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Dubai Islamic Bank Al Islami Gold Premium Credit Card Features & Benefits

Dubai Islamic Bank Al Islami Gold Premium Credit Card Features & Benefits
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The Dubai Islamic Bank Al Islami Gold Premium Credit Card seamlessly meet your various lifestyle requirements, bringing you a more rewarding experience at every single step. With no annual fees and low minimum monthly income requirement of 5000 dirhams, this DIB credit card is one of the best credit cards that offer top of the line rewards and benefits to its potential customers.

Key Highlights of the Dubai Islamic Bank Al Islami Gold Premium Credit Card 

  • A minimum monthly salary of 5,000 dirhams is required to be eligible for this card.
  • Zero annual membership fee
  • Monthly card subscription - 475 dirhams
  • Travel & personal accident insurance

Top Dubai Islamic Bank Al Islami Gold Premium Credit Card Features

The Dubai Islamic Bank Al Islami Gold Premium Credit Card offers amazing features and they are as follows:

No Annual fee

You do not have to pay an annual membership fee as this Dubai Islamic Bank Al Islami Gold Premium Credit Card charges zero annual fees.

Credit Shield Takaful

Offered to all the members of Dubai Islamic Bank Al Islami Gold Premium Credit Card, Credit Shield Takaful is an insurance plan. For a nominal fee of 0.89 percent of the card outstanding balance, this DIB feature of credit shield takaful safeguards your card outstanding in an event of total disability, loss of employment, or even death. Below specified is the maximum coverage:

  • Involuntary loss of employment: 30,000 dirhams
  • Death: 200,000 dirhams
  • Permanent Total Disability: 200,000 dirhams

Main Dubai Islamic Bank Al Islami Gold Premium Credit Card Benefits

From rewards program and emergency assistance to travel inconvenience insurance, this credit card offers top of the line benefits. Below specified are the key Dubai Islamic Bank Al Islami Gold Premium Credit Card benefits:

Wala’a Rewards - DIB Loyalty Program

The Dubai Islamic Bank Al Islami Gold Premium Credit Card offers you automatic enrollment in the DIB Loyalty program known as Wala’a Rewards. This program provides you the possibility of earning free retail purchases, hotel stays, air tickets, bill payments, and a lot more by redeeming Wala’a rewards. Moreover, you can earn 2 Wala’a rewards for every 1 dirham spent on retail purchases.

Roadside Assistance

As a member of this Dubai Islamic Bank Credit Card, you can enjoy up to 3 roadside assistance services per year. This service includes:

  • Towing
  • Fuel assistance
  • Lock-out service
  • Battery boost
  • Flat tyre fixing
  • Vehicle servicing (pick-up & drop-off)
  • Free vehicle registration yearly
  • Unlimited car services
  • A replacement car (for 24 hours in an event of an accident)
  • 75 percent off on the international driving license
  • 5 complimentary services of off road pull out yearly

Travel & Personal Accident Insurance

The bank offers complimentary travel & personal accident insurance cover for the members of Dubai Islamic Bank Al Islami Gold Premium Credit Card on purchasing travel tickets with this card. This free insurance plan provides coverage for delayed departure, emergency medical expenses, personal accident, dental care, loss of baggage, loss of valuables/cash, and a lot more.

The Bottom Line

The Dubai Islamic Bank Al Islami Gold Premium Credit Card is the right card for all those people who are looking for the best credit card that can meet their various spending habits as well as make their spending rewarding. With no annual fees and a low monthly income requirement, this DIB credit card offers world-class features and benefits that are unmatched by any other credit card available in the UAE.

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