Dubai Islamic Bank Al Islami Classic Credit Card Features & Benefits

Dubai Islamic Bank Al Islami Classic Credit Card Features & Benefits
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The Dubai Islamic Bank Al Islami Classic Credit Card is one of the best credit cards that offer a host of travel, lifestyle, and retail benefits in an innovative manner. In addition to this, it is offered at zero annual membership fees and a very low monthly income requirement of 5,000 dirhams. Therefore, it is a perfect budget credit card that comes with special perks and privileges to make your every retail spending rewarding.

Key Highlights of the Dubai Islamic Bank Al Islami Classic Credit Card

  • A minimum monthly salary of 5,000 dirhams is required to be eligible for this DIB card.
  • Zero annual membership fee
  • Travel & personal accident insurance
  • Credit Shield Takaful
  • Roadside assistance

Main Dubai Islamic Bank Al Islami Classic Credit Card Features

Given below are the main features offered by the Dubai Islamic Bank Al Islami Classic Credit Card:

Zero Annual Membership Fee

This is a type of credit card that does not charge any membership fee throughout its life.

Credit Shield Takaful

Dubai Islamic Bank Al Islami Classic Credit Card outstanding balances are covered by the Credit Shield Takaful in case of any tragic event such as if the card member passes away, involuntarily terminated from their employment, or suffers from permanent total disability. This insurance policy is available for as low as 0.89 percent of the card outstanding balance. Below specified is the maximum coverage:

  • Death: 200,000 dirhams
  • Permanent Total Disability: 200,000 dirhams
  • Involuntary loss of employment: 30,000 dirhams

Top Dubai Islamic Bank Al Islami Classic Credit Card Benefits

Dubai Islamic Bank Al Islami Classic Credit Card offers a wide range of exclusive benefits and special privileges to its card members. Below mentioned are the key benefits of this DIB credit card:

Wala’a Rewards - DIB Loyalty Program

As a member of the Dubai Islamic Bank Al Islami Classic Credit Card, you can enjoy access to the Wala’a Rewards which is a DIB Loyalty Program. Best of all, you will become a member of this reward program automatically.

Well, you can earn 1 Wala’a rewards for every 1 dirham spent on retail expenses and then redeem these Wala’a rewards for numerous purposes like bill payments, retail spends, hotel stays, air tickets, and a lot more.

Travel & Personal Accident Insurance

Free travel and personal accident insurance is another amazing benefit offered by this Dubai Islamic Bank Credit Card. Well, you can avail of the benefit of this complimentary insurance on purchasing travel tickets with this card. This insurance plan offers coverage for delayed departure, personal accident, emergency medical expenses, loss of baggage, dental care, loss of valuables/cash, and much more.

Roadside Assistance

With the Dubai Islamic Bank Al Islami Classic Credit Card, you can avail of a maximum of three roadside assistance services and five complimentary car services per year. This complimentary service includes:

  • Towing
  • Vehicle servicing - One time in a year
  • Battery boost
  • Flat tyre fixing
  • Fuel assistance
  • Lock-out service
  • Off-road pull out- One complimentary service yearly
  • 50 percent discount on the international driving license

Final Verdict

The Dubai Islamic Bank Al Islami Classic Credit Card is created to meet the basic lifestyle need and financial goals of its customers. With this DIB credit card, you can enjoy special perks on regular spends, travel, and lifestyle. Offered at no annual membership fee and low minimum monthly income of 5000 dirhams, this DIB card is the perfect epitome of a budget card.

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