How to Pay Utility Bills with Your Credit Cards?

Compare & Apply for Credit Cards
  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts




Best credit cards with 0 Annual fee*


Best credit cards with 0 Annual fee*

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Salary range
5,000 AED50,000+ AED
Credit card Banner
Most Popular Credit Card in UAE

Individuals often tend to choose a credit card when it comes to selecting an ideal financial tool for regulating bill payments. This is done because credit cards always come in handy and facilitate efficient financial management, whether related to a utility bill payment or debt repayment. Moreover, credit card online payments are easy to initiate and can be done within minutes without any hassle.

Let’s go through the article below to find out how you can easily pay utility bills using credit card payments.

Ways to Pay Utility Bills Using a Credit Card 

Credit card online payment is a convenient method to pay off your utility bills, credit card bills, and debts, as online credit card payments involve only a few simple steps that an individual can perform at anytime from anywhere. Additionally, online credit card payments are also safe and secure. 

Online utility bill payments with a credit card can be made in two ways – through the website of the respective bank or its mobile application. The following is the detailed process on how to make utility bill payments via these two methods –

Via Website

  1. Open the official website of the bank or the financial institution of which you have a credit card
  2. Use your login credentials to view your online bank account
  3. Proceed towards the payment section
  4. Select the type of utility bill payment you want to perform
  5. Enter the details related to your bill account and submit them
  6. Once you are redirected to the next page, choose the payment method as a credit card
  7. Enter your credit card details like credit card number, expiry date, CVV number, and so on, and submit them 
  8. Once the payment is completed, you will be directed to the confirmation page

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Via Mobile Application 

  1. Download and install your bank’s mobile application on your smartphone
  2. Register yourself and use your online banking credentials to log into your account
  3. Move to the payments section and select the bill payment option
  4. Select the type of bill you want to pay and enter the bill-related details
  5. Once you are on the payment page, select credit card as the payment method
  6. Enter your credit card details and submit
  7. Upon successful payment, you will be taken to the confirmation page

What Type of Utility Bills Can You Pay Using a Credit Card? 

The following is a list of some types of utility bills that can be repaid using your credit card – 

  • DEWA: The Dubai Electricity and Water Authority (DEWA) provides several payment channels to let UAE residents pay their water and electricity bills. Some of them include the DEWA smart app, the DEWA website, Apple Pay, Auto Pay, and Easypay. Individuals can utilise their credit cards while paying through any of these channels.
  • SEWA: Similar to the DEWA is the SEWA, which stands for Sharjah Electricity, Water, and Gas Authority. UAE residents can pay their bills through the SEWA E-service portal and SEWA mobile application. Individuals can use their credit cards to make payments through the portal and app.
  • Salik: The Salik system implemented in Dubai allows the electronic collection of road toll, which allows cars to pass by toll gates without stopping and reduces congestion on roads. RTA allows car owners to use various methods to recharge their Salik accounts, and individuals can use the e-pay option and make credit card payments to update their Salik balance.
  • Du: The Du service in the UAE allows residents to recharge their mobile, internet, and TV plans. Users can log into their Du account online or via the official mobile application and select the credit card online payment method to update the balance of respective utilities.
  • Etisalat: Etisalat is one of the eminent telecommunications service providers in the UAE. Similar to the other bills, UAE residents can make credit card payments to recharge their plans related to the internet, mobile, TV, and other devices online.

discount offers - Policybazaar uae

Key Takeaways

Owing to the convenience and security of the method, credit card payments have become prevalent even for utility bills in the UAE. The same is the case for credit card online payments, which can be quickly completed with just a few clicks. Whether going online or via mobile applications, you can easily complete various utility bill payments related to electricity, Salik, internet, mobile, and more using your credit card

In case you come across any issue related to the credit card online payment for utility bills, you can reach out to the customer support team of your bank and get your doubts clarified. 

If the ease of payments with credit cards fascinated you, check out the ‘credit cards’ section on and find some of the most excellent credit cards with rewards and offers at the best prices.

Related Links

How to Transfer Credits from Etisalat to DU and Vice Versa in UAE
How to Transfer Credit from Etisalat to Etisalat
How to Make Credit Card Payments with Your Phone in UAE
SEWA - New Connection, Bill Payments, Services Charges, Customer Service Centers
Top 6 Best Payment Methods to Opt for in the UAE
The 10 Best Credit Cards for Paying Monthly Bills in UAE
How to Recharge Salik in Dubai Through Credit Card and Other Ways
Top 5 Benefits of Paying Off Utility Bills Using Credit Cards in UAE
DEWA – Bill Payment Options, Registration & Cancellation, Tips to Save Energy
How to Manage Credit and Debit Cards in Samsung Pay?

More From Credit Cards