs

How to Apply For Dunia Finance Platinum Credit Card?

Applying for Dunia Finance Platinum Credit Card is simple and card seekers may simply visit the official website of Dunia finance and fill up the application form for the card. However, finance experts’ advice carefully comparing the features and benefits of different credit cards before buying one. This helps ensure that the intended credit card is a good fit or not depending upon the requisites, budget and wants of the card seeker. But here’s the deal: there are more than 200 credit cards in the UAE and almost all of them are loaded a wide range of features and benefits for the card seekers making it difficult to pick the best from the lot.

This is where Policybazaar.ae comes to the rescue of credit card seekers. The platform compares Dunia Finance Platinum Credit Card with other popular credit cards in the category to help card seekers make a well-informed decision. At Policybazaar.ae, credit card seekers can easily compare the benefits, features, fees and other vital details of Dunia Platinum Credit Card with other credit cards. And that’s not all: the platform also allows applicants to fill Dunia Platinum Credit Card application in just a few clicks and a few seconds.

Dunia Finance Platinum Credit Cards - FAQ's

Question 1: How do I get free Zomato Gold Membership with Dunia Platinum Credit Card?

Answer: Upon issuance of Dunia Finance Platinum Credit Card, you will automatically be able to enjoy one-year free Zomato Gold Membership. With this amazing benefit, you will be able to enjoy 1+1 on food and 2+2 on drinks at more than 21,000 restaurants by simply using your Dunia Finance Platinum Credit Card.

Question 2: Do I get 5% cashback on all the purchases put on my Dunia Finance Platinum Credit Card?

Answer: No. As a privileged Dunia Finance Platinum Credit cardholder, you get to earn 5% cash back on retail spends at department stores on apparel, cosmetics, electronics, and furniture. You can earn 5% cash back for up to AED 300 for the first 90 days of the issuance of the card.

Question 3: How does Dunia Finance Platinum Credit Card help me save on annual fees?

Answer: Dunia Finance Platinum Credit Card comes with zero annual membership fees. This means you can save AED 500 plus 5% VAT by applying for this amazing credit card.

Question 4: I travel frequently. Does Dunia Finance Platinum Credit Card offer any travel benefits?

Answer: Yes, Dunia Finance Platinum Credit Card comes packed with a host of travel benefits. You can earn 30% discounts when booking air tickets, holiday packages or hotels through Cleartrip using your Dunia Finance Platinum Credit Card. In addition, you can earn a 5% discount on air tickets and airport pick-up and drop-off services using your Dunia Finance Platinum Credit Card.

Question 5: How do I redeem my Dunia Platinum Reward Points?

Answer: It is easy to redeem your Dunia Platinum Reward Points. As a privileged credit card member, you may simply call company’s 24-hour customer support or send an email request and redeem your reward points for free vouchers for shopping, entertainment, health & fitness, holiday packages and more.

Here’s a list of just some of the many redemption avenues for Dunia Platinum Reward Points:

  • Shopping: Abu Dhabi Mall, Dubai Outlet Mall, Jumbo, and Mega Mall
  • Entertainment: Vox Cinemas and Wild Wadi
  • Lifestyle & Fitness: Kaya, Natural Wellness Spa, and VLCC
  • Travel: MMI Travel holiday packages