DIB Al Islami Current Account

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Dubai Islamic Bank has 90 branches serving around 2 million customers across the UAE. Established in 1975, Dubai Islamic Bank is a customer-centric financial solution. The bank offers a wide range of banking services to meet the requirements of its customers. Dubai Islamic Bank Al Islami Current Account is one of the best bank accounts that the bank offers. It enables account holders to have easy access to their funds to ensure flexibility of use.

Keep reading to learn more about Dubai Islamic Bank Al Islami Current Account.

Features & Benefits of Dubai Islamic Bank Al Islami Current Account

Here is the list of features and benefits that the Dubai Islamic Bank Al Islami Current Account offers.

1. Bill Payment Facilities

Dubai Islamic Bank Al Islami Current Account offers easy payment options for utility bills, telecommunication, airlines services, properties, and much more. 

Here is the list of bill payment facilities that the bank offers.

  • Utilities- SEWA, DEWA, FEWA, ADDC, Ajman Sewerage, and Emicool
  • Airlines- Flydubai and Air Arabia
  • Telecommunication- Etisalat & Du
  • Government Services- Noqodi, DED, RTA, and Trakhees
  • Properties- EMAAR

2. Minimum Salary Requirement

Dubai Islamic Bank Al Islami Current Account is a salary transfer account that needs an initial balance of AED 3,000. The bank account allows you to access account details using phone banking, electronic banking, etc. 

3. Free Monthly E-Statement

Dubai Islamic Bank Al Islami Current Account provides account holders with free monthly e-statements. These account statements are sent to the registered mailboxes and help account holders stay updated with their account details.

4. Available in AED

The applicants can open and manage their Dubai Islamic Bank Al Islami Current Account in AED only.

5. Free Electronic Banking Facility

The account holders can access their Dubai Islamic Bank Al Islami Current Account using electronic banking facilities like online banking, mobile banking, cheque deposit machines, bank’s ATMs, and many others.

6. No Monthly Fee

There are no monthly charges if the account holders manage to maintain a minimum balance of AED 3,000. However, if they fail to maintain the average minimum balance, the monthly fee of AED 25 will be applied.

7. Free Chequebook

Dubai Islamic Bank Al Islami Current Account offers a free first chequebook facility for the account holders and, after that, will be charged at AED 25 per chequebook.

8. Free Teller Transactions

Dubai Islamic Bank Al Islami Current Account allows account holders to make the first six teller transactions for free every month. The account holder needs to pay AED 10 per transaction for each transaction post six transactions.

9. Fulltime Help and Support

Dubai Islamic Bank Al Islami Current Account offers full-time help and assistance for the account holders. They can call the bank’s helpline number anytime to know their bank account details.

10. Globally Recognized Debit Card

With Dubai Islamic Bank Al Islami Current Account, the account holders get a free globally recognized debit card to be used at any retail outlet for shopping. The debit card comes with a daily purchase limit of AED 15,000 and a daily transaction limit of AED 10,000.

Let us go ahead and learn more about the Al Islami Classic Debit Card benefits.

Benefits of Using Al Islami Classic Debit Card 

Al Islami Classic Debit Card is a globally recognized debit card. Here is the list of benefits the debit card offers. 

  • Instant access to the DIB loyalty program - Wala’a Rewards 
  • Wala’a reward points on using the debit card for shopping (not applicable in European countries). The account holders can redeem these reward points for retail purchases, flights tickets booking, hotel bills, and much more
  • Wala’a reward points from making bill payments using Al Islami Classic Debit Card (not applicable for Government Services category including utility bill payments)
  • Attractive deals and offers on selective brands
  • Discounts on entertainment, travel, and dining outlets
  • Daily cash withdrawal limit of up to AED 75,000 per day

Services Offered by VISA Representative Team

Dubai Islamic Bank has a dedicated VISA representative team to assist customers with debit card issues.

Here is the list of services that the VISA representative team offers.

  • Block your bank account from fake purchases 
  • Debit card replacement within three working days
  • Emergency cash available at 270,000 locations worldwide

Eligibility Criteria for Dubai Islamic Bank Al Islami Current Account

Here are the eligibility criteria for Dubai Islamic Bank Al Islami Current Account.

  • A minimum opening balance of AED 3,000
  • The monthly average balance of AED 3,000

Documents Required to Opening a DIB Al Islami Current Account

Here is the list of documents required to open a Dubai Islamic Bank Al Islami Current Account.

  • Emirates ID
  • A copy of the original passport 
  • A copy of the passport visa page

How to Apply for Dubai Islamic Bank Al Islami Current Account

Here are the two simple ways to apply for Dubai Islamic Bank Al Islami Current Account.

Apply Online

The applicants can visit the bank’s website and fill out the application form to open a Dubai Islamic Bank Al Islami Current Account. Further, they need to upload the required documents. 

Visit Bank’s Branch

The applicants can also go to the nearest bank’s branches to open a Dubai Islamic Bank Al Islami Current Account. First, they need to fill the application form and then submit it with other essential documents.

Frequently Asked Questions on Dubai Islamic Bank Al Islami Current Account 

Q1: What is the opening balance for Dubai Islamic Bank Al Islami Current Account?
Ans: The applicants can open Dubai Islamic Bank Al Islami Current Account with a minimum initial balance of AED 3,000.

Q2: Can I open my Dubai Islamic Bank Al Islami Current Account in multiple currencies?
Ans: No, you can open and operate your Dubai Islamic Bank Al Islami Current Account in AED only.

Q3: What is the interest rate on balance maintained in my Dubai Islamic Bank Al Islami Current Account?
Ans: The bank pays no interest on the balance maintained in your Dubai Islamic Bank Al Islami Current Account.

Q4: Do I get a chequebook or a debit card with my Dubai Islamic Bank Al Islami Current Account?
Ans: Yes, the account holders get a free first chequebook and a debit card with their Dubai Islamic Bank Al Islami Current Account.

Ruchi Gohri
Ruchi Gohri0 Post

Senior Content Writer | She has a penchant for writing and with over 5 years of experience, she plays around with words elegantly, crafting simple content for all to read. In her free time, she loves her couch either to read or catch on to her sleep.