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First Abu Dhabi Bank (FAB), the largest bank in the UAE, has established itself as a leading provider of a comprehensive suite of financial services. Among its diverse offerings, FAB credit card portfolio is tailored to cater to the unique requirements of various market segments.
With a keen understanding that rewards and offers play a pivotal role in choosing the right credit card, this article will delve into the top-notch FAB credit card options available. From travel and cashback to low-rate, signature, and infinite credit cards, we will explore the rewards that these cards offer in-depth to help you make informed decisions as you navigate the dynamic world of FAB credit card reward points.
So let's dive in and discover the perfect credit card in UAE that aligns with your needs and lifestyle.
As previously highlighted, FAB provides an array of credit cards to match the varied preferences of numerous consumers. In this article, we will be examining the following top-tier FAB credit cards to offer you a comprehensive understanding of their rewards and points –
Depending on the type of your FAB credit card, you can earn the following points or rewards on your card –
FAB Credit Card | Type of FAB Rewards Points |
---|---|
FAB Infinite Travel Card | FAB Miles |
FAB Signature Travel Card | FAB Miles |
FAB SHARE Standard Credit Card | SHARE Points |
FAB SHARE Platinum Credit Card | SHARE Points |
FAB SHARE Signature Credit Card | SHARE Points |
Low-Rate Credit Card | Low-interest rate |
Cashback Card | Cashback / FAB Rewards |
Signature Credit Card | FAB Rewards |
Infinite Credit Card | FAB Rewards |
Without further ado, let’s take a look at each type of reward and its associated features for a better understanding of how the FAB credit card rewards point work –
One of the forms of reward points on FAB travel cards, FAB Miles, is highly popular in the UAE. The rewards program is designed to provide added value and enhance the overall card usage experience for FAB travel credit cardholders.
You can earn FAB miles when you use your FAB travel card, like FAB Infinite Travel Card & FAB Signature Travel Card, for making purchases or performing transactions. The number of FAB Miles earned per transaction may vary depending on the specific credit card and the type of purchase made. Given below is the current list of FAB Miles you can earn on the given card-
FAB Infinite Travel Card
For each USD 1 spent on retail purchases | 1.5 FAB Miles |
For each USD 1 spent on travel purchase | 2 FAB Miles |
FAB Signature Travel Card
For each USD 1 spent on retail purchases | 1 FAB Mile |
For each USD 1 spent on travel purchase | 1.5 FAB Miles |
You can redeem the FAB Miles through the FAB travel portal via mobile or online banking portal.
Using the Portal to Redeem FAB Miles
Using the Portal to Pay with FAB Miles
Using the Portal to Get Exclusive Benefits from their Partners
Enjoy advantages with the FAB Travel Card, such as discounted fares from top airline companies and attractive deals with worldwide hotel partners.
You can transfer FAB Miles at the participating hotels and airline partners as given below:
SHARE points are rewards currency associated with FAB SHARE credit cards. These points can be earned through eligible purchases made using the card. You can accumulate SHARE points and redeem them for various rewards, such as shopping, dining, entertainment, or travel. The points can be used at participating partners within the SHARE rewards program, providing you with a range of options for utilizing your earned points.
Refer to the table given below for an overview of FAB SHARE Points on FAB SHARE credit cards –
SHARE Points on Your Spending (Including Regular SHARE Earnings) | FAB SHARE Standard Credit Card | FAB SHARE Platinum Credit Card | FAB SHARE Signature Credit Card |
---|---|---|---|
Carrefour (in-store or online) | 6.75 % | 6.75 % | 6.75 % |
Spending at VOX Cinemas, iFLY Dubai, Little Explorers, Dreamscape, Magic Planet, and Ski Dubai | 5 % | 6 % | 8 % |
Additional earnings when you transfer your salary to a FAB account (on selected categories) | 0.25 % | 0.25 % | 0.25 % |
Spending at select merchants, including utility and fuel providers, and other supermarkets | 0.5 % | 0.5 % | 0.5 % |
Spending at Mall of the Emirates and City Centres across the UAE | Up to 3 % | Up to 4 % | Up to 6 % |
Other retail, online, and international spending | 1.5 % | 2 % | 2.5 % |
You can use your SHARE points to pay for any purchases at Mall of the Emirates, City Centres throughout the UAE, and Majid Al Futtaim brands. In addition, you can also enjoy the flexibility to pay with your SHARE points alone or combine them with cash to complete the transaction.
Keep the following terms and conditions in mind while applying for FAB SHARE Credit cards –
Low-rate interest is applicable on FAB low-rate credit cards. While the card is not eligible for any points, it provides an interest rate as low as 1.5% per month on spending with 0% interest on balance transfers for up to 18 months.
Some of the key features of low-rate credit cards are given below –
With the FAB cashback credit card, you can get 5% cashback on fuel, groceries and utilities. The card qualifies for FAB credit card rewards points – FAB reward – and can help you save a substantial amount. Furthermore, you can earn AED 300 cashback as a welcome bonus, provided you make one retail transaction within the first 30 days of car issuance.
FAB Cashback Credit Card allows you to earn cashback in the form of equivalent FAB rewards. As you use the card for eligible purchases, a percentage of the amount spent will be converted into FAB rewards, essentially cashback points. These points can then be redeemed for various benefits such as statement credits, gift cards, or other FAB rewards program offers.
The percentage at which you earn cashback may vary depending on your spending categories, such as dining, grocery, fuel, or other retail purchases. The FAB Cashback Credit Card may also feature promotions or bonus cashback offers for certain spending categories or during specific periods.
