Get Cashback up to AED 2000
Get Cashback up to AED 2000
The Dubai Islamic Bank Johara Platinum Credit Card is one of the best credit cards that give you exciting rewards on every single spend. By keeping this DIB credit card in your wallet, you can enjoy travel rewards and exclusive lifestyle benefits alike. Best of all, this card comes with no annual fee and does not charge an interest rate that makes this stand out over other credit cards available in the UAE.
The list of Dubai Islamic Bank Johara Platinum Credit Card features are given below:
All the purchases that are made using this Dubai Islamic Bank Johara Platinum Credit Card either internationally or locally are insured against damage & theft. This advanced feature is already built into this card and purchases made on this platinum credit card are covered for sixty days from the date of purchase and at a rate of US$ 3000 per incident.
This is free for life credit card since it does not charge an annual membership fee.
You are offered ‘Credit Shield Takaful’ for a nominal fee of 0.89 percent of the Dubai Islamic Bank Johara Platinum Credit Card outstanding balance. Under this insurance plan, your card outstanding amount is covered in an unforeseen event of loss of employment, total disability, or death up to the stipulated amount. Below-mentioned is the maximum coverage:
Below specified are the key features of the Dubai Islamic Bank Johara Platinum Credit Card:
You can enjoy immediate access to the DIB Loyalty Program known as Wala’a Rewards in order to enhance your savings. With this reward program, you can earn 4 Wala’a rewards for each 1 dirham spent on retail expenses and can further redeem these rewards for bill payments, retail purchases, hotel stays, flight tickets, etc.
You can avail of free travel and personal accident insurance coverage privileges (principal sum of US$ 100,000) on purchasing air tickets with this Dubai Islamic Bank Credit Card. The complimentary insurance plan includes emergency medical expenses, dental care, personal accident, baggage loss, delayed departure, loss of valuables/cash, and a lot more.
The Dubai Islamic Bank Johara Platinum Credit Card offers free emergency roadside assistance services. You can enjoy the below-specified services:
The Bottom Line
With no annual membership fee and low monthly income requirement of 10,000 dirhams, the Dubai Islamic Bank Johara Platinum Credit Card becomes the right choice for all types of spenders. Packed with a wide range of exclusive benefits, rewards, and features, this Shariah compliant credit card enables you to make the most of your every retail spend. In simple words, this is a card that can easily meet your various lifestyle requirements.