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Deem Mastercard Titanium Miles Up Credit Card

For those who love to travel, this Deem Finance Credit Card has a lot to offer. It keeps your travel requirements in mind and provides you with deals on car rentals, airport lounges, flight & hotel bookings, and much more. Not just travel, the cardholder can also enjoy benefits on entertainment, shopping, dining, self-care, and more.

Benefits and Features of Deem Mastercard Titanium Miles Up Credit Card

Mentioned-below is the list of the amazing benefits and features of this Titanium card.

Car Rentals

The cardholder can enjoy a discount of 15 percent on car rentals with Avis throughout the globe.

Lounge Access

The cardholder can travel with convenience with the benefit of free access to more than ten airport lounges in the Levant and the Middle East.

Careem Rides

Deem Bank offers a discount of up to 20 percent on three Careem rides every month.

Double Secure

The Double Secure insurance benefit on this Deem Finance Credit Card covers the outstanding amount of the credit card. Moreover, it also provides the nominee of the cardholder with an equivalent amount.

Supplementary Cards

The cardholders can extend the benefits and privileges they enjoy on their Deem Card to their family with the supplementary credit cards.

Easy Payment Plan

If the card members spend above AED 500 using this credit card, they have the option of making repayments in simple installments at low rates of interest. The repayment term may range from three months to 24 months.

Balance Transfer

The card members can also transfer their outstanding balance to the Deem accounts at low rates.

Other MasterCard Benefits

The card member also gets to enjoy various other MasterCard benefits on this Travel credit card.

Rewards and Offers on Deem Mastercard Titanium Miles Up Credit Card

Mentioned-below is the list of amazing rewards and offers of this Titanium card.

BOGO Offers

Using the MasterCard Buy One Get One App, the card member can enjoy more than 900 BOGO offers at over 90 destinations and over 600 merchants.

Offers App

The card member can enjoy above 220 discounts and deals on entertainment experiences, tourist attractions, amusement parks, and casual dining with the Offers App on their smartphones. Both primary, as well as supplementary cardholders, can avail of these deals.

Miles Up

The cardholders can earn miles up points as rewards for spending smartly through this card. However, they must have a monthly spending of up to AED 1,000 in order to enjoy these rewards. These points can be earned in the following categories.

  • 2x on flight tickets bought through travel agencies and airlines at their websites or offices globally
  • 2x on reservations at hotels booked via the hotels and their websites
  • 2x at grocery stores and supermarkets globally
  • 0.5x on the retail spending across the world

Redeeming the Miles Up Points

The miles up earned can be redeemed for a wide range of options such as hotels and airlines booking, for purchasing electronic items, or for exchanging them against gift vouchers.

Eligibility Criteria and Charges for Deem Mastercard Titanium Miles Up Credit Card

Here is the Deem Finance Credit Card eligibility requirement.

Minimum Income Requirement: 5,000 dirhams per month

Fee & Charges

The table below contains the different fees and charges of this card.

Fee and Charges

Details (in AED)*

Annual Fees

200 (1st year free)**

Retail Interest Rate

3.33 percent

Over-limit Charges

341.25

Late Payment Charges

241.5

International Transaction Charges

3.139 percent

(Updated on November 8, 2019)

*All the charges are inclusive of VAT.

**If the yearly spend on this card is 12,000 dirhams or more, the cardholder can continue saving on this fee.

FAQs

Q.1. What is Double Secure Protection?

Ans: The complimentary insurance facility of Double Secure does not just offer coverage for the outstanding amount on the credit card but also provides the nominee with an equivalent amount.

Q.2. What do you mean by the Deems miles up facility?

Ans: The Miles Up facility is amongst the most relevant and valuable loyalty programs, which lets you enjoy Miles Up points on each dirham of retail expenditure. You can also enjoy seamless redemption through the rewards portal of Deem’s for various travel options.

This program provides accelerated miles-up points against all the spending done in relation to the following:

  • Hotel
  • Travel
  • Supermarket
  • Airlines
  • Groceries

All the retail transactions made are eligible for earning miles up including the accelerated points earned up to the billing cycle.

Q.3. What is the minimum spend required to be eligible to earn miles up?

Ans: The minimum retail spends in a month should be 1,000 dirhams to be eligible to earn the Miles Up points. All the transactions are added up at the billing cycle. If the total retail spends are 1,000 dirhams or above, then the earn rate as determined by the bank will be applied. The earn rate is applicable no matter the transaction has been made overseas or within the UAE.

Q.4. What would be the maximum Miles Up, which I would be able to earn?

Ans: The cap for the Miles Up per month is 50,000 points throughout all the eligible retail spending. The yearly cap for Miles Up is 200,000 points throughout all the eligible retail spending.

Q.5. Is there any transaction, which is not eligible for getting a cash up?

Ans: Here is a list of transactions that are not available for cash up on this Deem Finance Credit Card.

  1. Cash through phone
  2. Interest charges
  3. Cash advances
  4. Balance transfers
  5. Commissions and fees
  6. Merchant refunds
  7. Credit card payment
  8. Quasi Cash Transactions
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