Deem Finance Credit Cards

Regulated by the central bank of the UAE, Deem Finance is a bank that offers a wide range of financial solutions that include loans, deposits and guarantees, and credit cards in the UAE.

Deem Finance Credit Card is loaded with exclusive offers and privileges that come at economical rates. The attractive deals include cash up, miles up, airport access, balance transfer, insurance, and many more.

The cash up and miles up variants help the card member in earning several rewards, which can be redeemed for different benefits.

Deem Bank has a range of amazing credit cards with even more amazing rewards that are suitable for almost every pocket.  

Types of Deem Finance Credit Cards

Here are the different types of credit cards offered by the bank.

Deem Mastercard Platinum Cash Up Credit Card

• Lounge access at more than 25 airports in the Levant and the Middle East
• Discount of 30% on international air tickets, roundtrips, or hotel bookings on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Cash up on leisure and entertainment, online shopping, shopping at departmental and apparel stores, and other retail spends globally
• Financial security in the case of accidental damage or theft with Purchase Protection
• Free two-year premium membership with MyUS shipping service
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard Titanium Cash Up Credit Card

• Lounge access at more than 10 airports in the Levant and the Middle East
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Cash up of on grocery stores and supermarkets, payments of utility bills, spending on government service, fuel, and other retail spends
• More than 900 MasterCard BOGO offers at over 90 destinations and over 600 merchants
• Deem Double Secure Protection
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard Platinum Miles Up Credit Card

• Lounge access at more than 25 airports in the Levant and the Middle East
• Discount of 30% on international air tickets, roundtrips, or hotel bookings on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Miles up on leisure and entertainment, online shopping, shopping at departmental and apparel stores, and other retail spends globally on making a minimum monthly spend of AED 1,500.
• Financial security in the case of accidental damage or theft with Purchase Protection
• Free two-year premium membership with MyUS shipping service
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard Titanium Miles Up Credit Card

• Lounge access at more than 10 airports in the Levant and the Middle East
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Miles up on grocery stores and supermarkets, hotel reservations, flight tickets, and other retail spends globally on making a minimum monthly spend of AED 1,000.
• More than 900 MasterCard BOGO offers at over 90 destinations and over 600 merchants
• Deem Double Secure Protection
• 15% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard World Cash Up Credit Card

• Lounge access at more than 1150 airports worldwide
• Travel medicine and inconvenience insurance
• Discount on airfare for roundtrips on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Cash up on leisure and entertainment, airfare, hotel bookings, and other retail spends globally
• Free nights at more than 200 partner Marriot Bonvoy Hotels in Africa and the Middle East
• Hotel Reservation benefits when booking on Lushescapes
• Up to 10% off on serviced onefinestay luxury apartments throughout Paris, London, Florence, Milan, New York, Rome, San Francisco, Sydney, and Los Angeles.
• Free 5 Star Membership at Hertz Gold Plus Rewards
• 25% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Mastercard World Miles Up Credit Card

• Lounge access at more than 1150 airports worldwide
• Travel medicine and inconvenience insurance
• Discount on airfare for roundtrips on Cleartrip
• Complimentary valet parking
• Attractive discounts and deals on casual dining, tourist attractions, amusement parks, and more on Deem Offers mobile app
• Miles up on hotel reservations, airline tickets, overseas transactions made in international currency, and local transactions made in dirhams on making a minimum monthly spend of AED 2,000.
• Free nights at more than 200 partner Marriot Bonvoy Hotels in Africa and the Middle East
• Hotel Reservation benefits when booking on Lushescapes
• Up to 10% off on serviced onefinestay luxury apartments throughout Paris, London, Florence, Milan, New York, Rome, San Francisco, Sydney, and Los Angeles.
• Free 5 Star Membership at Hertz Gold Plus Rewards
• 25% off Avis car rentals
• 20% off on three Careem rides monthly

Deem Finance Credit Card Interest Rates and Annual Fees

The table below shows the annual charges and interest rates charged on different Deem credit cards.

(Updated on November 27, 2019)

*If the yearly spend on this card is 12,000 dirhams or more, the cardholder can continue saving on this fee.

Eligibility Criteria to Apply for Deem Finance Credit Card

Applying for these cards becomes a cakewalk if the applicant meets the Deem Credit Card eligibility requirements. Here are some of the factors, which determine the eligibility of the applicant.

• Age: Generally, starting from 21 years to 65 years
• Address Proof: Valid residence address in the UAE
• Income: Minimum income per month, which may vary from card to card
• Credit Score: A good credit rating is a must for obtaining a credit card

How to Apply for a Deem Finance Credit Card?

The card seeker can apply in the following ways.

• Online Banking: Deem bank has a user-friendly online banking portal, which can be used to apply for the card.
• Phone Banking: The applicant can apply for a card by calling on the customer care number of the bank.
• Visiting the Branch: For the Deem Finance Credit Card application, they can visit the nearest branch of the bank along with the required documents to apply for the card.

Documents Required to Apply for Deem Finance Credit Card

Here is a list of documents required to apply for the card.

• Residence Visa and passport (for)
• Salary certificate
• Valid Emirates ID
• Bank statements for previous 3-6 months
• Address Proof
• Trade License

Fee & Charges of Deem Finance Credit Card

The following are the different fees & charges applicable to these credit cards.

• Late Payment Charges: 241.5 dirhams
• Over-limit Charges: 341.25 dirhams
• International Transaction Charges: 3.139 percent

(The charges are inclusive of VAT)

Why Choose Deem Finance Credit Card?

While there are various reasons to apply for Deem credit cards, here are some of the major ones.

Cash Up

The cardholder gets to enjoy cash up on flight tickets, hotel bookings, grocery stores, supermarkets, shopping, and other retail transactions.

Miles Up

Just as Cash up, the card member can earn miles up on flight tickets, hotel bookings, grocery stores, supermarkets, shopping, and other retail transactions.

Airport Lounge

The bank offers free access to the best airport lounges throughout the globe. This makes traveling easier and more comfortable for you.

Deem Offers Mobile App

The mobile app allows the card member to enjoy a huge range of discounts and deals on amusement parks, casual dining, entertaining experiences, and tourist attractions for both primary as well as supplementary cards.

FAQs

Q.1. What does Double Secure Protection mean?

Ans: This complimentary insurance facility does not only provide coverage for the outstanding balance on your credit card but also offers the nominee an equivalent amount.

Q.2. How much should my minimum monthly expenditure be in order to earn miles up?

Ans: You must have a minimum spend of 2,000 dirhams for World Card, 1,500 dirhams for the Platinum card, and 1,000 for Titanium card in a month to earn miles up.

Q.3. What is purchase protection?

Ans: Purchase protection refers to coverage in the case of accidental damage or theft for a maximum of 180 days from the purchase date.

Q.4. Can a supplementary cardholder also enjoy the benefits from the Deem Offers Application?

Ans: Yes, the supplementary cardholder can also enjoy the deals offered on the bank’s mobile app.

Q.5. How will I get to know the amount of cash up that I have earned on my Deem Credit Card?

Ans: The amount of cash up that you have earned will reflect on your credit card statement every month. One cash up point is equal to one dirham, and the bank has not determined any minimum spending criteria for earning cash up.