By clicking on "Proceed to personal Details" you, agreed to our Privacy Policy and Terms of use

Dubai Islamic Bank Al Islami Gold Premium Credit Card

Dubai Islamic Bank is the UAE’s largest Islamic Banking organization and this is clearly evident across the wonderful range of offers and benefits the bank provides to its cardholders. Not only does Dubai Islamic Bank follow the principles of Islamic Banking by maintaining Shariah-compliant products, but it also looks to the future with a variety of innovative strategies to bring Islamic Banking into the scope of global finance.

The Al Islami Gold Premium Dubai Islamic Bank credit card offers cardholders extraordinary saving power across lifestyle expenditures. With no annual membership fee and a low minimum income requirement of AED 5,000 per month, the Al Islami Gold Premium Dubai Islamic Bank credit card is an affordable lifestyle card that offers top of the line offers and rewards.

Features & Benefits of Dubai Islamic Bank Al Islami Gold Premium Credit Card

Some of the Al Islami Gold Premium Dubai Islamic Bank credit card benefits and features include:

Security

By implementing Chip & Pin cards, the Al Islami Gold Premium Dubai Islamic Bank credit card allows cardholders to securely use their card without worrying about duplication or fraudulent charges. A Chip & Pin card comes equipped with a one of a kind microchip that is almost impossible to duplicate.

Credit Shield Takaful

Offered to all Al Islami Gold Premium Dubai Islamic Bank credit card members, Credit Shield Takaful is an insurance policy that protects the cardholder’s outstanding payments. Under this scheme, the Al Islami Gold Premium Dubai Islamic Bank credit card payments are covered in case the cardholder suffers a permanent total disability, loses employment involuntarily or passes away.

Cash Withdrawals

Seamless connectivity and global acceptance define the Al Islami Gold Premium Dubai Islamic Bank credit card. The Al Islami Gold Premium Dubai Islamic Bank credit card is eligible for purchases and withdrawals at any vendor or ATM respectively that accepts Visa.

Supplementary Cards

Cardholders can request for a supplementary Al Islami Gold Premium Dubai Islamic Bank credit card for free. Supplementary Dubai Islamic Bank credit cards are issued to the cardholder’s family members and share a common credit limit with the primary card.

Benefits of Dubai Islamic Bank Al Islami Gold Premium Credit Card

The umbrella of Al Islami Gold Premium Dubai Islamic Bank credit card benefits covers:

Wala’a Rewards

First and foremost, the Al Islami Gold Premium Dubai Islamic Bank credit card offers cardholders automatic enrolment in the Wala’a Rewards program. The Wala’a Rewards program gives cardholders the possibility of earning free flight tickets, hotel stays and more as shown in the next section.

Travel Insurance

Travel is made safer thanks to the complimentary travel insurance provided by the Al Islami Gold Premium Dubai Islamic Bank card. This complimentary insurance plan offers cover for emergency medical expenses, personal accidents, dental services, travel inconveniences and more.

Roadside Assistance

The Al Islami Gold Premium Dubai Islamic Bank credit card offers up to 3 free roadside assistance services every year. The roadside assistance Dubai Islamic Bank credit card benefit includes unlimited emergency medical assistance, flat tyre replacement, replacement car issuing and more.

Dubai Islamic Bank Al Islami Gold Premium Credit Card  Rewards & Offers

The incredible Al Islami Gold Premium Dubai Islamic Bank credit card offers and rewards are summarized in the table below:

 

Dubai Islamic Bank Al Islami Gold Premium Card
Wala'a Rewards Offers
Al Islami Gold Premium Dubai Islamic Bank credit card members are enrolled in the Wala'a Rewards program from day one. Every AED 1 of expenditure on the Al Islami Gold Premium Dubai Islamic Bank card earns the cardholder 2 Wala'a Rewards. Al Islami Gold Premium Dubai Islamic Bank credit card offers are available on lifestyle, shopping, dining and other purchases. These are frequently updated on the Dubai Islamic Bank site.
Wala'a Rewards can be redeemed for travel rewards such as free flight tickets and hotel bookings, or for lifestyle rewards such and bill payments and shopping vouchers.

(Updated as of April 2019)


Dubai Islamic Bank Al Islami Gold Premium Credit Card Eligibility Criteria & Fees

The Al Islami Gold Premium Dubai Islamic Bank credit card eligibility criteria and associated fees can be found below:

 

Dubai Islamic Bank Al Islami Gold Premium Card
Eligibility Criteria Fees
The minimum age requirement for the Al Islami Gold Premium Dubai Islamic Bank credit card is 21 years. Annual Membership Fee: No fee.
The Al Islami Gold Premium Dubai Islamic Bank credit card salary requirement per month is AED 5,000. Monthly Subscription Fee: AED 475
As of now, only UAE residents are eligible to apply for the Al Islami Gold Premium Dubai Islamic Bank card. Late Fee: AED 236.25 (donated to a DIB charity fund)

(Updated as of April 2019)


Additional Benefits of Dubai Islamic Bank Al Islami Gold Premium Credit Card

Some of the other Al Islami Gold Premium Dubai Islamic Bank credit card benefits that deserve a mention are:

DIB Online Banking

The Dubai Islamic Bank credit card online portal can be accessed on the go and from anywhere across the globe to conduct secured banking transactions.

Easy Payment Plans

Certain vendors allow cardholders to repay large purchases made with the Al Islami Gold Premium Dubai Islamic Bank card as monthly instalments. This is referred to as the Dubai Islamic Bank Easy Payment Plan. Details on the eligible store locations can be found on the DIB site.

Average Rating / 5 ( reviews)