How to Pay Deem Credit Card Bill Payment Using Online & Offline Modes

By PolicyBazaar
  | Published: 27 June 2021 | Last Updated On: 21 July 2021
Average Rating / 5 (ratings ) | 135 Views

Get cashback up to AED 2000

Cancel
Cancel
By Clicking on "Proceed", I declare that I am a resident of UAE and holding a valid Visa and agree to the website Privacy Policy and Terms of Use.

Deem financial services offers some of the best credit cards that can be used for smart spending and scoring impressive returns at the same time. You can use this card for paying shopping and utility bills. Besides, Deem financial services also provide you with smart payment options to conveniently make your Deem credit card bill payment.

Paying Deem Credit Card Bill through UAEFTS

UAEFTS is a Fund Transfer System enabled and hosted by the Central Bank of the UAE. This system uses Real Time Gross Settlement to enable fund transfers from one to the other. Since the system is controlled by the Central Bank, it is one of the most secured platforms to make transactions. You can UAEFTS to make Deem Credit Card bill payment via exchange house. To use this facility, locate an exchange house that accepts Deem Credit Card bill payment. These are the exchange partners you can visit to make payment:

  • Al Ansari
  • Al Ghurair
  • Sharaf Exchange
  • Lulu Exchange
  • Oriental Exchange

Exchange houses may charge you additional charges as per their discretion for enabling the payment. Confirm the payment charges before paying.

Should I use UAEFTS to Make Deem Credit Card Bill payment?

UAEFTS has a high rate of safe transactions which makes it an extremely beneficial platform to make Deem Credit Card bill payment. Here are some other advantages of using this platform:

  • Since Deem has many exchange house partners all around the UAE, you can conveniently make payments through their branches or their online apps. This provides you wide range of options to make payments.
  • Exchange houses facilitate international payment solutions that allow you to make Deem Credit Card bill payments from anywhere in the world.
  • Since UAEFTS supports multiple foreign currencies, you can make payments using other currencies as well.
  • The payments made via UAEFTS are accepted by all the banks in the UAE. You can use this platform to make Deem Credit Card bill payments from any bank account.
  • Using RTGS, UAEFTS keeps you updated about your transaction from initiation to balance deduction and payment confirmation.

Are there any concerns while using UAEFTS to make Deem Credit Card bill payment?

While UAEFTS is a flexible platform that makes the procedure of making Deem Credit Card bill payment easier, there are several factors you should pay attention to, before using it:

  • Since you will be using a third party to make the payment, it may take up to 2 working days for the payment to clear.
  • You will require paying additional fees to avail of this facility at an exchange house. If you wish to make a partial payment every month, you will end up paying a hefty additional charge on your Deem Credit Card payment.

discount offers - Policybazaar uae

Deem Credit Card Bill Payment Options in UAE 

For smooth, quick, and easy transactions, Deem financial services provide you with two wide methods i.e. offline and online to make your Deem Credit Card bill payments.

How to make Deem Credit Card Bill payment offline in UAE

If you wish to make your Deem Credit Card bill payment offline, you can visit any of the following banks:

  • ADCB: locate the nearest branch at - https://www.adcb.com/en/ways-to-bank/atm-and-branches/
  • FAB: locate the nearest branch at - https://www.bankfab.com/en-ae/personal/branch-locator
  • Mashreq: locate the nearest branch at - https://www.mashreqbank.com/en/uae/personal/locators
  • Standard Chartered Bank: locate the nearest branch at https://www.google.com/maps/search/standard+chartered+Standard+Chartered+Tower,+Downtown+Dubai/@24.7818671,55.0572986,9z/data=!3m1!4b1

You can visit your nearest branch and deposit the Deem credit card bill through cheque or cash payment.

Deem Credit Card Payment by Cheque

You can make your Deem Credit Card bill payment using a cheque. To make payment via cheque:

  • Mention Deem Finances along with your 16-digit credit card number in the payee column
  • Enter the amount in the cheque
  • Do not forget to sign the cheque
  • Specify your contact number and account number on the blank side of the cheque
  • Fill in the details in the deposit slip
  • Deposit the cheque to Cheque and Cash Deposit Machine

Since Deem financial services accept cheque payments via other banks, you are requested to kindly deposit the cheque at least 3 working days before the due date to avoid late fees and penalties.

Deem Credit Card Payment by Cash

Using cash to make your Deem Credit Card bill payment is the quickest offline method of payment. As soon as you deposit the cash, the payment will be received by Deem and you will receive immediate payment confirmation. You can deposit cash at Cash Collecting Machine (CCM) at the following branches:

  • Burjuman Center, Dubai
  • Sahara Mall, Sharjah
  • Al Mulla Tower, Abu Dhabi
  • Al-Ain Mall, Al Ain

If you are using the offline method to make Deem Credit Card bill payment, you are requested to email the receipt to Deem financial services at customercare@deem.io

How to make Deem Credit Card Bill Payment Online in UAE ?

