Dubai Islamic Bank (DIB) Free for Life Credit Cards

By Laxita Gautam
  | Published: 24 August 2021 | Last Updated On: 25 August 2021

Average Rating / 5 (ratings ) | 119 Views
Credit Card in UAE

T&C Apply

Get cashback up to AED 2000

Cancel
Cancel
By Clicking on "Proceed", I declare that I am a resident of UAE and holding a valid Visa and agree to the website Privacy Policy and Terms of Use.

Founded in 1975, Dubai Islamic Bank is one of the leading customer-centric financial solutions provider in the UAE. The bank operates through 90 branches serving more than 2 million customers in the UAE. Dubai Islamic Bank offers customized banking products and services, including bank accounts, credit cards, loans, mortgages, etc. based on the financial needs of its target customers.

Dubai Islamic Bank is popularly known as DIB offers a wide range of credit cards with exclusive rewards and features. Some of the DIB Credit Cards are free for life and offer various useful benefits. Let us take you through the different DIB free for life credit cards in this article.

Best DIB Free for Life Credit Cards in UAE

DIB Prime Infinite Credit Card

This DIB free for a life credit card comes with a minimum income requirement of AED 50,000.

DIB Prime Infinite Credit Card
Free for life
  • Minimum Salary AED 50,000
  • Annual Fee AED 0
  • free for life
  • Balance Transfer
  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
Reward Value: NA

Here are the features and benefits DIB Prime Infinite Credit Card

  • Wala’a Rewards Program: DIB Prime Infinite credit cardholders are members of the Wala’a Rewards Program. With this reward program, the cardholders can earn 1 reward point on every AED spent for retail purchases, hotel reservations, bill payments, flight tickets, and much more.
  • Visa Infinite Privileges: DIB Prime Infinite credit card enables cardholders to avail attractive local, regional and global deals on dining, travel, retail, entertainment, and golf centres. In addition, the credit card also offers value-added offers on tickets to special events globally.
  • Luxury Hotel Collection Treats: DIB Prime Infinite credit cardholders can enjoy amazing benefits like room upgrades, price discounts, free breakfast and internet, VIP treatment, late check-out time, free food and beverage vouchers and much more.
  • Free Valet Parking: These DIB credit card users can enjoy free valet parking services at designated areas in Abu Dhabi and Dubai twice a month.
  • Multi-Trip Travel Insurance: The cardholders are eligible to avail of multi-trip insurance coverage on local and international trips. The DIB credit card offers insurance coverage against lost/stolen baggage, emergency medical expenses, legal expenses, delayed flight departure and more.
  • Free Airport Lounge Access: DIB Prime Infinite credit cardholders can avail of unlimited free access to premium airport lounges across the world.
  • Comprehensive Benefits: DIB Prime Infinite credit card also offers a wide range of comprehensive benefits, including extended warranty, purchase protection and more.
  • Unlimited Roadside Assistance: DIB Prime Infinite credit cardholders can avail of complimentary roadside assistance services, including towing service, vehicle registration, vehicle repairs (with pickup and drop off), battery boosting, fuel assistance and much more.
  • Credit Shield Protection: DIB Prime Infinite credit card offers credit shield protection against loss of employment, disability or death. The cardholders need to pay an additional fee of 0.89 per cent of the outstanding balance.
  • Visa Infinite Dedicated Website: DIB Prime Infinite credit cardholders get special access to Visa Infinite dedicated website. They can visit the website to get a detailed description of various credit card services, assigned benefits, and merchant partner offers. The website also provides toll-free customer helpline numbers for certain destinations.
  • Balance Transfer Facility: With the DIB Prime Infinite credit card, the cardholders can avail the facility of instant balance transfer from their credit card to the other bank’s credit card.
  • Cash Withdrawal Facility: DIB Prime Infinite credit card enables cardholders to withdraw cash up to 80 per cent of the available credit limit.

DIB Prime Signature Credit Card

This DIB no annual fee credit card comes with a minimum salary requirement of AED 25,000.

