Dubai First is one of the best credit cards providers in the UAE. The institution offers credit cards with various exciting deals and discounts for cardholders. Among all the benefits, including balance transfer, travel insurance, purchase protection, cash in advance, etc., the bank also offers exclusive rewards and cashback programs for its clients.
Let us go ahead and learn more about Dubai First Cashback Credit Cards with attractive rewards and cashback schemes.
Best Dubai First Cashback Credit Cards in UAE
Here are the different types of Dubai First Cashback Credit Cards in the UAE.
Dubai First Cashback Credit Card
Dubai First Cashback Credit Card comes with a minimum salary requirement of AED 5,000. The cardholders need not pay any annual membership fee to keep using this credit card.
Features & Benefits of Dubai First Cashback Credit Card
Interest Rates: Dubai First Cashback Credit Card charges a reasonable interest rate of 3.50 percent on outstanding balance carried forward to the next billing cycle.
Cash in Advance: Dubai First Cashback Credit Card enables cardholders to withdraw cash in advance of 3 percent of their total available credit limit. The cardholders need to withdraw a minimum of AED 100 whenever using this service.
Non-AED Transaction: Dubai First Cashback Credit Card charges 3.9 percent fees on all the non-AED transactions made by the cardholders.
Unlimited Airport Lounge Access: Dubai First Cashback Credit Card offers unlimited access to more than 25 airport lounges across the globe. With this benefit, the cardholders also get business facilities like phones, fax machines, email, internet connection, and conference rooms in some of the airport lounges with complimentary snacks and refreshments.
Careem Rides: Dubai First Cashback Credit Card offers a 20 percent discount on three Careem rides every month.
Buy 1 Get 1 Offers: Dubai First Cashback Credit Card offers an exciting buy 1 get 1 offer for the cardholders spending on entertainment, spa treatments, fine dining, travel offers and more throughout Africa and the Middle East region.
Hotel Booking Offers: Dubai First Cashback Credit Card enables cardholders to save 10 percent on hotel booking prices to be paid on Hotels.com.
Car Rental Services: Dubai First Cashback Credit Card offers a 15 percent discount on the car rentals booked with Avis. In addition, the cardholders can get a complimentary upgrade with every rental across the world.
Balance Transfer: Dubai First Cashback Credit Card offers a balance transfer facility to help cardholders consolidate their other bank credit cards outstanding balance and transfer the same to Dubai First Credit Card. They can then convert this amount into easy monthly installments and repay it as per their financial convenience.
Full-time Help and Support: Dubai First Bank offers full-time help and support for the Cashback Credit Card members to resolve their queries.
Online Banking: Dubai First Cashback Credit Card members can access their card details by logging into their online banking account. They can also download Dubai First Bank’s mobile app and have all the banking services right at their fingertips.
Travel Benefits: Dubai First Cashback Credit Card members can get up to a 30 percent discount on their travel bookings with Cleartrip.
Easy EMI Plans: Dubai First Cashback Credit Card allows cardholders to convert their purchases into easy monthly installments and repay them later as per their financial convenience.
Discount on Uber Rides: Dubai First Cashback Credit Card offers a 20 percent discount on the first three rides booked via Uber every month.
Cashback Offers for Dubai First Cashback Credit Card
Cashback Benefits: Dubai First Cashback Credit Card offers attractive cashback benefits for the cardholders on spending money on shopping, dining, entertainment, fashion, education and much more. Dubai First Cashback Credit Card members can redeem these cashback points using Dubai First mobile app without hassle.
Here are the cashback offers the credit card offers.
5 percent cashback on paying utility bills, school fees or making online purchases
5 percent cashback on spending at the supermarket
1 percent cashback on any local purchases
Up to 10 percent cashback on more than 1,500 e-commerce sites, including Shopsmart
Dubai First Emarati Credit Card
Dubai First Emarati Credit Card comes with a minimum salary requirement of AED 10,000. The cardholders need to pay an annual membership fee of AED 750 to keep using this credit card.
