Dubai Islamic Bank Al Islami Platinum Plus Credit Card

About the Dubai Islamic Platinum Plus Credit Card

A premier Islamic Banking organization, Dubai Islamic Bank boasts the title of UAE’s first and largest Islamic Banking institution. Centred on the principles of transparency and innovation, Dubai Islamic Bank provides its cardholder with the very best of Shariah-compliant personal finance. A Dubai Islamic Bank credit card offers various benefits without charging a single Dirham in interest.

The Al Islami Platinum Plus Dubai Islamic Bank credit card was created with the typical daily expenditures of the UAE kept in mind. As such, the Al Islami Platinum Plus Dubai Islamic Bank credit card offers big savings on dozens of lifestyle expenses. The card also offers access to the exclusive Wala’a Rewards Dubai Islamic Bank loyalty program.

Features & Benefits of Dubai Islamic Platinum Plus Credit Card

The Al Islami Platinum Plus Dubai Islamic Bank credit card benefits and features may be summarized as follows:

Card Security

An Al Islami Platinum Plus Dubai Islamic Bank credit card offers security in the form of Chip & Pin enabled cards. Chip & Pin cards are equipped with a special and unique microchip that prevents the card from being copied and misused.

Cash Withdrawals

One of the biggest Al Islami Platinum Plus Dubai Islamic Bank credit card benefits lies in its wide acceptance all over the world. The Al Islami Platinum Plus Dubai Islamic Bank credit card is a Visa card and as such, can be used at nearly every ATM in the world to withdraw cash within the available cash limit.

Supplementary Cards

Family members of the primary Al Islami Platinum Plus Dubai Islamic Bank credit card holder can also partake in the various card benefits via a supplementary Dubai Islamic Bank credit card. Moreover, supplementary Al Islami Platinum Plus Dubai Islamic Bank credit cards are issued absolutely free of charge.

Credit Shield

Cardholders are offered the extensive Credit Shield Takaful policy for a low monthly fee of 0.89% of the outstanding Al Islami Platinum Plus Dubai Islamic Bank credit card balance. This insurance policy waives card payments for the cardholder in case of death, permanent disability and involuntary loss of employment up to a set limit.

Benefits of Dubai Islamic Platinum Plus Credit Card

Al Islami Platinum Plus Dubai Islamic Bank credit card benefits can be categorized in the following manner:

Wala’a Rewards

The Dubai Islamic Bank credit card loyalty program known as Wala’a Rewards allows cardholders to earn various travel and lifestyle rewards such as complimentary flight tickets, hotel stays, retail vouchers and more as explained in the coming section.

Travel Protection

Owners of the Al Islami Platinum Plus Dubai Islamic Bank credit card are also protected during their travels thanks to the complimentary personal accident and travel insurance policy. This travel insurance plan covers personal accidents, emergency medical expenses, trip delays and cancellations and much more.

Purchase Protection

All Al Islami Platinum Plus Dubai Islamic Bank credit card purchases are covered against loss, theft and damage under the Purchase Protection feature. The policy offers up cover for up to 60 days from the date of purchase and is capped at US $ 3,000 per every such incident.

Roadside Assistance

The Al Islami Platinum Plus Dubai Islamic Bank credit card offers unlimited complimentary emergency roadside assistance. This includes towing, battery boosting, car replacements and more.


Rewards & Offers

An Al Islami Platinum Plus Dubai Islamic Bank credit card offers a varied blend of discounts and promotions such as:

 

Dubai Islamic Bank Al Islami Platinum Plus Card
Wala'a Offers Rewards
Owners of Al Islami Platinum Plus Dubai Islamic Bank credit card are enrolled into the Wala'a Rewards program, through which they earn 6 Wala'a Rewards for every AED 1 of expenditure with the card. The Al Islami Platinum Plus Dubai Islamic Bank credit card offers are subject to change as per the bank's discretion. The list of available Dubai Islamic Bank credit card offers is available on the site and applicable on various spending categories such as retail, dining, lifestyle and more.
These Wala'a Rewards can be redeemed for flight tickets, retail purchases, hotel bookings and a lot more.

(Updated as of April 2019)


Eligibility Criteria & Fees

The Al Islami Platinum Plus Dubai Islamic Bank credit card eligibility criteria and system of charges may be defined as:

 

Dubai Islamic Bank Al Islami Platinum Plus Card
Eligibility Criteria Fees
The Dubai Islamic Bank credit card requirement for the age of the applicant is a minimum of 21 years. Annual Membership Fee: No annual fee.
The Al Islami Platinum Plus Dubai Islamic Bank credit card minimum salary requirement is AED 25,000 monthly. Subscription Fee: AED 600 p.m.
Only UAE residents may apply for the Al Islami Platinum Plus Dubai Islamic Bank credit card. Late Payment Fee: AED 236.25 (given to charity)

(Updated as of April 2019)


Additional Benefits

The other Al Islami Platinum Plus Dubai Islamic Bank credit card benefits are:

DIB Online

All banking operations on the Al Islami Platinum Plus Dubai Islamic Bank credit card can be performed conveniently and securely through the DIB online portal

DIB EPP

A Dubai Islamic Bank credit card Easy Payment Plan helps cardholders manage their expenses by converting large purchase amounts into small monthly instalments ranging from tenors of 3 months to 12 months at partnered vendors.