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Dubai Islamic Bank brings transparency and innovation to Islamic banking dissimilar to any other banking institution in the United Arab Emirates. The bank offers a top of the line credit cards to meet the various lifestyle needs of its customers.
The Dubai Islamic Bank Johara Gold Premium Credit Card is one of the best credit cards offered by the bank. This card seamlessly integrates into your lifestyle as it offers a host of benefits and privileges to suit your various needs. With zero annual fees and a low monthly subscription fee, this shariah compliant credit card levies zero rate of interest and also shares a few of its applicable fees & charges as ‘charitable donations’. Other than that, it offers exclusive membership into the DIB loyalty program- Wala’a Rewards to give you exciting rewards for each retail spend.
The following are the main features of this Dubai Islamic Bank Johara Gold Premium Credit Card:
You can save a certain amount of money with this DIB credit card since it does not charge an annual membership fee. Therefore, it is free for life credit card.
Sometimes some unfortunate events can leave you unable to pay your outstanding amounts. This can lead to hefty penalties as well as take a significant toll on your credit score.
However, you don’t need to worry about this thing as you can take advantage of the DIB special feature which is known as Credit Shield Takaful. For a minimal fee of 0.89 percent of the card outstanding amount, this insurance plan protects your card outstanding payments up to a stipulated limit in an event of loss of employment, total disability, or death. Given below is the maximum coverage:
Dubai Islamic Bank Johara Gold Premium Credit Card offers an extensive range of benefits to its customers and they are as follows:
You are given an automatic enrollment into the Dubai Islamic Bank loyalty program - Wala’a Rewards. You can earn 2 Wala’a rewards for each dirham spent on retail expenditures and redeem them rewards for free hotel stays & air tickets, retail spends, utility bill payments, and much more.
On purchasing flight tickets with a Dubai Islamic Bank Johara Gold Premium Credit Card, you can avail of free travel and personal accident insurance. This insurance plan covers medical expenses, dental care, personal accident, baggage loss (US$ 2,000 for Gold Premium Card Members), loss of valuables/cash, and more.
As a member of the DIB Credit Card, you can avail of the free roadside assistance service. This complimentary service includes:
In A Nutshell
With a wide range of benefits and features, the Dubai Islamic Bank Johara Gold Premium Credit Card deserves to be count in the list of best credit cards. Not only it easily integrates into your lifestyle but also it provides you a rewarding experience at every single step.