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Dubai Islamic Bank Johara Classic Credit Card

Dubai Islamic Bank offers cardholders a completely Sharia-compliant set of cards that are unmatched in their offered benefits and industry-leading features. As the region’s largest Islamic Banking organization, Dubai Islamic Bank follows the core principles of transparent governance in all its endeavors. Dubai Islamic Bank was set up in 1975 and has over 1.9 million customers to date.

The Johara Classic Dubai Islamic Bank credit card is a rewards card that allows cardholders to access travel, retail and lifestyle advantages for minimal monthly fees and no yearly subscription fee. The Johara Classic Dubai Islamic Bank credit card offers a blend of travel discounts, retail offers and the chance to save enormously with the Wala’a Rewards program.

Features & Benefits of Dubai Islamic Bank Johara Classic Credit Card

The Johara Classic Dubai Islamic Bank credit card benefits are top of the line amongst Islamic Banking cards. Its features and benefits include:

Card Safety

As a Chip & Pin credit card, the Johara Classic Dubai Islamic Bank credit card offers unique microchips in every card which make it impossible to be duplicated or misused. The Johara Classic Dubai Islamic Bank credit card can be used securely both in-store and online.

Credit Shield

For as little as 0.89% of the outstanding Johara Classic Dubai Islamic Bank credit card balance, cardholders can protect themselves against any sudden developments that leave them unable to pay for their card’s usage. The Credit Shield Takaful offers Johara Classic Dubai Islamic Bank credit card members indemnity for death, involuntary loss of employment or permanent disability.

Visa Network

As the Johara Classic Dubai Islamic Bank credit card is a Visa card, cardholders can enjoy global connectivity and a wide range of Visa services and offers anywhere in the world. The Visa Classic card connectivity even extends to ATMs and POS machines.

Supplementary Cards

A supplementary Johara Classic Dubai Islamic Bank credit card offers family members of the cardholder access to the Johara Classic Dubai Islamic Bank card’s many benefits and to a common credit limit as well.

Benefits of Dubai Islamic Bank Johara Classic Credit Card

Johara Classic Dubai Islamic Bank credit card benefits can be categorized as follows:

Wala’a Rewards Membership

Wala’a Rewards allow owners of the Johara Classic Dubai Islamic Bank credit card to unlock travel benefits and lifestyle promotions. Membership into the Wala’a Rewards programs is automatically granted on issuing of the Johara Classic Dubai Islamic Bank credit card.

Travel Insurance

Owners of the Johara Classic Dubai Islamic Bank credit card are also given free travel and personal accident insurance, which covers minor travel inconveniences to major emergency medical expenses during the travel. Johara Classic Dubai Islamic Bank credit card members can avail of the service by booking tickets with their card.

Roadside Assistance

Johara Classic Dubai Islamic Bank credit card owners can also avail of three roadside assistance services every year that include flat tyre changes, battery boosting, replacement cars, 5 car servicing vouchers and more.

Dubai Islamic Bank Johara Classic Credit Card  Rewards & Offers

The Johara Classic Dubai Islamic Bank credit card offers and rewards can be perused below:

 

Dubai Islamic Bank Johara Classic Card
Rewards Offers
The Johara Classic Dubai Islamic Bank card allows cardholders to earn 1 Wala'a Reward every time they make AED 1 of expenditure with their Dubai Islamic Bank credit card. The Johara Classic Dubai Islamic Bank credit card offers can be found on the DIB-offers page and include dining, lifestyle, retail discounts and more.
Cardholders may redeem their earned Wala'a Rewards for flight tickets, hotel stays retail vouchers and a lot more incentives.

(Updated as of April 2019)

 

Dubai Islamic Bank Johara Classic Credit Card  Eligibility & Fees

The Johara Classic Dubai Islamic Bank credit card eligibility criteria and fees are clarified in the table below:

 

Dubai Islamic Bank Johara Classic Card
Eligibility Fees
The age requirement for the Johara Classic Dubai Islamic Bank card is 21 years minimum. Annual Membership Fee: None
Applicants are required to meet the Johara Classic Dubai Islamic Bank credit card minimum salary requirement of AED 5,000 p.m. Monthly Membership Fee: AED 195
Applicants are required to show proof of UAE residency. Late Fee: AED 236.25 (given to charity)

(Updated as of April 2019)

 

Additional Benefits of Dubai Islamic Bank Johara Classic Credit Card

Some of the other exciting Johara Classic Dubai Islamic Bank credit card benefits are:

Online Access

Owners of the Dubai Islamic Bank credit card can perform all manners of banking operations from the comforts of their own home via the Dubai Islamic Bank online card portal.

EPP Options

Also offered to Johara Classic Dubai Islamic Bank credit card members is the option to convert any big purchase at certain vendors into a monthly installment plan that can be rapid over tenors of 3 - 12 months as per the merchant’s discretion.

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