Dubai Islamic Bank Prime Platinum Card
About the DIB Prime Platinum Card
With over 1.9 million customers, the Dubai Islamic Bank is UAE’s largest Islamic Banking organization. Dubai Islamic Bank offers its cardholders a completely transparent and Shariah-compliant system of banking, which is unparalleled in its commitment to customer support. The bank was founded in 1975 and as such, has more than four decades years of experience.
The Prime Platinum Dubai Islamic Bank credit card provides a host of travel benefits from complimentary flight tickets to travel insurance and more. Moreover, this Dubai Islamic Bank card is offered for no annual membership fees and a low interest rate, which makes it the perfect card for frequent travellers with a tight budget.
Features & Benefits of DIB Prime Platinum Card
Given below is a list of the exclusive Prime Platinum Dubai Islamic Bank credit card benefits and features as offered by the bank:
Credit Card Protection
The Prime Platinum Dubai Islamic Bank credit card offers absolute card security via its Chip & Pink technology. Chip & Pin technology Dubai Islamic Bank cards are equipped with a unique microchip that cannot be duplicated or forged. This prevents unauthorized access to the card.
Owners of the Prime Platinum Dubai Islamic Bank credit card can easily transfer outstanding balance from their other cards with a single phone call. The Dubai Islamic Bank credit card balance transfer feature allows cardholders to transfer as much as 80% of their credit limit and can be availed at a 0% profit rate charge for the first 6 months.
Card Protection Plus
Cardholders are offered an even greater level of security through the Card Protection Plus feature. This feature enables customers to set spending restrictions on their Prime Platinum Dubai Islamic Bank with respect to the type of purchase, use of the credit limit and even limited to specific geographical locations.
Credit Shield Takaful
All card payments on the Prime Platinum Dubai Islamic Bank card are covered under the Credit Shield Takaful (insurance). Cardholders can avail of the service for a nominal fee of 0.89% of their Dubai Islamic Bank credit card limit. Cardholders who opt-in for this insurance policy are covered against involuntary loss of employment, permanent total disability and death.
Benefits of DIB Prime Platinum Card
The Prime Platinum Dubai Islamic Bank credit card benefits include the following:
The Dubai Islamic Bank Loyalty Program
Members of the Prime Platinum Dubai Islamic Bank credit card are given membership into the DIB loyalty program by the name of Wala’a Rewards. Wala’a Rewards can be redeemed for various travel benefits such as flight tickets, bill payments and more. This will be detailed in the next section.
Visa Luxury Hotel Collection
Prime Platinum Dubai Islamic Bank credit card members are given VIP guest status across the premium line of Visa luxury hotels. As part of this program, cardholders receive discounts on room rates, free WiFi and breakfast, late check-outs and more.
Personal & Travel Insurance
The Prime Platinum Dubai Islamic Bank credit card offers cardholders free personal accident and travel insurance. This insurance scheme offers coverage for personal accidents, emergency medical expenses, emergency dental expenses, trip delays, trip cancellations, baggage loss and more.
Cardholders can spend without inhibition, knowing that purchases made with their Prime Platinum Dubai Islamic Bank credit card are protected against damage and theft for up to 60 days from the date of the purchase. The service can be availed of for a maximum of US $3,000 per incident.
The Prime Platinum Dubai Islamic Bank credit card also offers protection to the cardholder’s vehicle via its roadside assistance. The services offered under the Dubai Islamic Bank roadside assistance benefit include fuel delivery, flat tyre repair, lock-out help, 24 hours of replacement car eligibility and more.
DIB Prime Platinum Card Rewards & Offers
Some of the many eligible Prime Platinum Dubai Islamic Bank credit card offers and rewards are:
|Dubai Islamic Bank Prime Platinum Card|
|The Prime Platinum Dubai Islamic Bank credit card enrols members into the Wala'a Rewards program. Cardholders earn 2.5 Wala'a Rewards for every AED 1 they spend at retail stores.||Cardholders can access the regularly updated Dubai Islamic Bank credit card offers on spending categories of lifestyle, retail and dining. Customers can also convert purchases made with their Prime Platinum Dubai Islamic Bank card into Easy Payment Plans, which allow them to repay the amount as monthly instalments.|
|The accumulated Wala'a Rewards can be redeemed for flight tickets, shopping vouchers, payment of utility bills, hotel reservations and more.|
(Updated as of April 2019)
DIB Prime Platinum Card Eligibility Criteria & Charges
The various Prime Platinum Dubai Islamic Bank credit card eligibility criteria and charges are:
|Dubai Islamic Bank Prime Platinum Card|
|The age requirement for the Dubai Islamic Bank Prime Platinum is a minimum of 21 years.||Annual Membership Fee: No fee.|
|The Prime Platinum Dubai Islamic Bank minimum salary requirement is AED 15,000 (monthly).||Monthly Profit Rate: 3.25%|
|Only UAE residents can apply for this Dubai Islamic Bank card.||Late Charge: AED 236.25 (the entire amount is donated to charity)|
(Updated as of April 2019)
Additional Benefits of DIB Prime Platinum Card
Some other Prime Platinum Dubai Islamic Bank credit card benefits include:
The Dubai Islamic Bank online portal allows cardholders to make card payments, carry out fund transfers and perform all manners of conventional banking operations from anywhere, on the go.
Easy Payment Plans
From education bills to home appliances, purchases made with the Prime Platinum Dubai Islamic Bank credit card can be converted into the DIB Easy Payment Plan (for selected stores only). A DIB EPP allows cardholders to repay the purchased amount as monthly instalments over tenors of 3 to 12 months.
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