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Dubai Islamic Bank Consumer Reward Card

Established in 1975, Dubai Islamic Bank has over 40 years of experience in faithfully serving UAE residents through its diverse line of credit cards. As the largest Islamic Banking organization in the UAE, Dubai Islamic Bank offers a fully Shariah-compliant range of cards.

In addition to the many Dubai Islamic Bank cash back credit card benefits offered by the Consumer Reward Dubai Islamic Bank credit card, cardholders are not charged an annual membership fee or expected to meet a minimum spending requirement. The Consumer Reward Dubai Islamic Bank card is the perfect card for day to day use.

Features & Benefits of DIB Consumer Reward Card

Owners of the Consumer Reward Dubai Islamic Bank card receive a variety of industry-leading features and benefits such as:

Chip & Pin Security

The Consumer Reward Dubai Islamic Bank credit card is a Chip & Pin card. Chip & Pin cards contain microchips which are near impossible to duplicate. This prevents the Dubai Islamic Bank card from being misused or copied.

Low Cost

A Consumer Reward Dubai Islamic Bank credit card offers cardholders large saving potential, and it does so at minimal cost to the customer. Neither does the card charge an annual membership fee nor does it ask for a minimum spending requirement. Furthermore, cardholders can avoid late charges by making minimum payments as low as 4% of the Dubai Islamic Bank card’s outstanding balance.

Outstanding Balance Transfers

Cardholders can avail of the Dubai Islamic Bank balance transfer feature to move the outstanding balance of any other credit card onto the Consumer Reward Dubai Islamic Bank credit card. By doing so cardholders can enjoy 0% profit rate for up to 6 months, during which they can conveniently clear debt.

Withdrawals

Members of this Dubai Islamic Bank cash back credit card may withdraw up to 80% of their available credit card limit. The funds can be accessed instantly as cash through any ATM in the world that accepts Visa, or transferred into the cardholder’s Dubai Islamic Bank card

Takaful

Every Dubai Islamic Bank Consumer Reward card comes with an optional insurance policy, known as the Credit Shield Takaful. Credit Shield Takaful offers cardholders indemnity from credit card payments in the event of total permanent disability, loss of employment or death of the cardholder.

Cashback

The Consumer Reward Dubai Islamic Bank credit card offers members cash back worth up to AED 1,000 every month across nearly every category of purchase. The next section contains additional information on the Dubai Islamic Bank cash back credit card

Roadside Assistance

Consumer Reward Dubai Islamic Bank credit card benefits also include 3 complimentary roadside assistance services per year, which cardholders can access by paying a one-time upgrade fee as specified by Dubai Islamic Bank.


DIB Consumer Reward Card  Rewards & Offers

 

Dubai Islamic Bank Consumer Reward Credit Card
Rewards Offers
The Consumer Reward Dubai Islamic Bank cash back credit card offers 3% cash back on the following: Cardholders may access Dubai Islamic Bank credit card offers through the DIB site for:
Supermarket Purchases Lifestyle Offers
Car Servicing
Utility Bills Retail Shopping Offers
Fuel Expenditures
NOL & Salik Recharge Expenses Dining Offers
Telecom Bills

(Updated as of April 2019)


DIB Consumer Reward Card Eligibility Criteria & Applicable Fees

The various Dubai Islamic Bank credit card eligibility criteria and fees are detailed below:

Dubai Islamic Bank Consumer Reward Credit Card
Eligibility Criteria Fees
Dubai Islamic Bank Age Eligibility: 21+ Annual Membership Fee: Fee free for life.
Dubai Islamic Bank Credit Card Minimum Salary Requirement: AED 5,000 Late Fee: AED 236.25 (donated to charity)
Applicants are required to have UAE residency. Credit Shield Takaful Fee: 0.89% of outstanding Dubai Islamic Bank credit card balance.

(Updated as of April 2019)

Additional Benefits of DIB Consumer Reward Card

In addition to the huge savings the Consumer Reward Dubai Islamic Bank cash back credit card offers cardholders, the card also gives access to:

24/7 Customer Support

As a Visa-based card, the Dubai Islamic Bank Consumer Reward credit card is accepted all over the world. As such, cardholders can connect to a Dubai Islamic Bank card customer care executive from anywhere in the world, at any time of the day.

Easy Payment Plan (EPP)

The Dubai Islamic Bank credit card EPP allows cardholders to convert any large transaction into smaller monthly instalments. Dubai Islamic Bank EPPs are offered at select vendors, which include services like house furnishings, luxury hotel stays, education expenses and more.

Online Banking

Convenient, secure and highly intuitive is how the Dubai Islamic Bank card online portal may be described. The Dubai Islamic Bank online platform allows cardholders to perform traditional banking operations such as initiate fund transfers, make card payments and more from anywhere across the globe.

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