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Standard Chartered Credit Card Eligibility

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Standard Chartered Bank launched its first branch in the UAE in 1958. With a remarkable history of more than 150 years across the world, Standard Chartered Bank is one of the oldest financial solutions providers in the country. The banking products and services offered by the bank include bank accounts, credit cards, loans, fixed deposits, insurance, and various investment options.

With Standard Chartered Bank credit cards, you can enjoy a wide range of deals and discounts on dining, lifestyle, entertainment, travel, etc. To enjoy these benefits, you must apply for a Standard Chartered Bank credit card today. All the credit cards of the bank come with specific eligibility requirements that you need to meet in order to get the application approved. 

Let’s go ahead and check the top Standard Chartered Bank credit cards eligibility criteria, followed by the factors that can help you improve the chances of receiving the card of your choice. 

Standard Chartered Bank Credit Card Eligibility in the UAE

Find below the Standard Chartered Bank credit card eligibility criteria you have to fulfil when applying for a credit card.

  • The applicant must be a UAE resident to apply for a Standard Chartered Bank credit card.
  • A good credit score is required on the applicant’s part.
  • The applicant must meet the minimum monthly income criteria of their chosen Standard Chartered Bank credit card.
  • The applicant must be a self-employed or a salaried individual.
  • The applicant must have a regular source of income in the UAE.

Top Standard Chartered Bank Credit Cards Eligibility Criteria

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card
Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1,575
  • Free for 1st year
  • Airport Lounge Access
  • Golf Benefits
  • Health Club Memberships

Eligibility Criteria

  • The applicant must be of age 21 to 60 years old
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly salary of AED 30,000.

Standard Chartered Manhattan Rewards+ Credit Card

Standard Chartered Manhattan Rewards+ Credit Card
Airport Lounge Access
  • Minimum Salary AED 10,000
  • Annual Fee AED 525
  • Free for 1st year
  • Airport Lounge Access
  • Hotel Discounts

Eligibility Criteria

  • Must be between 21 and 60 years old
  • Must be a UAE resident
  • Good credit score required
  • Must have a minimum monthly salary of AED 8,000

Standard Chartered Cashback Credit Card

Standard Chartered Cashback Credit Card
Free for 1st year
  • Minimum Salary AED 8,000
  • Annual Fee AED 525
  • Free for 1st year
  • Movie Discounts
  • Dining Benefit
  • Travel Benefits
  • Hotel Discounts

Eligibility Criteria

  • Must be between the age of 21 and 60 years old
  • Must be a UAE resident
  • Must have a good credit score
  • Minimum monthly salary of AED 8,000 required

Documents Required to Apply for Standard Chartered Bank Credit Cards

Here are the documents you should keep handy when you plan to apply for Standard Chartered Bank Credit Cards.

  • Identity Verification – Emirates ID – Original and a copy
  • Address Verification – Utility Bill/Contract of Tenancy – Original and a copy
  • Residency Verification – A valid Passport with an active residency visa  – Original and a copy
  • Employment Verification – Salary Letter/Appointment Letter – Original and a copy
  • Income Verification for salaried applicants – Bank Statement/ Salary Slips for the previous three months – Original and a copy of each
  • Income Verification for self-employed applicants – Bank Statement/ Salary Slips for the previous three months – Original and a copy of each

Factors Affecting Standard Chartered Bank Credit Card Eligibility

Find below the factors that your Standard Chartered Bank Credit Card eligibility.

  • Monthly Income: As your monthly income is an adequate indicator of your financial stability, banks verify your monthly income along with other details before approving your credit card application. If you meet the Standard Chartered Bank credit card eligibility criteria in terms of salary, you have a good chance of getting a credit card quickly.
  • Age: Age is another major factor that affects your Standard Chartered Bank credit card eligibility. You must meet the age criteria, i.e., from 21 to 60 years old, to get your credit card application approved.
  • Debt Repayment: Paying your debts on time can help you enhance your Standard Chartered Bank credit card eligibility while adding a positive point to your credit report. Make sure you complete all your monthly payments on time and avoid carrying forward those to the next billing cycles.
  • Credit Score: While not the ultimate aspect, your credit score plays a critical role in getting the Standard Chartered Bank credit card application approved. Banks in the UAE first check your credit score to know your debt repayment history and credit report before proceeding further with your credit card application. So if you wish to get a credit card easily, keep your credit score higher and up-to-date.
  • Credit Settlement: Settling your dues at a reduced amount may appear appealing, but it can also impact your credit score negatively. It is recommended to avoid paying your debts in pieces or piling them up by missing out on the due dates.

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Simple Ways to Improve Standard Chartered Bank Credit Card Eligibility

Here are a few simple measures that you can take to enhance your Standard Chartered Bank credit card eligibility.

  • On-Time Payments: Make sure you clear your dues on time to maintain a good debt repayment history, as this helps you improve your credit score and increases your chances of getting a credit card with great ease.
  • Fewer Credit Inquiries: Reducing the number of credit card or loan inquiries can also contribute to improving your Standard Chartered Bank credit card eligibility. Instead of repeatedly calling the bank’s helpline and negatively affecting your credit report, you can use other online methods to find answers to your credit-related questions.
  • Income Resources: Don’t forget to mention all your income resources in your Standard Chartered Bank credit card application. These details help the bank know that you have a stable income and that you can manage your dues with great ease. 

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FAQs on Standard Chartered Bank Credit Card Eligibility

How do I check my Standard Chartered Bank credit card eligibility?

There are multiple ways to check your Standard Chartered Bank credit card eligibility. If you want to check online, you can visit our credit cards section or the Standard Chartered Bank’s website to find the required information. Alternatively, you can contact the bank’s help and support team or even visit the nearest branch to check the eligibility criteria.

How do I apply for a Standard Chartered Bank credit card?

Standard Chartered Bank offers both online and offline methods to apply for a credit card. If you are a new banking customer, you can visit the bank’s website and fill out the application form to apply for your chosen Standard Chartered Bank credit card. On the other hand, if you are an existing banking customer, you can log in to the online or mobile banking portal and fill out the application form to apply for a credit card. If you prefer to apply for a credit card offline, you can visit the nearest Standard Chartered Bank branch and follow the same process. 

If you want to compare the best credit cards in the UAE and make your choice, you can also visit our credit cards section where you will discover plenty of cards with detailed features. Such ease of comparison and access ensures that you can get your favoured credit card with a few clicks from the comfort of your home.

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