Emirates Islamic Skywards Black Credit Card

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Most Popular Emirates Islamic Credit Card in UAE

Emirates Islamic Skywards Black credit card is your go-to card for unmatched benefits. With this credit card, you can earn Skywards Miles on every purchase and enjoy unlimited complimentary access to over 1,000 airport lounges worldwide, fast-track upgrades to the Gold Tier membership, and more!

This is an excellent credit card if you are a frequent flyer with Emirates Airlines. With this card, you can take your travel experiences to the next level and enjoy exclusive rewards and services.

 

Emirates Islamic Skywards Black Credit Card
Emirates Islamic Skywards Black Credit Card
Emirates IslamicEmirates Islamic Skywards Black Credit Card
Emirates IslamicEmirates Islamic Skywards Black Credit Card
Minimum Salary (AED)35,000
Annual Fee (AED)5000/3000*
feature-iconFeatures
  • Welcome Bonus
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits
  • Skywards Miles

 

What are the Features and Benefits of the Emirates Islamic Skywards Black Card?

The key benefits and features of the Emirates Islamic Skywards Black credit card include —

 

  • Welcome bonus of up to AED 100,000 Skywards Miles (offer valid till 31st August 2024)
  • Upgrade to Emirates Skywards Silver Tier automatically
  • Fast-track upgrade to Emirates Skywards Gold Tier Membership
  • Up to 3.5 Skywards Miles per USD spent
  • Unlimited complimentary access to more than 1,000 airport lounges globally
  • Complimentary golf rounds and 3 valet parking services
  • Complimentary access to Sharjah Ladies Club and Dubai Ladies Club
  • 25% off on Skywards ‘Gift Miles’ and ‘Buy Miles’

 

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Eligibility Criteria for an Emirates Islamic Skywards Black Credit Card

Check out the general eligibility requirements for the Emirates Islamic Skywards Black card — 

 

Eligibility Criteria Requirements
Age 21 years or above
Monthly Salary AED 35,000 or more
Nationality You must be a UAE national or a UAE expatriate
Employment Status Self-employed or salaried 
aecb credit score As per your profile

Note: As the bank may have other eligibility criteria, it’s advisable to check the eligibility requirements with the bank before applying.

 

Documents Required for an Emirates Islamic Skywards Black Card

Listed below are the documents usually required for the Emirates Islamic Skywards Black credit card in the UAE —

 

  • Emirates ID (original and a copy)
  • Security Cheque
  • Passport (original and a copy)
  • Salary certificate (for salaried individuals)
  • Trade Licence (for self-employed individuals)
  • Recent 3-6 months’ original bank statements

Note: Emirates Islamic Bank may require you to submit other documents beyond the ones listed above.

 

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How to Apply for an Emirates Islamic Skywards Black Credit Card via Policybazaar UAE?

Enjoy the smoothest Emirates Islamic Skywards Black credit card application experience with Policybazaar.ae. We make sure you choose the right card and easily get it through our portal.

 

  1. On policybazaar.ae, select ‘Banking Products’ on the homepage’s drop-down menu.
  2. Choose ‘Credit Cards in UAE’.
  3. Enter your details in the lead form.
  4. Locate the Emirates Islamic Skywards Black card from the list or use filters to find it.
  5. Apply and submit the card application.

Once done, just wait for a while — our team will go through your application and connect with you soon. 

 

Emirates Islamic Skywards Black Card: Fees and Charges

Tabled below are the major fees and charges linked to the Emirates Islamic Skywards Black credit card —

 

Type of Fee Charges
Annual Fee  Without fast track to Gold tier membership Option: AED 3,000 (Annual Membership Fee of AED 2,000 and Joining Fee of AED 1,000)   Fast Track to Gold tier membership Option: AED 5,000 (Annual Membership Fee of AED 4,000 and Joining Fee of AED 1,000) 
Profit Rate 3.25%
Retail Interest 1.84%
Foreign Currency Transaction Fee 1.84%
Overlimit Fee AED 249
Late Payment Fee AED 225

 

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Q1: What is the minimum salary required to apply for the Emirates Islamic Skywards Black credit card?

Ans: You must have a monthly salary of at least AED 35,000 to apply for the card.

Q2: How much is the late payment for the credit card?

Ans: Emirates Islamic Bank charges an amount of AED 225 as a late payment fee for this card.

Q3: Are valet parking services included as a benefit of the credit card?

Ans: Yes, you can use complimentary valet parking services up to 3 times in a month.

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