Dubai Islamic Bank Consumer Platinum Card

About the DIB Consumer Platinum Card

Dubai Islamic Bank (DIB) opened its doors in 1975 by the decree of Shaikh Rashid bin Saeed Al Maktoum. Not only was Dubai Islamic Bank the first Islamic Bank in the UAE to be completely Shariah-compliant, but it is currently also the largest Islamic Bank in the UAE.

The Consumer Platinum Dubai Islamic Bank credit card is the perfect card for customers who wish to save on daily expenses and enjoy the benefits of a socially-responsible Islamic credit card. The Consumer Platinum Dubai Islamic Bank credit card offers all cardholders its spectacular benefits regardless of religion.

Features & Benefits of DIB Consumer Platinum Card

The Dubai Islamic Bank Consumer Platinum card offers top of the line features to cardholders such as:

Security

This Dubai Islamic Bank credit card offers the highest standards of card security by implementing the Chip & Pin protocol. Ever Chip & Pin Dubai Islamic Bank card is equipped with a unique microchip, which prevents malicious third parties from duplicating the card.

Minimum Payments

Dubai Islamic Bank offers cardholders access to the wonderful benefits of the Consumer Platinum card in exchange for a low minimum monthly payment. Owners of the Consumer Platinum Dubai Islamic Bank credit card are required to pay as little as 4% of their outstanding balance every month.

Balance Transfers

Cardholders can enjoy the benefit of transferring their outstanding balance of any other credit card onto their Dubai Islamic Bank credit card. Dubai Islamic Bank allows customers to avail of 0% profit rate charges for the first 6 months, enabling cardholders to easily pay off their dues.

Cash Withdrawals

The Consumer Platinum Dubai Islamic Bank credit card allows cardholders to withdraw up to 80% of their available credit limit as an when they require it. Cash can be withdrawn easily through any Visa-accepting ATM across the globe or directly transferred to the Dubai Islamic Bank card account via the Dubai Islamic Bank online portal.

Customer Support

Dubai Islamic Bank prides itself on its expert customer support. Cardholders may contact the customer support staff at any time and from anywhere in the globe to request for services such as replacement of their Dubai Islamic Bank card, emergency cash disbursal and more.

Credit Shield Takaful

Owners of the Consumer Platinum Dubai Islamic credit card can protect their card repayments for a nominal fee of 0.94% of their outstanding balance. The Credit Shield Takaful covers cardholders in case of permanent total disabilities, involuntary loss of employment and death.

Benefits of DIB Consumer Platinum Card

Members receive access to a long list of Dubai Islamic Bank credit card benefits such as:

Cashback

Cardholders are rewarded with an impressive array of cash back offers across multiple spending categories. The monthly cap on cash back is an enormous amount of AED 1,000. Further details on this Dubai Islamic Bank cash back credit card are detailed in the next section.

Luxury Hotels

The Dubai Islamic Bank credit card benefits also include access to various vouchers at luxury hotels across the globe, provided thanks to Visa. The benefits include late check-outs, complimentary breakfast and WiFi, discounts on room rates and much more.

Local Dining

Partnered with 75+ exclusive dining establishments in the UAE, Visa offers owners of the Consumer Platinum Dubai Islamic Bank credit card big discounts on dining visits. Furthermore, cardholders also earn Visa Fine Dining points for every visit.

Golf

Owners of the Consumer Platinum Dubai Islamic Bank card can also avail of discounts on premium golfing ranges such as The Royal Golf Club, Abu Dhabi Golf Club, Jumeirah Golf Estates and many more.

Protected Purchases

All purchases made with the Consumer Platinum Dubai Islamic Bank credit card are protected for up to 60 days from the date of purchase against accidental damage, theft and loss. The Dubai Islamic Bank credit card benefits also include an extended warranty service, which doubles the seller-provided warranty for up to a maximum of 24 months.

Roadside Assistance

The Consumer Platinum Dubai Islamic Bank credit card offers members up to 3 complimentary roadside assistance services in a year.


DIB Consumer Platinum Card  Rewards & Offers

 

Dubai Islamic Bank Consumer Platinum Card
Cashback Rewards Offers
The Consumer Platinum Dubai Islamic Bank cash back credit card offer up to 4% cash back on: The Consumer Platinum Dubai Islamic Bank credit card offers are regularly updated on the DIB website. Offers are applicable on:
Supermarket Expenses Lifestyle & Retail Spending
Car Servicing
Telecom Bill Payments Dining
Fuel Expenses
Utility Bill Payments Easy Payment Plans
RTA Salik & NOL Recharges

(Updated as of April 2019)


DIB Consumer Platinum Card  Eligibility Criteria & Associated Charges

The Consumer Platinum Dubai Islamic Bank credit card eligibility criteria and fees are as follows:

Dubai Islamic Bank Consumer Platinum Card
Eligibility Fees
Dubai Islamic Bank Age Eligibility: 21+ Annual Membership Fee: No fee
Dubai Islamic Bank Credit Card Salary Requirement: AED 15,000 Monthly Profit Rate: 3.25%
Only UAE residents may apply. Late Fee: AED 236.25 (charity donation)

(Updates as of April 2019)


Addition Benefits of DIB Consumer Platinum Card

The additional Consumer Platinum Dubai Islamic Bank credit card benefits include:

Customer Support

Owners of the Consumer Platinum Dubai Islamic Bank credit card can contact customer support 24/7 from anywhere in the globe.

Online Banking

The Consumer Banking Dubai Islamic Banking credit card offers cardholders access to a secure online platform, which can be used to perform banking operations remotely.

Easy Payment Plans

Cardholders may convert purchases made with their Dubai Islamic Bank card into monthly instalments ranging from 3 months to 12 months. This is known as the Dubai Islamic Bank Easy Payment Plan and can be availed of at select stores, which include home appliances, hotel stays, health & wellness centres and more.