DIB Prime Signature Credit Card
Free for life
  • Minimum Salary AED 25,000
  • Annual Fee Free for Life
  • free for life
  • Airport Lounge Access
  • Valet Parking
  • Balance Transfer
  • Golf offers
  • Cinema Tickets
  • Balance Transfer
  • Travel Insurance
  • Purchase Protection
  • Roadside Assistance
Reward Value: NA

Here are the features and benefits of DIB Prime Signature Credit Card

  • Wala’a Rewards Program: DIB Prime Signature credit cardholders are members of a rewards program called Wala’a Rewards. With this reward program, the cardholders can earn 3 reward points on every AED spent for retail purchases, hotel reservations, bill payments, flight tickets, etc. and 0.5 reward points for every AED spent on categories like telecom, supermarkets, petroleum, education and other bill payments.
  • Luxury Hotel Collection Treats: DIB Prime Signature credit cardholders can enjoy benefits like room upgrades, VIP treatment, price discounts, free breakfast and internet, late check-out time, free food and beverage vouchers, and much more.
  • Visa Signature Privileges: DIB Prime Signature credit card enables cardholders to avail of attractive global, local and regional deals on dining, travel, entertainment, retail and golf centres.
  • Free Valet Parking: This DIB credit card users can enjoy free valet parking services at designated areas in Abu Dhabi and Dubai twice a month.
  • Multi-Trip Travel Insurance: The DIB Prime Signature credit cardholders are eligible for multi-trip insurance on local and international trips. The credit card offers additional coverage against lost/stolen baggage, legal expenses, emergency medical expenses, delayed flight departure and more.
  • Unlimited Roadside Assistance: DIB Prime Signature credit cardholders can avail of complimentary roadside assistance services, including towing service, vehicle registration, vehicle repairs, flat tyre repairs, battery boosting, fuel assistance and much more.
  • Free Airport Lounge Access: DIB Prime Signature credit cardholders can avail of unlimited free access to premium airport lounges across the world.
  • Credit Shield Protection: DIB Prime Signature credit card offers credit shield protection against loss of employment, disability or death. The cardholders need to pay an additional fee of 0.89 per cent of the outstanding balance.
  • Visa Signature Dedicated Website: DIB Prime Signature credit cardholders get special access to Visa Infinite dedicated website. They can visit the website to get a detailed description of all the DIB credit cards, their features and benefits, and merchant partner offers. The website also provides toll-free customer helpline numbers for certain destinations.
  • Balance Transfer Facility: DIB Prime Signature credit cardholders can avail the facility of instant balance transfer from their credit card to any other credit card.

DIB Prime Platinum Credit Card

This DIB no annual fee credit card comes with a minimum salary requirement of AED 15,000.

DIB Prime Platinum Credit Card
Free for life
  • Minimum Salary AED 15,000
  • Annual Fee Free for Life
  • Balance Transfer
  • Roadside Assistance
  • Credit Shield Takaful
Reward Value: NA

Here are the features and benefits of DIB Prime Platinum Credit Card

  • Wala’a Rewards Program: DIB Prime Platinum credit cardholders are already members of a rewards program called Wala’a Rewards. The reward program lets cardholders earn 2.5 reward points on every AED spent for retail purchases, bill payments, hotel reservations, flight tickets, etc. and 0.5 reward points for every AED 1 spent on categories like telecom, supermarkets, petroleum, education, etc.
  • Luxury Hotel Delights: DIB Prime Platinum credit cardholders can access more than 900 hotels across the world and enjoy attractive perks like room upgrades, VIP treatment, price discounts, free breakfast and internet, late check-out time, free food and beverage vouchers and much more.
  • Purchase Protection: DIB Prime Platinum credit cardholders get insurance coverage against loss or damage caused to goods purchased within 60 days of purchase.
  • Travel and Personal Accident Insurance: The DIB Prime Platinum credit cardholders can enjoy travel and personal accident insurance coverage against lost/stolen baggage, emergency medical expenses, legal expenses, delayed flight departure and more when they use this card for travel bookings.
  • Roadside Assistance: DIB Prime Platinum credit cardholders can avail of complimentary roadside assistance services, including vehicle registration, towing service, vehicle repairs, flat tyre repairs, fuel assistance, battery boosting and much more.
  • Credit Shield Protection: DIB Prime Platinum credit card offers credit shield protection against loss of employment, disability or death. The cardholders need to pay an additional fee of 0.89 per cent of the outstanding balance.
  • Cash Withdrawal Facility: DIB Prime Platinum credit card enables cardholders to withdraw cash up to 80 per cent of the available credit limit. 
  • Card Protection Plus: The facility allows cardholders to adjust card security settings based on their preference.
  • Balance Transfer Facility: DIB Prime Platinum credit cardholders get the facility of instant balance transfer from this credit card to another credit card.

DIB Prime Gold Credit Card

This DIB free for a life credit card comes with a minimum salary requirement of AED 5,000.

