Deem Balance Transfer Credit Cards in UAE

By Laxita Gautam
  | Published: 03 September 2021 | Last Updated On: 13 September 2021

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Founded in the year 2000, Deem is another one of the top financing institutions in the UAE, offering state-of-the-art financial solutions and products. Privately owned, Deem strives to help and solve the financial troubles of their customers in the strongest and simplest possible ways. Deem Finance is headquartered in Abu Dhabi but has several branches across Dubai, Sharjah and Al Ain. From credit cards to personal loans and easy payment options, known as balance transfer, Deem puts some very interesting services upfront. Deem balance transfer credit cards are one of the most popular products among customers. With exciting value-added services and a very simple easy payment plan, Deem credit cards with balance transfer becomes some of the top options to consider when you are planning to get one for yourself. 

Best Deem Credit Cards with Balance Transfer in UAE

Deem finance offers six different credit cards and all of them come with the balance transfer facility. You can easily transfer the due balance of your Deem credit card to another credit card account and pay it off using an easy payment schedule. Apart from that. Deem credit cards also offer several complimentary benefits, deals, and discounts on services and products across the UAE. Following are the top Deem balance transfer credit cards with their major benefits:

Deem Platinum Cash Up Credit Card

One of the three cashback credit cards offed by Deem, the Platinum Cash Up credit card also offers a balance transfer facility. In addition to that, you get to enjoy a series of benefits such as discounts at supermarkets, gas stations and leisure activities.

Deem Platinum Cash Up Credit Card
Balance Transfer
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
  • Balance Transfer
Reward Value: AED 13,128

Minimum Income Required: AED 10000

Annual Fee of the Card: AED 315

Minimum Age Required: 21 years

Features & Benefits of Deem Cash Up Platinum Credit Card

  • Get up to 10% accelerated cash up when you shop at departmental stores. 
  • Balance transfer and easy payment facility with a tenure of 3 to 12 months. 
  • Up to 5% cash up for utility bill, spends on government services and gas stations.
  • 1% cash up for any retail spends with this Deem balance transfer credit card. 
  • Complimentary access to 25+ airport lounges in the Middle East.
  • Up to 15% discount for Avis car rentals and 10% off on rentelcars.com.
  • Complimentary membership of 2 years with My US. 
  • Up to 20% off on 3 Uber rides per month. 
  • Up to 30% off on Cleartrip Bookings and 10% off on bookings.com. 
  • Complimentary valet parking for all cardholders. 
  • Double secure insurance for the Deem credit card with balance transfer.
  • Up to 5 free supplementary cards for your family and friends

Deem Titanium Cash Up Credit Card

The Titanium cash up credit card from Deem is the smaller version of the Platinum card, endowed with similar value-added benefits but with easier eligibility requirements. You can enjoy the much-sought-after balance transfer facility for your credit card expenses along with a long range of value-added benefits.

Deem Titanium Cash Up Credit Card
Balance Transfer
  • Minimum Salary AED 6,500
  • Annual Fee AED 200
  • Free for 1st year
  • Cashback
  • Airport Lounge Access
  • Travel Discounts
  • Balance Transfer
Reward Value: AED 4,333

Minimum Income Required: AED 5000

Annual Fee of the Card: AED 210. Not applicable on the first year

Minimum Age Required: 21 years

Following is the complete list of all the Features & benefits that this Deem balance transfer credit card offers. 

  • Enjoy a maximum of 3% cash up when you shop at supermarkets. 
  • Get balance transfer services and an easy payment schedule for your Deem credit card with balance transfer.
  • A maximum of 3% cash up or cashback on utility bills, gas stations and spends on government services. 
  • 0.5% cash up for every spending made on retail shopping platforms and places. 
  • Complimentary access to up to 10+ airport lounges across the whole Middle East.
  • 20% off on three Uber rides per month and 15% off on Avis car rental services.
  • 10% discount on car rental services from rentalcars.com as well. 
  • 30% off on membership and 2 months free trial on Lingokids.
  • Enjoy up to 30% off on all Udemy courses and up to 50% off on the course of the day. 

