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Deem Mastercard Platinum Miles Up Credit Card

This Deem Finance Credit Card can be a perfect partner for entertainment and traveling. The cardholder can earn rewards in the form of miles up on this card, which can be redeemed for several shopping and travel benefits. Moreover, the bank offers a host of other offers and discounts on this Platinum card including valet parking, hotel and flight bookings, lounge access, and various MasterCard benefits. 

Benefits and Features of Deem Mastercard Platinum Miles Up Credit Card

The following are the eminent features & benefits of this Platinum Miles Up card.

Cleartrip Discount

The bank offers a maximum discount of 30 percent on international flights, roundtrip, or hotel bookings with Cleartrip.

Purchase Protection

In case of accidental damages or theft, the bank provides coverage for a maximum of 180 days from the purchase date through the facility of Purchase Protection on the Deem Finance Credit Card.

Valet Parking

The cardholder can enjoy up to four free Valtrans valet parking facility in one month at famous dining hotspots and shopping malls throughout the UAE and at the Dubai airports.

Careem Rides

Deem Bank offers a discount of up to 20 percent on three Careem rides every month.

Car Rentals

The cardholder can enjoy a discount of 15 percent on car rentals with Avis throughout the globe.

Lounge Access

The cardholder can travel with convenience with the benefit of free access to more than 25 airport lounges in the Levant and the Middle East.

Double Secure

The Double Secure insurance benefit on this Deem Credit Card covers the outstanding amount of the credit card. Moreover, it also provides the nominee of the cardholder with an equivalent amount.

Balance Transfer

The cardholders can use the facility of balance transfer at low fee and charges to transfer their outstanding card balance to the Deem account.

Supplementary Credit Card

The card members’ family can obtain the supplementary cards to enjoy the benefits and privileges of this travel card.

Easy Payment Plan

On spending more than 500 dirhams on this credit card, the cardholder gets the option of making flexible repayments through simple installments. The tenure for these installments may range from 3 months to 24 months.  

Other MasterCard Benefits

The card member also gets to enjoy various other MasterCard benefits on this Travel credit card.

Rewards and Offers on Deem Mastercard Platinum Miles Up Credit Card

The following are the most attractive rewards & offers of this Platinum Miles Up card.

Dining Offers

The bank offers an unlimited dining deal with one+one offers on food and two+two offers on drinks at more than 1,600 restaurants in the Emirates of Dubai and Abu Dhabi _through a free gold membership with Zomato for one year.

Offers App

The card member can enjoy more than 390 discounts and deals on entertainment experiences, tourist attractions, amusement parks, and casual dining with the Offers App on their smartphones. Both primary, as well as supplementary cardholders, can avail of these deals.

Miles Up

The cardholder can earn miles up points as rewards for spending smartly through this card. However, they must have a monthly spending of up to AED 1,500 in order to enjoy these rewards. These points can be earned in the following categories.

  • 3x on flight tickets bought through travel agencies and airlines at their websites or offices globally
  • 3x on reservations at hotels booked via the hotels and their websites
  • 3x on shopping at a departmental store and other fashion outlets globally
  • 1x on the retail spending across the world

Redeeming the Miles Up Points

The miles up earned can be redeemed for a wide range of options such as hotels and airlines booking, for purchasing electronic items, or for exchanging them against gift vouchers.

BOGO Offers

The card members can avail 900 and more offers across 90 destinations with more than 600 merchants using the MasterCard BOGO mobile application.

Eligibility Criteria and Charges for Deem Mastercard Platinum Miles Up Credit Card

Here is the Deem Finance Credit Card eligibility requirement.

Minimum Income Requirement: 10,000 dirhams per month

Fee & Charges

The table below contains the different fees and charges of this card.

Fee and Charges

Details (in AED)*

Annual Fees

Free for Life

Retail Interest Rate

3.33 percent

Over-limit Charges

341.25

Late Payment Charges

241.5

International Transaction Charges

3.139 percent

(Updated on November 27, 2019)

*All the charges are inclusive of VAT.

FAQs

Q.1. What do you mean by the Deems miles up facility?

Ans: The Miles Up facility available on this Deem Finance Credit Card is amongst the most relevant and valuable loyalty programs, which lets you enjoy Miles Up points on each dirham of retail expenditure. You can also enjoy seamless redemption through the rewards portal of Deem’s for various travel options.

This program provides accelerated miles-up points against all the spending done in relation to the following:

  • Hotel
  • Travel
  • Supermarket
  • Airlines
  • Groceries

All the retail transactions made are eligible for earning miles up including the accelerated points earned up to the billing cycle.

Q.2. What would be the maximum Miles Up, which I would be able to earn?

Ans: The cap for the Miles Up per month is 100,000 points throughout all the eligible retail spending. The yearly cap for Miles Up is 300,000 points throughout all the eligible retail spending.

Q.3. What would be the validity of the Miles Up points that I have earned?

Ans: Your miles up points will remain valid for 36 months starting from the date you earned them on FIFO (First in First out) basis. After the duration of 36 months end, the miles up will be forfeited.

Q.4. What is the minimum spend required to be eligible to earn miles up?

Ans: The minimum retail spends in a month should be 1,500 dirhams to be eligible to earn the Miles Up points on this Deem Credit Card. All the transactions are added up at the billing cycle. If the total retail spends are 1,500 dirhams or above, then the earn rate as determined by the bank will be applied. The earn rate is applicable no matter the transaction has been made overseas or within the UAE.

Q.5. When am I allowed to redeem the Miles Up points I earn?

Ans: The redemption of these points for the rewards can be done only when you have up to 10,000 of them. You have the option of redeeming the points through the online banking portal of the bank or its mobile app.

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