Best credit cards with 0 Annual fee*
Emirates NBD is recognised for providing world-class banking services to UAE citizens. Similar to its other financial services, the Emirates NBD credit card provides excellent discounts and rewards to customers. However, although a straightforward process, the Emirates NBD credit card application involves numerous steps right from filling out the form to credit card delivery. To ensure all the steps and processes are carried out smoothly, you need to stay updated with Emirates NBD credit card application status.
As part of its transparent services, Emirates NBD intimates the applicants throughout the credit card application process and keeps them updated with all the requirements through mail and SMS. Still, if you wish to know your credit card application status, you can reach out to the bank through online and offline modes and request the same as an applicant.
The article below lists various ways to check Emirates NBD credit card application status.
Emirates NBD offers both online and offline channels that allow you to check your credit card application status at your convenience. You can log in to the official website of the bank or visit a nearby branch in person. Keep your credit card application number and your personal identity handy while checking the application status, as the bank requires these two pieces of information to retrieve your credit card status. Some common ways to check to know your Emirates NBD credit card application status are given below.
As already mentioned, the bank provides online channels to check Emirates NBD credit card application status. You can use the official portal or the Emirates NBD mobile banking application to conveniently check the status of your credit card application. As soon as you submit your application form, you get a reference number (application number). While checking your application status you need to enter the form details and follow the instructions. The following are the steps to know your Emirates NBD credit card application status online.
To check the status of your Emirates NBD credit card through the official website, follow the below steps.
The portal will display the current status of your Emirates NBD credit card application. Alternatively, you can also log in to your bank account and choose the credit card option to know your application status. You can follow the steps mentioned below.
You can also use the Emirates NBD mobile app to check your credit card application status, similar to checking through the official portal. Follow the steps mentioned below to check Emirates NBD credit card application status via mobile app.
Besides the online methods, you can also check your Emirates NBD credit card application status through various offline means like visiting the bank branch, contacting customer support, etc. Here are a few ways to know your Emirates NBD credit card application status offline.
In case it is convenient for you to visit a nearby Emirates NBD bank, you can check your credit card application by requesting a bank representative. You will be required to provide your credit card application details like your application number or reference number, personal ID, and your contact number. Once you furnish these details, the representative will provide you with the current status of your credit card and related details.
As an alternative, you can also contact the bank’s customer support and request your current credit card application status. Again, you need to provide your application number, personal ID details, and contact details to the support representative for identity verification over the call. Once your identity is verified, the representative will inform you regarding the details of active credit card applications along with their status.
Emirates NBD provides customer support through IVR services. You can contact the bank through the IVR number mentioned on the official website. Follow the instructions and register your query for Emirates NBD credit card application status. The system will intimate you of your current application status over the phone or through SMS.
If you manage your finances and debts responsibly and maintain a good credit score, you can usually get a new credit card approved without hassles. However, several other factors are also involved that can affect the approval of your card. In case you are struggling to get your credit card approved, here are a few things you can do.
|What are the Chances of Your Approval for a Credit Card?|
The bank can reject your credit card application due to several reasons some of which are mentioned below.
If your application gets rejected and you know the reason for rejection, you don’t need to take stress as you can easily work on improving your financial performance to take the bank in confidence to provide you with a credit card. Here are a few things you can do when applying for an Emirates NBD credit card after rejection.
Frequently Asked Questions
Ans. Yes, you can check your credit card application status online by visiting the bank’s official portal and entering your credit card application number. After the submission of the online form, the portal displays the current status of your credit card application.
Ans. There are several ways to check your credit card application status offline. You can visit the bank in person and request the banking personnel to provide your credit card application status. Alternatively, you can use the customer support service of the bank and retrieve your Emirates NBD credit card application status.
Ans. Emirates NBD bank intimates the applicants at every step through SMS to their registered mobile number. In case of approval or rejection, the bank sends an update regarding the current application status and subsequent process.
Ans. If your credit card application is rejected due to a low salary, you can apply for a secured credit card. However, you will need to deposit a certain amount to the bank to secure the credit card.
Ans. An unstable income is one of the biggest risks to the bank, as it usually indicates unstable finances on your part, meaning that you may not be able to repay your card bills. Consequently, the bank generally rejects credit card applications for individuals with unstable income or offers a low credit limit to compensate for the risks.