RAKBANK, established in 1976 in the emirate of Ras Al Khaimah, is also referred to as the National Bank of Ras Al Khaimah. Besides corporate banking, the bank also provides services and products across business and personal banking through its 27 branches in the UAE. In addition, through its Islamic Bank Unit called the RAKislamic, RAKBANK also provides Sharia-compliant business and personal banking aids.
While the bank provides several exquisite financial services and products, one such facility that simplifies access to all the major features of a credit card is the RAKBANK credit card online banking. In the article below, all the major aspects related to RAKBANK credit card online banking and RAKBANK credit card in UAE will be discussed.
RAKBANK Credit Card Net Banking
Using the RAKBANK credit card login, you can easily access the online portal at any time and from anywhere. All you need to do here is to register for the RAKBANK netbanking service by providing a user ID and password.
How to Register or Create a RAKBANK Credit Card Net Banking Account?
Registration for the RAKBANK credit card online login can be completed in a few simple steps as illustrated below.
Visit the official RAKBANK website and navigate to the online banking section.
Tap on the ‘Apply Now’ option there and select the product type as a credit card.
Provide your credit card number and follow the on-screen instructions.
This will allow you the option to create a user ID and password. Carefully enter your preferred details and make sure that the password is complex to decipher yet easy to remember.
Once done with the registration, log in to your portal.
What is the RAKBANK Credit Card Netbanking Login Process for Existing Users?
Users already having their RAKBANK online credit card login credentials need not register again. To access their respective netbanking accounts, users can check out the below-mentioned instructions:
Go to the internet banking page on the official RAKBANK website and click on the ‘Continue to login’ option.
Type in your User ID and Password.
Hit the ‘Login’ button and you will be able to start RAKBANK Credit Card Online Banking.
Benefits of Accessing RAKBANK Credit Card Online
If you are wondering whether you should open a RAKBANK credit card online banking or not, you can refer to the enlisted points and get acquainted with the merits of a credit card netbanking account.
Instant Utility Bill Payments - Using the RAKBANK login credit card, you can easily pay all your bills without any trouble and even transfer funds. Simply go to the payments field and pay the required bills or do other transactions as per your requirements.
Quick Balance Check - If you wish to know about the remaining balance on your credit card, you can simply sign in to your RAKBANK credit card online banking and instantly check your outstanding balance and the total balance.
Enjoy the Reward Points - Whenever you make a transaction via credit card, you earn a few points depending on the amount and the type of the transaction. These reward points can be used for expenses associated with shopping, travel, dining, and many more. With these points reflecting on your online bank account, you can easily redeem them as you find appropriate and utilise them for excellent benefits.
Instant Access to Previous Bank Statements - A remarkable aspect of the RAKBANK credit card login is that it also allows you to check your previous transactions. By providing the dates for which you require information, you can easily view bank statements and even download a copy of them.
RAKBANK Credit Card Payment Through Net Banking
Paying the credit card bill at the end of the cycle, while necessary, can also be tedious as well as difficult to remember. However, paying the bill is immensely convenient now as you can simply utilise RAKBANK online credit card login and go to the credit card bill payment section to perform the action.
How to Change RAKBANK Credit Card ATM PIN Through Net Banking
RAKBANK allows users to access the facility of changing their credit card ATM PIN through online banking. While you can always visit any RAKBANK ATM for the same, requesting a new PIN online from the credit card section is significantly easier.
It is highly recommended to change your PIN at certain intervals for safety purposes. With RAKBANK online credit card login, this can be easily done without the hassles of visiting an ATM to accomplish the same.
RAKBANK Netbanking Credit Card Login Process for Forgotten Passwords?
Visit the RAKBANK online banking page.
Click on the ‘Forgot Password’ option given below.
Enter the credit card number in the specified box to initiate the process.
Type in your information related to passport and date of birth.
After that, an OTP will be sent to your registered mobile number.
Enter the OTP and the Card PIN.
You will now be asked to set up a new password. Once you are done, log in to your credit card online banking by using the password you just created.
I am unable to recall my RAKBANK credit card login ID. Is there a way through which I can retrieve my User ID?
Yes, if you wish to recover your RAKBANK credit card online login ID, perform the following steps:
Open the login page of internet banking.
Tap the ‘Forget User ID’ option.
You will find three options to choose from: Account Number, Credit Card, or Debit Card. Choose a credit card and enter the card number.
Enter the One-Time Password (OTP) after receiving it on your registered contact number.
Provide your credit card PIN, create a new password, and log in to your account.
What all facilities do I get if I apply for the RAKBANK credit card online banking?
The following is the list of credit card services you can avail of using internet banking -
Reissue the credit card ATM PIN
Assistance with a stolen or lost card
Download bank statements
Cashback/ reward points redemption
Modification in the credit card amount limit
Do I have to pay any charges in order to opt for RAKBANK internet banking?
No, opening a RAKBANK online credit card account does not require any fees. However, when availing of the fund transfer service, you may be required to pay a certain amount.
While the above-mentioned details regarding RAKBANK credit card online banking are sufficient to utilise this feature, you can always connect with us and discuss with the experts if you require any additional assistance regarding the same.