To save your time and energy, you can use online methods to make Deem Credit Card bill payments online. Besides, online mode gives you the freedom to make payments outside the working hours and days. This allows you to make hassle-free instant transactions on your preferable day and time. There are several online payment methods available to make Deem Credit Card bill payment:

  • Deem Mobile App
  • Online Banking Portals
  • Fund transfer from another bank
  • Direct Debit Authorization
  • Phone Wallet

Paying through Deem Mobile App

To make Deem Credit Card bill payment through Deem Mobile App:

  • Open your Deem Mobile App
  • Select the card to make a payment
  • Click on “Pay Now” to initiate the payment process
  • Choose payment amount
  • Log in to your online banking to complete the payment through Central Bank Payment Gateway

Open Deem Mobile App->Select Card->Pay Now->Choose amount->Log in to Online Banking

Online Banking Portals

Deem allows you to make your credit card bill payment using these banks’ online banking portal:

  • ADCB
  • ADIB
  • Ajman Bank
  • Al Masraf
  • CitiBank
  • Commercial Bank International PSC
  • Commercial Bank of Dubai
  • Dubai Islamic Bank
  • FAB
  • Habib Bank
  • RAKBANK
  • Sharjah Islamic Bank
  • Standard Chartered Bank
  • United Arab Bank

To use this facility:

  • Log in to your bank’s net banking via webpage or mobile app
  • Add DEEM credit card as a beneficiary
  • In the account number mention your 16-digit credit card number
  • Enter the amount and pay

discount offers - Policybazaar uae

Fund Transfer from another bank

You can deposit the fund from your bank account to Deem Credit Card accounts in the following banks:

Bank Name

Account Details

IBAN

ADCB

612960020001

AE800030000612960020001

FAB

1031001256020013

AE650271031001256020013

Mashreq

010496819119

AE620330000010496819119

Standard Chartered Bank

01421884101

AE840440000001421884101

To transfer the fund, add Deem as beneficiary and transfer the amount using the aforementioned details.

Once you have made the transfer, you are required to send a copy of the receipt to customercare@deem.io to complete the payment process and verification. Please note that you need to send the payment receipt at least 3 working days before the due date for timely processing and avoid a late fee.

Direct Debit Authorization

The direct debit authorization enables Deem financial services to automatically deduct your outstanding amount from your bank account. To avail of this facility, you are required to set up a standing instruction by filling the Direct Debit Authorization Form. The form is available at https://www.deem.io/forms. You can submit this form at any Deem Sales centre. Please note that Direct Debit Authorization will take effect from the next bill cycle.  

Credit Card Paymennt through Phone Wallet

Using the next-generation online payment solution, you can easily make your Deem Credit Card bill payment. Phone Wallet allows you to make your credit card bill payment from any bank in less than a minute. You can link your bank account and pay your credit card bills using Apple Pay, EWallet, Emirates Digital Wallet LLC and Klip, Google Pay, PayBy, Samsung, and others. 

How can I pay my Deem Credit Card bill from another bank’s credit card?

You cannot make Deem Credit Card bill payments from other bank’s credit cards directly. However, there are some indirect methods which will allow you to avail of this facility ̶

Cash Advancement and Balance transfer

Cash Advancement

Credit Card providers allow you to borrow cash against your credit using a credit card. Withdraw cash using your credit card via ATM and deposit the cash in Cash Collector Machine in Deem branch.

Balance Transfer

You can also choose a more formal facility ̶ of Balance Transfer ̶ to make your credit card payment. Some credit card providers provide the facility of transferring your debt from one card to the other which is known as a Balance transfer facility. This will allow you to shift your debt to another credit card. However, before using this facility, ensure that the other card has a lower interest rate otherwise you will end up paying more amount.

Should I Pay my Deem Credit Card Bill through Another Bank’s credit card?

You are advised to not use another credit card for making Deem Credit Card bill payments since it does not clear your debt. It merely gives you more time to repay debt. Besides, it may hamper your credit score in a long run.

How much Should I Pay for My Outstanding?

Deem Credit Card bill gives you the freedom to make complete or partial Deem Credit Card bill payment. However, if you use the latter option, you will require paying an interest rate. To use your Deem credit card most profitably, you are advised to pay to complete payment on your credit card.

discount offers - Policybazaar uae

Other Banks Credit Card Bill Payment in UAE

Other Bank Credit Card Bill Payment Process
Mashreq Credit Card Bill Payment: How to Do it Online & Offline FAB Credit Card Bill Payment: How to Do it Online & Offline
CBD Credit Card Bill Payment: How to Do it Online & Offline CitiBank Credit Card Bill Payment: How to Do it Online & Offline
ADIB Credit Card Bill Payment: How to Do it Online & Offline Standard Chartered Credit Card Bill Payment: How to Do it Online & Offline
ADCB Credit Card Bill Payment: How to Do it Online & Offline Emirates NBD Credit Card Bill Payment: How to Do it Online & Offline
RAKBANK Credit Card Bill Payment: How to Do it Online & Offline Najm Credit Card Bill Payment: How to Do it Online & Offline

List of Top 10 Bank Offers Credit Cards in UAE 

Bank Credit Cards
Deem Finance Credit Cards ADIB Credit Cards
ADCB Credit Cards Sharjah Islamic Bank Credit Cards
Mashreq Bank Credit Cards Dubai Islamic Bank Credit Cards
Emirates NBD Credit Cards FAB Credit Cards
Commercial Bank of Dubai Credit Cards Citibank Credit Cards