Dubai Islamic Bank Accounts

Dubai Islamic Bank (DIB), a leading Islamic banking institution in UAE, offers value-driven banking facilities to all its customers. DIB has different types of bank accounts with multifaceted features and benefits like mobile & online banking, free bill payment facility, free account statements, attractive profit rates, and so much more.With this bank, you can get personal bank accounts as well as business bank accounts and have the convenience and comfort of managing your daily finances with more more

dubai islamic bank accounts
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  • No maintenance Fees
  • Competitive rate of interest
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  • Current Account
  • Savings Account

Incorporated in the year 1975, Dubai Islamic Bank (DIB) is an Islamic Bank in Dubai. From the beginning, DIB has remained a customer-centric organization, where customized personal service and honesty form the basis of all relationship. The bank caters comprehensive solutions for any financial need of its valuable customers.

DIB offers a huge range of value-driven banking facilities across the UAE, all in compliance with Shariah principles. Amongst the various products offered by DIB, a bank account is one of its best products. DIB online offers various types of bank accounts such as current accounts, savings account, 2-in-1 accounts, and business accounts to fulfill the various banking need of its customer. Each and every Dubai Islamic Bank Account comes with various amazing features & benefits that help its customer to make the most of their money.

Features & Benefits of Dubai Islamic Bank Accounts

Following are the main features and benefits of the bank accounts offered by DIB:

  • Attractive Profit Rates: The account holder of Dubai Islamic Bank Account can avail attractive & competitive profit rates.
  • Multiple Currencies: DIB Bank accounts are available in multiple currencies
  • Mobile & Online Banking: The bank offers the facility of online banking and mobile banking in order to ease the banking experience of its account holder.
  • Bill Payment Facilities: The account holder can enjoy the free bill payment facility through several DIB bank accounts. The options for bill payments are DEWA, FEWA, SEWA, Du, Etisalat, and Salik.
  • Account Statements: The account holder can account statements free of cost.

Open Dubai Islamic Bank Account

Dubai Islamic Bank Account Types

Dubai Islamic Current Account

Dubai Islamic Saving Account

Dubai Islamic Business Account

From current accounts & savings accounts to 2-in-1 accounts & business accounts, DIB offers a wide range of bank accounts to meet the diversified banking needs of its customer.

  1. DIB Current Accounts: DIB Current Accounts are designed for the convenience of its customer, providing them easy access to their funds no matter where they are. DIB offers 3 current accounts i.e. DIB Al Islami Current Account, Al Islami Current Account Plus, and Johara Current Account. Each of these DIB current accounts has its own unique feature that makes them different from each other. In addition to this, they offer plenty of free services such as monthly teller transactions, cheque book, bill payment facility, and much more.
  2. DIB Savings Accounts: DIB offers 5 types of Shariah Complaint Savings Account i.e. Bonus Saver Account, AI Islami Savings Account, Dubai Islamic Bank Al Islami Savings Account, Shaatir Savings Account, and Dubai Islamic Johara Savings Account. All of these bank accounts come with exciting features and benefits that allow its account holder to save efficiently.
  3. DIB 2-in-1 Accounts: The Dubai Islamic Bank offers a 2-in-1 account that provides the account holder with combined benefits of a Current as well as Savings account. This bank account offers excellent banking services guaranteeing its account holder to provide access any time and from anywhere in the world. The facilities of the cheque book, free teller transactions, and the flexibility of earning attractive profits on the deposits are offered on this DIB Bank Account.
  4. DIB Business Accounts: The Dubai Islamic Bank offers three account packages i.e. the AI Islami Business Account, AI Islami Business Account Plus, and AI Islami Business Account Premium in order to stay ahead in today’s dynamic business environment. Each of these business accounts offered by the DIB online is loaded with extraordinary features & benefits to provide its account holder a convenience of managing their daily finance with the utmost ease.

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Eligibility Criteria to Open Dubai Islamic Bank Online Account in UAE

For opening a bank account with DIB, the applicant needs to meet the following eligibility criteria as determined by the bank:

DIB Bank Accounts Minimum Account Balance Required
AI Islami Current Accounts AED 3,000
AI Islami Savings Accounts AED 10,000
AI Islami 2-in-1 Accounts AED 3,000
AI Islami Business Accounts AED 50,000

How to Open a Dubai Islamic Account in UAE ?

Via Policybazaar UAE

  1. Visit official website (
  2. Click on “Bank Accounts”
  3. Enter the general details asked in the from
  4. Click on “view quotes” (All the bank accounts from top banks will be listed for you to compare side by side and choose from)
  5. Choose the one you like and click on apply also offers an untethered, 24x7 customer service that can guide you through the whole process and jump in to help wherever required. 

Via Alt Mobile App

  1. Download the app named ‘Alt Mobile’ on your mobile device. You can find it on Google Play (for Android devices) or the App Store (for Apple devices).
  2. You can simply scan the QR  code to download the app on the official website of DIB.
  3. Choose the option to open bank account online in UAE. 
  4. Scan the specified documents and follow the prompted steps.
  5. Once you submit the request person details, the process will be completed. 

Via Online Banking

  1. Visit and click on the ‘open an account’ button. 
  2. Select the account type and choose ‘New user’.
  3. Enter the specified personal details and provide the prompted documents. 

Through Branch Visit

With numerous branches all over the UAE, you can easily visit a Dubai Islamic Bank branch near you and connect with a representative to help you with Dubai Islamic account opening. 

The bank representative will share the necessary details and requirements with you along with the application form. Once you submit those details along with the necessary documents, your DIB bank account will be opened. 

Dubai Islamic Debit Card

Documents Required to Open Dubai Islamic Bank Account in UAE

In order to open a bank account with DIB, the applicant needs to submit the following documents:

DIB Bank Accounts Required Documents
AI Islami Current Accounts NA
AI Islami Savings Accounts NA
AI Islami 2-in-1 Accounts NA
AI Islami Business Accounts Valid Passport/Resident Visa (original)

*Note: Organizations, companies, and government bodies will also need to submit some specific and relevant documents as required by the bank at the time of application (In case of business accounts).

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Dubai Islamic Bank FAQs

Can I open a DIB Bank Account online?

Yes, you can easily and quickly open a DIB bank account online by visiting the official website of the bank.

Are the Dubai Islamic Bank Shariah-Compliant?

Yes, all the bank accounts offered by the Dubai Islamic Bank are in compliance with the Shariah principles of the Islamic laws.

Do I need to pay any account opening charges for opening a bank account with DIB?

No. DIB doesn’t levy any account opening charge on you.

Do I have to pay any account closure fee for closing a DIB Bank Account?

Yes, you need to pay an account closure fee of AED 26.25 for closing a bank account with Dubai Islamic Bank only when the account is closed within one year.

What is the minimum balance required to maintain on the DIB current & savings account?

The minimum monthly average balance differs from account to account. Following are the requirements:

AI Islami Current Account AED 3000
AI Islami 2-in-1 Account AED 10,000
AI Islami Savings Account AED 3000
Do I need to pay any maintenance fee for bank accounts offered by DIB?

You will need to pay a ‘maintenance fee’ of 26.25 if you fail to maintain the minimum monthly average required by the DIB bank accounts.

Are the DIB Bank Accounts are available in UAE currency only?

No, DIB bank accounts are available in AED as well as USD.

Do I need to pay any fee for availing the e-statements of my DIB bank account?

No, you are not required to pay any charges for availing your account’s e-statement as it is complimentary facility provided by the bank to its customers.

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