DEEM Credit Cards with Attractive Dining Offers in UAE

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  | Published: 09 August 2021 | Last Updated On: 01 September 2021

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It’s always great to have affordable dining in premium restaurants with friends and family. For the same reason, DEEM Dining Offer credit cards bring numerous benefits, perks and rewards on all dining expenses. DEEM Finance is an emerging name in the UAE financial sector. Formed as a strategic reconstruction of assets owned by Mubadala Investments, Fullerton Financial Holding, Waha Capitals and AAAI Moosa Enterprises LLC, the company has an asset capital of AED 1 billion and offers user-friendly digital services. Moreover, it is regulated by the Central Bank of UAE.

DEEM Finance brings six exclusive credit cards that offer various privileges and discounts on hotel diners and restaurants at all major locations across the UAE. Easy application and documentation and access to DEEM Offers mobile app make it popular among the UAE people.

Best Deem Credit Cards with Dining Offers in UAE

Deem Mastercard Titanium Cash Up Credit Card

Dining Discounts
  • Minimum Salary AED 6,500
  • Annual Fee AED 200
  • Free for 1st year
  • Cashback
  • Airport Lounge Access
  • Travel Discounts
  • Dining Discounts
Reward Value: AED 4,333

Deem Platinum Cash Up Credit Card

Dining Discounts
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
Reward Value: AED 13,128

Deem World Cash Up Credit Card

Dining Discounts
  • Minimum Salary AED 25,000
  • Annual Fee AED 500
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
Reward Value: AED 21,780

Deem Titanium Miles Up Credit Card

Dining Discounts
  • Minimum Salary AED 5,000
  • Annual Fee AED 200
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
  • Free for 1st year
  • Airport Lounge Access
  • Travel Discounts
  • Special Discounts
Reward Value: AED 4,356

Deem Platinum Miles Up Credit Card

Dining Discounts
  • Minimum Salary AED 10,000
  • Annual Fee AED 200
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
Reward Value: AED 13,128

Deem World Miles Up Credit Card

Dining Discounts
  • Minimum Salary AED 25,000
  • Annual Fee AED 500
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
Reward Value: AED 21,780

Benefits of DEEM Dining Offer Credit Cards

DEEM Finance brings a wide range of offers and discounts on all restaurant expenses and online food orders. Following are the benefits of DEEM credit cards with dining offers. 

  • Access to exclusive dining and restaurant offers on DEEM Offers mobile applications for the primary and supplementary cardholders.
  • Avail cash up and miles up on all retail and online purchases.
  • Enjoy up to 4 valet parking in a calendar month with Valtrans. 
  • Get Buy 1 Get 1 offer on all eligible items ranging from dining, fitness, beauty, hotels, etc.
  • Get 20% off on the first three rides every month on UBER bookings.
  • Exclusive discount on travel and hotel bookings through Cleartrip.
  • Get up to 10% discount on luxury serviced apartments.
  • Access to exclusive benefits like complimentary breakfast, free room upgrades and much more while booking on Lushescapes with Virtuoso benefits at more than 1200 hotels worldwide. 
  • Enjoy up to 30% off on top trending courses through Udemy.

Features of DEEM Dining Offer Credit Cards

DEEM Finance provides an exclusive range of features on its credit cards with a number of rewards and cashback offers. Following are the key features of DEEM credit cards with restaurant offers.

  • Annual Membership Charges - DEEM credit cards come with an annual membership fee. However, not all credit cards have annual charges, and the fees are dependent on the type of credit card. For example - DEEM Titanium Cash Up Cards is free for the 1st year and has an annual membership charge of AED 200 from the 2nd year onwards. In case the annual expenses go beyond AED 12,000, the card does not incur any yearly charges.
  • Minimum Salary Requirements - As a basic eligibility requirement, an individual needs to fulfil the minimum salary criterion to get a DEEM credit card. The minimum salary requirement ranges between AED 5,000 to 25,000, depending on the type of credit card.
  • Exclusive Offers on Dinings and Restaurants - DEEM Finance offers lucrative rewards and benefits on restaurant and dining expenses through DEEM Offers mobile app.
  • Free Supplementary Cards -  An individual can avail additional cards (supplementary cards) for family members without any extra charges.
  • Virtual Credit Cards - DEEM Finance also offers a virtual credit card that is easier, safer and convenient for online shopping. Moreover, controlling the credit limit and expenses becomes handy using the mobile app. 
  • Cashback and Reward Programs - With a variety of DEEM dining offer credit cards, the customers get access to exclusive cashback and reward offers. For instance, the cash-up world credit card provides up to 5% cashback on hotel and entertainment expenses while 10% cashback on flight bookings.
  • Other Benefits - DEEM credit cards not only come with dining offers periodically but also provide a number of other exciting benefits like free airport lounge access (on select credit cards), travel insurance, purchase protection, and much more. 

Tip - There are a number of credit cards from DEEM Finance offering a unique set of benefits. A card with a higher annual charge and salary requirement brings more rewards and benefits. 

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List of DEEM Dining Offer Credit Cards with Eligibility, Features & Benefits

Following is the list of top DEEM Dining Offer credit cards with their eligibility, and features and benefits.

