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Sharjah Islamic Bank Credit Card Cash Withdrawal

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Sharjah Islamic Bank, popularly referred to as SIB, was formerly called the National Bank of Sharjah. This is one of the major financial institutions in the UAE that provides customers with various facilities. The bank has revolutionized personal and corporate banking in the UAE. 

Among numerous exciting facilities offered by SIB, Sharjah Islamic Bank credit card cash withdrawal is very handy. You can use this feature in case you need funds on an emergency basis. The traditional credit card is essential to have since it has affordable fees and high upper limits that make shopping enjoyable and rewarding. It allows the cardholder to spend more money on the goods they wish to. The common types of Sharjah Islamic Bank credit cards are:

  • Sharjah Islamic Bank Titanium Smiles Credit Card 
  • Sharjah Islamic Bank World Smiles Credit Card

Sharjah Islamic Bank Credit Card Cash Withdrawal Limits and Charges

The upper limit of cash withdrawal is determined by various factors and thus it tends to vary from individual to individual. Matters that have a huge impact on the SIB credit card cash withdrawal limit are:

  • Current credit score
  • Past credit history
  • Your income

Moreover, different types of credit cards in UAE have different values of upper limits. You will be glad to know that our website helps you increase your credit score and avail the best credit cards. Providing credit scores is a chargeable service that Policy Bazaar UAE does for absolutely free. You can also browse through various credit card options on our website and select the most convenient one for you. 

You need to be informed of the costs and expenses related to your credit card. Sharjah Islamic Bank credit card cash withdrawal charges are well-defined and customers are notified about them beforehand. For a better understanding, kindly refer to the following points. 

For Sharjah Islamic Bank Titanium Smiles Credit Card:

  • There is no annual cost for either the primary card or the supplementary card
  • The applicable monthly profit rate is 2.49%

For Sharjah Islamic Bank World Smiles Credit Card

  • The billable annual cost for the primary card is AED 525. The extra card is provided without charge
  • The applicable monthly profit rate is 2.49%

Pros and Cons of Sharjah Islamic Bank Credit Card Cash Withdrawal

Sharjah Islamic Bank provides you with the facility of cash withdrawal and cash advance.

The key benefits of Sharjah Islamic Bank credit card cash withdrawal include:

  • You can easily link your credit card through the official website of SIB and generate an ATM pin to start withdrawing cash anytime, anywhere
  • Sharjah Islamic Bank cash withdrawal option lets you avail yourself cash advance through proper application

Disadvantage

However, a cash advance has a higher rate of interest. If you apply for a higher amount of cash advance, you have to repay a larger amount as interest. 

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Sharjah Islamic Credit Card Cash Withdrawal Process 

The process of withdrawing cash using a SIB Bank credit card is illustrated below.

  • To withdraw cash in an ATM, place your credit card in the slot.
  • When you enter your ATM pin, the ATM will enable the transaction features.
  • First, pick your preferred language.
  • Then select the tab for cash withdrawal.
  • The ATM will ask you how much money you want to withdraw.
  • Enter the amount, then wait for the ATM to release the money.
  • The device will also dispense a transaction slip if you choose to have one.

Once you generate your SIB credit card ATM pin, you can use the card to withdraw cash from ATMs anywhere in the world. Be mindful of the upper limit. If you opt for an amount in the ATM higher than the upper limit, ATMs will not dispense the amount. 

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