Deem World Cash Up Credit Card

Enjoy the most exclusive benefits from Cash Up credit card range of Deem with Deem Cash Up World credit card. From airline purchases to hotel bookings, utility bill and entertainment services, you get to enjoy discounts almost every time you purchase with this Deem balance transfer credit card.

Deem World Cash Up Credit Card
Balance Transfer
  • Minimum Salary AED 25,000
  • Annual Fee AED 500
  • Balance Transfer
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
Reward Value: AED 21,780

Minimum Income Required: AED 25000

Annual Fee of the Card: AED 525

Minimum Age Required: 21 years

Complete list of Features & Benefits for Deem Cash Up World Credit Card

  • Easy payment and balance transfer facility for your credit card expenses with an interest rate of 1.99%.
  • Up to 10% cash up for airline booking using this Deem credit card with balance transfer.
  • Up to 5% accelerated cash up for every hotel booking and entertainment spends. 
  • 1% cash up for every retail spend, whether local or international.
  • Complimentary service for valet parking for all cardholders. 
  • Access to 1000+ airport lounges all over the world with no limitations. 
  • Complimentary travel inconvenience and medical insurance for the cardholders. 
  • 20% off on three Uber rides per month, 10% off on Cleartrip bookings, rentalcars.com and Farfetch. 
  • Complimentary Hertz gold membership. 
  • Free premium My US membership for two years.

Deem Titanium Miles Up Credit Card

Special Deem credit card for folks who travel a lot for leisure or work, the Miles Up Titanium credit card is the perfect pick with relaxed eligibility guidelines. Every spends earns you miles which can be used to get additional discounts on your travel-related purchase. In addition to that, you get the facility of balance transfer and easy payment.

Deem Titanium Miles Up Credit Card
Balance Transfer
  • Minimum Salary AED 5,000
  • Annual Fee AED 200
  • Balance Transfer
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
  • Free for 1st year
  • Airport Lounge Access
  • Travel Discounts
  • Special Discounts
Reward Value: AED 4,356

Minimum Income Required: AED 5000

Annual Fee of the Card: AED 210. Not applicable on the first year.

Minimum Age Required: 21 years

Following are the top benefits offered by this Deem credit card with a balance transfer service.

  • 2x Miles rewards on the purchase of airline tickets, hotel reservations, supermarkets anywhere worldwide. 
  • Get additional 0-5x Miles rewards on every retail purchase that you make. 
  • Complimentary access to over 10 airport lounges in the Middle East. 
  • 20% off on three Uber rides per month, 15% for Avis car rental, and 10% on rentalcars.com. 
  • Get up to 10% on bookings and purchases at bookings.com. 
  • Complimentary double secure protective cover available with this Deem balance transfer credit card. 
  • Up to 30% off on Udemy courses and up to 50% off on courses of the day. 

Deem Platinum Miles Up Credit Card

The Deem Platinum Miles credit card is a slightly boosted version of the Titanium variant. It offers a better Miles rewards ratio and many additional value-added benefits as well. You also get the balance transfer and easy payment facility on the credit card.

Deem Platinum Miles Up Credit Card
Free for Life
  • Minimum Salary AED 10,000
  • Annual Fee AED 200
  • Free for Life
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
Reward Value: AED 13,128

Minimum Income Required: AED 10000

Annual Fee of the Card: AED 315

Minimum Age Required: 21 years

Listed below are the top benefits offered among this Deem balance transfer credit card:

  • 3x Miles rewards on airline ticket purchase, shopping at both online and offline stores worldwide and hotel reservations. 
  • 1x Miles rewards on all your retail spends and shopping.
  • Valet parking service as a complimentary benefit.
  • My US subscription for 2 years for free with this Deem balance transfer credit card
  • 10% off on rentalcars.com, 10% off of Farfetch and 20% off on 3 Uber ride per month. 
  • 30% off on CLeartrip and 15% off for Avis car rental services. 
  • Access to 25+ airport lounges all over the whole Middle East. 
  • Purchase protection cover.

