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Dubai Islamic Bank Al Islami Gold Credit Card

When it was established in 1975, Dubai Islamic Bank had a singular vision to be the largest Islamic Banking organization in the UAE and to provide excellent Shariah-compliant products. More than 40 years later, Dubai Islamic Bank has accomplished far more than it had set out to do. Not only is Dubai Islamic Bank the largest Islamic Banking institution in the UAE, but it also has over a dozen highly popular credit card products and various other personal and corporate finance services.

From utility bill payments to home appliance shopping, the Al Islami Gold Dubai Islamic Bank credit card offers cardholders access to savings across a dozen of lifestyle categories expense. Additionally, the Al Islami Gold Dubai Islamic Bank credit card enrols card members into the Wala’a Rewards program, allowing them to earn travel discounts and more.

Features & Benefits of Dubai Islamic Bank Al Islami Gold Credit Card

The industry-leading Al Islami Gold Dubai Islamic Bank credit card benefits and features are as follows:

Transaction Security

The most crucial feature of any credit card is its ability to provide a secure payment process. The Al Islami Gold Dubai Islamic Bank credit card offers the utmost security by using Chip & Pin cards. Chip & Pin Dubai Islamic Bank cards carry a unique microchip that cannot be duplicated or misused.

Credit Shield Takaful

Outstanding Al Islami Gold Dubai Islamic Bank credit card payments are protected through a Sharia-compliant Takaful known as Credit Shield Takaful. Credit Shield Takaful protects the cardholder’s outstanding payment up to a stipulated amount in case of tragic events such as death, permanent disability and involuntary unemployment of the cardholder.

Acceptance

A credit card allows customers to make payments at any location without having to carry cash on them. So in a way, a credit card’s usefulness can be judged on the basis of its geographic scope. The Al Islami Gold Dubai Islamic Bank credit card is a Visa card and hence, enjoys global acceptance. Al Islami Gold Dubai Islamic Bank credit card members can carry out transactions and withdraw cash at nearly any vendor or ATM across the globe.

Cards for the Family

Owners of the Al Islami Gold Dubai Islamic Bank credit card can request for supplementary cards to be issued free of charge. These supplementary Al Islami Gold Dubai Islamic Bank credit cards can be provided to family members in order to let them share the credit limit.

Benefits of Dubai Islamic Bank Al Islami Gold Credit Card


The Al Islami Gold Dubai Islamic Bank credit card benefits can be condensed into the following points:

Wala’a Rewards Program

Dubai Islamic Bank’s loyalty program is known as the Wala’a Rewards program. Owners of the Al Islam Gold Dubai Islamic Bank credit card automatically become members of the program. Additional details on the Wala’a Rewards incentives are explained later.

Complimentary Travel Protection

Tickets purchased with an Al Islam Gold Dubai Islamic Bank credit card earn the cardholder complimentary travel and personal accident insurance. This free insurance covers personal accidents, emergency medical expenses, flight delays, lost baggage and much

Roadside Assistance

The Al Islami Gold Dubai Islamic Bank credit card offers complimentary roadside assistance, which includes car servicing thrice a year, fuel delivery, lock-out help and more.

 
Dubai Islamic Bank Al Islami Gold Credit Card Rewards & Offers

Details on the Al Islami Gold Dubai Islamic Bank credit card offers and on the Wala’a Rewards program can be found in the table below:

 

Dubai Islamic Bank Al Islami Gold Card
Wala'a Rewards Offers
As members of the Al Islami Gold Dubai Islamic Bank card, cardholders get membership into the Wala'a Rewards program. For every AED 1 spent with the Al Islami Gold Dubai Islamic Bank credit card, the cardholder receives 2 Wala'a Rewards. Dubai Islamic Bank Al Islami Gold cardholders can avail of discounts on retail, dining and lifestyle expenses. The latest Dubai Islamic Bank credit card offers can be found on the DIB site.
Wala'a Rewards can be turned in for free hotel stays, flight tickets, bill payments and many more exciting incentives listed on the DIB site.

(Updated as of April 2019)

 
Dubai Islamic Bank Al Islami Gold Credit Card Eligibility Criteria & Fees

The table below contains information on the various Al Islami Gold Dubai Islamic Bank credit card eligibility requirements and fees:

 

Dubai Islamic Bank Al Islami Gold Card
Eligibility Requirements Fees
The Al Islami Gold Dubai Islamic Bank credit card requirements include minimum age criteria of 21 years. Annual Membership Fee: Fee-free of life.
The Al Islami Gold Dubai Islamic Bank credit card requirements include minimum monthly income criteria of AED 5,000. Monthly Subscription Fee: AED 375
Dubai Islamic Bank Al Islami Gold card applicants will require UAE residency to apply. Late Fee: AED 236.25 (donated to a charity)

(Updated as of April 2019)


Additional Benefits of Dubai Islamic Bank Al Islami Gold Credit Card

A few of the other Al Islami Gold Dubai Islamic Bank credit card benefits include:

Online DIB Portal

The online Dubai Islamic Bank credit card portal allows cardholders to quickly make transactions, pay off the outstanding balance, transfer funds and more.

Monthly Repayments

Large purchases made with the Al Islami Gold Dubai Islamic Bank credit card can be converted into monthly instalments. This Dubai Islamic Bank credit card feature is known as an Easy Payment Plan and can be utilized at partnered vendors.

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