HSBC Max Rewards Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

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  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

HSBC Bank UAE is one of the leading banking and financial services providers in the UAE with a presence across the country. The bank has won numerous awards and recognitions for its services, including being named the ‘World’s Best Digital Bank’ by Global Finance Magazine for two consecutive years. 

The bank also received the 'Best Bank in the Middle East' award from the International Banker Magazine and the 'Best Cash Management Bank in the UAE' award from Global Finance Magazine. These awards and recognitions are a testament to the quality of banking services and products that HSBC Bank UAE provides to its customers.

One such product is the HSBC Max Rewards Credit Card, which is designed to provide customers with maximum rewards and benefits while helping them manage their finances better. Let’s find out more about the HSBC Max Rewards Credit Card - from its benefits and rewards to eligibility criteria and more.

HSBC Max Rewards Credit Card

Features and Benefit of HSBC Max Rewards Credit Card

As mentioned earlier, this HSBC Bank credit card is a reward-loaded credit tool that enables you to enjoy high-class lifestyle benefits while making efficient spending. Some of the features and benefits of using the HSBC Max Rewards credit card are as follows -

  • You do not need an HSBC Bank account to apply for this credit card. 
  • Supplementary Credit Cards - With this credit card in the UAE, you get unlimited, complimentary supplementary cards for your family. 
  • Option for Buy Now, Pay Later 
  • Multi-Trip Travel Insurance - With the HSBC Max Rewards credit card, you can get complimentary coverage of up to USD 500,000 for you and your loved ones for all trips up to 90 days.
  • Earn Air Miles - For every AED 1 spent, you can earn 1 Air Mile.
  • Get Lifestyle Benefits - You can save with benefits like HSBC ENTERTAINER, access to luxury airport lounges, and more.
  • Compatible with your mobile wallets like Google Pay, Apple Pay, or Samsung Pay
  • Easy access to cash through the Cash Instalment Plan
  • Exclusive Offers to Spend Abroad - Offers on dining, entertainment, shopping, and leisure across 19,000 outlets in over 160 countries. 
  • Facility to transfer balances from other credit cards in the UAE into HSBC Max Rewards credit card to save on interest
  • Annual Fee Waiver - No annual fee to be paid in the 1st year of purchase. The annual fee of AED 600 will be waived from the 2nd year if you spend at least AED 12,000 using the card.
  • Facility to Double Your Air Miles by spending more than AED 3,000 per month on dining, fitness, entertainment, travel, and more. 
  • Buyer Protection - Items purchased using HSBC Max Rewards Credit Card are covered in case of theft or accidental damage.
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Cashback Back & Free Airport Lounge Access - Policybazaar uae

Rewards and Offers Available on HSBC Max Rewards Credit Card

Here are the rewards and offers provided on the HSBC Max Rewards credit card -

  • Earn up to AED 500 cash back as a welcome bonus by applying for this HSBC credit card - you must spend at least AED 8,000 within the first 60 days of securing your credit card for this offer.
  • Access to more than 10,000 ‘Buy 1 Get 1 free’ offers on fine dining, food delivery, a relaxing spa day, and more via the HSBC ENTERTAINER application.
  • Get up to 12 complimentary visits to over 1,000 international airport lounges for yourself and supplementary cardholders through LoungeKey. 
  • Get up to 2 ‘Buy 1 Get 1 Free’ tickets each for VOX Cinemas and REEL Cinemas. The offer is valid for any of these movie experiences - Standard 2D, 2D Premium Mercato, 2D MAX VIP, Standard 2D VIP, 2D MAX, 3D, 2D MAX Atmos,  and Nation Tower (for VOX Cinemas); Standard 2D, Reel Junior, Standard Plus 2D, Standard Plus 3D, and Standard 3D (for REEL Cinemas). 
  • Get a discount of up to 30% at more than 400 restaurants across the UAE by using the ‘I Love Dining’ application. 
  • Save money at more than 200 airport restaurants internationally by using DragonPass Dine and Travel application. 
  • 24/7 Visa Concierge available for restaurant bookings, and customised shopping and travel arrangements
  • You can earn more rewards as you spend more than AED 3,000, AED 9,000, or AED 6,000 every month.
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Eligibility Criteria to Apply for HSBC Max Rewards Credit Card

To apply for HSBC Max Rewards Credit Card, you would be required to meet the following eligibility criteria -

  • Minimum Monthly Salary Required - AED 10,000
  • Age Group - Between 21 and 65 years old
  • Nationality - UAE resident

