In the UAE, banks have different salary criteria for credit card eligibility, which varies depending on the card type. Generally, lending institutions require a minimum monthly salary to ensure the applicant's ability to repay credit card balances.
However, AED 5,000 is the minimum salary for credit card qualification. Let’s see which banks offer low salary credit cards and other relevant details.
What is the Minimum Salary for Credit Cards in the UAE?
In the UAE,banks generally require a minimum monthly salary of AED 5,000 to qualify for a credit card. Those with a salary below this amount are not eligible to apply for a card.
However, meeting this salary requirement alone does not guarantee application approval. You must adhere to other criteria as well to qualify for a credit card. These include your age, employment status and type, nationality, credit Score, and more. Failing to meet these requirements results in application rejection, further leading to a decrease in credit score.
Top Low Salary Credit Cards in the UAE
Tabled below are the best low salary credit cards in UAE along with their key features and benefits:
Up to 2 free Reel Cinema tickets with 'Buy 1 Get 1' offer
Hotel discounts- Credit of USD 25 on food and beverages at 900+ hotels globally with Visa Luxury Hotel Collection
Other features-
Up to 4 supplementary cards
Salik and NOL auto top-up
Purchase Protection
Extended Warranty
Easy Payment Plans
Balance Transfer
Low Salary Credit Cards: Documentation and Eligibility Criteria
Let’s see what are the other requirements for a low salary credit card other than income. Additionally, we have provided a documents checklist for the same:
Eligibility Criteria
Documents
Minimum Age- 21 years
Employment Type- Salaried or self-employed individual