DEEM Credit Card

Eligibility

Features and Benefits

DEEM Titanium Cash Up Credit Card

  • Minimum Salary Requirement of AED 5,000
  • Exclusive dining offers on DEEM Offers mobile application
  • Priceless Special Buy 1 Get 1 offers on dining, wellness, and hotels via the app.
  • Up to 3% cash up on supermarket, fuels, and utility bills
  • 0.5 percent cash up on all retail purchases anywhere in the world
  • Supplementary cards
  • Virtual credit card
  • 10+ airport lounge access in the Middle East and Levant.

DEEM Platinum Cash Up Credit Card

  • Minimum Salary Requirement of AED 10,000
  • Minimum spend of AED 1500 in the month to earn cash ups
  • Exclusive dining offers on DEEM Offers mobile application
  • Priceless Special Buy 1 Get 1 offers on dining, wellness and hotels via the app.
  • Up to 5% cash up on supermarket, fuels and utility bills
  • 1 percent cash up on all retail purchases anywhere in the world
  • Supplementary cards
  • Virtual credit card
  • Purchase protection
  • Free valet parking service up to 4 times a month
  • 25+ airport lounge access in the Middle East and Levant.

DEEM World Cash Up Credit Card

  • Minimum Salary Requirement of AED 25,000 
  • Exclusive dining and restaurant offers on DEEM Offers mobile application.
  • Priceless Special Buy 1 Get 1 offers on dining, wellness and hotels via the app.
  • Up to 5% cash up on hotel bookings and entertainment 10% on flight bookings.
  • 1 percent cash up on all retail purchases anywhere in the world
  • Supplementary cards
  • Virtual credit card
  • Free valet parking service up to 6 times a month
  • 1000+ airport lounge access around the world.

DEEM Titanium Miles Up Credit Card

  • Minimum Salary Requirement of AED 5,000
  • Exclusive dining offers on DEEM Offers mobile application
  • Priceless Special Buy 1 Get 1 offers on dining, wellness and hotels via the app.
  • 2 times miles up on flight, hotel bookings and supermarket expenses
  • 0.5 times miles up on all retail purchases anywhere in the world
  • Supplementary cards
  • Virtual credit card
  • 10+ airport lounge access in the Middle East and Levant.

DEEM Platinum Miles Up Credit Card

  • Minimum Salary Requirement of AED 10,000
  • Exclusive dining offers on DEEM Offers mobile application
  • Priceless Special Buy 1 Get 1 offers on dining, wellness and hotels via mobile app.
  • 3 times miles up on flight, hotel bookings and supermarket expenses
  • 1 time miles up on all retail purchases anywhere in the world
  • Free valet parking service up to 4 times a month
  • Supplementary cards
  • Virtual credit card
  • Purchase protection of up to 180 Days
  • 25+ airport lounge access in the Middle East and Levant.

DEEM World Mile Up Credit Card

  • Minimum Salary Requirement of AED 25,000
  • Exclusive dining and restaurant offers on DEEM Offers mobile application. 
  • Priceless Special Buy 1 Get 1 offers on dining, wellness, and hotels via the app.
  • Up to 5 times miles up on hotel bookings, international spendings and flight bookings.
  • 1.5 times miles up for local expenses in AED on all retail purchases. 
  • Supplementary cards
  • Virtual credit card
  • Free valet parking service up to 6 times a month
  • 1000+ airport lounge access around the world

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Fees & Charges on DEEM Dining Offer Credit Cards

Following are the fees and charges on DEEM credit cards with dining offers.

Deem Credit Cards Annual Fees

DEEM Titanium Cash Up Credit Card

AED 210

DEEM Platinum Cash Up Credit Card

AED 315

DEEM World Cash Up Credit Card

AED 525

DEEM Titanium Miles Up Credit Card

AED 210

DEEM Platinum Miles Up Credit Card

AED 315

DEEM World Miles Up Credit Card

AED 525

Other Charges and Fees

Finance Charges 

3.35% per month

2.99% for World Credit Cards

Cash Withdrawal Fee

3.15% of cash advance or AED 105 (whichever is higher)

Late Payment Fee

AED 241.5

Cash Advance Limit

Up to 25% of the credit limit

Annual Fee for Supplementary Cards

Nil up to 5 supplementary cards

How to apply for DEEM Dining Offer Credit Card?

To apply for a credit card, an individual can visit DEEM’s official website, choose the type of card and click the ‘Apply’ button. Later, they will need to fill in personal details and upload the required documents.

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FAQ's on Deem Finance Credit Card with Dining Offers

How can I avail dining offers via DEEM credit cards?

An individual needs to download the DEEM Offers app, check for the available dining offers and pay using the credit card to avail the offers.

What is the minimum salary criterion to avail a DEEM credit card with dining offers?

 

As per the basic eligibility criteria, an individual will have to fulfil the minimum salary requirement depending on the type of card. The salary requirement for various DEEM Dining Offer credit cards are mentioned below:

Card Type

Minimum Salary in AED

DEEM Titanium Credit Card

AED 5,000

DEEM Platinum Credit Card

AED 10,000

DEEM World Credit Card

AED 25,000

Can I get a supplementary DEEM Credit Card?

Yes, DEEM Finance offers free supplementary cards. An individual can avail up to 5 free of cost supplementary credit cards for his/her family members. 

 

Are there any annual membership charges on DEEM credit cards with dining offers?

Yes, the credit cardholder needs to pay an annual membership charge depending on the type of card. However, if the cardholder spends more than the threshold, then there are no annual charges. The spending threshold depends on the type of DEEM credit card.