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Dubai Islamic Bank Prime Classic Card

As the very first Islamic Banking organization in the UAE, Dubai Islamic Bank set the standard for Shariah-compliant banking in the region. They also set forth a way for Islamic credit cards to offer a global appeal through their various credit card offers and benefits. The line of Dubai Islamic Bank credit cards is fully aligned with the principles of Islamic Banking and presents a completely transparent system of charged to its cardholders.

The Prime Classic Dubai Islamic Bank credit card is the most affordable variant of the popular Prime Dubai Islamic Bank cards. The Prime Classic Dubai Islamic Bank credit card offers cardholders access to travel benefits at no annual membership fee and no minimum monthly income requirement.

Features & Benefits of DIB Prime Classic Card

 The Prime Classic Dubai Islamic Bank credit card benefits and features are as mentioned below:

Top Security Protocols

Dubai Islamic Bank ensures the safety of transactions made with the Prime Classic Dubai Islamic Bank credit card by offering cardholders access to Chip & Pin enabled cards. Such cards carry a unique microchip, which cannot be forged. Furthermore, the Prime Classic Dubai Islamic Bank credit card can also be set with restrictions on spending, credit limit utilization at specified geographical locations only via the Card Protection Plus service offered by Dubai Islamic Bank.

Easy to Withdraw Cash

The Prime Classic Dubai Islamic Bank credit card offers cardholders the ability to withdraw as much as 80% of their Dubai Islamic Bank card limit as immediate cash. The service can be availed of at any Visa- accepting ATM or at any Dubai Islamic Bank branch.

Balance Transfers

As owners of a Prime Classic Dubai Islamic Bank credit card, customers may transfer the outstanding balance from other cards onto the Dubai Islamic Bank card. These dues can then be repaid at 0% profit for the first 6 months and can be availed for amounts between AED 100 to AED 250,000.

Credit Shield

The Prime Classic Dubai Islamic Bank credit card offers cardholders an Islamic investment scheme or Takaful, known as Credit Shield. Credit Shield protects cardholders from outstanding payments on the occurrence of unforeseen tragedies such as death, permanent disability or involuntary unemployment.

Benefits of DIB Prime Classic Card

Some of the many Prime Classic Dubai Islamic Bank credit card benefits include:

Wala’a Rewards Program

Cardholders are enrolled in the Wala’a Rewards program, which is the Dubai Islamic Bank credit card loyalty program. Wala’a Rewards may be redeemed for travel discounts, flight tickets and a lot more as specified in the next section.

Travel Insurance

Prime Classic Dubai Islamic Bank credit card owners are eligible for complimentary personal accident and travel insurance benefits. These include but are not limited to travel inconvenience cover, emergency medical expense cover and more.

Roadside Assistance

The Prime Classic Dubai Islamic Bank credit card member also receives up to 3 complimentary roadside assistance services every year. The roadside assistance service offers customers flat tyre replacement, fuel delivery, battery boosting, issuing of a replacement vehicle and more.

DIB Prime Classic Card Rewards & Offers

Cardholders receive all of the following Prime Classic Dubai Islamic Bank credit card offers:

 

Dubai Islamic Bank Prime Classic Card
Wala'a Rewards Offers
The Prime Classic Dubai Islamic Bank credit card enrols cardholders into the Wala'a Rewards program. Cardholders earn 1 Wala'a Rewards for every AED 1 spent with the Prime Classic Dubai Islamic Bank credit card. The Dubai Islamic Bank site contains a blend of offers that owners of the Prime Classic Dubai Islamic Bank credit card can access. These include offers on dining, retail purchases, apparel and more.
Accumulated Wala'a Rewards may be redeemed for retail vouchers, flight tickets, hotel stays, bill payments and more.


(Updated as of April 2019)

DIB Prime Classic Card Eligibility Criteria & Fees

The important fees and Prime Classic Dubai Islamic Bank credit card eligibility requirements are given below:

 

Dubai Islamic Bank Prime Classic Card
Eligibility Criteria Fees
Prime Classic Dubai Islamic Bank credit card applicants are required to be at least 21 years of age. Annual Membership Fee: Free
There is no specified Dubai Islamic Bank minimum salary requirement for this card. Profit Charge: Up to 3.25% p.m.
The Prime Classic Dubai Islamic Bank credit card is only available to UAE residents. Late Fee: AED 236.25 (donation)


(Updated as of April 2019)

Additional Benefits of DIB Prime Classic Card

Customers also receive the following Prime Classic Dubai Islamic Bank credit card benefits:

Online Banking

From scheduling Dubai Islamic Bank credit card payments to managing beneficiaries, the online Dubai Islamic Bank portal allows cardholders to do it all from anywhere in the world

DIB Easy Payment Plans (EPP)

The Dubai Islamic Bank credit card Easy Payment Plan (EPP) allows cardholders to convert large purchases at all partnered vendors into small instalments that can be paid off every month instead.

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