DIB Prime Gold Credit Card
Free for life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Balance Transfer
  • Roadside Assistance
  • Credit Shield Takaful
  • Card Protection Plus
Reward Value: NA

Here are the features and benefits of DIB Prime Gold Credit Card

  • Roadside Assistance: DIB Prime Gold credit cardholders get free roadside assistance services, including vehicle repairs, vehicle registration, towing service, flat tyre repairs, filling up the fuel tank, battery boosting and much more.
  • Cash Withdrawal Facility: DIB Prime Gold credit card allows cardholders to withdraw cash up to 80 per cent of the available credit limit. 
  • Travel and Personal Accident Insurance: The cardholders get travel and personal accident insurance coverage against emergency medical expenses, delayed flight departure, lost/stolen baggage, legal expenses and more when they use this card for travel bookings.
  • Wala’a Rewards Program: DIB Prime Gold credit cardholders are members of the Wala’a Rewards Program. The reward program lets cardholders earn 1.5 reward points on every AED spent for retail purchases, bill payments, hotel reservations, flight tickets, etc. and 0.5 reward points for every AED 1 spent on categories like education, supermarkets, telecom, petroleum, etc.
  • Card Protection Plus: Card Protection Plus service enables cardholders to set the card security settings as per their preference.
  • Balance Transfer Facility: DIB Prime Gold credit cardholders can avail the facility of instant balance transfer from this credit card to another bank’s credit card.
  • Credit Shield Protection: DIB Prime Gold credit card offers credit shield protection against death, disability or loss of employment. The cardholders need to pay an additional fee of 0.89 per cent of the outstanding balance.

DIB Prime Classic Credit Card

This DIB credit card comes with a minimum salary requirement of AED 5,000. The cardholders do not need to pay any annual membership fee to keep this credit card active.

DIB Prime Classic Credit Card
Free for life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Balance Transfer
  • Roadside Assistance
  • Credit Shield Takaful
  • Card Protection Plus
Reward Value: NA

Here are the features and benefits of DIB Prime Classic Credit Card

  • Credit Shield Protection: DIB Prime Classic credit card offers protection against death, disability or loss of employment. To avail this facility, the cardholders need to pay an additional fee of 0.89 per cent of the outstanding balance.
  • Roadside Assistance: DIB Prime Classic credit cardholders get complimentary roadside assistance services, including towing service, vehicle repairs, vehicle registration, flat tyre repairs, battery boosting, filling up the fuel tank and much more.
  • Travel and Personal Accident Insurance: The cardholders get travel and personal accident cover against lost/stolen baggage, delayed flight departure, emergency medical expenses, legal expenses and more when they book travel tickets using a DIB credit card.
  • Wala’a Rewards Program: DIB Prime Classic credit cardholders are the members of a Wala’a Rewards Program that allows them to earn 1 reward point on every AED spent for retail purchases, bill payments, hotel reservations, flight tickets, etc. They can also earn 0.5 reward points for every AED 1 spent on categories like telecom, education, supermarkets, petroleum and other bill payments.
  • Balance Transfer Facility: DIB Prime Classic credit cardholders can avail the facility of instant balance transfer from this credit card to any other card.
  • Cash Withdrawal Facility: DIB Prime Classic credit cardmembers can withdraw cash up to 80 per cent of the available credit limit. 
  • Card Protection Plus: With the card protection facility, cardholders can customise card security measures based on their preference.

DIB Al Islami Gold Premium Credit Card

This DIB credit card has a minimum salary requirement of AED 5,000. The cardholders do not need to pay any annual membership fee to keep using this credit card.

DIB Al Islami Gold Premium Credit Card
Free for life
  • Minimum Salary AED 5,000
  • Annual Fee Free for Life
  • Free for Life
  • Balance Transfer
  • Roadside Assistance
  • Purchase Protection
  • travel insurance
  • Personal Accident
Reward Value: NA

Following are the features and benefits of DIB Al Islami Gold Premium Credit Card

  • Roadside Assistance: DIB Al Islami Gold Premium credit cardholders can get complimentary roadside assistance services, including vehicle repairs, lock-out assistance, towing service, vehicle registration, flat tyre repairs, battery boosting, fuel assistance and much more.
  • Balance Transfer Facility: DIB Al Islami Gold Premium credit cardholders can avail the facility of instant balance transfer from their DIB credit card to any other bank’s credit card.
  • Travel and Personal Accident Insurance: The DIB Al Islami Gold Premium credit cardholders get travel and personal accident cover against lost/stolen baggage, delayed flight departure, emergency medical expenses, legal expenses and more when they book travel tickets using a DIB credit card.
  • Credit Shield Protection: DIB Al Islami Gold Premium credit card offers credit shield protection against death, disability or loss of employment for the cardholders. The cover helps them pay their dues and credit card outstanding in case an unfortunate event occurs. To avail this facility, the cardholders need to pay an additional charge of 0.89 per cent of the credit card outstanding balance.
  • Wala’a Rewards Program: DIB Al Islami Gold Premium credit cardholders are members of the Wala’a Rewards Program that enables them to earn 2 reward points on every AED spent for retail purchases, bill payments, hotel reservations, flight tickets, etc. 
  • Card Protection Plus: The facility allows cardholders to set up card security settings based on their preferences.

