Dubai Islamic Bank Al Islami Platinum Credit Card

About the Dubai Islamic Bank Al Islami Platinum Credit Card

In 1975, Sheikh Rashid bin Saeed Al Maktoum decreed the establishment of UAE’s first Islamic Banking institution – Dubai Islamic Bank. Ever since Dubai Islamic Bank has been creating and issuing Shariah-compliant cards and providing a completely transparent system of personal finance. With over 1.9 million customers and an enormous set of assets, Dubai Islamic Bank is the UAE’s largest Islamic Banking organization.

The Al Islami Platinum Dubai Islamic Bank credit card charges no interest and no annual membership fee. This Dubai Islamic Bank credit card is a fee-based card and in return for a nominal monthly subscription fee offers its cardholders a world of lifestyle benefits and membership into the exclusive Wala’a Rewards program.

Features & Benefits of Dubai Islamic Bank Al Islami Platinum Credit Card

The Al Islami Platinum Dubai Islamic Bank credit card unlocks a wonderful variety of lifestyle, travel and shopping discounts. The many Al Islami Platinum Dubai Islamic Bank credit card benefits and features are as follows:

Security

The Al Islami Platinum Dubai Islamic Bank credit card employs a world-leading standard of card security, i.e. the Chip & Pin security protocol. Chip & Pin technology prevents fraudulent transactions and duplication of the card by equipping each card with a unique microchip.

Global Acceptance

Al Islami Platinum Dubai Islamic Bank credit cards use the Visa payment network exclusively. As a Visa card, the Al Islami Platinum Dubai Islamic Bank credit card is accepted at a majority of locations universally. Cardholders can use their Al Islami Platinum Dubai Islamic Bank credit card to make cash withdrawals from nearly any ATM in the world.

Supplementary Benefits

Owners of the Al Islami Platinum Dubai Islamic Bank credit card may avail of supplementary cards for their family members at absolutely no extra charge. These supplementary Dubai Islamic Bank credit cards allow family members access to a shared credit limit.

Takaful

Al Islami Platinum Dubai Islamic Bank credit card members are protected from unforeseen circumstances such as death, permanent disability and involuntary unemployment as part of the offered Credit Shield Takaful policy. Credit Shield indemnifies cardholders from making card payments up to a certain fixed limit for all of the above-mentioned

Benefits of Dubai Islamic Bank Al Islami Platinum Credit Card

Al Islami Platinum Dubai Islamic Bank credit card benefits range from travel expenses to lifestyle spending and more:

Wala’a Rewards

The owner of the Al Islami Platinum Dubai Islamic Bank credit card is enrolled in the Wala’a Rewards program. This is a Dubai Islamic Bank loyalty program which rewards cardholders with free flight tickets, hotel stays and more. The Wala’a Rewards program is explained in the coming section.

Complimentary Insurance

Al Islami Platinum Dubai Islamic Bank credit card members can enjoy free travel insurance by purchasing flight tickets with their Dubai Islamic Bank credit card. This complimentary travel insurance includes personal accident cover, emergency medical cover, trip inconvenience cover and more.

Safe Purchases

Any purchase made with the Al Islami Platinum Dubai Islamic Bank credit card, either locally or internationally is insured against theft and damage. The Dubai Islamic Bank credit card purchase protection feature is valid for 60 days from the day of purchase and for up to US $3,000 per every incident.

Roadside Assistance

Members of the Al Islami Platinum Dubai Islamic Bank credit card may drive without concern on and off the road, knowing that their Dubai Islamic Bank credit card offers them unlimited emergency roadside assistance.

Dubai Islamic Bank Al Islami Platinum Credit Card Rewards & Offers

Given below is an explanation of the Wala’a Rewards earning and redemption parameters and the various Dubai Islamic Bank credit card offers:

 

Dubai Islamic Bank Al Islami Platinum Card
Wala's Rewards Offers
Al Islami Platinum Dubai Islamic Bank credit card members earn 4 Wala'a Rewards for every AED 1 spent with their Dubai Islamic Bank card. The Al Islami Platinum Dubai Islamic Bank credit card offers are available across lifestyle, dining and retail purchases. The latest of these offers can be found on the Dubai Islamic Bank website.
These Wala's Rewards are redeemable for various travel and lifestyle expensed such as flight tickets, bill payments, hotel reservations and more.

(Updated as of April 2019)

 

Dubai Islamic Bank Al Islami Platinum Credit Card Eligibility Criteria & Charges

The various Al Islami Platinum Dubai Islamic Bank credit card requirements and charges are mentioned in the table below:

 

Dubai Islamic Bank Al Islami Platinum Card

Eligibility Requirements

Charges

Applicants must meet the Dubai Islamic Bank eligibility for a minimum age of 21 years.

Annual Membership Fee: Free

The Al Islami Platinum Dubai Islamic Bank minimum salary requirement is AED 15,000 p.m.

Monthly Subscription Fee: AED 600

Applicants should also be UAE residents.

Late Charges: AED 236.25 (which is donated to charity)

(Updated as of April 2019)


Additional Benefits of Dubai Islamic Bank Al Islami Platinum Credit Card

Also included in the Al Islami Platinum Dubai Islamic Bank credit card benefits are:

Online Banking

Al Islami Platinum Dubai Islamic Bank credit card owners can enjoy the convenience of banking from anywhere in the world, thanks to the Dubai Islamic Bank online platform.

Easy Payment Plans

Also referred to as the Dubai Islamic Bank EPP, customers may convert purchases at partnered vendors into monthly instalment plans that are easier to manage financially.

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