Deem World Miles Up Credit Card

The most exclusive card in the range of Deem balance credit cards with Miles rewards, the Miles World credit card offers benefits that are not available in any other segment of Deem credit cards. From additional Miles rewards to rental car discounts, entertainment purchase discounts, booking discounts and the balance transfer facility, there isn’t much that you won’t find here. The spending that you do on your credit card can be transferred to an easy payment plan for a tenure of 3 to 12 months as well.

Deem World Miles Up Credit Card
Balance Transfer
  • Minimum Salary AED 25,000
  • Annual Fee AED 500
  • Airport Lounge Access
  • Dining Discounts
  • Valet Parking
  • Travel Discounts
Reward Value: AED 21,780

Minimum Income Required: AED 25000

Annual Fee of the Card: AED 525

Minimum Age Required: 21 years

Features & Benefits of  Deem World Miles Up Credit Card

  • 5x Miles rewards on air ticket purchases, hotel reservations and bookings and all international purchases made in any foreign currency. 
  • 1.5x Miles rewards on all local spending and purchases.
  • Access to 1000+ airport lounges all over the globe.
  • Balance transfer and easy payment facility with an option of 3 to 12 month-long tenure. 
  • Valtrans valet parking as a complimentary benefit.
  • Travel medical and inconvenience insurance. 
  • 10% off on Cleartrip bookings, 20% off on 3 Uber rides per month, and 25% off for Avis car rental. 
  • Complimentary Hertz Gold membership and 10% off on onefinestay apartments. 

Eligibility Criteria for Deem Balance Transfer Credit Cards

Deem balance transfer credit cards in the UAE can be obtained by all UAE citizens and residents with documented proof to show for their status. Anyone older than 21 years of age can get a credit card in the UAE. The only special requirement for Deem balance transfer credit cards is the minimum required salary which is mentioned with each card. You can refer to each card to find out the minimum salary required to get that particular card. As long as you meet three requirements, you are eligible to get a Deem credit card with balance transfer facility.

Documents Required for Deem Credit Card with Balance Transfer Credit Card

  • Passport for all UAE residents 
  • Valid resident visa page for all UAE residents 
  • Valid Emirates ID – applicable for both UAE residents and citizens
  • Bank statements for the past 3-6 months, as required by Deem 
  • Salary or income proof for salaried and self-employed applicants, respectively
  • Signed, attested, and duly filled application form 

How to Apply for Deem Balance Transfer Credit Card in UAE

Applying for a Deem credit card is a rather simple and swift process. Use either online or offline methods to complete your application and get the card. Locate the official website of Deem and go to the application page to apply for Deem balance transfer credit cards online. Find the “Join Now” button at the bottom and click to enter the application form page. Fill this application form using a few of your personal information and send it out. A representative from Deem will contact you shortly and guide you further. If you want to complete the application process for Deem credit cards with balance transfer offline, find the nearest Dee, branch and visit them. You will be introduced to a representative from the concerned department there. They will help you to get the application procedure finished after that. 

You may also like this - List of Balance Transfer Credit Card in UAE to Apply

Conclusion

Deem credit cards with balance transfer are some of the top options in this particular category. You not only get the freedom to pay easily and as you see fit, but also some very attractive benefits and offers. All Deem credit cards in the UAE also come with additional deals available on Deem Offer application. Just make sure that you weigh all the benefits and conditions before making the final decision.

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Laxita Gautam
Laxita Gautam137 Posts

Senior Content Writer | She functions on classic British fiction, Japanese manga, and strong americanos. Laxita is tailor-made to create engaging, interactive pieces that offer simplified insights into complex subjects.