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Dubai Islamic Bank Al Islami Classic Credit Card

Headquartered in Deira, Dubai Islamic Bank has been a stalwart of Islamic Banking ever since it opened its doors in 195. The Dubai Islamic Bank cards are also Shariah-compliant and offer cardholders access to a variety of benefits both at home and abroad. Dubai Islamic Bank was established under the decree of Shaikh Rashid and offers various financial services ranging from personal finance and credit cards to corporate lending.

Al Islami Classic Dubai Islamic Bank credit cards offer lifestyle, retail and travel benefits in an innovative blend of interest-free personal banking. Furthermore, the Al Islami Classic Dubai Islamic Bank card is offered for no annual membership fee and a very low income requirement of AED 5,000 per month. It is the perfect budget card for frequent travel and daily spending alike.

Features & Benefits of Dubai Islamic Bank Al Islami Classic Credit Card

The myriad of Dubai Islamic Bank credit card benefits and features are listed below:

Chip & Pin Security

The Al Islami Classic Dubai Islamic Bank credit card offers unparalleled security thanks to a unique microchip that is embedded in every DIB card. Chip & Pin technology is the leading standard of security for credit cards today and every Dubai Islamic Bank card comes equipped with the same.

Credit Shield

Al Islami Classic Dubai Islamic Bank credit card payments are covered by Credit Shield Takaful in the unfortunate event that a cardholder passes away, suffers permanent total disability or involuntarily terminated from their employment. The Credit Shield policy is available for as little as 0.89% of the outstanding Al Islami Classic Dubai Islamic Bank credit card balance.

Acceptance

The Al Islami Classic Dubai Islamic Bank credit card is a Visa card and enjoys wide acceptance everywhere in the world. As a global payment network, Visa boosts the acceptance of this Dubai Islamic Bank card across vendors and ATMs everywhere.

Supplementary Benefits

Family members of the Al Islami Classic Dubai Islamic Bank credit card member can share in the card’s credit limit via a supplementary Dubai Islamic Bank credit card. Supplementary Al Islami Classic Dubai Islamic Bank credit cards are offered at no cost and can be set with spending restrictions as required.

Benefits of Dubai Islamic Bank Al Islami Classic Credit Card

The Al Islami Classic Dubai Islamic Bank credit card benefits offer retail, lifestyle and travel incentives in the following ways:

Wala’a Rewards

Dubai Islamic Bank’s premier loyalty program, known as Wala’a Rewards allows cardholders to earn free flight tickets, hotel reservations and more. Owners of the AL Islami Classic Dubai Islamic Bank credit card are enrolled in this rewards program. Additional information on the same is mentioned in the next section.

Travel Insurance

Complimentary travel insurance is another Al Islami Classic Dubai Islamic Bank credit card benefit. Cardholders may avail of the travel insurance and personal accident covers, which include travel inconvenience, medical expenses, flight cancellations and a lot more.

Roadside Assistance

Owners of the Al Islami Classic Dubai Islamic Bank credit card are offered up to 5 free car services every year and 3 complimentary roadside assistance services. Roadside assistance includes flat tyre replacements, battery boost, car replacements, towing and more.

Dubai Islamic Bank Al Islami Classic Credit Card Reward & Offers

The attractive Al Islami Classic Dubai Islamic Bank credit card offers and rewards are mentioned below:

 

Dubai Islamic Bank Al Islami Classic Card
Wala'a Rewards Offers
Members of the Al Islami Classic Dubai Islamic Bank card are enrolled in the Wala'a Rewards program and can earn 1.0 Wala'a Reward for every AED 1 of expenditure on their card. Cardholders can access any of the Al Islami Classic Dubai Islamic Bank credit card offers across dining, retail and lifestyle spending. These offers are subject to change and updated on the DIB site.
Wala'a Rewards are redeemable for hotel booking, flight tickets, utility bill payments and more.

 (Updated as of April 2019)

 

Dubai Islamic Bank Al Islami Classic Credit Card Eligibility Criteria & Fees

Applicants need to meet a fixed set of Al Islami Classic Dubai Islamic Bank credit card eligibility parameters to qualify for the card. The various Al Islami Classic Dubai Islamic Bank credit card requirements and fees are:

 

Dubai Islamic Bank Al Islami Classic Card
Eligibility Criteria Fees
Al Islami Classic Dubai Islamic Bank credit card minimum age requirement is 21 years. Annual Membership Fee: No fee
Al Islami Classic Dubai Islamic Bank credit card minimum salary requirement is of AED 5,000 per month. Monthly Fee: AED 195
The Al Islami Classic Dubai Islamic Bank card is offered to UAE residents only. Late Fee (charity donation): AED 236.25

(Updated as of April 2019)


Additional Benefits of Dubai Islamic Bank Al Islami Classic Credit Card

Other Al Islami Classic Dubai Islamic Bank credit card benefits include:

Online DIB

Cardholders can make payment for their Al Islami Classic Dubai Islamic Bank credit card, transfer funds, manage account statements and more through the DIB online platform.

EPP

A Dubai Islamic Bank Easy Payment Plan or EPP can be availed of at select vendors to convert big transactions into monthly instalments for tenures ranging from 3 months to 12 months.

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