Dubai Islamic Bank Johara Classic Credit Card Features & Benefits
Being the UAE’s largest Islamic Banking Institution, Dubai Islamic Bank offers its customers a wide range of Shariah-compliant credit cards to meet their various needs.
The Dubai Islamic Bank Johara Classic Credit Card is one of its best credit cards that enable you to enjoy a host of retail, travel, and lifestyle benefits. With no annual membership fees and a low minimum monthly requirement of 5,000 dirhams, this credit card meets your lifestyle requirement as well as your financial goals.
Key Highlights of the Dubai Islamic Bank Johara Classic Credit Card
- A minimum salary of 5,000 dirhams per month is required to be eligible for this credit card.
- No annual fee
- Credit Shield Takaful
- Travel & personal accident insurance
- Roadside assistance
Main Dubai Islamic Bank Johara Classic Credit Card Features
The Dubai Islamic Bank Johara Classic Credit Card Features are top of the line among all the Islamic credit cards available in the UAE. Given below are the main features of this card:
Credit Shield Takaful
For as low as 0.89 percent of the outstanding balance of this card, this feature of credit shield takaful covers the unforeseen event such as permanent total disability, death, or involuntary loss of employment. In simple words, this is an insurance plan that covers your Dubai Islamic Bank Johara Classic Credit Card outstanding amount up to a certain amount during such tragic events. Below specified is the maximum coverage:
- Death: 200,000 dirhams
- Permanent Total Disability: 200,000 dirhams
- Involuntary loss of employment: 30,000 dirhams
No Annual Membership Fee
This is free for life since it charges zero annual membership fees.
Top Dubai Islamic Bank Johara Classic Credit Card Benefits
The Dubai Islamic Bank Johara Classic Credit Card offers a host of exclusive benefits and privileges that make it stand above other cards available in the UAE. Mentioned below are its key benefits:
Dubai Islamic Bank Loyalty Program - Wala’a Rewards
With the Dubai Islamic Bank Johara Classic Credit Card, you can enjoy instant access to the Dubai Islamic Bank Loyalty Program - Wala’a Rewards. Best of all, you will become a member of this DIB reward program automatically.
Moreover, you can earn 1 Wala’a rewards for each 1 dirham spent on retail expenditures and then redeem these attractive rewards for retail spends, bill payments, hotel stays, air tickets, etc.
Travel & Personal Accident Insurance
You can enjoy free travel and personal accident insurance with the Dubai Islamic Bank Johara Classic Credit Card on purchasing travel tickets. This free insurance plan provides coverage for dental care, delayed departure, personal accident, medical expenses, baggage loss, loss of valuables/cash, etc.
As a member of this Dubai Islamic Bank Credit Card, you can enjoy up to 3 roadside assistance services and 5 complimentary car services annually. This complimentary service includes:
- Vehicle servicing – One time in a year
- Battery boost
- Flat tyre fixing
- Fuel assistance
- Lock-out service
- Off-road pull out- One complimentary service annually
- 50 percent off on the driving license (international)
In A Nutshell
The Dubai Islamic Bank Johara Classic Credit Card is the right credit card for those people who want to make the most of their every single retail spend. Packed with attractive benefits and features, this card meets your various lifestyle requirements.
Also, this DIB card is a prime example of a rewards card since it entitles you to a reward program where you can earn Wala’a rewards on your retail expenditures and redeem them for plenty of purposes such as bill payments, retail spends, hotel stays, air tickets, and much more.