Tabled below is the cashback that you can receive on your FAB credit card as per the shopping type –
Spending Type | Cashback % | Posted in the form of Equivalent FAB Rewards |
---|---|---|
Spending in the supermarket, including online marketplaces | 5 % | 12.5 FAB Rewards/ AED 1 spending |
Utility payments, not including telecommunications | 5 % | 12.5 FAB Rewards/ AED 1 spending |
Fuel | 5 % | 12.5 FAB Rewards/ AED 1 spending |
All other retail spending including online shopping | 1 % | 2.5 FAB Rewards/ AED 1 spending |
All non-AED spending | 2 % | 5 FAB Rewards/ AED 1 spending |
To redeem your cashback, call the FAB call centre on 600 52 5500 and submit your request regarding the same.
FAB Rewards is a loyalty program associated with FAB Infinite and Signature credit cards. You can earn points or FAB credit card rewards for eligible purchases made using these cards and redeem them for various benefits like travel, shopping, dining, entertainment, and other experiences.
The number of rewards earned per transaction may differ as per the spending category and the specific credit card tier (Infinite or Signature). These cards may also offer additional benefits, such as airport lounge access, travel insurance, and exclusive discounts or promotions with partnered merchants.
You can instantly redeem your FAB credit card points and select from a broad range of rewards, including shopping, cashback, settling utility bills, dining experiences, or planning your upcoming vacation.
Let's look at each category and understand how you can redeem FAB rewards for a specific transaction.
Redeem FAB Credit Card Points (FAB Rewards) at Participating Stores
You can use your cards at the point of sale in-store at more than 4,500 terminals in the UAE, including well-known brands across Al Futtaim Group, Lulu, Al Shaya Group, Americana Group, Cine Royal, and more.
Follow these steps to redeem your FAB credit card reward points in-stores –
Some of the participating stores are listed below –
Automotive Brands | Dining | Gifts and Flowers | Grocery | Hotels |
Lexus | Angelina | Digiphoto Studio | Al Safeer | Accor Hotels |
Toyota | Bait Al Mandi | Party Centre | Bluemart | Byblos Hotel |
Honda | Caesars | Jenny Flowers International | Day to Day | Capitol Hotel |
Porsche | Café Blanc | Pink Pepper | K.M. Trading | Crowne Plaza |
Renault | Paragon | Toysrus and more | Al Madina and more | Dusit Thani |
The Elite Cars | Castello | Emirates Palace | ||
Nissan and more | Barbecue Delights and more | Hilton, Abu Dhabi |
Apart from the list, you can also swipe your FAB credit card at schools, jewellery shops, shopping centres, home furnishing shops, and more.
Redeem FAB Credit Card Points (FAB Rewards) for Paying Bills
You can also use your FAB credit card and utilise your FAB rewards to pay your utility bills. For this, follow the given steps -
Redeem FAB Credit Card Points (FAB Rewards) for Gift Cards and Shopping Vouchers
You can also redeem your FAB credit card reward points for downloading digital gift cards and shopping vouchers. Given below are the listed steps –
Use FAB Credit Card Points (FAB Rewards) for Transaction Reimbursement
You can also pay for any purchases worldwide using your FAB credit card, including Apple Pay or Samsung Pay transactions. Later, offset your spending by choosing the "Reimburse transaction" option from your Rewards dashboard on the FAB Mobile app. Note that this option can also be used to cover any bank fees.
Redeem FAB Credit Card Points (FAB Rewards) for Direct Cashback
You can redeem your FAB rewards for cashback in multiples of AED 50, which are processed immediately.
Here are the steps for the same –
Redeem FAB Credit Card Points (FAB Rewards) for Emirates Skywards Miles Exchange
You can use your FAB Rewards for Emirates Skywards Miles Exchange. Currently, 1 Emirates Skywards Mile is equivalent to 16 FAB Rewards.
Follow the given steps to redeem your FAB rewards for Miles –
Redeem FAB Credit Card Points (FAB Rewards) for Emirates Guest Miles Exchange
You can follow the above-listed steps and redeem FAB rewards for Etihad Guest Miles Exchange. Currently, the equivalence is as follows - 12 FAB Rewards = 1 Etihad Guest Mile. To complete the transaction, you are required to enter the Etihad guest number.
Redeem FAB Credit Card Points (FAB Rewards) for Travel Bookings
You can use your FAB credit cards for travel bookings at more than 120 major airlines, 650,000 hotel properties, 36 car rental companies, and across 195 countries.
Follow the steps to redeem your FAB credit card reward points for travel –
Redeem FAB Credit Card Points (FAB Rewards) for Shopping
Redeem FAB Credit Card Points (FAB Rewards) for Shukrans
You can convert your FAB credit card points to Shukrans via the FAB mobile or online banking portal. These Shukrans can be redeemed at 10 popular brands across more than 300 stores.
Mentioned below are the steps for converting your FAB rewards to Shukrans –
Policybazaar.ae is the best platform to apply for FAB credit cards the most conveniently. You can access multiple credit cards available along with their exclusive offers and benefits in one place. With our round-the-clock customer service and required assistance, you can apply for a card without facing any hassles.
Follow the given steps to apply for FAB credit cards via Policybazaar UAE online portal –
Ans: FAB provides a wide array of credit cards to cater to the diverse needs of market segments. Some of the top-notch FAB credit cards are -
Ans: You can use the FAB mobile application or online portal to track your FAB credit card reward points.