Deem Credit Cards

Regulated by the central bank of the UAE, Deem Finance is a bank that offers a wide range of financial solutions that include loans, deposits and guarantees, and credit cards in the UAE.

Deem Credit Card is loaded with exclusive offers and privileges that come at economical rates. The attractive deals include cash up, miles up, airport access, balance transfer, insurance, and many more.

The cash up and miles up variants help the card member in earning several rewards, which can be redeemed for different benefits.

Deem Bank has a range of amazing credit cards with even more amazing rewards that are suitable for almost every pocket.  

Types of Deem Finance Credit Cards

Here are the different types of credit cards offered by the bank.

Types of Deem Finance Credit Cards
Deem Mastercard Titanium Cash Up Credit Card	Deem Mastercard Titanium Miles Up Credit Card
Deem Mastercard Platinum Cash Up Credit Card	Deem Mastercard Platinum Miles Up Credit Card
Deem Mastercard World Cash Up Credit Card	Deem Mastercard World Miles Up Credit Card

Deem Mastercard Platinum Cash Up Credit Card

Features & Benefits of Deem Mastercard Platinum Cash Up Credit Card

• Lounge access at more than 25 airports in the Levant and the Middle East
• Discount of 30% on international air tickets, roundtrips, or hotel bookings on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Cash up on leisure and entertainment, online shopping, shopping at departmental and apparel stores, and other retail spends globally Financial security in the case of accidental damage or theft with Purchase Protection Free two-year premium membership with MyUS shipping service
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard Titanium Cash Up Credit Card

Features & Benefits of Deem Mastercard Titanium Cash Up Credit Card

• Lounge access at more than 10 airports in the Levant and the Middle East
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Cash up of on grocery stores and supermarkets, payments of utility bills, spending on government service, fuel, and other retail spends
• More than 900 MasterCard BOGO offers at over 90 destinations and over 600 merchants
• Deem Double Secure Protection
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard Platinum Miles Up Credit Card

Features & Benefits of Deem Mastercard Platinum Miles Up Credit Card

• Lounge access at more than 25 airports in the Levant and the Middle East
• Discount of 30% on international air tickets, roundtrips, or hotel bookings on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Miles up on leisure and entertainment, online shopping, shopping at departmental and apparel stores, and other retail spends globally on making a minimum monthly spends of AED 1,500.
• Financial security in the case of accidental damage or theft with Purchase Protection Free two-year premium membership with MyUS shipping service
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard Titanium Miles Up Credit Card

Features & Benefits of Deem Mastercard Titanium Miles Up Credit Card

• Lounge access at more than 10 airports in the Levant and the Middle East
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Miles up on grocery stores and supermarkets, hotel reservations, flight tickets, and other retail spends globally on making a minimum monthly spend of AED 1,000.
• More than 900 MasterCard BOGO offers at over 90 destinations and over 600 merchants
• Deem Double Secure Protection
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard World Cash Up Credit Card

Features & Benefits of Deem Mastercard World Cash Up Credit Card

• Lounge access at more than 1150 airports worldwide
• Medicine and inconvenience Travel insurance
• Discount on airfare for roundtrips on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Cash up on leisure and entertainment, airfare, hotel bookings, and other retail spends globally
• Free nights at more than 200 partner Marriot Bonvoy Hotels in Africa and the Middle East
• Hotel Reservation benefits when booking on Lushescapes
• Up to 10% off on serviced onefinestay luxury apartments throughout Paris, London, Florence, Milan, New York, Rome, San Francisco, Sydney, and Los Angeles.
• Free 5 Star Membership at Hertz Gold Plus Rewards
• 25% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard World Miles Up Credit Card

Features of & Benefits of Deem Mastercard World Miles Up Credit Card

• Lounge access at more than 1150 airports worldwide
• Travel medicine and inconvenience insurance
• Discount on airfare for roundtrips on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Miles up on hotel reservations, airline tickets, overseas transactions made in international currency, and local transactions made in dirhams on making a minimum monthly spend of AED 2,000.
• Free nights at more than 200 partner Marriot Bonvoy Hotels in Africa and the Middle East
• Hotel Reservation benefits when booking on Lushescapes
• Up to 10% off on serviced onefinestay luxury apartments throughout Paris, London, Florence, Milan, New York, Rome, San Francisco, Sydney, and Los Angeles.
• Free 5 Star Membership at Hertz Gold Plus Rewards
• 25% off Avis car rentals
• 20% off on three Careem rides monthly