Johara Gold Premium Credit Card

This DIB credit card has a minimum salary requirement of AED 5,000. The cardholders can keep using this credit card without paying any annual membership fee.

Johara Gold Premium Credit Card
Free for life
  • Minimum Salary AED 5,000
  • Annual Fee AED 0
  • Free for Life
  • Credit Shield Takaful
  • Travel Insurance
  • Roadside Assistance
  • Balance Transfer
  • Hotel Discount
Reward Value: NA

Keep reading to go through the features and benefits Johara Gold Premium Credit Card

  • Wala’a Rewards Program: Johara Gold Premium credit cardholders are members of the Wala’a Rewards Program that helps them earn 2 reward points on every AED spent for hotel reservations, retail purchases, flight tickets, bills payments, etc. 
  • Travel and Personal Accident Insurance: The Johara Gold Premium credit card provides cardholders with travel and personal accident insurance cover against lost/stolen baggage, delayed flight departure, emergency medical expenses, legal expenses and more when booked travel tickets using this DIB credit card.
  • Credit Shield Protection: Johara Gold Premium credit card offers credit shield protection against death, disability or loss of employment. This helps cardholders pay their credit card outstanding. To avail this facility, the cardholders need to pay an additional charge of 0.89 per cent of the credit card outstanding balance.
  • Roadside Assistance: Johara Gold Premium credit cardholders get complimentary roadside assistance services, including flat tyre repairs, vehicle repairs, lock-out assistance, towing service, vehicle registration, battery boosting, refilling the empty fuel tank and much more.
  • Balance Transfer Facility: Johara Gold Premium credit cardholders can avail the facility of instant balance transfer from their DIB credit card to any other bank’s credit card.

Eligibility Criteria to Get DIB Free for Life Credit Cards in UAE

Here are a few criteria that make one eligible to apply for DIB Credit Card.

  • The applicant should be 21 years of age or above.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must meet the minimum salary requirement that falls between AED 5000 to AED 50,000 based on the type of credit card they choose.

Documents Required to Apply for DIB Free for Life Credit Cards

Here is a list of documents required to apply for a DIB Credit Card.

  • Passport with Residency Visa – Original and a Copy
  • Emirates ID – Original and a Copy
  • Address proof like utility bills
  • Trade license for corporate applicants
  • Appointment Letter/Salary Certificate - Original and a Copy
  • Bank Statement of last three months showing the salary credit transaction – Original and a Copy

How to Apply for a DIB Free for Life Credit Card?

Here are the simple ways to apply for a DIB Credit Card.

  • Visit Online Portal: The applicants can visit the website or online banking portal of Dubai Islamic Bank to apply for a DIB Credit Card. They need to download the application form, fill it up and submit it with all the essential documents.
  • Visit Bank’s Branch: The applicants who don’t have access to online banking can visit the nearest branch to apply for a DIB Credit Card. They need to carry all the required documents and fill the application form to apply for their preferred card.
You may also like this - List of Credit Card with No Annual Fees in UAE

Other Banks That Offer the Free for Life Credit Card in UAE

Credit Cards with No Annual Fees
FAB Free for Life Credit Cards in UAE ADCB Free for Life Credit Cards in UAE
American Express Free for Life Credit Card in UAE CBI Free for Life Credit Cards in UAE
Citibank Free for Life Credit Cards in UAE ADIB Free for Life Credit Cards in UAE
RAKBANK Free for Life Credit Cards in UAE Najm Free for Life Credit Cards in UAE

FAQ's on DIB Free for Life Credit Card in UAE

What is the minimum salary requirement to apply for a DIB Credit Card?

The minimum salary requirement for DIB credit cards ranges between AED 50,000 to AED 5,000. The cardholders need to meet the same based on the type of DIB credit card they apply for.

How do I apply for a DIB Credit Card?

You can simply access the bank’s online banking portal or visit the nearest branch to apply for your preferred DIB credit card.

How do I avail Credit Shield Protection service for my credit card bill payment?

The cardholders need to contact the customer helpline number to seek credit shield assistance. They need to pay an additional fee of 0.89 per cent of the total outstanding balance to avail of this service.

Laxita Gautam
Laxita Gautam137 Posts

Senior Content Writer | She functions on classic British fiction, Japanese manga, and strong americanos. Laxita is tailor-made to create engaging, interactive pieces that offer simplified insights into complex subjects.