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Dubai Islamic Bank Al Islami Platinum Credit Card Features & Benefits

By PolicyBazaar
Average Rating / 5 (ratings )
Published: 19 October 2019Last Updated On: 12 January 2021

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The Dubai Islamic Bank Al Islami Platinum Credit Card is one of the best credit cards offered by the bank. It charges no annual fees and no interest rate. This is a fee-based credit card and in return for a minimum monthly subscription fee offers its potential customers a wide range of exclusive benefits and features to make their every spending rewarding. In addition to this, you are also given membership into the DIB loyalty program known as Wala’a rewards.

Key Highlights of the Dubai Islamic Bank Al Islami Platinum Credit Card 

  • A minimum monthly salary of 15,000 dirhams is required to be eligible for this card.
  • Zero annual membership fee
  • Travel & personal accident insurance
  • Purchase protection

Few Dubai Islamic Bank Al Islami Platinum Credit Card Features

Dubai Islamic Bank Al Islami Platinum Credit Card offers the following features that make this card the right choice for all types of spenders:

Purchase Protection

Any purchase that is made with the Dubai Islamic Bank Al Islami Platinum Credit Card either locally or anywhere in the world is insured against damage and theft. The purchase protection feature of this DIB credit card is valid for sixty days from the purchase date and a maximum of US dollar 3000 per each incident.

Credit Shield Takaful

You are provided an exclusive ‘Credit Shield Takaful ’ insurance plan for a minimal fee of 0.89% of the Dubai Islamic Bank Al Islami Platinum Credit Card outstanding amount. This insurance plan waives off the card outstanding for you in an unforeseen event of loss of employment, total disability, or even death up to some specified limit. Given below is the maximum coverage:

  • Involuntary loss of employment: 30,000 dirhams
  • Death: 200,000 dirhams
  • Permanent Total Disability: 200,000 dirhams

Top Dubai Islamic Bank Al Islami Platinum Credit Card Benefits

Below specified are the key benefits of the Al Islami Platinum Credit Card offered by the Dubai Islamic Bank:

Wala’a Rewards Loyalty Program

You can avail of instant access to the Dubai Islamic Bank (DIB) Loyalty Program - Wala’a Rewards in order to increase your savings. With this program, you can earn 4 Wala’a rewards for every 1 dirham spent on retail spends and can easily redeem Wala’a rewards for plenty of purposes such as bill payments, retail purchases, hotel stays, air tickets, etc.  

Complimentary Personal Accident & Travel Insurance

You can enjoy complimentary personal accident & travel insurance by buying air tickets with this Dubai Islamic Bank Al Islami Platinum Credit Card. The free travel and personal accident insurance plan include medical expenses, personal accident, delayed departure, loss of baggage, loss of valuables/cash, and a lot more.

Roadside Assistance

Thi Dubai Islamic Bank Credit Card offers complimentary emergency roadside assistance services. You can enjoy the below-mentioned services:

  • Unlimited number of emergency roadside assistance
  • Towing
  • Fuel assistance
  • Lock-out service
  • Flat tyre fixing
  • Battery boost
  • Complimentary international driving license
  • Off-road pull out – unlimited free services
  • Replacement car for one day in an event of an accident.
  • Vehicle registration – complimentary for a maximum of 2 cars in 1 year.

Final Verdict

With the top-class features of credit shield takaful, additional security, and some lifestyle and travel benefits, this Dubai Islamic Bank Al Islami Platinum Credit Card deserves to be in the list of best credit cards available in the UAE. Apart from offering a wide range of features and benefits, this DIB credit card provides you the rewards to make your every retail spend even more rewarding.