Dubai Islamic Bank Prime Platinum Card Features & Benefits

By PolicyBazaar
  | Published: 18 October 2019 | Last Updated On: 13 January 2021
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The Prime Platinum Credit Card is one of the best cards offered by the Dubai Islamic Bank. From exciting travel perks and insurance benefits to a safer & more rewarding shopping experience, this DIB credit card mainly focuses on offering its customers the prime services in the best possible manner.

Key Highlights of the Dubai Islamic Bank Prime Platinum Card

  • A minimum monthly salary of 15,000 dirhams is required to be eligible for this card.
  • Roadside assistance coverage
  • Travel & personal accident insurance coverage
  • Purchase protection

Some Basic Dubai Islamic Bank Prime Platinum Card Features

Given below is a list of exclusive features of the Prime Platinum Card offered by the Dubai Islamic Bank:

Credit Shield Takaful

All of the card transactions on the Dubai Islamic Bank Prime Platinum Card are covered under the insurance policy known as Credit Shield Takaful. You can take the benefit of this service for a nominal fee of 0.89 percent of your card outstanding. This feature takes care of your credit card outstanding balance against the unforeseen events such as total disability, loss of employment, or even death. Below specified is the maximum coverage:

  • Involuntary loss of employment: 30,000 dirhams
  • Death: 200,000 dirhams
  • Permanent Total Disability: 200,000 dirhams

Card Protection Plus

This feature is offered by the DIB to provide its credit card customers the next level of security. Card Protection Plus feature allows you to set spending limits on this card with respect to the use of credit limit, type of purchases, or even limited to some specific geographic locations.

Balance Transfer

You can transfer the outstanding balance from your other bank’s credit card to this Dubai Islamic Bank Prime Platinum Card through mobile or online banking and also via Banking Express Terminals. You are allowed to do more than one balance transfer transaction. Also, the balance transfer feature of DIB can be utilized for up to 80 percent of the card limit or 100 percent of the cash limit and between amounts of 100 dirhams to 250,000 dirhams only.

Cash Withdrawals

Dubai Islamic Bank Prime Platinum Card offers the facility of cash withdrawal which is also known as a cash advance. The cash advance feature of DIB allows you to withdraw cash up to 80 percent of the available credit limit in times of financial emergency.

Few Dubai Islamic Bank Prime Platinum Card Benefits

Following are the key benefits of this DIB credit card:

Visa Luxury Hotels

The Dubai Islamic Bank Prime Platinum Card offers you a variety of exclusive benefits such as automatic room upgrades, best rates, late check-outs, complimentary breakfast & internet, and more at more than 900 luxury hotels all over the world.

Wala’a Rewards

You can get instant access to the Dubai Islamic Bank Loyalty Program and can earn 2.5 Wala’a Rewards on every 1 dirham spent on all retail transactions. You can then redeem these rewards for various purposes such as bill payments, air tickets, hotel stays, retail transactions, and much more.  

Roadside Assistance Coverage

This Dubai Islamic Bank Card offers additional roadside assistance on a charge of upgraded fee. Please note that up to 3 services can be enjoyed in one year.

Final Words

Loaded with an extensive range of features and benefits, the Dubai Islamic Bank Prime Platinum Card is one of the best credit cards available in the UAE. This DIB credit card does not only meet the various spending habits of its customers but also it lets them save on their everyday spending that makes it ideal for all types of spenders.