Features & Benefits of Dubai First Emarati Credit Card
Cash in Advance: Dubai First Emarati Credit Card enables cardholders to withdraw cash in advance of 3 percent of their total available credit limit. The cardholders need to withdraw a minimum of AED 100 whenever using this service.
Non-AED Transaction: Dubai First Emarati Credit Card charges 3.9 percent fees on all the non-AED transactions made by the cardholders.
Interest Rates: Dubai First Emarati Credit Card levies a reasonable interest rate of 3.19 percent on outstanding balance carried forward to the next billing cycle.
Reward Points: Dubai First Emarati Credit Card offers an additional 0.5 percent bonus rewards on all international transactions.
Unlimited Airport Lounge Access: Dubai First Emarati Credit Card offers unlimited access to some selective airport lounges in North Africa and the Middle East region.
Full-time Help and Support: Dubai First Bank offers full-time help and support for the Emarati Credit Card members to resolve their queries.
Purchase Protection: Dubai First Emarati Credit Card offers a purchase protection benefit for the cardholders to provide coverage against loss or damage caused to items bought using this credit card. The cardholders can get a maximum benefit of up to AED 40,000 per year.
Online Banking: Dubai First Emarati Credit Card members can access their card details by logging into their online banking account. They can also download Dubai First Bank’s mobile app and have all the banking services right at their fingertips.
Travel Benefits: Dubai First Emarati Credit Card offers travel offers like 3 percent off on airfare if a cardholder is flying within GCC, 5 percent off on airfare if a cardholder is flying to other destinations and more.
Hotel Discounts: Dubai First Emarati Credit Card enables card members to avail of up to 7 percent discount on standard vacation packages and hotel reservations when bookings are made using Dubai First Travel Assist.
Lifestyle Benefits: Dubai First Emarati Credit Card offers exclusive lifestyle privileges programs with special deals and discounts on dining, entertainment and fashion when using Emarati Credit Card for payments.
Easy EMI Plans: Dubai First Emarati Credit Card allows cardholders to convert their purchases into easy monthly installments and repay them later as per their financial convenience.
Health Club Offers: Dubai First Emarati Credit Card offers exclusive health club offers for cardholders. The cardholders can enjoy premium access to health clubs across the UAE. The offer works on a pay-per-use basis at discounted rates of AED 25 per visit.
Other Benefits: Dubai First Emarati Credit Card members can get other exclusive benefits in different cities, including Dubai, Abu Dhabi, and Sharjah.
Cashback Offers for Dubai First Emarati Credit Card
Cashback Benefits: Dubai First Emarati Credit Card offers attractive cashback benefits for the cardholders when spending money on shopping, dining, fashion, lifestyle, education, entertainment and much more. Dubai First Emarati Credit Card members can easily redeem these cashback points using Dubai First mobile app. The cardholders can earn a maximum cashback of AED 750 per month.
Here are the cashback offers the credit card offers.
Amount Per Month
Cashback
AED 0 - AED 9,999
1.0 per cent
AED 10,000 - AED 19,999
1.5 per cent
Above AED 20,000
2.0 per cent
Eligibility Criteria to Apply for Dubai First Cashback Credit Cards
Here are the eligibility criteria the applicants need to meet when applying for Dubai First Cashback Credit Cards.
All UAE nationals and residents are eligible for Dubai First Cashback Credit Cards.
The applicants must meet the minimum salary requirement of their preferred Dubai First Cashback Credit Card.
Documents Required to Apply for Dubai First Cashback Credit Cards
Here are the documents required to apply for Dubai First Cashback Credit Cards.
Passport with Residency Visa – A copy with the original document
Emirates ID (for identity verification) – A copy with the original document
Bank statement with a salary credit transaction (of the last three months) – A copy with the original document
One of these address proofs – Utility Bill, Emirates ID or Contract of Tenancy
Trade License (for business employees) – A copy with the original document
Appointment Letter/Salary Transfer Letter (showing designation and annual income) – A copy with the original document
How to Apply for a Dubai First Cashback Credit Card?