Offers on Deem Credit Cards (Updated on Feb 2022)

Deem Finance Mastercard Titanium Cash Up Credit Card

Offers

• First year free
• Earn 3% Cash Up at supermarkets
• Earn 3% Cash Up on utilities
• Earn 3% Cash Up on fuel
• 0.5% on all other retail spends

Deem Finance Mastercard World Cash Up Credit Card

Offers

• Up to 10% on airline tickets
• Up to 5% on hotel reservations
• Up to 5% on entertainment spend
• 1% on all other retail spend worldwide
• Complimentary valet parking service from Valtrans
• Access to 1,100+ airport lounges around the world

Deem Finance Mastercard Platinum Cash Up Credit Card

Offers

• Free for Life
• Up to 10% Cash Up at department stores
• Up to 5% Cash Up on online shopping
• Up to 5% Cash Up on entertainment spend
• 1% on all other retail spends

Deem Credit Card Interest Rates & Annual Fees

The table below shows the annual charges and interest rates charged on different Deem credit cards.

Name of the Card	Annual Fee (in AED)	Interest Rate (in %)
Deem Mastercard Platinum Cash Up Credit Card	Free for Life	3.33
Deem Mastercard Titanium Cash Up Credit Card	200 (1st year free)*	3.33
Deem Mastercard Platinum Miles Up Credit Card	Free for Life	3.33
Deem Mastercard Titanium Miles Up Credit Card	200 (1st year free)*	3.33
Deem Mastercard World Cash Up Credit Card	525	3.33
Deem Mastercard World Miles Up Credit Card	525	3.33

(Updated on November 27, 2019)

*If the yearly spend on this card is 12,000 dirhams or more, the cardholder can continue saving on this fee.

Eligibility Criteria to Apply for Deem Credit Card in UAE, Dubai

Applying for these cards becomes a cakewalk if the applicant meets the Deem Credit Card eligibility requirements. Here are some of the factors, which determine the eligibility of the applicant.

• Age: Generally, starting from 21 years to 65 years
• Address Proof: Valid residence address in the UAE
• Income: Minimum income per month, which may vary from card to card
• Credit Score: A good AECB credit score is a must for obtaining a credit card in UAE

How to Apply for a Deem Credit Card in UAE, Dubai?

The card seeker can apply in the following ways.

• Online Banking: Deem bank has a user-friendly online banking portal, which can be used to apply for the card.
• Phone Banking: The applicant can apply for a card by calling on the customer care number of the bank.
• Visiting the Branch: For the Deem Finance Credit Card application, they can visit the nearest branch of the bank along with the required documents to apply for the card.

Deem Credit Card Login

Documents Required to Apply for Deem Finance Credit Card in UAE

Here is a list of documents required to apply for the card.

• Residence Visa and passport (for)
• Salary certificate
• Valid Emirates ID
• Bank statements for previous 3-6 months
• Address Proof
• Trade License

Fee & Charges of Deem Finance Credit Card

The following are the different fees & charges applicable to these credit cards.

• Late Payment Charges: 241.5 dirhams
• Over-limit Charges: 341.25 dirhams
• International Transaction Charges: 3.139 percent

(The charges are inclusive of VAT)

Why Choose Deem Credit Card in UAE?

While there are various reasons to apply for Deem credit cards, here are some of the major ones.

• Cash Up - The cardholder gets to enjoy cash up on flight tickets, hotel bookings, grocery stores, supermarkets, shopping, and other retail transactions.
• Miles Up - Just as Cash up, the card member can earn miles up on flight tickets, hotel bookings, grocery stores, supermarkets, shopping, and other retail transactions.
• Airport Lounge - The bank offers free access to the best airport lounges throughout the globe. This makes traveling easier and more comfortable for you.
• Deem Offers Mobile App - The mobile app allows the card member to enjoy a huge range of discounts and deals on amusement parks, casual dining, entertaining experiences, and tourist attractions for both primary as well as supplementary cards.

FAQ's