Documents Required to Apply for HSBC Max Rewards Credit Card

Given below are the documents necessary to apply for HSBC Max Rewards Credit Card -

  • Identification Proof - Passport, Residence Visa (for non-GCC nationals), and Emirates ID
  • Proof of UAE Residency (provide any one of these) - Tenancy Agreement or EJARI, Utility Bill (for the last 2 months), or Title Deeds (in case you own a home in the UAE)
  • Income Proof - Bank statements for the last 2 months of your salary account or 2 salary credits into your HSBC account, and salary transfer certificate or salary slips from your employer (issued in the last month)

In case you are applying for a supplementary card, you would need to provide the Emirates ID of the supplementary cardholder.

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Fees and Charges Applied to HSBC Max Rewards Credit Card

The table below lists down the applicable fees and charges on HSBC Max Rewards Credit Card -

Charges Amount
Annual Fee on Primary Card AED 600 (AED 630 with VAT)
Fee on Supplementary Card None
One-Time Setup Fee for Supplementary Cards None
APR on Purchases 44.28%
APR on Cash Withdrawals 44.28%
Cash Advance or Withdrawal Charges 3% (3.15% with VAT) of the entire amount or AED 100 (AED 105 with VAT) (whichever is higher)
Charges for Card Replacement None
Late Payment Charges (per instance) AED 230 (AED 241.5 with VAT)
Over Limit Fee AED 250 (AED 262.5 with VAT)
Charges for Retrieving Sales Slip Copy AED 25 (AED 26.25 with VAT)
Fee for Returned Cheque AED 100 (AED 105 with VAT)
Charges for Accessing HSBC Current/Savings Account via VISA/Plus, Master/Cirrus, or UAE Switch ATMs per Transaction (within and outside the UAE) AED 20 (AED 21 with VAT)
Fees for Accessing Funds in HSBC Current/Savings Account via HSBC ATMs (per transaction charges) Inside the UAE - No Charges Outside the UAE - AED 10 (AED 10.50 with VAT)
Processing Fee for Foreign Currency Transactions 2% (2.1% with VAT)
Urgent Card Delivery Services Charges AED 100 (AED 105 with VAT)
No Liability Certificate AED 50 (AED 52.5 with VAT)
Liability Letter AED 50 (AED 52.5 with VAT)
Credit Shield Plus Not Applicable
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How to Apply for HSBC Max Rewards Credit Card?

To easily apply for an HSBC Max Rewards Credit Card, you can visit policybazaar.ae, a third-party platform that is easy to use and offers the best credit card options from the leading banks and lending institutions in the UAE. 

To apply for an HSBC credit card from our website, click on the Credit Card’ tab on our home page or select the Credit Card in UAE’ option from Banking Products Options on the menu bar. You will be navigated to the lead form where you would need to provide all the asked details. Once done, click on the Proceed button.

This will take you to the credit card quotes page, where you can go through the features and offers provided by HSBC Max Rewards Credit Card and click on the ‘Apply’ tab to initiate the application process.

By applying for an HSBC credit card via policybazaar.ae, you get access to the following benefits -

  • Option to select a suitable credit card from a plethora of options from the leading banks in the UAE.
  • Discounts and offers on the purchase
  • Access to 24/7 customer care service
  • Top credit cards at attractive rates of interest
  • Assistance from finance experts in case you get stuck
Latest Offers on HSBC Credit Card
Does HSBC Max Rewards Credit Card offer coverage in case of any unauthorised transactions done using the card?

This HSBC credit card covers you in case there has been an unauthorised transaction or fraudulent activity using the card. You can get a reimbursement of up to USD 2,500 for every instance - the annual aggregate limit for this is up to USD 4,000.

What is the Annual Percentage Rate on this HSBC credit card in the UAE?

With HSBC Max Rewards Credit Card, there is an APR of 44.28% per year on outstanding cash withdrawals and purchases.

Can supplementary cardholders also gain access to the complimentary offers available on HSBC ENTERTAINER Soleil?

The complimentary offers are available only for the primary HSBC Max Rewards Credit Card holder. The supplementary credit cardholders can get a 5% discount on the annual membership fee or ENTERTAINER Soleil. 

Can you transfer the balance from other credit cards to your HSBC credit card?

Yes, you can transfer funds from other credit cards to your HSBC Max Rewards Credit Card and save on the interest applicable. This facility helps you take advantage of the bank’s competitive pricing and manage your finances smartly. 

Reviews & Ratings

4.6 / 5 (based on   20339 google icon reviews)

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