Here are the simple ways to apply for a Dubai First Cashback Credit Card.
Visit a Branch: The applicants can go to any of the Dubai First bank branches to apply for their preferred Dubai First Cashback Credit Card. They need to fill and submit the application form with all the essential documents.
Online Banking: The applicants can also log in to their online or mobile banking portals to apply for their preferred Cashback Credit Card. They need to download, fill and submit the application form with all the necessary documents.
Call the Customer Support: Dubai First Bank offers a 24/7 help and support line to answer their customers’ queries as and when they require. The applicants can call on this number and request to apply for their chosen Dubai First Cashback Credit Card.
Our Website: The applicants can also visit our website and go to the credit cards section to find a suitable Credit Card. They can go through the features and benefits of all the credit cards available on the website. This helps them make an informed decision based on their financial preferences.
This guide will show you how to cancellation auto debit credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
Credit card limit refers to a pre-decided purchase limit set on your credit card. Know how you can manage your credit card limits and how to increase your credit card limit.
Credit Card Generator - Credit Card Generator produces random credit card numbers to help you access websites that require credit card information. It also discusses the benefits of using a credit card number generator.
Top facts about balance transfer credit cards uncovering some intriguing facts that can transform your financial game including their history, benefits, and drawbacks.
This guide will show you how to cancellation auto debit Emirates Islamic Bank credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
This guide will show you how to cancellation auto debit ADIB credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
This guide will show you how to cancellation auto debit DIB credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
This guide will show you how to cancellation auto debit CBD Bank credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
Average Credit Card Interest Rate in UAE - Check the factors that impact your credit card interest rate, how to reduce your credit card interest rate, and how to apply for a credit card that suits your needs.
4 Best Practices for Credit Card - 1. Pay Your Bills on Time · 2. Maintain Low Credit Card Balance · 3. Learn How the Interest is Calculated · 4. Review Your Monthly Statements.
This guide will show you how to cancellation auto debit FAB credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
This guide will show you how to cancellation auto debit ADCB credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
We have listed 6 of the most common fees and charges you may be charged on your credit card annual fee, foreign transaction costs, over-limit fees, late payment fees, credit shield, cash-related charges.
Tips to managing multiple credit cards including on budgeting, tracking expenses, and making timely payments. It's benefits to boost your credit score, increase your available credit limit for emergencies and more.
This guide will show you how to cancellation auto debit RAKBANK credit card payments. You'll be well-equipped to regain control over your credit card payments and take charge of your financial journey in UAE.
Top up or your nol card using the various convenient methods available - including online platforms and physical kiosks. You can top up your Nol card at any Nol ticket vending machine mahboub chatbot and website.
How To Deactivate Auto Debit for Credit Card Payments | Policybazaar UAE
How You Can Manage Your Credit Card Limits?
What is a Credit Card Generator?
Top Facts About Balance Transfer Feature on Credit Cards - That You Didn’t Know!.png)
How to Cancel Auto Debit Emirates Islamic Bank Credit Card Payments?
How to Cancel Auto Debit ADIB Bank Credit Card Payments?
How to Cancel Auto Debit Dubai Islamic Bank Credit Card Payments?
How to Cancel Auto Debit CBD Bank Credit Card Payments?
What Is The Average Credit Card Interest Rate in UAE?
Best Practices for Managing Credit Cards - A Complete Guide
Difference Between Visa Card and Master Card.png)
How to Cancel Auto Debit FAB Credit Card Payments?.png)
How to Cancel Auto Debit ADCB Credit Card Payments?
Dubai First Royale MasterCard - Features & Benefits
Do You Know How Your Credit Card Charges You?.png)
Tips and Ways to Managing Multiple Credit Cards.png)
How to Cancel Auto Debit RAKBANK Credit Card Payments?
How to Top-Up Your Nol Card in UAE - Complete Guide
Best Prepaid Cards in UAE | Apply Prepaid Cards in UAE
How to Auto Debit Ajman Bank Credit Card Payments | Policybazaar UAE