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The Dubai Islamic Bank (DIB) offers Shariah-complaint Savings Accounts that enable account holders to avail more returns & save more for their secured future.
DIB offers 5 types of Shariah Complaint Savings Account i.e. Bonus Saver Account, AI Islami Savings Account, AI Islami E-Savings Account, Shaatir Savings Account, and Johara Savings Account. All of the savings accounts offered by the Dubai Islamic Bank come with extraordinary features and benefits. In addition to this, Dubai Islamic Bank offers attractive profit rates on the DIB Savings Account, giving the account holder an opportunity to earn even more.
Following are the key features & benefits of the DIB Savings Accounts:
Below are the eligibility criteria to open a DIB Savings Account:
|DIB Savings Accounts||Eligibility Criteria|
|Bonus Saver Account||Minimum Average Balance Required: AED 3,000|
|AI Islami Savings Account||Minimum Average Balance Required: AED 3,000|
|AI Islami E-Savings Account||NA|
|Shaatir Savings Account||Minimum Average Balance Required: AED 0|
|Johara Savings Account||Minimum Average Balance Required: AED 3,000|
The applicant can open a DIB Savings Account in any of the ways:
The most easiest & convenient way to open a savings account with DIB is online. The applicant can visit the official website of the bank and zero down the desired savings account offered by the Dubai Islamic Bank.
Another way to open bank account is by visiting the nearest bank branch.
Before closing the bank account, the account holder should withdraw their funds from the savings account or transfer it to another bank account.
After that, the account holder should provide a written statement of their request to close their bank account. This can be done by taking an ‘account closure form’ from the nearest DIB branch.
The account holder has to pay a fee of AED 26.25 for account closure, in case they close their savings account within one year.
Yes, Dubai Islamic Bank offers three savings accounts i.e.AI Islamic Savings Account, Shaatir Savings Account, & Johara Savings Account that can be opened for minors.
You are required to maintain a minimum monthly balance of AED 3,000 on your DIB Savings Account.
Yes, you will need to pay non-maintenance charges of AED 26.25 if your DIB Savings Account balance goes below the minimum monthly average balance.
Dubai Islamic bank offers two savings accounts i.e. AI Islami Savings Account and Johara Savings Account that are available in AED as well as in USD.
Yes, you can easily pay ‘utility bills & telecommunication service bills’ through DIB Savings Account. The options of bill payment are FEWA, SEWA, DEWA, Etisalat, DU, and Salik.
Yes, all the DIB Savings Accounts are Shariah Complaint.
e-DIB banking, Online banking, & Mobile Banking.
Yes, there is a 24x7 access facility available with all the savings account offered by the DIB.